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Harmonization of Islamic and Conventional Banking Law in Dual Banking System (Digital Transformation and Progressive Innovation) Sari, Ayu Puspita
JOURNAL OF ISLAMIC AND LAW STUDIES Vol. 9 No. 2 (2025): Special Issue: International Conference on: "Inclusive Legal Futures: Islamic P
Publisher : Fakultas Syariah UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/jils.v9i2.17849

This study examines the harmonization of Islamic and conventional economic law within dual banking systems through progressive innovation and digital transformation. The research employs a normative legal approach combined with comparative analysis to investigate how dual banking systems can effectively integrate Islamic principles with conventional banking practices while maintaining regulatory coherence. The study reveals that successful harmonization requires comprehensive legal frameworks that accommodate both systems' distinct characteristics while leveraging digital technologies to enhance operational efficiency and regulatory compliance. Key findings indicate that progressive innovation in financial technology, coupled with adaptive regulatory frameworks, can facilitate seamless integration between Islamic and conventional banking operations. The research contributes to the understanding of how dual banking systems can evolve to meet contemporary financial demands while preserving the integrity of Islamic principles and conventional banking practices.Maximum 500 characters (with spaces)

Pengaruh Good Corporate Governance Terhadap Nilai Perusahaan dengan Kinerja Keuangan Sebagai Intervening Ambrosius, Niko Ferdianto; Sari, Ayu Puspita; Rusliyawati, Rusliyawati
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.8010

This study aims to analyze the impact of GCG (Good Corporate Governance) on Firm Value, considering the role of Financial Performance as mediation. GCG is measured through the indicators of Managerial Ownership (MO) and Institutional Ownership (IO), while Firm Value is measured using Tobin’s Q, and Financial Performance is represented by Return on Equity (ROE). This study employs a quantitative approach, with sampling conducted using the Purposive Sampling technique. The research utilizes secondary data obtained from Fast-Moving Consumer Goods (FMCG) sector companies listed on the Indonesia Stock Exchange (IDX) and related company websites for the 2020–2024 period. Data analysis includes descriptive statistical tests, classical assumption tests, multiple linear regression, and path analysis using SPSS 25 software and the Sobel test calculator. The results indicate that GCG, proxied by Managerial Ownership and Institutional Ownership, does not have a significant effect on Firm Value and Financial Performance, as evidenced by the t-statistic values: Managerial Ownership (t-stat = 0.226 < t-table = 1.676) with a significance value of 0.791 > 0.05, and Institutional Ownership (t-stat = -0.999 < t-table = 1.676) with a significance value of 0.323 > 0.05. However, Financial Performance has a significant effect on Firm Value, as shown by the t-statistic (t-stat = -4.793 < t-table = 1.676) with a significance value of 0.000 < 0.05. Nevertheless, Financial Performance does not mediate the relationship between GCG and Firm Value.

Traditional Medicine as Mentawai Local Wisdom Sari, Ayu Puspita; Efi, Agusti
Jurnal Penelitian Pendidikan IPA Vol 10 No 12 (2024): December
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v10i12.7445

The Mentawai community still have a strong culture and holds a profound reverence for their heritage, particularly in the realm of traditional medicine. They continue to place significant value on traditional healing methods alongside modern medical treatments, comprising two distinct complementary healthcare systems. In this modern sophisticated era, the use of traditional medicine in Mongan Poula village has been marginalized or ignored because of the emergence of modern medicine and the entry of health teams in villages, such as doctors and nurses. Modern medicines are widely circulated in villages and even sold to stalls. This research aims to examine the media used in traditional medicine, the process of treatment, and traditional Mentawai medicine that have an impact on local wisdom. This research utilized a qualitative approach and ethnographic research type. The informant selection technique was carried out by purposive sampling. Data collection techniques used in-depth interviews, observation, and documentation studies. Data analysis employed an interactive model proposed by Miles and Huberman. The results of this study revealed that in accordance with the formulation of the problem, including: Traditional medicine media, Traditional medicine process in Mentawai society, and Mentawai traditional medicine that has an impact on local wisdom. Based on the formulation of the problem, it shows that Sikerei traditional medicine is used to treat sick people.

