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Trust and Convenience Drive E-Money Adoption Among Students in Indonesia: Kepercayaan dan Kenyamanan Mendorong Adopsi E-Money di Kalangan Pelajar di Indonesia Putra, Bisma Akbar Wahyu Tri; Sari, Herlinda Maya Kumala
Indonesian Journal of Law and Economics Review Vol. 19 No. 2 (2024): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i2.1062

Abstract

This study explores how perceived usefulness, convenience, service features, and trust influence Umsida students' decisions to use "DANA" e-money. A quantitative approach was employed, with data collected via questionnaires from 100 respondents using accidental sampling. Multiple linear regression analysis with IBM SPSS version 22 revealed that all four factors significantly affect the decision to use "DANA." The findings suggest that enhancing these aspects could increase e-money adoption among students, providing valuable insights for service providers. Highlight: Significant Influences: Usefulness, convenience, features, and trust impact e-money decisions. Quantitative Analysis: Data from 100 respondents analyzed using SPSS. Student Focus: Insights for boosting e-money adoption among Umsida students. Keyword: perceived usefulness, perceived convenience, service features, trust, e-money adoption
Influence of Quality, Price, Place, and Promotion on Coffee Purchases: Pengaruh Kualitas, Harga, Tempat, dan Promosi terhadap Pembelian Kopi Ica, Zulfatul Izzah; Sari, Herlinda Maya Kumala
Indonesian Journal of Law and Economics Review Vol. 19 No. 3 (2024): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i3.1142

Abstract

This study investigates how product quality, price, place, and promotion influence consumer purchasing decisions for Fore Coffee in Buduran District. Using quantitative methods and a Probability Sampling approach with 96 respondents, data were collected via online questionnaires distributed through social media. Analysis using SPSS version 22 includes validity, reliability, and classical assumption tests, along with multiple linear regression analysis. Results confirm that higher product quality, competitive pricing, accessible locations, and effective promotions significantly impact consumer decisions. The findings suggest that Fore Coffee should prioritize maintaining high product standards, competitive pricing, convenient locations, and engaging promotional strategies to enhance consumer purchasing behavior in Buduran District, offering practical implications for marketing management strategies in the coffee industry. Highlights: Quantitative analysis: SPSS used for robust consumer behavior insights. Marketing influence: Product quality, price, place, promotion impact purchasing decisions. Recommendations: Enhance quality, pricing, and promotions for consumer engagement strategies. Keywords: Coffee industry, consumer behavior, marketing strategies, quantitative research, Fore Coffee.
Consumer Preferences for Sunco Cooking Oil as a Daily Necessity: Preferensi Konsumen terhadap Minyak Goreng Sunco sebagai Kebutuhan Harian Akyun, Rizki Khurrota; Sari, Herlinda Maya Kumala
Indonesian Journal of Law and Economics Review Vol. 19 No. 4 (2024): November
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i4.1226

Abstract

Background: The fluctuating prices and availability of vegetable oils have raised concerns in consumer markets. Specific Background: Key factors like price, product quality, and promotion need closer examination to understand purchasing decisions. Knowledge Gap: Limited research addresses the combined impact of these factors on consumer behavior. Aims: This study aims to assess the influence of price, product quality, and promotion on oil purchasing decisions. Results: Based on quantitative analysis of 96 respondents, price, product quality, and promotion significantly affect purchasing decisions. Novelty: This research highlights the combined effect of these factors, offering new insights into consumer choices. Implications: The findings suggest that businesses should focus on competitive pricing, product quality, and effective promotions to boost sales. Highlights : Price, product quality, and promotion significantly influence oil purchasing decisions. A sample of 96 respondents was analyzed using multiple linear regression. Findings emphasize the importance of competitive pricing and strong promotional strategies. Keywords: Price, Product Quality, Promotion, Purchasing Decisions, Oil
Comparative Analysis of The Financial Ratios of LQ45 Index Companies Before and During The Covid-19 Pandemic: Analisis Komparasi Rasio Keuangan Perusahaan Indeks LQ45 Sebelum dan Saat Pandemi Covid-19 Pambudianna, Badzliah A Ghaisani; Sari, Herlinda Maya Kumala
Indonesian Journal of Innovation Studies Vol. 20 (2022): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (238.248 KB) | DOI: 10.21070/ijins.v20i.704

