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All Journal STUDIA ISLAMIKA LEGITIMASI: Jurnal Hukum Pidana dan Politik Hukum Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial JICSA Gender Equality: Internasional Journal of Child and Gender Studies Jurnal Ilmiah Peuradeun Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Jurnal Justisia : Jurnal Ilmu Hukum, Perundang-undangan dan Pranata Sosial Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial POLITICA: Jurnal Hukum Tata Negara dan Politik Islam CENDEKIA : Jurnal Ilmu Pengetahuan MAQASIDI Jurnal Hukum dan Peradilan As-Siyadah: Jurnal Politik dan Hukum Tata Negara JURISTA : Jurnal Hukum dan Keadilan Al-Mudharabah An-nisa: Journal of Islamic Family Law Studia Islamika
Hasnul Arifin Melayu
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Al-Mudharabah

 1 
RIGHT TO PURCHASE OF THE GOVERNMENT'S SUBSIDISED HOUSES BY UNQUALIFIED BENEFICIARIES BASED ON ISLAMIC ECONOMIC LAW Faiz Amali Akbar; Hasnul Arifin Melayu; Azka Amalia Jihad
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 1 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

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Abstract

Home Ownership Loans (KPR) in the community are not only in demand by those with middle income or target groups as regulated by the Minister of Public Works and Public Housing (PUPR) Number 242/KPTS/M/2020, but also those with high income. Such ownership is a common ownership, known by the developer and the bank appointed as the debtor by the government without any legal sanctions. In practice, existing motives such as profit-seeking, investment, and others are carried out in various ways. The problem is the legal aspect of the validity of mortgage ownership by non-target groups, which is further elaborated into 1) How is the mechanism of ownership of subsidised houses regulated in the Decree of the Minister of Public Works and Public Housing (PUPR) Number 242/KPTS/M/2020, and 2) how is the legal certainty of the ownership contract of subsidised houses according to the Ministerial Decree in the perspective of ghasab law—seeing the importance of knowing how Islamic law reviews the ownership of subsidised houses/mortgages by non-target groups. This research uses descriptive analysis. Data sources are divided into two types: legal sources, such as regulations and fiqh studies. Second, field data will be collected through interviews and observations at the locations of subsidised houses around Banda Aceh.
THE PRACTICE OF BUYING AND SELLING ONLINE GAMES ACCORDING TO FIQH MUAMALAH: Study in Valorant Game Account Sultan Farizi Lidyan; Hasnul Arifin Melayu
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v7i1.9596

Abstract

This study aims to analyze the practice of buying and selling online game accounts, specifically in the game Valorant, from the perspective of Islamic commercial jurisprudence (fiqh muamalah). With the growing popularity of online games among the younger generation, account trading has become a common phenomenon, although it is conducted outside the official channels provided by game developers. This research employs a qualitative descriptive approach, utilising data collection methods such as interviews, observations, and a literature review. The findings reveal that the buying and selling of Valorant accounts are conducted informally, without legal protection, and do not meet the pillars and conditions required for a valid sale in Islam. The practice involves several risks, including fraud, account reclamation by the seller (hack back), account banning by Riot Games, and value uncertainty due to the gacha system. From the fiqh muamalah perspective, such transactions are deemed problematic as they involve elements of gharar (uncertainty), ghisy (fraud), and lack of complete ownership (milkiyyah tammah). Therefore, the trading of Valorant accounts is not in accordance with Islamic commercial principles and should be avoided by Muslims.
Co-Authors Abdul Jalil Salam Ahmad, Shukri Akbar, Faiz Amali Amri, Aulil Ananda, Fadhillah Azka Amalia Jihad Azmil Umur, Azmil Benali, Fatima Zohra Christina NM Tobing Darlian, Cut Intan Regina Eriyanti , Nahara Faiqah, Razita Faiz Amali Akbar Fithria, Nurul Fitri, Sulis Mai Ginting, Sryani Br. Hisan, Khairatun Husni A. Jalil Ihdi Karim Makinara Indah Permata Sari Jasafat Lajaunie, Claire Lubis, Gusni Mahmuddin Mahmuddin Mahmuddin Mahmuddin Mansari, Mansari MD Zawawi Abu Bakar Md. Zawawi bin Abu Bakar Mohammad Zawawi Abubakar Mujiburrahman Mujiburrahman Munawarah, Rizka Munawiah Abdullah Muslim Zainuddin Muzakkir, Fourzan Fajar ningsih, Firda Norruzeyati binti Che Mohd Nasir Norruzeyati Che MohammadNasir Nurul Fitria Nurul Husna Riza Afrian Mustaqim Rusjdi Ali Muhammad Rusliansyah, Shabrina Salman Abdul Muthalib Siregar, Rahmat Efendy Al-Amin Sryani Br. Ginting Sultan Farizi Lidyan Teuku Zulfikar Tobing, Christina NM Usman, Bustamam