THROUGH OUR LENS: EXPLORING CULTURAL ADAPTATION OF MIRACLE IN CELL NO. 7 KOREAN FILM AND ITS INDONESIAN VERSION Fitriana, Annisa; Fiaunillah, Fariha Najda; Anggraeni, Changmia; Pitaloka, Wistiani Putri Diah; Anahita, Nuhla; Raharjo, Jasmine Aulia; Wijayanti, Estu; Sari, Ayu Puspita
CrossOver Vol. 4 No. 2: December 2024
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/crossover.v4i2.9359

This research enriches the rare discussion of adaptation especially related to representation of local culture in cross-border film adaptations. While many studies focus on narrative and thematic changes, in-depth analysis of how local culture, such as social values, traditions, and Indonesian identity are adapted in the story is still minimal. This research explores how Korean cultural elements in the film Miracle in Cell No. 7 are adapted into Indonesian culture and are adjusted to Indonesian values in the adaptation version. Using the theory of transstylization by Genette (1997) and the theory of seven cultural elements by Koentjaraningrat (1986), it was found that five cultural elements underwent changes, namely language, religion, knowledge system, living equipment, and livelihood system. This is not only because Korea and Indonesia basically have different culture but also influenced by the different religious landscape. This research contributes to the understanding of how Indonesian local culture is integrated in movie adaptations without changing the core of the original story.

Rancang Bangun Private Server Menggunakan Platform Proxmox dan Penerapan Zero Trust Model dengan Cloudflare Yulianto, Bimo Tri; Quraisy, Muhamad; Daulay, Anggriyana; Daulay, Anggriyani; Sari, Ayu Puspita
Jurnal Ilmu Komputer Vol 1 No 2 (2023): Jurnal Ilmu Komputer (Edisi Desember 2023)
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar

This implementation emphasizes using Proxmox as the primary virtualization platform combined with the Zero Trust security concept, where each access request is rigorously assessed before being permitted. Integration with Cloudflare provides an additional layer of security through features such as web application firewall (WAF), DDoS protection, and strict access control. By adopting the Zero Trust model and leveraging Cloudflare services, the server infrastructure becomes more resilient against current cyber threats. The meticulous integration between Proxmox and Cloudflare offers a high level of security at every server access point, creating a reliable and safeguarded environment for IT services.

Legal Certainty Regarding the Rights of Secured Creditors to Execute Collateral in Bankruptcy Proceedings in Indonesia Sari, Ayu Puspita; Gunadi, Ariawan
Journal of Law, Politic and Humanities Vol. 6 No. 1 (2025): (JLPH) Journal of Law, Politic and Humanities
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v6i1.2600

Separate Creditors as Holders of Security Rights possess a preferential claim over the secured collateral. However, under bankruptcy law, their rights to execute and auction the collateral are subject to statutory limitations. In practice, Supreme Court Decision No. 521 K/Pdt.Sus-Pailit/2021 and Supreme Court Decision No. 527 K/Pdt.Sus-Pailit/2020 have provided divergent interpretations regarding the execution rights of Separate Creditors over their collateral once the debtor has been declared bankrupt. The core issues examined in this research are: (1) How legal certainty is afforded to the execution rights of Separate Creditors pursuant to Supreme Court Decisions No. 521 K/Pdt.Sus-Pailit/2021 and No. 527 K/Pdt.Sus-Pailit/2020; and (2) What legal consequences arise for Separate Creditors who fail to execute their collateral under Law No. 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations (PKPU). This study employs normative legal research using a statutory approach and case-based analysis, focusing on judicial interpretations of bankruptcy decisions affecting the execution rights of Separate Creditors. The research relies on secondary data obtained through literature review and applies qualitative analytical methods. Separate Creditors are granted a two-month period following insolvency to initiate execution proceedings by filing a public auction request with the KPKNL, which is calculated from the commencement of the execution process not from the completion of the auction. Furthermore, the rights of Separate Creditors are not absolute, as they are constrained by a statutory stay period of 90 (ninety) days from the date the debtor is declared bankrupt. During this stay period, the Curator is entitled to demand that the collateral held by Separate Creditors be transferred to the Curator for sale either through public auction or private sale, under the supervision of the Supervisory Judge. It is therefore necessary to revise Law No. 37 of 2004 to clarify the scope of authority held by Separate Creditors in executing collateral, and to establish a digital oversight mechanism for curatorial functions to ensure transparency and accountability when collateral is handed over to the Curator for auction.