Abstract

Based on statistical data from the Indonesia Stock Exchange, the declinein stock price occured very drastically in March 2020, in wich month the Covid-19 case was first announced in Indonesia. All sectors experienced a decline due to the impact of this pandemic, including companies that are members of the LQ45 index. There are differences in speculation about the loss or profit of the LQ45 index company during the Covid-19 pandemic, so this research is carried out to prove the LQ45 index company has an impact on their financial performance due to the current pandemic or not.The sample used is 35 companies that are members of the LQ45 index. The type of research used is a comparative study with a quantitative approach. The analytical tools used are liquidty ratios, activity ratios, solvency ratios, profitability ratios, and market ratios wich are tested differently by paired sample t-test and wilcoxon signed rank test.The result of the different test with the paired sample t-test show that there are differences in the Current Ratio, Debt to Asset Ratio, and Debt to Equity Ratio. Meanwhile, the wilcoxon signed rank test show that there are differences in Total Asset Turnover, Return On Asset, and Price Earning Ratio. This proves that the LQ45 index company is also affected by the pandemic, even though it is called the most liquid company listed on the IDX.
Work Environment, Work Practices, and Employee Work Discipline on Employee Performance in the Hospitality Industry: Lingkungan Kerja, Praktik Kerja, dan Disiplin Kerja Karyawan Terhadap Kinerja Karyawan pada Industri Perhotelan Ulumudin, Muhamad Ihya; Sari, Herlinda Maya Kumala
Indonesian Journal of Innovation Studies Vol. 21 (2023): January
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (226.093 KB) | DOI: 10.21070/ijins.v21i.762

Abstract

This study aims to determine the influence of the work environment, work practices, and employee work discipline on employee performance in the hospitality industry (Case Study: Hotel Utami Juanda). The method used in this research is a quantitative approach. Sampling in this study was conducted by saturated sampling method, with the number of respondents as many as 52 respondents, employees of Hotel Utami Juanda. The data analysis technique used in this study used the SPSS version 24 program.The results of this study prove that the work environment does not partially affect the performance of Utami Juanda Hotel employees, work practices have a partially significant effect on the performance of Utami Juanda Hotel employees, employee work discipline has a partially significant effect on the performance of Utami Juanda Hotel employees and the work environment, practice Work, and Employee Discipline have a simultaneous effect on Employee Performance in the Hospitality Industry (Case Study: Hotel Utami Juanda).
Work Motivation, Work Discipline and Work Environment on Employee Performance in Cooking Oil Producing Companies: Motivasi Kerja, Disiplin Kerja dan Lingkungan Kerja Terhadap Kinerja Karyawan Perusahaan Produsen Minyak Goreng Rofik, Abdul; Sari, Herlinda Maya Kumala
Indonesian Journal of Innovation Studies Vol. 21 (2023): January
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (256.47 KB) | DOI: 10.21070/ijins.v21i.772

Abstract

The success of a company is not always measured by how much profit the company gets, but there are other things that are more important, namely Human Resources (HR) within a company. In connection with this, this research is conducted to prove the partial effect of work motivation, work discipline, and work environment on employee performance at PT. New Shoots Lampung. In this study data collection using research instruments namely questionnaires, data analysis is quantitative and statistical. The sample that will be used in this study are employees of PT. Tunas Baru Lampung Tbk Sidoarjo Margarine Division with a total of 60 employees. The data analysis technique in this study used the help of IBM SPSS V.25 software. Based on the tests that have been carried out, the results obtained are that work motivation have an effect to employee performance, work discipline have an effect to employee performance, work environment have an effect to employee performance, work motivation, work discipline, and work environment have an effect to employee performance.
Analysis of Optimal Portfolio Formation During the Covid-19 Pademic Using the Capital Asset Pricing Model (CAPM) Model for IDX-30 Shares in the 2020 Period: Analisis Pembentukan Portofolio Optimal di Masa Pandemi Covid-19 dengan Menggunakan Model Capital Asset Pricing Model (CAPM) pada Saham IDX-30 pada Periode 2020 Kurniawan, Rifan Faris; Sari, Herlinda Maya Kumala
Indonesian Journal of Innovation Studies Vol. 22 (2023): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (8973.258 KB) | DOI: 10.21070/ijins.v22i.852

