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Pemberdayaan Ekonomi Lokal melalui Koperasi Credit Union pada Pelaku UMKM Binaan Isra Ul Huda; Jhony Fahrin Sapar; Anthonius Junianto Karsudjono
Jurnal Ar Ro'is Mandalika (Armada) Vol. 6 No. 1 (2026): JURNAL AR RO'IS MANDALIKA (ARMADA)
Publisher : Institut Penelitian dan Pengembangan Mandalika Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/armada.v6i1.5562

Abstract

Penelitian ini bertujuan untuk menggali pengalaman subjektif pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) binaan Koperasi Credit Union Sumber Sejahtera dalam proses pemberdayaan ekonomi. Menggunakan pendekatan kualitatif dengan metode studi literatur dan library research, penelitian ini mengidentifikasi bentuk pemberdayaan yang diberikan koperasi, serta dampaknya terhadap kapasitas usaha UMKM. Temuan menunjukkan bahwa koperasi berperan penting dalam menyediakan akses permodalan yang terjangkau, pelatihan literasi keuangan, dan penguatan jejaring sosial antar anggota. Proses pendidikan keuangan yang diterapkan koperasi terbukti menghasilkan perubahan perilaku yang positif dalam pengelolaan keuangan usaha. Selain itu, koperasi juga memperkuat modal sosial yang memudahkan pelaku UMKM dalam mengakses pasar baru melalui kolaborasi antar anggota. Meski demikian, hambatan seperti keterbatasan kapasitas produksi dan adopsi teknologi menjadi tantangan yang harus diatasi untuk meningkatkan efektivitas program pemberdayaan. Penelitian ini menyimpulkan bahwa pemberdayaan UMKM memerlukan pendekatan yang komprehensif, meliputi modal, pelatihan, serta dukungan teknologi yang berkelanjutan. Rekomendasi untuk penelitian selanjutnya mencakup penelitian yang mengkaji faktor-faktor yang mempengaruhi keberhasilan pemberdayaan secara lebih mendalam, serta penggunaan teknologi dalam meningkatkan kapasitas usaha UMKM.
The Influence of Digital Advertising and Attractiveness on The Interest of Floating Market MSMEs Actors In Southern Kalimantan Mahdhori, Anas; Karsudjono, Anthonius Junianto; Jayen, Fredy
Eduvest - Journal of Universal Studies Vol. 4 No. 12 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i12.50091

Abstract

This study aims to analyze the effect of digital advertising and attractiveness on the interest of MSME players in the Floating Market of South Kalimantan. Digital advertising has become a strategic tool in increasing the visibility of MSMEs, especially in the Floating Market which is a local cultural icon. However, the unique traditional appeal of the market remains a dominant factor in maintaining the interest of business actors. This study uses a quantitative approach with multiple linear regression methods to measure the relationship between variables. The results showed that simultaneously, digital advertising and attractiveness have a significant effect on the interest of MSME players. However, partially, only the attractiveness variable has a significant effect, while digital advertising does not show a significant impact. The local cultural attractiveness factor proved to be the dominant variable in motivating entrepreneurs to run their businesses in the South Kalimantan Floating Market.
Pengaruh Karakter Mahasiswa dan Manajemen Waktu Terhadap Perilaku Disiplin pada Kampus Sekolah Tinggi Ilmu Ekonomi Pancasetia Banjarmasin A. Razib; Anthonius J. Karsudjono; Fredy Jayen
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.4313

Abstract

On the STIE Pancasetia Banjarmasin campus, the purpose of this study is to ascertain how student character and time management influence disciplinary behavior. Quantitative research covers this particular area of study. Procedure for studying with the assistance of a Google Structure 674 S1 management and accounting students from the Stie Pancasetia Campus in Banjarmasin took part in this study in 2022. On the STIE Pancasetia Banjarmasin campus, the study found that the variables of student character and time management had a positive and significant effect simultaneously on disciplinary behavior. On the STIE Pancasetia Banjarmasin campus, variables related to student character and time management have a positive and significant impact on disciplinary behavior. Because it has the highest beta coefficient value among the variables related to student character, the time management variable has the greatest impact on this study