The Protection of Secured Creditors in the Execution of Collateral in Bankruptcy Sari, Ayu Puspita; Gunadi, Ariawan
Jurnal Daulat Hukum Vol 8, No 4 (2025): December 2025
Publisher : Magister of Law, Faculty of Law, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jdh.v8i4.49005

The objective of this journal study is to examine and analyze the safeguards for Secured Creditors regarding the enforcement of property guarantees following a bankruptcy ruling against the debtor. This research employs a normative legal approach, utilizing legislation, a conceptual perspective, and case studies. The findings indicate that the position of Secured Creditors in case number 527 K/Pdt. Sus-Pailit/2020 emphasizes that the right to execute on property guarantees remains intact, even with a 90-day suspension period post-bankruptcy decision. This suspension does not eliminate the preferential status concerning debt repayment. During this time, the curator is prohibited from selling or taking control of the collateral without the Secured Creditor's consent. Specific regulations are needed to protect Secured Creditors, ensuring that the execution of their property guarantees under suspension remains under their oversight, to promote fairness, legal certainty, and proportional protection of their rights during the bankruptcy process.

Legal Certainty Regarding the Rights of Secured Creditors to Execute Collateral in Bankruptcy Proceedings in Indonesia Sari, Ayu Puspita; Gunadi, Ariawan
Journal of Law, Politic and Humanities Vol. 6 No. 1 (2025): (JLPH) Journal of Law, Politic and Humanities
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v6i1.2600

Separate Creditors as Holders of Security Rights possess a preferential claim over the secured collateral. However, under bankruptcy law, their rights to execute and auction the collateral are subject to statutory limitations. In practice, Supreme Court Decision No. 521 K/Pdt.Sus-Pailit/2021 and Supreme Court Decision No. 527 K/Pdt.Sus-Pailit/2020 have provided divergent interpretations regarding the execution rights of Separate Creditors over their collateral once the debtor has been declared bankrupt. The core issues examined in this research are: (1) How legal certainty is afforded to the execution rights of Separate Creditors pursuant to Supreme Court Decisions No. 521 K/Pdt.Sus-Pailit/2021 and No. 527 K/Pdt.Sus-Pailit/2020; and (2) What legal consequences arise for Separate Creditors who fail to execute their collateral under Law No. 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations (PKPU). This study employs normative legal research using a statutory approach and case-based analysis, focusing on judicial interpretations of bankruptcy decisions affecting the execution rights of Separate Creditors. The research relies on secondary data obtained through literature review and applies qualitative analytical methods. Separate Creditors are granted a two-month period following insolvency to initiate execution proceedings by filing a public auction request with the KPKNL, which is calculated from the commencement of the execution process not from the completion of the auction. Furthermore, the rights of Separate Creditors are not absolute, as they are constrained by a statutory stay period of 90 (ninety) days from the date the debtor is declared bankrupt. During this stay period, the Curator is entitled to demand that the collateral held by Separate Creditors be transferred to the Curator for sale either through public auction or private sale, under the supervision of the Supervisory Judge. It is therefore necessary to revise Law No. 37 of 2004 to clarify the scope of authority held by Separate Creditors in executing collateral, and to establish a digital oversight mechanism for curatorial functions to ensure transparency and accountability when collateral is handed over to the Curator for auction.

THE EFFECT OF COOPERATIVE LEARNING MODEL TYPE TEAMS GAMES TOURNAMENT (TGT) ON THE MATERIAL SUBSTANCE AND CHANGES TO THE LEARNING OUTCOMES OF STUDENTS IN GRADE VII JUNIOR HIGH SCHOOL Sari, Ayu Puspita; Zahra, Firda Az; Oktavia, Rani; Azhar, Aulia
Universe Vol 6 No 2 (2025): Journal of Science Education Teaching and Learning
Publisher : Department of Science Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/universe.v6i2.817

Cooperative learning model type Teams Games Tournament (TGT) is one of the learning models that involve all student activities, peer tutors between students, containing games that can create fun learning. By applying the TGT model, students will be more motivated to learn and will be able to improve student learning outcomes. The purpose of this study was to see the effect of cooperative learning model type Teams Games Tournament (TGT) on the material substance and changes to the learning outcomes of students in grade VII junior high school. This study is included in the type of Quasi-experimental research using a research design that is Nonequivalent Control Group Design. The sampling technique used is Purposive Sampling. The sample consisted of one experimental class using cooperative model type TGT and one control class using lecture and discussion method. The instrument used is a written test with multiple choice questions. This study conducted statistical analysis with the help of Microsoft Excel. Based on the hypothesis test with the test U (Mann Whitney) diperolehkan zhitung value of 3.01 and ztabel of 1.96. Seen H1 accepted, so it can be concluded that the cooperative learning model type TGT has a significant influence on the learning outcomes of students in grade VII Junior High School on the material substance and its changes.

