Articles
Pengembalian Kredit dalam Hal Meninggalnya Debitur pada Lembaga Perkreditan Desa (LPD) Buduk, Mengwi Kabupaten Badung
Ida Ayu Gede Putri Satrianingsih;
I Nyoman Putu Budiartha;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 2 No. 2 (2021): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.2.2.3267.424-428
Village Credit Institution is a financial institution located in the Pakraman village which was established based on regional regulations and local awig-awig. In credit repayment, there are some factors that cause credit cannot be returned by the debtor, one of which is when the debtor dies. The problems examined in this study are the factors that cause the debtor to be unable to return credit to the Buduk Village LPD, and how to return credit to the Buduk Village LPD in the event the debtor dies. The type of research used is the empirical legal research with sociological approach and the fact approach. The results illustrate that the factors that cause the debtor to be unable to return credit to the Buduk LPD are bankruptcy of the business, the debtor's payment ability, the debtor's health, the debtor's death. Then, the procedure of credit refund at the Buduk LPD, namely the amount of the loan or principal will be subject to loan rate from the principal amount paid by the debtor, if the debtor dies, the credit return is delegated to the heirs by submitting a death certificate first.
Perlindungan Hukum Konsumen Atas Informasi Harga Pada Produk Minuman
I Nyoman Budiartha;
M Syahrul Bahri;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 2 No. 3 (2021): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.2.3.3629.645-649
Minuman merupakan salah satu keperluan utama manusia di dunia yang harus terpenuhi untuk beraktivitas. Setiap manusia harus memenuhi kebutuhannya terutama minuman baik itu jumlahnya atau dalam perihal kesehatan minuman tersebut. Oleh karena itu, negara harus memberikan keamanan bagi masyarakatnya tanpa terkecuali baik itu berkaitan dengan pengawasan ataupun mengatur peredarannya. Penelitian ini bertujuan untuk menjelaskan perlindungan hukum bagi konsumen atas informasi harga produk minuman yang tertera pada kemasan dan menjelaskan upaya penyelesaian mengenai perbedaan harga pada kemasan dengan harga jual yang dibayar. Penelitian ini menggunakan penelitian hukum normatif, dengan pendekatan yuridis melalui metode hermenutika. Data yang digunakan adalah data sekunder dan primer yang dianalisis secara kualitatif. Hasil penelitian menunjukkan bahwa pemerintah telah memberi perlindungan konsumen atas pemberian informasi yang tepat melalui keharusan yang dilakukan pelaku usaha serta larangan yang tidak boleh dilanggarnya. Tanggung jawab pelaku usaha untuk menyelesaikan sengketa dapat ditempuh melalui jalur di luar pengadilan maupun jalur pengadilan. Faktor-faktor yang mempengaruhi terjadinya produk yang memiliki nominal berbeda dari harga pada kemasan terdiri dari faktor internal dan faktor eksternal. Jika terjadi perbedaan harga pada kemasan dengan saat pembayaran maka yang akan dibayarkan adalah biaya yang paling murah.
Perlindungan Hukum terhadap Nasabah dalam Penundaan Kredit Terdampak Covid 19
Sang Nyoman Angga Diputra;
Ni Luh Made Mahendrawati;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 2 No. 3 (2021): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.2.3.3652.547-552
Humans as social beings who live side by side and have various needs that must be met in order to survive. In meeting these needs. Indonesia often makes payments with a credit system. Credit is a breakthrough that really helps the community. However, with the Covid-19 Pandemic) hitting various businesses and credit financing customers due to lack of income. This study aims to examine the legal arrangements for credit delays for customers affected by COVID-19 in Indonesia and explain legal protection for customers affected by COVID-19 in Indonesia. The type of research applied in this research is normative legal research, with a statutory approach and a concept approach. In general, the regulation of credit delays for customers affected by COVID-19 is regulated in POJ K Number II POJK.03 2020 regarding the national economic stimulus as a counter-helical policy for the impact of the 2019 coronavirus disease. There are two legal protections, namely preventive legal protection by issuing PERPU Number I of 2020 concerning state financial policies and stability for handling the coronavirus disease 19 pandemic, and repressive legal protection based on Bank Indonesia Circular Letter No. 26/4/BPPP which in principle regulates the rescue of non-performing loans through rescheduling, reconditioning, restructuring
Perlindungan Hukum terhadap Advokat dan Klien dalam Penyelesaian Perkara Perdata
I Putu Esha Wiryana Putra;
I Made Arjaya;
NI Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 2 No. 3 (2021): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.2.3.3668.599-604
The relationship between lawyers and clients that arises as a result of the legal relationship that is established often leads to legal disputes. The dispute can result in losses for both parties, while this legal arrangement regarding the issue has not fully accommodated the needs of advocates and clients. The purpose of this study is to analyze the rights and obligations of advocates and clients and dispute resolution that can be taken by advocates and clients. This type of research is a normative legal research, using a statutory approach. The results of this study indicate that the regulation regarding the rights and obligations of advocates is regulated in Law Number 18 of 2003 concerning Advocates and the code of ethics for advocates. Meanwhile, the rights and obligations of clients, as a broader understanding of consumers, are regulated in the Law on Advocates and the Civil Code. If there is a dispute due to a legal relationship that arises between an advocate and a client, the legal settlement can be through the Advocate Code of Ethics Body, the General Court of Justice and Arbitration, Mediation and other alternative dispute resolutions.
