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Journal : Jurnal Akuntansi dan Sistem Teknologi Informasi

PENGARUH SUKU BUNGA PINJAMAN, UMUR PERUSAHAAN DAN AGUNAN TERHADAP KEPUTUSAN PERMINTAAN KREDIT (Studi Kasus Pada Usaha Mikro, Kecil dan Menengah di Solo Raya) Triono, BRM Suryo; Penawan, Adi; Haryanto, Aris Tri
Jurnal Akuntansi dan Sistem Teknologi Informasi Vol 18, No 1 (2021): Akuntansi Dan Sistem Teknologi Informasi
Publisher : Universitas Slamet Riyadi

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Abstract

Collateral has a significant effect on credit demand decisions in micro, small and medium businesses. The age of the company has a significant effect on credit demand decisions in micro, small and medium businesses. Loan interest rates have a significant effect on credit demand decisions in micro, small and medium businesses. The population in this study was all SMEs in Solo Raya, SMEs in Solo Raya was 23,254. The reason for choosing this population is Solo Raya with the number of businesses, which is 23,254 businesses or 28.23% of the total number of businesses in the city of Surakarta. The sample studied was 100 respondents, the sample method used in this study was the Simple Random Sampling (random) method, using the Slovin formula. The results showed that collateral has a positive and significant effect on credit demand decisions. The age of the company has a positive and significant effect on credit demand decisions. Loan interest rates have a positive and significant impact on loan demand decisions
PENGARUH SUKU BUNGA PINJAMAN, UMUR PERUSAHAAN DAN AGUNAN TERHADAP KEPUTUSAN PERMINTAAN KREDIT (Studi Kasus Pada Usaha Mikro, Kecil dan Menengah di Solo Raya) Triono, BRM Suryo; Penawan, Adi; Haryanto, Aris Tri
Jurnal Akuntansi dan Sistem Teknologi Informasi Vol 17 No 3 (2021): Akuntansi Dan Sistem Teknologi Informasi
Publisher : Universitas Slamet Riyadi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Collateral has a significant effect on credit demand decisions in micro, small and medium businesses. The age of the company has a significant effect on credit demand decisions in micro, small and medium businesses. Loan interest rates have a significant effect on credit demand decisions in micro, small and medium businesses. The population in this study was all SMEs in Solo Raya, SMEs in Solo Raya was 23,254. The reason for choosing this population is Solo Raya with the number of businesses, which is 23,254 businesses or 28.23% of the total number of businesses in the city of Surakarta. The sample studied was 100 respondents, the sample method used in this study was the Simple Random Sampling (random) method, using the Slovin formula. The results showed that collateral has a positive and significant effect on credit demand decisions. The age of the company has a positive and significant effect on credit demand decisions. Loan interest rates have a positive and significant impact on loan demand decisions
Co-Authors Achmad Choerudin Adi Penawan Adi Penawan, Adi Alifah, Inayatul Anoraga Sunggingprobo, Satrio Ari Budiarto, Fahrul Arsyadita, Adella BRM Suryo Triono Damayanti Suhita Denny Mahendra Deva, Adinda Dibyo Iskandar Dyah Ayu Purnamasari Endang Brotojoyo Fabyanti, Enjel Gansar Fauziah, Eka Istiyani Fitri Wulandari Gunawi, Gunawi Handayani Tri Wijayanti Hartini Herning Suryo Jarot Santosa Joko Handoko, Sayudi Joko Pramono Joko Sekti Riyadi Joko Sekti Riyadi Joko Suranto Khamid, Luthfi Khasanah, Lulu In Kristiawan, Putut Maharani, Ria Muhammad Khoiruman Murni Sulistyowati Murni Sulistyowati, Murni Nagari, Novia Ratna Nihayatunniswah, Nihayatunniswah Novita Dewi, Septiana Novitasari Novitasari Nugroho, Anggoro Panji Nugroho, Ernes Cahyo Nuria Siva, Anggi Nurrohmawati, Aprilia Pamuji Santoso, Hari Putri, Aktiffiani Energi Raharjo, Prasetyo Budi Retno, Retno Ambarwati Ria Yuni Rahmawati, Mayta Novaliza Isda, Siti Fatonah, Rina Ani Sapariyah Riyadi, Joko Sekti Roesmilia, Lola Febi Roissana, Roissana Rosihul Ilmu, Fuhham Saputra, Prasetyo Okmana Septiana Novita Dewi Septiana, Klariza Siswanta, Siswanta Siti Fatonah Sri Riris Sugiyarti Sugiarti, Sri Riris Sumaryanto Sumaryanto, Sumaryanto Suryo Sardjono, Herning Susanti, Nani Irma Suseno, Adnan Terry Suwardi Suwardi Suyani, Anik Terry Suseno, Adnan Tia Hana, Faadilah Wahyuningsih, Hartati Dyah Wariati, Ambar Widianto, Tri Wijayanto, Yanuar Winarna Winarna Winarna Winarna Winarti Winarti Winduro, Wirid Yenni Khristiana Yusuf Sutanto