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The Role of Sharia-Compliant Financial Institutions in Promoting Economic Stability: Insights from Recent Scholarly Contributions Nazori, Nazori; Rafidah, Rafidah; Mubyarto, Novi; Mutia, Agustina; Rosmanidar, Elyanti
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1157

Abstract

This research examines the role of Islamic financial institutions in promoting economic stability through a literature study of recent scholarly contributions. Islamic financial institutions are seen as alternative financial instruments that operate under Islamic principles, which prohibit usury, excessive speculation, and non-transparent activities. This research aims to understand the mechanisms used by Islamic financial institutions in creating economic stability and evaluate the latest empirical evidence supporting such contributions. The research method used is a literature study with a qualitative approach, where various journals and research reports on Islamic finance, economic stability, and monetary policy are reviewed and analysed. The results show that Islamic financial institutions play an important role in economic stability through asset-based financing, portfolio diversification, as well as the application of risk management in accordance with Islamic principles. This research contributes to providing policy makers, academics, and financial practitioners with a deeper understanding of the potential of Islamic financial institutions as instruments that can strengthen economic stability.
Pengaruh Akuntabilitas dan Transparansi terhadap Kualitas Laporan Keuangan pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Tebo Anggraini, Suci; Mutia, Agustina; Putriana, Marissa
Jurnal Ilmiah Universitas Batanghari Jambi Vol 24, No 3 (2024): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v24i3.5504

Abstract

This research aims to determine the effect of accountability and transparency on the quality of financial reports at the Tebo Regency National Zakat Amil Agency (BAZNAS). This research uses quantitative methods. The analytical methods used are descriptive statistics, data quality testing, classical assumption tests, multiple linear tests and hypothesis testing. The data for this research are primary data and secondary data. The data collection technique used a questionnaire and the sample in this study was 32 amil who were tasked with managing zakat at the Tebo Regency National Zakat Amil Agency (BAZNAS) using a Purposive Sampling sampling technique. The results of this research show that the accountability variable partially has a significant effect on the quality of financial reports, and the transparency variable also partially has a significant effect on the quality of financial reports. And simultaneously the variables of accountability and transparency have a significant effect on the quality of financial reports at the Tebo Regency National Zakat Amil Agency (BAZNAS).
Pengaruh Return On Asset Dan Earning Per Share Terhadap Harga Saham Sektor Pertambangan Yang Terdaftar Di Jakarta Islamic Index Periode 2016-2021 Prakasa, Bayu; Mutia, Agustina; Subhan, Muhammad
Maisyatuna Vol. 4 No. 2 (2023): April: Jurnal Maisyatuna 
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v4i2.272

Abstract

The purpose of conducting this research is to analyze and find out how the influence of return on assets and earnings per share has on mining sector stock prices listed on the Jakarta Islamic Index for the period 2016 – 2021. This research uses quantitative methods and panel data regression analysis methods. The samples used were 7 companies with a total of 6 years of data, namely 42 data, using a purposive sampling technique. The results showed that the variable return on assets partially has a significant effect on stock prices, while the earnings per share variable partially has no significant effect on stock prices. Simultaneously, the variables return on assets and earnings per share have a significant influence on the mining sector stock prices listed on the Jakarta Islamic Index for the period 2016–2021 with a coefficient of determination for this model of 93.61%.
Pengaruh Pengetahuan Konsumsi Islam dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa Monalisa, Siska; Mutia, Agustina
ALSYS Vol 5 No 4 (2025): JULI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/alsys.v5i4.6689

Abstract

Consumptive behavior among university students has become an increasingly prominent phenomenon, influenced by modern lifestyles and the ease of access to consumer goods. This phenomenon is particularly worth examining among students of the Faculty of Islamic Economics and Business (FEBI) at UIN Sulthan Thaha Saifuddin Jambi, who possess an educational background in Islamic economics. This study aims to analyze the influence of Islamic consumption knowledge and lifestyle on students' consumptive behavior. A quantitative approach was employed using a survey method, with questionnaires distributed to 96 proportionally selected respondents. Data collection was conducted using a Likert-scale questionnaire, and data were analyzed through multiple linear regression to test both the partial and simultaneous effects of the independent variables on the dependent variable. The results show that both Islamic consumption knowledge and lifestyle have a positive and significant effect on consumptive behavior, both partially (significance value < 0.05) and simultaneously, as evidenced by an F-value of 57.353, which exceeds the F-table value. The Adjusted R² value of 0.543 indicates that 54.3% of the variation in consumptive behavior can be explained by the two variables. The study concludes that the greater the students’ understanding of Islamic consumption principles and the stronger the influence of modern lifestyle, the higher their tendency to exhibit consumptive behavior.
Community Empowerment through the Creative Economy for the Realization of Sustainable Economic Self-Reliance Based on Islamic Values at the Sanggar Batik Selaras Pinang Masak, Jambi Mutia, Agustina; Hassanee, Narong; Rahma, Sri; Nofriza, Eri; Fusfita, Nurlia; Hamzah, Maulana; Hidayat, Angger; Hermanda, Azzahra Puan; arzmi, Muhammad riski
International Journal of Community Service (IJCS) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v4i2.1684

Abstract

This article aims to describe the process and outcomes of community empowerment at the Sanggar Batik Selaras Pinang Masak in Jambi through the development of a creative economy underpinned by Islamic values. This batik center represents a crucial hub for the preservation of local culture and economy, yet it faces significant challenges concerning product innovation, digital marketing, and the consistent application of Sharia business ethics. The methodology employed is Participatory Action Research (PAR), which actively involved the participation of artisans and management in every stage: planning, action, observation, and reflection. The action phase encompassed digital marketing training, a workshop on Islamic business ethics, and mentorship for the formulation of Sharia-based Standard Operating Procedures (SOP). The results demonstrate a significant increase in the understanding and proficiency of digital marketing, alongside a stronger commitment to implementing Islamic principles such as honesty (shiddiq), trustworthiness and professionalism (amanah), and justice (‘adl) in all transactions and production processes. This empowerment initiative not only enhances the potential for the center's sustainable economic self-reliance but also reinforces the cultural and spiritual identity of the artisan community.