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All Journal DERIVATIF JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Jurnal GeoEkonomi Journal of Economics, Business, and Government Challenges Management Studies and Entrepreneurship Journal (MSEJ) JURNAL SeMaRaK RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Journal of Management and Bussines (JOMB) KARYA: Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmiah Accusi RESLAJ: Religion Education Social Laa Roiba Journal
Dhani Ichsanuddin Nur
Universitas Pembangunan Nasional “Veteran” Jawa Timur
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences

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DAMPAK LITERASI KEUANGAN, PENDAPATAN, DAN GAYA HIDUP TERHADAP MINAT MENABUNG PADA GURU SMP NEGERI DI KECAMATAN KANDAT KABUPATEN KEDIRI Nabilatul Karimah; Dhani Ichsanuddin Nur
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 2 (2023): JMBI UNSRAT Volume 10 Nomor 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v10i2.48203

Abstract

Abstract.    Teachers must be motivated to save money. To help instructors manage their monthly pay and benefits, this is done. The managed revenue serves as a reserve that may be needed later. This study sought to ascertain the extent to which financial literacy, income, and lifestyle have an impact on saving interest. primary data were used in this investigation. Public junior high school teachers in Kandat Distric, Kediri Regenc, make up the study's sample. Census sampling is the sample technique used in this investigation. The study's questionnaire was answered by 77 teachers in total. The theory was put to the test using the Partial Least Square (PLS) analysis technique. By testing the inner model with the R-square test, F-square test, and direct effect outer model with validity and reliability tests, the analysis of research instruments is tested. According to the analysis's findings, factors influencing financial literacy, income, and lifestyle greatly contribute to interest in saving.   Abstrak.  Para guru harus termotivasi untuk menabung. Hal ini dilakukan untuk membantu para pengajar mengelola gaji dan tunjangan bulanan mereka. Pendapatan yang dikelola berfungsi sebagai cadangan yang mungkin diperlukan di kemudian hari. Penelitian ini bertujuan untuk mengetahui sejauh mana literasi keuangan, pendapatan, dan gaya hidup berdampak pada minat menabung. Data primer digunakan dalam penelitian ini. Sampel penelitian ini adalah guru-guru SMP Negeri di Kecamatan Kandat Kabupaten Kediri. Sensus sampling adalah teknik sampel yang digunakan dalam penelitian ini. Kuesioner penelitian ini dijawab oleh 77 guru secara keseluruhan. Teori diuji dengan menggunakan teknik analisis Partial Least Square (PLS). Dengan menguji inner model dengan uji R-square, uji F-square, dan direct effect outer model dengan uji validitas dan reliabilitas, analisis instrumen penelitian diuji. Berdasarkan hasil analisis, faktor-faktor yang mempengaruhi literasi keuangan, pendapatan, dan gaya hidup berkontribusi besar terhadap minat menabung.
Analisis Perilaku Konsumtif Belanja Online Aplikasi Tokopedia Pada Pekerja di Kota Surabaya Izzah Asyanti Muslimah; Dhani Ichsanuddin Nur
Reslaj: Religion Education Social Laa Roiba Journal Vol. 7 No. 4 (2025): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v7i4.6611

Abstract

Motivation for shopping is not solely driven by the need to fulfill basic necessities but also by the desire to satisfy personal wants. This issue is further intensified by the easy access to e-commerce platforms like Tokopedia, which offer a wide range of products. Individuals with higher incomes may be more susceptible to consumerist behavior when shopping online. This research seeks to investigate the impact of lifestyle, the use of digital wallets (e-wallets), and self-control on consumer behavior in online shopping through the Tokopedia app among workers in Surabaya City The research uses a quantitative method, employing a Likert scale for data measurement. Probability sampling with simple random sampling is the technique applied, yielding a sample of 94 respondents. Data analysis was conducted using Partial Least Squares (PLS) with SmartPLS 4 software, which involved validity testing, reliability testing, structural model analysis, and hypothesis testing. The results of the study show that lifestyle significantly influences consumerist behavior in online shopping through the Tokopedia app among workers in Surabaya City. However, the use of digital wallets (e-wallets) does not contribute to consumerist behavior in online shopping through the Tokopedia app among these workers, and self-control significantly influences consumerist behavior in online shopping through the Tokopedia app among workers in Surabaya City.
Co-Authors Delvia Istiana Dimas Pratama Dwi Tunggal Larasati Elvina Nadya Aprilianda Frizki Nurmawan Ilhaam Anggra Za’im Tsabit Izzah Asyanti Muslimah Meilia Dwi Maulani Muhammad Rafli Ferdiansyah Nabilatul Karimah Wheny Elok Rosalina