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MONEY WAQF REGULATION AND DYNAMICS OF PRODUCTIVE WAQF ASSET GOVERNANCE: A SOCIO LEGAL STUDY ON THE QURANI PAMEKASAN INSAN FOUNDATION Samheri; Misbah Zulfa Elizabeth; Ahmad Furqon; Achmad Gunaryo
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 1 (2026): FEBRUARY
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i1.500

Abstract

This study aims to examine the renewal of cash waqf regulations in Indonesia, analyze their implementation in the management and development of waqf assets at the Insan Qur’ani Indonesia Foundation in Pamekasan, and identify the socio-economic impacts of such implementation. This research employs a qualitative field research approach with a socio-legal perspective. Data were collected through in-depth interviews, observations, and document analysis involving key informants within the foundation. The findings indicate that the renewal of waqf regulations, particularly after the MUI Fatwa (2002), Law No. 41 of 2004, and Government Regulation No. 42 of 2006, has significantly transformed the paradigm of waqf management in Indonesia. The implementation of cash waqf at the Insan Qur’ani Foundation has enhanced community awareness, supported the development of productive waqf in sectors such as agriculture, trade, and livestock, and contributed to expanding access to education and employment opportunities. This study is limited to a qualitative case study approach within a single institution; therefore, future research is recommended to conduct broader empirical studies across different regions and institutions to validate these findings. This study provides a socio-legal analysis of the practical implementation of cash waqf in a pesantren-based institution, offering empirical insights into productive waqf governance at the local level in Indonesia.
Determinan Adopsi Green Banking Nasabah Bank Syariah Indonesia di Semarang: Peran Persepsi Sebagai Mediasi Damayanti, Afina; Furqon, Ahmad; Mardhiyaturrositaningsih, Mardhiyaturrositaningsih
Akuntansi & Ekonomika Vol 16 No 1 (2026): Jurnal Akuntansi dan Ekonomika
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jae.v16i1.11298

Abstract

The implementation of green banking is essential for Islamic banking in supporting sustainability. This study is based on an environmental survey showing that air quality in Semarang is categorized as moderate and may negatively affect public health. The study aims to analyze the influence of awareness, social influence, and environmental factors on the adoption of green banking among BSI customers in Semarang. A quantitative approach using SEM-PLS was applied to 130 respondents. The findings indicate that awareness, social influence, and environmental factors do not significantly affect green banking adoption directly. However, perception significantly moderates the relationship between awareness and adoption decisions. These results highlight the importance of positive customer perceptions of green banking benefits as a strategic reference for banks in improving education and developing sustainable green banking services in the future.