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Journal : Diponegoro Law Review

REFORMULATION OF CONSUMER PROTECTION LEGAL POLICIES IN THE DIGITAL BUSINESS ERA IN INDONESIA Muchammad Shidqon Prabowo; Dewi Sulistianingsih
Diponegoro Law Review Vol 8, No 1 (2023): Diponegoro Law Review April 2023
Publisher : Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/dilrev.8.1.2023.14-24

Abstract

This study discusses the Reformulation of Consumer Protection Legal Policies in the Digital Business Era in Indonesia. The purpose of this study is to understand and analyze the reformulation of consumer protection legal policies in the digital business era in Indonesia. The research method used is descriptive analytical method, normative juridical problem approach, primary and secondary legal materials. Descriptive data analysis qualitative deductive thinking. The result of the study is the current condition of consumer protection in Indonesia is measured through Law Number 8 of 1999 which regulates the behavior of business actors with the ultimate goal of providing protection to consumers. However, there are things that are considered so that this UUPK can be reformulated with the aim of perfecting the law. Consumers need to get protection not only from producers but also from the market place. These rules must be clear and firm so that consumers are truly protected.
LEGALITY AND IMPACT ON SAVINGS AND LOAN COOPERATIVES IN MANAGING SAVINGS FROM NON-MEMBERS Prabowo, M. Shidqon
Diponegoro Law Review Vol 9, No 2 (2024): Diponegoro Law Review October 2024
Publisher : Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/dilrev.9.2.2024.315-331

Abstract

The writing of this research aims to explain the legality or validity when the Savings and Loan Cooperative raises funds from members outside the cooperative, describes the authority and supervision measures by the Financial Services Authority (OJK) and the Ministry of Small and Medium Enterprise Cooperatives (KUKM) for cooperatives that collect savings funds outside of cooperative members and to clarify the legal consequences if the Savings and Loan Cooperatives collect savings funds outside cooperative members. This article uses a normative juridical approach method. For secondary data sources, the study of original legal texts, secondary legal literature, and non-legal sources can conclude that: 1. There is a legal basis used in raising funds for non-cooperative members, which is based on Article 44 of the Cooperative Act No. 25 of 1992. 2. OJK and KUKM have authority over cooperatives that collect savings funds outside cooperative members.3. There are legal consequences if the Savings and Loan Cooperative collects savings funds outside the cooperative members.