Perlindungan Konsumen terhadap Peredaran Kosmetik yang Mengandung Zat Berbahaya di Kota Denpasar
I Gede Tirtayasa;
I Nyoman Putu Budiartha;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 3 No. 1 (2022): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.3.1.4224.1-5
Nowadays, the trend of beauty products is growing rapidly among the people, which causes the emergence of cosmetic business actors who act fraudulently. Licensing of cosmetic products is of course very important because with a permit from the government, it can be ascertained that the product is safe to use. This study aims to determine consumer protection against the circulation of cosmetics containing hazardous substances in the city of Denpasar and to find out the responsibility of business actors for the circulation of cosmetics that harm consumers. This research was conducted to collect data at the Department of Industry and Trade of Denpasar City and YLKI Bali with interview and documentation techniques. The data analysis used is qualitative data analysis. The results of the study indicate that legal protection for consumers for the distribution of cosmetics that harm consumers is carried out by every element involved based on Law No. 8 of 1999 concerning Consumer Protection and Regulation of the Indonesian National Food and Drug Administration No. HK.00.05.4.17.45 concerning Cosmetics. The responsibility of business actors for the circulation of cosmetics that harm consumers is in the form of compensation given in the form of refunds or replacements in the form of goods. If this is found to be intentional, the business actor may be subject to sanctions. There are two types of sanctions given if business actors are proven to produce dangerous cosmetics. The first is administrative sanctions in the form of fines, and criminal witnesses in the form of confinement or imprisonment. The form of sanctions given is adjusted to the level of producer error and losses experienced by consumers.
Wanprestasi Pihak Debitur dalam Perjanjian Non Kontraktual dengan Jaminan Gadai
Bagus Alit Pradnyana Artha Wirawan;
I Nyoman Putu Budiartha;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 3 No. 1 (2022): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.3.1.4232.40-45
Indonesia is a developing country with various kinds of economic development. Bound by government regulations, the community cannot act arbitrarily and must follow applicable norms. The government in an effort to equalize the welfare of its people frees the community to manage their funds or loans with collateral. The purpose of this study is to understand the legal construction of non-contractual debt agreements with collateral and to analyze the legal protection for the parties to non-contractual debt agreements in the event that the debtor defaults. Researchers search for information directly through collecting data from several legal books and linking it to the problems studied and then drawing conclusions, this research is often called a normative research method using a statutory approach. Honesty and obedience in unsecured agreements are based on trust between the parties concerned, especially the lender and the borrower. There are often defaults in this agreement where the borrower does not pay for various reasons but is absent from payment, various problems such as the borrower disappears or runs away, does not feel he has debt, feels unfair with the interest given but is not stated when making the agreement, many borrower incidents do not want to pay because the agreement does not include a letter of agreement and prioritizes trust.
Peran Lembaga Pemasyarakatan dalam Memenuhi Hak Narapidana Perempuan Hamil dan Pasca Melahirkan (Studi di Lembaga Pemasyarakatan Perempuan Kelas II A Kerobokan)
Desy Kristiani Rahma Putri;
Anak Agung Sagung Laksmi Dewi;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 3 No. 1 (2022): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.3.1.4246.125-129
The correctional system is a coaching effort carried out in correctional institutions in Indonesia, the guidance is intended for inmates who commit criminal acts and are sentenced to prison. In the coaching process, the inmates are protected and nurtured by correctional officers and their rights are protected as citizens. The purposes of this study are to reveal the rights of pregnant and postnatal female prisoners in the correctional facility as well as the implementation of granting the rights of pregnant and postnatal women inmates to women's prisons class II A Kerobokan. The research method used is empirical legal research with a sociological juridical approach. The technique of collecting legal materials is obtained directly through respondents or sources. Primary and secondary sources of legal materials were analyzed using descriptive analysis techniques. This study concludes that prisons have an important role in protecting and fulfilling the rights of prisoners themselves, especially pregnant and postpartum women, the protection of these rights is intended so that they receive humane treatment in prisons.
