Claim Missing Document
Check
Articles

Found 32 Documents
Search

Analisis Nilai Produksi pada Industri Kerajinan Tangan di Desa Tutul Kecamatan Balung Kabupaten Jember Meila Nasih Amlauni; P. Edi Suswandi; Moh Adenan
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 5 No. 1 (2018): e-JEBA Volume 5 Nomor 1 Tahun 2018
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v5i1.7738

Abstract

The main problem of this research was about the value of production in the handicraft industry in the village Tutul subdistrict Balung district Jember. This research was aimed to describe the factors that influence the value of production in the handicraft industry in the village Tutul subdistrict Balung district Jember. This research belongs to explanatory survey. This type of data are primary data, including data on the number of labor wages, capital, and production value. The method of this Research is ordinary least square (OLS). The result of this data shows that capital and amount and manpower have affected value of production, but wage haven’t affected value of production in the handicraft industry in the village tutul subdistrict Balung district jember. The research showed the implication that the use of capital by entrepreneurs handicraft is not maximized and need a support from the government, the capital should also get support from the local government to provide facilities to Kredit Usaha Rakyat (KUR). Handicraft industry in the village Tutul also still using traditional machines and therefore entrepreneurs need to boost employment and improve the quality of their performance. Keywords: Value of production, amount of manpower, capital and wage
Analisis Industri Perbankan Tahun 2007-2016 dengan Pendekatan SCP: Studi Kasus Negara Indonesia dan Filipina Handayani Novika Sari; Moh. Adenan; Agus Luthfi
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 6 No. 1 (2019): e-JEBA Volume 6 Nomor 1 Tahun 2019
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v6i1.11072

Abstract

The phenomenon of the global financial crisis in 2008 has an impact on the instability of banks, so the banking industry is changes. The emerging change of the banking industry, as a result of the bank's efforts to increase profitability. The structure- conduct-performance analysis becomes an appropriate paradigm for analyzing changes in the banking industry using three minds: traditional hypotheses, differentiation hypotheses, and efficiency hypotheses. The purpose of this study was to determine the effect of market structure and behavior variables on banking profitability. The method used in this study was the calculation of the ratio of concentration, HHI, and fixed effect model in the banking industry of Indonesian and the Philippines. The results of this study indicated that the market structure of the Indonesian banking industry was in a strict oligopoly condition so that it undergoes a change towards increasingly concentrated competition and into the traditional hypotheses, where the concentration ratio (CR4) could affect the ROA. In addition, NIM and CAR had a significantly positive effect, but LDR and NPL had no significantly negative effect on profitability. Other findings indicated that market structure of the Philippine banking industry was in a loose oligopoly condition affecting to experience efficiently competition and categoried into the efficiently hypotheses, where market share (MS) could affect ROA. In addition, NIM had no significantly positive effect, CAR had significantly positive effect, NPL and negative LDR had no significant effect on profitability. Keywords: Efficiency Hypothesis, Traditional Hypothesis, Profitability, Market Structure.
Market Share Bank Syariah Terhadap Institusi Keuangan Syariah di Indonesia: (The Market Share of Islamic Banks to Islamic Financial Institution in Indonesia) Moh. Adenan; Ghaluh Hermawati Safitri; Lilis Yuliati
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 8 No. 1 (2021): e-JEBA Volume 8 Number 1 Year 2021
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v8i1.21144

