I Nyoman Sukandia
Fakultas Hukum, Universitas Warmadewa, Denpasar-Bali, Indonesia

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Journal : Law Doctoral Community Service Journal

Strategy For Strengthening Village Credit Institutions (LPD) in Realizing Community Welfare in Sibetan Village, Bebandem District, Karangasem Regency Post Pandemi I Nyoman Sukandia; Anak Agung Istri Agung
Law Doctoral Community Service Journal Vol. 1 No. 2 (2022): Law Doctoral Community Service Journal
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.585 KB) | DOI: 10.55637/ldcsj.1.2.5715.107-114

Abstract

The growth and development of the LPD requires Human Resources with sufficient and adequate quality education, and an element of prudence is urgently needed in disbursing credit, because the credit disbursed is derived from public funds collected in the form of Savings and Time Deposits; However, even though the LPD is already in the form of a Business Entity, the responsibility is still the responsibility of the Indigenous Village community as the communal owner of the Business Entity, and does not yet have a mechanism to provide special guarantees for owners of capital/money from the community as owners of deposits in all LPDs. LPDs in Bali, as is the case with LPDs which require material guarantees to be specifically guaranteed as a form of prudence. So when faced with certain situations such as the Covid 19 pandemic; then it is not impossible for the LPD to experience liquidity problems because many loans disbursed are not smooth and even jammed, and on the other hand, the community draws a lot of Savings and Deposits for their living needs, both those that have not been and those that are due. In addition, the lack of prudence and lack of understanding of good governance have an impact on very serious problems such as losses and even bankruptcy. This study empirically examines the developments and problems of Village Credit Institutions (LPD) as a result of the Covid-19 pandemic, and takes visionary steps or strategies to strengthen the management of Village Credit Institutions (LPDs) that are resilient in realizing community welfare in Sabetan Village, Bebandem District. , Karangasem Regency Post Pandemic.
Co-Authors AA Ngr Mayun Narindra ABDULLAH, Mohd Kamarulnizam Bin Anak Agung Istri Agung Arnold Paul Kurniawan Djae Astara, Prof. Dr. Drs. I Wayan Wesna BUDIADNYANA, I Gusti Putu Cahyadi, Gede Dwiki Chornous, Yuliia Cok Gde Agung Santika Putra Desak Gde Dwi Arini Desak Gde Dwi Arini Dewa Ayu Dwi Diah Novita Dewi DEWI, Ida Ayu Permata Winditya Dewi, Ni Kadek Marantina Diah Gayatri Sudibya Dita Paramitha Gde Made Swardhana I Gede Artadi Wira Guna I Gede Surya Pratama Putra I Komang Eka Adi Putra I Made Aditya Mantara Putra I Made Minggu Widyantara I Made Minggu Widyantara I MADE MINGGU WIDYANTARA, I MADE MINGGU I Made Pria Dharsana, I Made Pria I Made Suwitra, I Made I Nyoman Alit Puspadma I Nyoman Putu Budiartha I Nyoman Putu Budiartha I Nyoman Sujana I NYOMAN SUTAMA I Putu Gede Ryan Chandra Indrawan I Putu Surya I Wayan Kartika Jaya Utama I Wayan Wesna Astara Indah Permatasari Jelita, Maria Inda Johannes Ibrahim Kosasih Ketut Adi Wirawan Ketut Bagus Kurniawan Wahyu Wibawa Komang Anik Sudarnita Krisna Dwipayana Dira Putra Kusuma, Ida Bagus Ananta Luh Made Mahendrawati MATARAM, I Gede Arie Nandiri, Ni Putu Sawitri Ni Komang Arini Styawati Ni Komang Arini Stywati Ni Made Eka Pradnyawati Ni Made Puspasutari Ujianti Ni Made Puspasutari Ujianti Ni Putu Sawitri Nandiri Pemayun, Cok Istri Wulan Pratama, Putu Rama Ari Putra, I Nyoman Esna Parhita Putu Ayu Sriasih Wesna Putu Budiartha, I Nyoman Renaya, Nengah Saisaria Mandasari, I.A. Cynthia Sujana, I Nyoman UTAMI, I Dewa Ayu Listari Virgayanti, Ni Ketut Anik YUDHA, I Putu Wira Dharma Putra