Harta Bersama Sebagai Objek Jaminan Perjanjian Kredit Bank
Aurora Mayawa Rissandjani;
I Nyoman Putu Budiartha;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 3 No. 1 (2022): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.3.1.4412.160-165
Social beings are part of domestic development, so is the need for investment. It's almost unbelievable an event if there is no credit agency. In the case of an engagement by a third party, it is stated that a credit agreement with collateral for joint assets carried out by a husband or wife must obtain the spouse's permission by means of participation during the ratification of the engagement. However, a conflict will arise if legal steps are carried out involving joint property without the permission of one of the partners, so it is not in sync with the applicable process. The purposes of this study are to analyze the validity of the use of joint assets as collateral without the consent of the husband or wife, the legal consequences of guaranteeing joint assets in a bank credit agreement without the consent of the husband or wife and legal settlement due to the guarantee of joint assets without the permission of the husband or wife. This type of research is normative legal research with a case and conceptual approach. Legal sources are primary and secondary legal sources, while data collection techniques are carried out by examining existing library materials which are then analyzed systematically. In this study, it was found that when carrying out a credit agreement by insuring joint assets, it must be recognized by both parties between the wife and husband and if it violates the subjective conditions, it can be canceled
Perlindungan Konsumen terhadap Pembelian Item Digital dalam Aplikasi Game Online di Indonesia
Luiter Lubalu;
Anak Agung Sagung Laksmi Dewi;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 3 No. 1 (2022): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.22225/jkh.3.1.4464.212-216
Kelalaian yang diakibatkan pelaku usaha aplikasi game online, menimbulkan kerugian bagi konsumen dalam pembelian item digital, hal ini mempengaruhi sistem digital yang diterima konsumen tidak sesuai dengan penawaran di awal. Konsumen mencoba meminta penjelasan kepada pelaku usaha aplikasi game online namun pihak pelaku usaha tidak memberikan tanggapan. Kedudukan konsumen yang lebih rendah dari pelaku usaha sering kali menerima perlakuan yang semena-mena dari produsen penelitian ini bertujuan untuk mengungkapkan perlindungan hukum terhadap konsumen pembelian item digital dalam aplikasi game online dan menelaah upaya hukum yang dapat dilakukan akibat kerugian konsumen dalam pembelian item digital dalam aplikasi game online. Penelitian hukum normatif dengan pendekatan Perundang-undangan sangat tepat diterapkan dalam penelitian ini. Sumber data ada dua yaitu bahan primer dan sekunder yang dikumpulkan melalui teknik pencatatan dan argumentatif. Setelah data terkumpul, selanjutnya dianalisis secara kualitatif deskriptif. Hasil penelitian menunjukkan bahwa dengan adanya UU PK dan UU ITE menjamin adanya perlindungan konsumen pembelian item digital dalam aplikasi game online. Bagi konsumen yang mengalami kerugian pembelian item digital dalam aplikasi game online yang mengalami kerugian dapat memperjuangkan hak-haknya bersama upaya hukum yang dapat dilakukan konsumen melalui penyelesaian di luar pengadilan dan didalam pengadilan.
Pertanggungjawaban Pidana Pengurus LPD yang Melakukan Penggelapan Dana Nasabah di LPD Desa Sulahan, Kecamatan Susut, Kabupaten Bangli
I Gede Artadi Wira Guna;
I Nyoman Sukandia;
Ni Made Puspasutari Ujianti
Jurnal Konstruksi Hukum Vol. 3 No. 2 (2022): Jurnal Konstruksi Hukum
Publisher : Warmadewa Press
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DOI: 10.55637/jkh.3.2.4803.227-233
Corruption is the act of someone who enriches or is selfish or a certain group of people in abusing the position that has been given. This is the same as what happened in the embezzlement of funds by one of the administrators of the Tanggahan Peken Traditional Village Credit Institution located in Banjar Tanggahan Peken, Sulahan Village, Susut District, Bangli Regency. This research was conducted to reveal the form of criminal liability of LPD management who embezzled customer funds at LPD Sulahan Village, Susut District, Bangli Regency. This research was conducted using empirical legal research methods and using a legal concept analysis approach which was carried out by understanding legal concepts, views and doctrines that developed in legal science. Sources of data used in the form of primary and secondary data. The collected data were analyzed using the Qualitative Method. From the data that has been analyzed, it is revealed that after the trial the LPD management is required to continue to return the money from the embezzlement of funds that is enjoyed by unscrupulous management, not as a result of the actions of the management which results in a difference of 27 billion.