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Dhundhunan: Asimilasi Budaya dan Pergeseran Nilai Agus Fakhrina
Jurnal Penelitian Volume 13 Nomor 1 2016
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jupe.v13i1.1191

This research explores the assimilation of Islamic culture in Javanese culture in dhundhunan ceremony that is performed in Javanese moslem community living in Karangjompo, Tirto, Pekalongan, Central Java and the value changes in that ceremony. To achieve the aim of this research, observation and interview were done. It was found that there were some assimilations and value changes in that ceremony, i.e. prayers that were performed in that ceremony adopted Islamic culture like asking God for safety by reciting shalawat barzanji. Meaning of the symbols uborampe in that ceremony has been forgotten by them. They perform that ceremony only formally without caring about the meaning and feeling the magic values.

Kebebasan Ekonomi Vis a Vis Intervensi Negara: Perspektif Ibn Khaldun Agus Fakhrina
Jurnal Penelitian Volume 14 Nomor 1 2017
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jupe.v14i1.1206

This research was aimed to explore the economic freedom vis a vis government intervention according to Ibn Khaldun. To answer this question, researcher studied al-Muqaddimah of Ibn Khaldun. The ideas of Ibn Khaldun in his al-Muqaddimah were analized by using content analysis. Beside that, I also used Karl Mannheimâ€™s sociology of knowledge approach to analyze his ideas. The result revealed that Ibn Khaldun emphasized the economic activities had to be free from the restrictive power of the government. The economic freedom, however, had not to be free from rule of game. It had to be under the control of the rule of game, and to do that the role of government was very necessary. Based on Karl Mannheimâ€™s sociology of knowledge, Ibn Khaldun ideas were influenced by social knowledge determination in his life and he also used his perspective as Moslem to explore his ideas. It could be said that there was so strong relation between Ibn Khaldun ideas and the social reality in his life. Thus, his knowledge type was ideological, not utopian.

TINGKAT KESEHATAN BANK BUMN SYARIAH DENGAN BANK BUMN KONVENSIONAL: METODE RGEC (Risk Profile, Good Corporate Governance, Earning dan Capital) Nur Fitriana; Ahmad Rosyid; Agus Fakhrina
Jurnal Ekonomi Dan Bisnis Vol 17, No 2 (2015): Jurnal Ekonomi dan Bisnis September 2015
Publisher : Fakultas Ekonomi Universitas Pekalongan

This study aims to compare the level of health of sharia state-owned banks to conventional stateownedbanks using the latest instruments of Bank Indonesia, RGEC. Variables are compared namelyrisk profile, good corporate governance, earnings, and capital. Data are tested using Mann-Whitneyand the results show no significant difference between the two except on earnings. This difference isdue to the difference between the assets and the age of the two.Kata Kunci: RGEC, Bank BUMN Syariah, Bank BUMN Konvensional, Tingkat Kesehatan Bank

Dhundhunan: Asimilasi Budaya dan Pergeseran Nilai Agus Fakhrina
Jurnal Penelitian Volume 13 Nomor 1 2016
Publisher : LPPM UIN K.H. Abdurrahman Wahid Pekalongan

This research explores the assimilation of Islamic culture in Javanese culture in dhundhunan ceremony that is performed in Javanese moslem community living in Karangjompo, Tirto, Pekalongan, Central Java and the value changes in that ceremony. To achieve the aim of this research, observation and interview were done. It was found that there were some assimilations and value changes in that ceremony, i.e. prayers that were performed in that ceremony adopted Islamic culture like asking God for safety by reciting shalawat barzanji. Meaning of the symbols uborampe in that ceremony has been forgotten by them. They perform that ceremony only formally without caring about the meaning and feeling the magic values.

Kebebasan Ekonomi Vis a Vis Intervensi Negara: Perspektif Ibn Khaldun Agus Fakhrina
Jurnal Penelitian Volume 14 Nomor 1 2017
Publisher : LPPM UIN K.H. Abdurrahman Wahid Pekalongan

This research was aimed to explore the economic freedom vis a vis government intervention according to Ibn Khaldun. To answer this question, researcher studied al-Muqaddimah of Ibn Khaldun. The ideas of Ibn Khaldun in his al-Muqaddimah were analized by using content analysis. Beside that, I also used Karl Mannheimâ€™s sociology of knowledge approach to analyze his ideas. The result revealed that Ibn Khaldun emphasized the economic activities had to be free from the restrictive power of the government. The economic freedom, however, had not to be free from rule of game. It had to be under the control of the rule of game, and to do that the role of government was very necessary. Based on Karl Mannheimâ€™s sociology of knowledge, Ibn Khaldun ideas were influenced by social knowledge determination in his life and he also used his perspective as Moslem to explore his ideas. It could be said that there was so strong relation between Ibn Khaldun ideas and the social reality in his life. Thus, his knowledge type was ideological, not utopian.