Abstract

Sharia banking is a sharia financial institution that is considered to have contributed to the national economy. Judging from the value of the market share owned by Islamic banking, it is still relatively low compared to Malaysia. This study aims to determine the effect of Islamic capital market products and Islamic banking on the market share of Islamic banking assets in Indonesia. The Islamic capital market products used are in the form of Islamic stocks, corporate sukuk and Islamic mutual funds. Meanwhile, in Islamic banking, there are Islamic demand deposits, Islamic savings and Islamic deposits. Empirically the focus of this research is using monthly time series data from January 2014 to December 2019. This study uses the Vector Error Correction Model (VECM) analysis method. The estimation results of this study indicate that in the long term, corporate sukuk, sharia demand deposits and Islamic savings have a positive and significant effect on the market share of Islamic banking assets in Indonesia. Meanwhile, Islamic mutual funds and Islamic deposits have a negative and significant effect. Meanwhile, Islamic stocks have a negative and insignificant effect on the market share of Islamic banking assets in Indonesia. On the other hand, in the short term only Islamic deposits have a positive and significant effect. Corporate sukuk has a positive and insignificant effect, while Islamic stocks, Islamic mutual funds, Islamic demand deposits and Islamic savings have a negative and insignificant effect on the market share of Islamic banking assets in Indonesia.
Analisis Pengaruh Kualitas Pelayanan Islam Terhadap Loyalitas Nasabah BPRS Bhakti Sumekar Jember: (Analysis The Effect of Islamic Service Quality on Customer Loyalty BPRS Bhakti Sumekar Jember) Moh. Adenan; Syara Aulia Febiatillah; Akhmad Munir
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 8 No. 2 (2021): e-JEBA Volume 8 Number 2 Year 2021
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v8i2.21644

Abstract

The purpose of this study is to determine whether compliance, reliability, responsiveness, assurance, empathy, and service facilities have a positive and significant effect on customer loyalty at BPR Syariah Bhakti Sumekar Jember. Quantitative descriptive is used as an approach in this research. The population and sample in this study were all customers of BPRS Bhakti Sumekar Jember, totaling 2083. The sample was taken using simple random sampling and the sample used was 100 respondents. The regression test results show that the variables of compliance, reliability, responsiveness, assurance, empathy, and service facilities partially have a positive and significant effect on customer loyalty of BPR Syariah Bhakti Sumekar Jember. The order of each variable that has the most influence is the service facility variable which has a coefficient of 0.228, then responsiveness 0.197, empathy 0.186, reliability 0.179, assurance 0.157, and the lowest variable is the compliance variable with a regression coefficient of 0.156. Thus, compliance needs to be increased in service delivery, so that if the quality of service provided is getting better, it will make customers loyal.
Pengaruh Peningkatan Tarif Pajak Konsumen terhadap Perilaku Konsumen Muslim di Kabupaten Jember Hanim Aghnini; Moh. Adenan; Cholifah, Umi
IJABAH Vol. 3 No. 1 (2025): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v3i1.1372

Abstract

The State Budget mechanism manages tobacco excise, which is state revenue, and has an important and strategic role in financing government programs and performance as well as development throughout the territory of the Republic of Indonesia in a planned, orderly, safe, fair, and sustainable manner. The government raises excise almost every year as part of their fiscal policy. The increase in excise rates has an impact on the economy, especially state revenue and tobacco production. This study will look at how the policy of increasing excise rates has an impact on state revenues and cigarette consumers because of its huge impact. A descriptive qualitative research method was used to explain the causal relationship between the increase in excise rates on state revenue and Muslim cigarette consumers in Jember district. The results of the study show that the policy of increasing excise rates for tobacco products implemented by the government increases excise revenue every year, despite the challenges faced by the government. However, the policy has a negative impact on the production of tobacco products due to the implementation of the policy. Therefore, the implementation of the excise rate increase policy will be contrary to the purpose of imposing excise rates, namely reducing the number of goods subject to excise and the amount received by the state.
Judi Online : Faktor Pemicu Perceraian Dalam Keluarga Modern Fadillah Utami; Siti Patimah; Adenan Adenan; Darwis Mustakim
Hidayah : Cendekia Pendidikan Islam dan Hukum Syariah Vol. 2 No. 1 (2025): Maret : Hidayah : Cendekia Pendidikan Islam dan Hukum Syariah
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/hidayah.v2i1.759