Faktor-Faktor yang Berhubungan dengan Status Gizi pada Balita di Puskesmas Kecamatan Gunung Megang Kabupaten Muara Enim Sari, Ayu Puspita; Fatimah, Siti; Anggraeni, Surti; Hairunisyah, Rika; Kamalia, Rita
Malahayati Nursing Journal Vol 7, No 12 (2025): Volume 7 Nomor 12 (2025)
Publisher : Universitas Malahayati Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/mnj.v7i12.23472

ABSTRACT Insufficient nutritional intake given to children can have a major impact on the child's nutritional status. Underlying factors such as maternal education, economic status, history of infection. There has never been any similar research in Gunung Megang District. This study aim to determine the factors related to the nutritional status of toddlers at the Gunung Megang District Health Center, Muara Enim Regency in 2024. This research is a quantitative study with a cross-sectional approach. This research was carried out in April - May 2024. The population in this study were all toddlers aged 1-5 years at the Gunung Megang District Health Center, Muara Enim Regency in 2024, totaling 213 people with a sample size of 60 people. Data analysis uses frequency distribution and chi square. There is a relationship between maternal education and the nutritional status of toddlers at the Gunung Megang District Health Center, Muara Enim Regency in 2024 (p value 0.000; CC 0.500). There is a relationship between economic status and nutritional status in toddlers at the Gunung Megang District Health Center, Muara Enim Regency in 2024 (P value 0.000; CC 0.511). There is a relationship between infectious diseases and nutritional status in toddlers at the Gunung Megang District Health Center, Muara Enim Regency in 2024 (p value 0.000; CC 0.481). Education, economic status, infectious diseases are factors in the nutritional status of toddlers. Health education is needed to increase mothers' knowledge of nutritious food at low prices and prevent infections among toddlers. Keywords: Education, Economic Status, Infection, Nutritional Status ABSTRAK Asupan nutrisi yang tidak cukup diberikan pada anak dapat berdampak besar pada status gizi anak. Faktor yang mendasari seperti Pendidikan ibu, status ekonomi, riwayat infeksi. Belum pernah ada penelitian sejenis di Kecamatan Gunung Megang. Tujuan untuk mengetahui Faktor-Faktor Yang Berhubungan Dengan Status Gizi Pada Balita Di Puskesmas Kecamatan Gunung Megang Kabupaten Muara Enim Tahun 2024. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan crossectional. Penelitian ini telah dilaksanakan pada bulan April - Mei 2024. Populasi dalam penelitian ini adalah semua balita usia 1-5 tahun di Puskesmas Kecamatan Gunung Megang Kabupaten Muara Enim Tahun 2024 sebanyak 213 orang dengan jumlah sampel 60 orang. Analisis data menggunakan distribusi frekuensi dan chi square. Ada hubungan pendidikan ibu dengan status gizi pada balita di puskesmas Kecamatan Gunung Megang Kabupaten Muara Enim tahun 2024 (p value 0,001; CC 0,443). Ada hubungan status ekonomi dengan status gizi pada balita di puskesmas Kecamatan Gunung Megang Kabupaten Muara Enim tahun 2024 (P value 0,000; CC 0,488). Ada hubungan penyakit infeksi dengan status gizi pada balita di puskesmas Kecamatan Gunung Megang Kabupaten Muara Enim tahun 2024 (p value 0,000; CC 0,469). Pendidikan, status ekonomi, penyakit infeksi merupakan faktor dalam status gizi balita. Pendidikan kesehatan diperlukan untuk meningkatkan pengetahuan ibu dalam makanan bergizi dengan harga murah dan mencegah infeksi. Kata Kunci: Pendidikan, Status Ekonomi, Infeksi, Status Gizi

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