Pendayagunaan Dana Sosial Bank Syariah Melalui Platform Financial Technology untuk Pemberdayaan UMKM pada Era Digital Rizky Andrean; Nor Fatmah Rahmawati; M. Khoirul Fikri; Agus Fakhrina
Velocity: Journal of Sharia Finance and Banking Vol. 3 No. 1 (2023): May 2023
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

This study aims to describe the empowerment of MSMEs in the digital era based on the utilization of social funds by Islamic banks through financial technology platforms. This research is qualitative research with a type of literature research. This study uses secondary data sourced from books, scientific journals, mass media news, as well as sources from the internet which are considered credible and of both national and international standards and are relevant to the matter being studied. Apart from that, to support this research, primary data sources were also used which came from the results of interviews which were studied further through focus group discussion (FGD) activities. The results of the study show that Indonesia is a country with a large potential for MSMEs. The main problem faced in empowering MSMEs is limited access to financing because many MSMEs are not yet bankable. On the other hand, Indonesia also has alternative potential for MSME financing through the utilization of Islamic bank social funds consisting of zakat companies and corporate social responsibility (CSR). In the digital era, this financing can be channeled through financial technology platforms. To be more competitive, the benefits of MSME beneficiaries are not only access to financing but also business empowerment outside of financing aspects such as training and so on provided by the MSME Center which is owned/formed by the financial technology platform.

PENGELOLAAN BAITUL MAAL PADA BAITUL MAAL WA TAMWIL (BMT) DI KOTA PEKALONGAN Agus Fakhrina
JURNAL PENELITIAN Vol 12 No 1 (2015): Volume 12 Nomor 1 2015
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jupe.v12i1.10057

This research was aimed to know whether the interest based-banking system still shadow the sharia based-banking system in the light of that the former operate in a banking industry dominate by interest system.to proof whether it is true or not, it is necessary to do a research that questions whether interest rate of credit and deposit of conventional bank influence margin rate of murabahah finance of Islamic bank in Indonesia. The result showed that in a banking industry environment dominated by interest system, Islamic bank have not yet release from the old system. This is proven by that interest rate of credit and deposit of conventional bank has significance influence to margin rate of Islamic bank Indonesia, either partially or simultaneously, with determination coefficient 53.1%. It means that the contribution of those both variables (interest rate of credit and deposit simultaneously) to margin rate of murabahah is 53.1%. The rest (46.9%) is influenced by other factors.

SURVEI ATAS IMPLEMENTASI GOOD UNIVERSITY GOVERNANCE Studi Kasus STAIN Pekalongan Ahmad Rosyid; Agus Fakhrina; Miftahul Huda
JURNAL PENELITIAN Vol 11 No 1 (2014): Volume 11 Nomor 1 2014
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jupe.v11i1.10084

The implementation of Good University Governance’s principles (accountability and responsiveness), academic culture, academic’s service quality and initiatives in the STAIN Pekalongan’sacademic society was tested in this study. Data werecollected from three main internal stakeholders (students, staffs, and lecturers) usingquestionnaire and their perception differences were analized using non parametric test of difference. The results show that (1) the total averages results placed between 7.34 to 9.89 which means that research variables were at a medium level (2) lecturers’ perceptions differ significantly from bothstaffs and students.

Efektivitas Pelaksanaan Fatwa DSN-MUI Tentang Sanksi Nasabah Pembiayaan Bermasalah Pada Produk BSI OTO Dewi, Miftah Rosiana; Fakhrina, Agus; Qiptiyah, Mariatul
el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v4i2.9231

This study aims to analyze the effectiveness of the implementation of DSN-MUI Fatwa No. 17/DSN-MUI/IX/2000 concerning sanctions for capable customers who delay payments on BSI OTO financing at BSI Kajen Pekalongan. And analyze the factors that influence its effectiveness. This research method uses empirical juridical with a case study approach and legislation. The resulting data are analyzed using descriptive analysis techniques. The results of the study indicate that the late payment fine policy for financing, implemented by BSI Kajen Pekalongan on BSI OTO products, has proven effective in improving customer discipline and managing financing risks. The fine is only imposed on customers who are capable but deliberately delay (mumatil) payment of financing installments. The fine may be imposed as a form of ta'zīr (social/financial punishment). The main factors that support this effectiveness include strict compliance with sharia principles, where fine funds are not a source of bank income, but are allocated for social and charitable activities. This research contributes to the development of Islamic economic law studies and the evaluation of the application of the DSN-MUI Fatwa on financing products in Islamic Financial Institutions.

ALTERNATIVE PROFIT-SHARING SYSTEM IN THE MUDHARABA SCHEME IN SHARIA BANKING PERSPECTIVE M. BAQIR AL-SADR Muhammad, Adib; Rosyad, Sabilal; Fakhrina, Agus; Muhtarom, Ali
Jurnal Ekonomi dan Bisnis Vol. 27 No. 2 (2024): JURNAL EKONOMI DAN BISNIS SEPTEMBER 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/jebi.v27i2.4535

The profit-sharing system with a mudharaba scheme is an early concept of Islamic banking. However, mudharaba is starting to be abandoned by customers and sharia banks because it carries high risks. This research will discuss Muhammad Baqir al-Sadr's thoughts on the profit-sharing system in the mudharaba scheme. The method used is descriptive qualitative by taking primary data sources in the form of a book written directly by al-Sadr entitled: Al-Bank al-Laribawi fi al-Islam. This research found several results, namely: (1) the profit-sharing system in al-Sadr's version of the mudharaba scheme is different from the mudharaba concept in general. This research further shows al-Sadr's prominence in the field of sharia economics, because al-Sadr also has an original concept about Islamic banking. (2) This research found that al-Sadr's thoughts have significance for efforts to develop sharia banking in the future, especially regarding strengthening moral values in the relationship between sharia banks and customers. (3) This research further shows al-Sadr's prominence in the field of sharia economics, because al-Sadr also has an original concept about Islamic banking.

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