Abstract

Online gambling has increasingly become a major social issue, particularly in the context of family and marital stability. This study aims to explore and analyze the impact of online gambling addiction on marital relationships, with a focus on the causes leading to divorce. Employing a qualitative research approach, data were gathered through in-depth interviews with individuals and couples who had experienced divorce as a direct consequence of one partner’s online gambling behavior. The results of this study reveal that online gambling addiction significantly contributes to financial instability, emotional distance, repeated conflicts, and the eventual breakdown of communication and trust within the relationship. Many participants reported experiencing feelings of betrayal, frustration, and emotional exhaustion due to the compulsive gambling behavior of their partners. In several cases, gambling debts resulted in the sale of family assets and prolonged financial insecurity, which further strained the relationship. Moreover, the secrecy surrounding gambling activities often led to the erosion of mutual respect and transparency between spouses. This research underscores the urgent need for public education and policy intervention to mitigate the negative effects of online gambling on families. Support systems such as counseling, rehabilitation programs, and financial planning services are crucial to help affected individuals recover and rebuild their lives. By shedding light on the destructive nature of online gambling on family dynamics, this study aims to contribute to the broader discourse on mental health, addiction, and the preservation of marital stability in the digital age.
Analisis Kinerja Keuangan Sebelum dan Sesudah Merger Pada PT. Bank Syariah Indonesia Adenan, Moh; Puspita, Desi Dwi Prabaswara; Suparman, Suparman
IJABAH Vol. 1 No. 1 (2023): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i1.292

Abstract

Bank Syariah Indonesia, Bank BSI, is a merger of bank state owned state as Bank Syariah Mandiri, BSM, Bank Negara Indonesia Syariah, BNIS, and Bank Rakyat Indonesia Syariah, BRIS to empower and develop sharia economic ecosystem and national halal industry. This study aims to analyze the differences financial performance before and after merger into BSI. This research utilized descriptive comparative financial ratio as follows Capital Adequacy, CAR, Non-Performing Financing, NPF, Return on Assets, ROA, and Short Term Mismatch, STM. The results concluded that the three banks state banks before the merger had categorized good in capital and asset quality, and after the merger they showed an increase so that their capital and asset quality became very good. The average profitability of Sharia banks before the merger was good, except Bank BSM was still not good, then after merger resulted into Bank BSI categorized better profitability. The liquidity of the three banks before the merger was not good, but after the merger, Bank BSI had increased so that it became very good. So the merger into Bank BSI can increase financial performance.
PENGUATAN KEMANDIRIAN EKONOMI DAN AKSELERASI PENCAPAIAN SUSTAINABLE DEVELOPMENT GOALS DESA SUMBER SALAM KECAMATAN TENGGARANG BONDOWOSO MELALUI SUSTAINABLE LIVELIHOOD APPROACH Prianto, Fajar Wahyu; Adenan, Moh.; Prasetiyaningtiyas, Susanti; Wiryaningtyas, Dwi Perwitasari; Wulandari, Deasy; Irmadariyani, Ririn; Subagio, N. Ari; Cholifah, Umi
INTEGRITAS : Jurnal Pengabdian Vol 9 No 2 (2025): AGUSTUS - DESEMBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat - Universitas Abdurachman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/integritas.v9i2.6709