Abstract

The study used the quantitative descriptive research design. The research population comprised all the stocks listed in the IDX30 index published biannually with a total of 30 stocks. The variables in the study were stock return, market return, stock risk, and market risk. The calculation of the expected return used the capital asset pricing model.The results of the study to find out the optimal portfolio of stocks by using capital asset pricing model were as follows. (1) The stock that made up the optimal portfolio were those of (1 adalah TBIG ( Tower Bersama Infrastructure Tbk.), MDKA (Merdeka Copper Gold Tbk.) dan UNTR ( United Tractor Tbk ) 2) The composition of the proportion of funds formed by using the Composite Stock Price Index as the market return proxy was allocated for the stocks of, 23% allocated for the stocks of TBIG ( Tower Bersama Infrastructure Tbk.) , 45%, allocated for the stocks of) MDKA (Merdeka Copper Gold Tbk.), 32%. allocated for the stocks of UNTR ( United Tractor Tbk ).
Revealing Global Influences on Organizational Behavior: Mengungkap Pengaruh Global pada Perilaku Organisasi Julianto, Julianto; Sari, Herlinda Maya Kumala
Indonesian Journal of Innovation Studies Vol. 25 No. 1 (2024): January
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijins.v25i1.1079

Abstract

This study examines the impact of work motivation, career development, and work environment on Organizational Citizenship Behavior (OCB) among employees of PT Coca Cola Europacific Partners Indonesia Pasuruan Plant. Using a quantitative approach with 60 respondents selected through saturated sampling, data analysis was conducted using SPSS version 24. The results indicate that work motivation and work environment significantly influence OCB, while career development has a positive but non-significant effect. Additionally, the combined effect of these factors significantly influences OCB. These findings underscore the importance of fostering a supportive work environment and promoting work motivation to enhance OCB, while also emphasizing the need for providing adequate career development opportunities. Understanding these factors can aid in developing strategies to promote a positive organizational culture and improve overall organizational performance. Hightlight: Work motivation and environment influence OCB significantly. Career development positively affects OCB but not significantly. Understanding OCB factors enhances organizational performance. Keywords: Work Motivation, Career Development, Work Environment, Organizational Citizenship Behavior (OCB), PT Coca Cola Europacific Partners Indonesia.
271 Trillion Makes Stocks Volatile Farih Ayu Mukhoirotin Sirojul Umma Rosyihin; Sari, Herlinda Maya Kumala; Supardi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.6485

Abstract

It is essential for investors to assess the value of a company before deciding to buy or sell it. This study aims to provide an understanding, knowledge, and examination of the impact of corruption on stock prices. It tests the effect of ROE, DER and PBV on stock prices of companies in the mining sector listed on the Indonesia Stock Exchange (IDX) for the 2021-2023 period with a sample of 10 companies was selected using purposive sampling from the investment gallery located at Universitas Muhammadiyah Sidoarjo. Using E-Views 12 software and the analysis method is panel data regression. This study employs the Random Effect Model (REM). Based on the results of this study, that the DER and PBV don’t have a significant effect on stock prices. Meanwhile, ROE has a significant effect on stock prices. The conclusion is that the influence by DER and PBV are merely predictions.
Strategi Menarik Kaum Milenial Untuk Investasi Di Sektor Keuangan : Langkah Apa Yang Harus Dilakukan ? Analisis Perilaku Keuangan Dan Kompetensi Keuangan Serta Minat Investor Muda Dalam Pengambilan Keputusan Investasi Keuangan Sari, Herlinda Maya Kumala; Sriyono, Sriyono; N, Nihlatul Kudus Sukma
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 6 No 1 (2021): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v6i1.14365

