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The Role of Sharia-Compliant Financial Institutions in Promoting Economic Stability: Insights from Recent Scholarly Contributions Nazori, Nazori; Rafidah, Rafidah; Mubyarto, Novi; Mutia, Agustina; Rosmanidar, Elyanti
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1157

Abstract

This research examines the role of Islamic financial institutions in promoting economic stability through a literature study of recent scholarly contributions. Islamic financial institutions are seen as alternative financial instruments that operate under Islamic principles, which prohibit usury, excessive speculation, and non-transparent activities. This research aims to understand the mechanisms used by Islamic financial institutions in creating economic stability and evaluate the latest empirical evidence supporting such contributions. The research method used is a literature study with a qualitative approach, where various journals and research reports on Islamic finance, economic stability, and monetary policy are reviewed and analysed. The results show that Islamic financial institutions play an important role in economic stability through asset-based financing, portfolio diversification, as well as the application of risk management in accordance with Islamic principles. This research contributes to providing policy makers, academics, and financial practitioners with a deeper understanding of the potential of Islamic financial institutions as instruments that can strengthen economic stability.
Pengaruh Akuntabilitas dan Transparansi terhadap Kualitas Laporan Keuangan pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Tebo Anggraini, Suci; Mutia, Agustina; Putriana, Marissa
Jurnal Ilmiah Universitas Batanghari Jambi Vol 24, No 3 (2024): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v24i3.5504

Abstract

This research aims to determine the effect of accountability and transparency on the quality of financial reports at the Tebo Regency National Zakat Amil Agency (BAZNAS). This research uses quantitative methods. The analytical methods used are descriptive statistics, data quality testing, classical assumption tests, multiple linear tests and hypothesis testing. The data for this research are primary data and secondary data. The data collection technique used a questionnaire and the sample in this study was 32 amil who were tasked with managing zakat at the Tebo Regency National Zakat Amil Agency (BAZNAS) using a Purposive Sampling sampling technique. The results of this research show that the accountability variable partially has a significant effect on the quality of financial reports, and the transparency variable also partially has a significant effect on the quality of financial reports. And simultaneously the variables of accountability and transparency have a significant effect on the quality of financial reports at the Tebo Regency National Zakat Amil Agency (BAZNAS).
Pengaruh Return On Asset Dan Earning Per Share Terhadap Harga Saham Sektor Pertambangan Yang Terdaftar Di Jakarta Islamic Index Periode 2016-2021 Prakasa, Bayu; Mutia, Agustina; Subhan, Muhammad
Maisyatuna Vol. 4 No. 2 (2023): April: Jurnal Maisyatuna 
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v4i2.272

Abstract

The purpose of conducting this research is to analyze and find out how the influence of return on assets and earnings per share has on mining sector stock prices listed on the Jakarta Islamic Index for the period 2016 – 2021. This research uses quantitative methods and panel data regression analysis methods. The samples used were 7 companies with a total of 6 years of data, namely 42 data, using a purposive sampling technique. The results showed that the variable return on assets partially has a significant effect on stock prices, while the earnings per share variable partially has no significant effect on stock prices. Simultaneously, the variables return on assets and earnings per share have a significant influence on the mining sector stock prices listed on the Jakarta Islamic Index for the period 2016–2021 with a coefficient of determination for this model of 93.61%.
Community Empowerment through the Creative Economy for the Realization of Sustainable Economic Self-Reliance Based on Islamic Values at the Sanggar Batik Selaras Pinang Masak, Jambi Mutia, Agustina; Hassanee, Narong; Rahma, Sri; Nofriza, Eri; Fusfita, Nurlia; Hamzah, Maulana; Hidayat, Angger; Hermanda, Azzahra Puan; arzmi, Muhammad riski
International Journal of Community Service (IJCS) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v4i2.1684

Abstract

This article aims to describe the process and outcomes of community empowerment at the Sanggar Batik Selaras Pinang Masak in Jambi through the development of a creative economy underpinned by Islamic values. This batik center represents a crucial hub for the preservation of local culture and economy, yet it faces significant challenges concerning product innovation, digital marketing, and the consistent application of Sharia business ethics. The methodology employed is Participatory Action Research (PAR), which actively involved the participation of artisans and management in every stage: planning, action, observation, and reflection. The action phase encompassed digital marketing training, a workshop on Islamic business ethics, and mentorship for the formulation of Sharia-based Standard Operating Procedures (SOP). The results demonstrate a significant increase in the understanding and proficiency of digital marketing, alongside a stronger commitment to implementing Islamic principles such as honesty (shiddiq), trustworthiness and professionalism (amanah), and justice (‘adl) in all transactions and production processes. This empowerment initiative not only enhances the potential for the center's sustainable economic self-reliance but also reinforces the cultural and spiritual identity of the artisan community.
Pengaruh Kepatuhan Wajib Pajak dan Penerima Pajak Bumi dan Bangunan Terhadap Pendapatan Asli Daerah Kota Jambi Marsela, Marsela; Mutia, Agustina
Bussman Journal : Indonesian Journal of Business and Management Vol. 5 No. 3 (2025): Bussman Journal | September - Desember 2025
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/buss.v5i3.492

Abstract

This study aims to analyze the effect of taxpayer compliance and Land and Building Tax (PBB) revenue on the Regional Original Revenue (PAD) of Jambi City. This research employs a quantitative approach using Partial Least Square (PLS) analysis. The data consist of primary data collected through questionnaires from 100 land and building taxpayers and secondary data obtained from the BPPRD of Jambi City for the period 2022–2024. The results indicate that taxpayer compliance has a significant effect on PAD, where increased compliance can drive the optimization of regional revenue. In addition, PBB revenue also has a positive effect on PAD, although additional strategies are required to maintain effective tax collection performance
Peran Bumdes Jaya Bersama Dalam Meningkatkan Pendapatan Asli Desa dan Kesejahteraan Masyarakat Menurut Perspektif Ekonomi Islam Bastian, Rocky; Mutia, Agustina; Sudharyati, Neneng
Jurnal Pendidikan Tambusai Vol. 10 No. 1 (2026)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui peran Badan Usaha Milik Desa (BUMDes) Jaya Bersama dalam meningkatkan pendapatan asli desa (PADes) dan kesejahteraan masyarakat di Desa Tantan Kecamatan Sekernan Kabupaten Muaro Jambi, ditinjau dari perspektif ekonomi Islam. Penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi. Informan penelitian terdiri dari pengurus BUMDes, perangkat desa, dan masyarakat penerima manfaat. Hasil penelitian menunjukkan bahwa BUMDes Jaya Bersama memiliki peran strategis dalam meningkatkan PADes melalui beberapa unit usaha seperti penyewaan molen, blower, dan kursi plastik. Kegiatan tersebut berkontribusi langsung terhadap peningkatan ekonomi masyarakat, membuka lapangan kerja, serta menumbuhkan kemandirian ekonomi desa. Dari perspektif ekonomi Islam, pengelolaan BUMDes telah menerapkan prinsip keadilan, kejujuran, musyawarah (syura), serta menghindari praktik riba dan gharar. Dengan demikian, BUMDes Jaya Bersama tidak hanya menjadi instrumen ekonomi, tetapi juga wadah pemberdayaan sosial sesuai dengan nilai-nilai syariah.