Abstract

Kegiatan Pengabdian Berbasis Pengembangan Desa Binaan diusulkan untuk dilaksanakan di Desa Sumber Salam Kecamatan Tenggarang Kabupaten Bondowoso atas dasar pertimbangan: 1) Desa Sumber Salam sudah ditetapkan menjadi Desa Mandiri namun belum mempunyai pendapatan asli dari potensi desa; 2) Capaian kinerja SDGs Desa Sumber Salam masih rendah yaitu 37,52 (skala 100), khususnya tujuan ke-8 (Pertumbuhan Ekonomi Desa yang Merata) dan tujuan ke-9 (Kemitraan untuk Pembangunan Desa); dan 3) Pihak Pemdes berkepentingan menyusun roadmap revitalisasi pasar desa dan link and match sebagai prioritas pembangunan kemandirian ekonomi desa. Tujuan pengabdian ini adalah 1) Membangun kemandirian ekonomi desa dengan pendekatan sustainable livelihood (SLA) yang dapat meningkatkan Pendapatan Asli Desa (PADes); 2) Mendesain model pelayanan publik berbasis teknologi informasi yang memfasilitasi pengembangan ekonomi lokal; serta 3) Mempercepat pencapaian SDGs Desa. Hasil pendampingan dengan pendekatan SLA menunjukkan bahwa potensi desa cukup besar untuk mendukung keberlanjutan kemandirian desa, khususnya sumberdaya alam, sumberdaya finansial, dan sumberdaya manusia. Berdasarkan hasil focuss group discussion (FGD) dan participatory rural appraisal (PRA), ketiga sumberdaya tersebut memiliki skor yang tinggi, dibandingkan dua sumberdaya lainnya dalam peta pentagonal assets desa yaitu sumberdaya fisik dan sumberdaya sosial. Aspek kerentanan yang menjadi tantangan kemandirian desa terutama terkait dengan kesenjangan ekonomi, kemiskinan, dan sanitasi lingkungan. Website desa sangat dibutuhkan oleh pemerintah desa dalam rangka penguatan kemandirian desa khususnya pelayanan publik yang lebih baik dan dalam perencanaan Pembangunan desa yang efektif. Secara khusus website telah bermanfaat untuk: (a) Mengupdate berita dan informasi penting secara cepat, (b) Menerima dan merespons laporan Masyarakat, serta (c) Meningkatkan transparansi pemerintahan.
Analisis Keuangan Publik Islam Pada Anggaran Pendapatan dan Belanja Daerah Kabupaten Jember Tahun 2021 Ezra, Pradipta Imam; Adenan, Moh.; Fatah, Abdul
IJABAH Vol. 3 No. 2 (2025): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v3i2.801

Abstract

This study aims to analyze the implementation of the 2021 Regional Revenue and Expenditure Budget (APBD) of Jember Regency from the perspective of Islamic public finance. The approach used is descriptive qualitative, with primary data obtained through interviews with the Regional Financial and Asset Management Agency (BPKAD), the Regional Development Planning Agency (Bappeda), and academics, while secondary data is sourced from APBD documents and related literature. The results of the study show that in terms of revenue, Jember Regency is still highly dependent on transfer revenues from the central government, which account for 74% of total regional revenue, while the contribution of Regional Original Revenue (PAD) is relatively small. From an Islamic public finance perspective, this condition shows that the management of local economic potential in accordance with the principle of al-maliyah al-'ammah is not yet optimal. In terms of expenditure, the largest allocation is focused on personnel expenditure, while expenditure for the poor and public welfare is still low. This is not in line with the principle put forward by Ibn Taymiyyah, that state expenditure should prioritize the welfare of the poor and public needs. Thus, the application of the principles of justice, trustworthiness, and welfare in Islamic public finance in Jember Regency still needs to be strengthened.
Penguatan Ekosistem Halal di Indonesia 2024 melalui Klinik Halal: Strengthening the Halal Ecosystem in Indonesia 2024 through Halal Clinics Adenan, Moh; Cholifah, Umi; Wulandari, Deasy
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 9 No. 2 (2024): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v9i2.6047

Abstract

The Prosendi Desa is conducted in the Tegal Besar Village, Kaliwates Sub-district, Jember Regency. It holds substantial potential for developing the halal industry towards achieving the Halal Industry Indonesia 2024. This initiative takes place in the administrative city, primarily due to the heightened concern of MSB operators regarding business legality and halal certification, compared to rural areas in other sub-districts of the Jember Regency. The PRA approach aims to enhance the knowledge of business operators and village government advocates. The Implementation Team, as facilitators, provides direct information, socialization, counseling, and assistance to MSB operators to obtain business legality through the Business Identification Number (NIB) and Halal Certification. The proposed solution consists of two phases/years. The first year encompasses The addition of 10 NIBs for MSB operators as identification, The establishment of a "Halal Clinic" at the Village Office for consultations related to products and supply chains of MSBs in the food sector, and Monthly socialization and the publication of a journal indexed in SINTA 4 regarding the "urgency of the village halal clinic in realizing the Halal Industry Indonesia 2024." The second year includes The development of a guidebook or SOP for "self-declaration" halal certification for MSB operators, Assistance in registering halal certification on the sihalal.com website, Support for MSB operators in field verification and document revision, and Monitoring the document flow until the issuance of the halal certificate.