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Inovasi Pembiayaan Pendidikan Berbasis Teknologi Informasi: Penelitian Munawwarah, Munawwarah; Maharany, Sri; Zulkarnain, Zulkarnain; Rizal, Saiful; Nurhafdar, Nurhafdar; Mangkuwinata, Sonny Muhammad Ikhsan
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 4 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 4 Tahun 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i4.6044

Abstract

Pembiayaan pendidikan merupakan komponen penting dalam penyelenggaraan sistem pendidikan yang berkualitas. Tantangan dalam pengelolaan pembiayaan pendidikan antara lain keterbatasan sumber dana, kurangnya transparansi pengelolaan anggaran, serta rendahnya efisiensi administrasi keuangan. Perkembangan teknologi informasi memberikan peluang untuk menciptakan inovasi dalam sistem pembiayaan pendidikan yang lebih efektif, transparan, dan akuntabel. Penelitian ini bertujuan untuk menganalisis bentuk inovasi pembiayaan pendidikan berbasis teknologi informasi serta implikasinya terhadap efektivitas pengelolaan dana pendidikan. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan studi literatur. Data diperoleh melalui analisis berbagai sumber pustaka seperti buku, jurnal ilmiah, dan dokumen kebijakan pendidikan yang relevan dengan topik penelitian. Hasil penelitian menunjukkan bahwa pemanfaatan teknologi informasi dalam pembiayaan pendidikan dapat dilakukan melalui sistem pembayaran digital, platform crowdfunding pendidikan, sistem manajemen keuangan berbasis aplikasi, serta transparansi anggaran melalui sistem informasi daring. Inovasi tersebut mampu meningkatkan efisiensi administrasi, memperluas sumber pendanaan pendidikan, serta meningkatkan kepercayaan masyarakat terhadap lembaga pendidikan. Oleh karena itu, penerapan teknologi informasi dalam pengelolaan pembiayaan pendidikan menjadi strategi penting dalam mendukung peningkatan mutu pendidikan secara berkelanjutan.
PEMBIAYAAN DAN MANAJEMEN FINANSIAL DI PERGURUAN TINGGI SWASTA Sonny Muhammad Ikhsan Mangkuwi; Nurjanah Nurjanah; Rahyuni Rahyuni; Risna Purwanti
JIP: Jurnal Ilmu Pendidikan Vol. 3 No. 2 (2025): JULI
Publisher : CV. Adiba Aisha Amira

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Abstract

Financing and financial management in private universities are important factors in ensuring the quality and sustainability of education. One of the biggest problems facing society is the high cost of education. The purpose of this study is to examine financial management procedures in private universities (PTS) in Samarinda and to determine methods for improving financial sustainability. A qualitative approach using case studies from several PTS institutions was employed as the methodology. Information was collected through stakeholder interviews, document analysis, and direct observation of financial practices. Based on the research findings, the main issues faced by PTS include excessive reliance on tuition fees, operational inefficiency, and lack of income diversification. Information technology for financial management is still underutilised, which can hinder accountability and transparency. Additionally, the absence of long-term financial planning makes sustainability and efficiency difficult to achieve. Income diversification strategies include optimising expenditures, enhancing transparency in integrated financial management systems, and securing research funds and industry alliances. To facilitate the implementation of these policies, the financial sector also prioritises human resource development. Collaboration between private universities, the government, the business sector, and alumni is crucial in efforts to improve educational standards and ensure long-term sustainability. The development of policies supporting diversification of funding sources, financial technology advancement, and budget management efficiency is expected to enhance access to inclusive and quality higher education.
STRATEGI MANAJEMEN PEMBIAYAAN PENDIDIKAN PADA SEKOLAH DASAR Sonny Muhammad Ikhsan Mangkuwi; Ahmad Tarmizi; Eva Kristina; Heri Kurnila
JIP: Jurnal Ilmu Pendidikan Vol. 3 No. 2 (2025): JULI
Publisher : CV. Adiba Aisha Amira

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Abstract

This study aims to examine the strategies of educational financing management in primary schools. The primary focus of this study is on how educational institutions manage, distribute, utilise, and evaluate financial resources to help students achieve their learning objectives. This study employs a qualitative descriptive methodology, collecting data through document analysis, observation, and interviews. According to the study's findings, schools employ a number of tactics, including participatory budgeting involving stakeholders, prioritising expenditures based on educational requirements, and open and accountable financial reporting. These tactics are considered successful in improving the accountability and efficiency of education fund management. Schools still face problems such as a lack of financial resources, dependence on government support, and delays in budget delivery. These results highlight the importance of good financial management plans to maintain the quality and sustainability of basic education services. Therefore, to maximise the use of education funds, it is recommended to seek alternative financial sources and enhance financial management competencies at the school level.
MANAJEMEN PEMBIAYAAN PENDIDIKAN DALAM MENINGKATKAN MUTU PENDIDIKAN SEKOLAH Sonny Muhammad Ikhsan Mangkuwi; Masyrida Masyrida; Muhammad Bahtiar; Nora Silvia
JIP: Jurnal Ilmu Pendidikan Vol. 3 No. 2 (2025): JULI
Publisher : CV. Adiba Aisha Amira

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Abstract

According to this study, the final decision is made by the foundation's leadership after school stakeholders participate in the preparation of the RAPBS (Annual Budget Plan) for education at the end of each year. The organisational structure, headed by the school principal and the foundation chairperson, functions as a mechanism for allocating funds for education. School activities, capital expenditures, purchases of products and services, and human resource development—particularly for teachers—are all funded by this budget. The Indonesian Community Care Foundation and the education department conduct oversight, while the School Committee and the foundation are responsible. In educational institutions, effective, transparent, and open financial management is recognised as having a positive impact on improving educational standards.
Implementation and Challenges of Financial Management at Universitas Almuslim in Supporting Quality Education: A Qualitative Study of Funding Sources and Budget Allocation Mangkuwinata, Sonny Muhammad Ikhsan; Haryani; Mangkuwinata, Denny Sumantri
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 3 (2026): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i3.378

Abstract

Financial management plays a strategic role in ensuring the sustainability and quality of higher education institutions, particularly private universities operating under limited financial capacity. This study aims to examine the implementation and challenges of financial management at Universitas Almuslim in supporting quality education, with a specific focus on funding sources and budget allocation practices. Employing a qualitative case study design, data were collected through in-depth interviews with university leaders, financial administrators, and academic managers, complemented by an analysis of institutional financial documents. The data were analyzed thematically using the framework proposed by Miles, Huberman, and Saldaña. The findings reveal that Universitas Almuslim relies predominantly on internal funding, especially student tuition fees, while external funding remains limited and non-sustainable. Budget allocation is primarily directed toward routine academic operations, leaving restricted fiscal space for long-term quality enhancement initiatives. Key challenges include high dependency on tuition-based funding, limited budget flexibility, and vulnerability to fluctuations in student enrolment. Despite these constraints, the institution adopts adaptive strategies such as prioritizing core academic activities and optimizing available resources to maintain educational quality. These findings highlight the importance of strengthening transparent, flexible, and context-responsive financial governance to support sustainable quality development in private higher education institutions.