Abstract

Investor muda merupakan pasar besar untuk dilakukan edukasi melakukan investasi di sector keuangan karena jumlah usia muda cukup banyak. Namun demikian untuk menarik investor tidak mudah, khususnya investor keuangan karena dalam investasi keuangan resiko yang terjadi berdampak langsung pada investor. Investor yang paling potensial untuk mendapat edukasi tentang pentingnya pengambilan keputusan untuk melakukan investasi keuangan adalah kalanganmuda. Mengingat jumlah penduduk Indonesia di usia muda cukup banyak maka merupakan pasar besar untuk menarik mereka melakukan investasi di sector keuangan. Metodelogi penelitian yang digunakan adalah melalui pendekatan kuantitaf dengan menggunakan kuesioner, setelah data diperoleh dilakukan tabulasi data. Setelah tabulasi data diikutidengan uji diskriptif dan uji asumsi klasik. Tahapan akhirnya dilakukan uji hypotesa dengan uji t dan uji kesesuaian model. Alat analisis yang akan digunakan dalam Analisa iniadalah PLS. Berdasarkan analisis data menggunakan alat analisis PLS sehingga diperoleh solusi yang dapat digunakan untuk mengatasi problem yang ada. Ditemukan hubungan antara perilaku keuangan dan kompetensi keuangan serta minat investor muda terhadap pengambilan keputusan investasi keuangan. Jadi pengambilan keputusan investasi keuangan oleh kaum muda dipengaruhi oleh beberapa factor yaitu perilaku, kompetensi dan minat. Kata Kunci: Investor muda, investasi keuangan, pengambilan keputusan, analisis
Co-Authors A, M Rayhan Abdul Rofik, Abdul Adinda Lestari Ningsih Adirama, Kelvin Fitriyan Agil Bagus Prasetyo Agustina, Aninda Agustini, Elly Akyun, Rizki Khurrota Anggy Wahyu Priandini Angraeni, Dian Fransisca Dewi Nur Anzas Budi Cahyani, Firlin Eka Kurnia Cindy Cahyaning Astuti Detak Prapanca Dewi, Ade Annisa Dwi Mega Aprilia Efendi, Dia Nita Eny Maryanti Farih Ayu Mukhoirotin Sirojul Umma Rosyihin Fatma, Salsabila Nur Tsabita Firda Awalul Nurjanah Firdaus, Nala Alifiyah Firmansyah, Eggy Dwi H, Lutfia Hariasih, Mistih Hidayah, Fatikhatu I, Mariza Ica, Zulfatul Izzah Ika Oktaviyanti Ira Nurdiani Islamiyanti, Erni Izza Nikmatur Rokhmah Kumara Adji Kusuma Kurniawan, Rifan Faris Lilik Indayani Lisa Ayu Pransiska Luluk Putri Fauziah Lusi Rahmawati M Hafis Alwi Marcelino, Marcelino Masulah, Siti Anisatul Mawarda, Rohdotul Misti Hariasih Muhammad Shalahudin Hidayat N, Nihlatul Kudus Sukma Nur Ainun Jariyah Nur Fauziatin Anisa Nur Hamidah Nizariyah Nurcahyani, Amaliasari Nuril Lutvi Azizah Pambudianna, Badzliah A Ghaisani Prasetyo, Totok Dwi Pratiwi, Cindi Suryaning Prayogo, Kurniawan Didit Purwanto, Muhammad Rosi Putra, Bisma Akbar Wahyu Tri Putri Ayunda Anggraeni Ramadhani, Farikhah Randusiwi, Rejekining Rifka Ulinnuhya Annafa Rita Ambarwati Rita Ambarwati Sukmono Santi Rahma Dewi Santoso, Muhammad Nur Habib Saputri, Anisa Herwi Saputri, Norma Suviyahtin Wahyu Sarwenda Biduri Selvia Rachmawati Selviana, Sella Maya Setiyono, Wisnu Panggah Sofielia, Dhea Irwanda Sriyono Sriyono Sriyono Sumartik Supardi Supardi Supardi Suryo, Vivanda Adi Prima Ulumudin, Muhamad Ihya Umah, Rizdatul Utami, Siska Putri Vera Firdaus Vivanda Adi Prima Suryo Wanti, Fadilah Herdiana Yanti, Eva Indra Dwi Yuliana Putri