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All Journal Jurnal Akuakultur Indonesia ETIKONOMI JEJAK JAM : Jurnal Aplikasi Manajemen Phi : Jurnal Pendidikan Fisika dan Terapan Jurnal Riset Industri Jurnal Kimia dan Kemasan STI Policy and Management Journal International Journal of Business Studies Makara Journal of Science Makara Journal of Technology Journal of Advanced Technology and Multidiscipline (JATM)
Nurul Taufiqu Rochman
Pusat Penelitian Metalurgi, Lembaga Ilmu Pengetahuan Indonesia (LIPI)
Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Materials Science & Nanotechnology Mechanical Engineering Physics Social Sciences Other

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Analysis of MSME's Financial and Business Improvement Model through Digital Economy Services and Fintech Strategy Subkhan, Farid; Maarif, Mohammad Syamsul; Rochman, Nurul Taufiqu; Nugraha, Yudhistira
Jurnal Aplikasi Manajemen Vol. 22 No. 2 (2024)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2024.022.02.10

Abstract

The development of digital technology contributes significant roles to businesses, including micro, small, and medium enterprises (MSMEs). It raises the digital economy and fintech services to the MSMEs market, such as peer-to-peer lending, digital payment, crowdfunding, digital assets, e-commerce, social commerce, etc. This research aims to analyze MSMEs financial and business improvement model by using MSME's digital economy products and fintech penetration strategy in Indonesia. This study employed a mixed research method by integrating the Delphi technique and the Analytical Hierarchy Process (AHP). The Delphi method was used to identify criteria or construct for the research framework, while AHP was used to evaluate and determine the score and priorities of the MSMEs financial performance criteria, business goals, digital economy's alternative products, and fintech penetration strategies. The Delphi method consists of round 1 - to explore the research framework, round 2 - to rank the research indicators, followed by AHP at round 3. The study involves 20 expert panels of MSMEs in greater Jakarta. This study found that the use of digital economy products - particularly fintech will enhance MSMEs' financial performance by increasing sales volume and business profits. It helps them achieving business goals by increasing their revenue and expanding their business. MSMEs need digital payment and mobile banking as vital fintech services. This study also provides strategic guidance to fintech players and government to effectively penetrate fintech products to MSMEs mainly through knowledge dissemination and digital knowledge improvement.
Analyzing the Formation of Nanobubbles and its Effect on the Stability of Dissolved Oxygen in Water Fitriani, Mita; Nugroho, Fairuz Gianirfan; Rochman, Nurul Taufiqu; Ansari, Abu Saad
Journal of Advanced Technology and Multidiscipline Vol. 4 No. 1 (2025): Journal of Advanced Technology and Multidiscipline
Publisher : Faculty of Advanced Technology and Multidiscipline Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jatm.v4i1.71660

Abstract

Nanobubbles (NB) have attracted many researchers due to their unique characteristics, one of which is increasing the amount of dissolved oxygen (DO) in liquids, making them a promising technology for various applications, such as water treatment and aquaculture. This study investigates the generation of NBs using a custom-designed cartridge nozzle and evaluates their effectiveness in sustaining elevated DO concentrations. Experiments were carried out under a controlled gas pressure of 400 N/m2 comprising a 30-minute active phase with the generator turned on, followed by a 30-minute passive phase with the generator off, to assess NB formation and stability. The results showed that smaller nanobubbles had higher stability, allowing dissolved oxygen to stay longer in the water. Particle size analysis revealed the production of uniformly distributed NBs averaging approximately 600 nm, which remained structurally stable even after gas input ceased. During the active phase, DO levels increased sharply, peaking at 28.51 mg/L by the 10th minute. Although a gradual decline was observed after pressurization stopped, DO levels remained significantly higher than baseline, indicating the prolonged oxygen retention capability of NBs. This performance is attributed to the slow dissolution kinetics, high zeta potential, and favorable interfacial interactions of the bubbles. Overall, the cartridge nozzle-based method demonstrates strong potential for applications in water treatment, aquaculture, and other processes requiring efficient and sustained oxygen delivery.
Word Cloud Analysis and Business Model of Science Techno Park in Indonesian Universities Sasongko, Agung Hari; Syarief, Rizal; Rochman, Nurul Taufiqu; Amanah, Siti
International Journal of Business Studies Vol 9 No 2 (2025): International Journal of Business Studies
Publisher : Sekolah Tinggi Manajemen IPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32924/ijbs.v9i2.375

Abstract

The government issued a presidential regulation on national entrepreneurship development to strengthen the economic structure, and the government will add 1 million entrepreneurs. Universities play an essential role but must involve the industry and create a conducive environment. Science Techno Park unites the sector and academia by providing an environment that fosters interaction. Presidential Regulation No. 18 of 2020 mandates the establishment of Science Techno Parks based on higher education institutions. We studied the future of science and technology parks in Indonesia by analyzing news articles from websites between 2019 and 2024. The results of the word cloud analysis showed that the word "technology" was the most frequently encountered during coding, followed by "science," "research," "zone," and "innovation," which are the main elements of the STP. From the business model canvas, the most expansive customer segments include students, alums, researchers, startups, and industry. The value proposition is oriented towards technology in line with the university's competencies. The conclusion of the business model for science technoparks in Indonesian universities is in the development stage, with a focus on strengthening the ecosystem through innovation and industry collaboration.
Co-Authors Absirin, Muhammad Fahrurrozi Agung Hari Sasongko, Agung Hari Agus Sukarto Agus Sukarto Wismogroho, Agus Sukarto Ahmad Syarif Amal, Muhamad Ikhlasul Ansari, Abu Saad Aramel, Aramel Azwar Manaf Daratika, Dyah Ayu Dedi Cahyadi Dwi Wahyu Nugroho Dwiarto, Agus Elisa Anggraeni, Elisa Eriyatno . Ernan Rustiadi Etik Mardliyati, Etik Fitriani, Mita Fuji Hernawati Kusumah Hardi Junaedi HIDAYATULLAH, ARIEF Jurmarman ., Jurmarman Kamila, Muthia Kartamiharja, Ujang Komarudin Asdani Khairurrijal khairurrijal Kiki Yulianto Kirana Rukmayuninda Ririh M. Syamsul Maarif Machfud Machfud Mauladani, Syifa Maulana, Syahrizal Nastiti Siswi Indrasti Noviyanto, Alfian Noviyanto, Alvian Nugroho, Fairuz Gianirfan Nurwenda Novan Maulana, Nurwenda Novan Oryzanti, Parwa Prabowo, Wendy Tri Pratama, Aprian Fajar Radyum Ikono Rahmawati, Asri Ifani Riahna br Kembaren Rifada, Mohammad Aulia Rizal Syarief Saputra, Henry Kasmanhadi Saputra, Rizki Nugraha Sesotya Putriliniar, Sesotya SETYAWATI, DAMAI RIA Siti Agustina, Siti Sri Harjanto Sri Hartati Subkhan, Farid Suprihatin Suprihatin Tito Prastyo Rahman, Tito Prastyo Togatorop, Lusiana Wahyu Bambang Widayatno, Wahyu Bambang Yudhistira Nugraha Zulfi, Akmal