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MEKANISME E-EMAS PADA BSI MOBILE SEBAGAI MEDIA INVESTASI MODERN (STUDI KASUS DI BANK SYARIAH INDONESIA KCP JATIBARANG) Ibnu Rusydi; Didik Himmawan; Dzulfiyah Iswana
JSEF: Journal of Sharia Economics and Finance Vol. 2 No. 1 (2023): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v2i1.16

Abstract

Semakin majunya sebuah teknologi memudahkan masyarakat untuk melakukan aktivitas setiap hari yang serba cepat dan mudah, sudah menjadi gaya hidup masyarakat setiap harinya menggunakan teknologi yang semakin modern ini. Bank Syariah Indonesia melalui layanan BSI mobile, meluncurkan fitur terbaru yaitu e-emas, merupakan menu layanan kepemilikan emas untuk memudahkan nasabah melakukan transaksi jual beli e-emas sesama nasabah BSI secara digital. Fitur ini adalah terobosan terbaru untuk memudahkan masyarakat dalam berinvestasi. Tujuan penelitian ini adalah untuk mengetahui mekanisme menggunakan e-emas pada BSI mobile sebagai media investasi modern metode yang diambil sudah memenuhi strategi e-emas pada bsi mobile sebagai media investasi modern. Metode penelitian ini saya menggunakan penelitian kualitatif deskriptif.
ANALISIS IMPLEMENTASI GADAI EMAS DI PEGADAIAN SYARIAH UPS YOS SUDARSO Ibnu Rusydi; Didik Himmawan; Azis Maulana
JSEF: Journal of Sharia Economics and Finance Vol. 1 No. 2 (2022): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v1i2.25

Abstract

Gadai emas merupakan suatu produk penyaluran dana yang ditawarkan oleh Pegadaian Unit PelayananSyariah (UPS) Yos sudarso di Kabupaten Indramayu. dengan tujuan membantu masyarakat yang membutuhkan pinjaman dengan proses yang cepat dan mudah. Penelitian ini bertujuan untuk mengetahui proses sistem gadai emas, serta untuk mengetahui penerapan sistem gadai emas pada Pegadaian Unit Pelayanan Syariah (UPS) Yos sudarso di Kabupaten Indramayu. Penelitan yang digunakan adalah metode deskriptif kualitatif. Penelitian dapat dikemukakan dalam gadai emas di Pegadaian Syariah (UPS) Yos Sudarso Proses pemberian pinjaman tidak memerlukan pembukaan rekening, prosesnya sangat cepat dan persyaratannya Sangat sederhana. Proses pelunasannya cukup mudah dan bisa diwakilkan Proses pelelangnnya tidak langstung dilelang tetapi ada pemberitahunan terlebih dahulu adapun penerapan sistem gadai emas pada pegadaian syariah Unit Pelayanan Syariah (UPS) Yos Sudarso di kabupaten Indramayu.
ANALISIS PERAN BANK SYARIAH DALAM MENGEMBANGKAN USAHA MIKRO Azis Maulana; Ahmad Khotibul Umam; Ibnu Rusydi
JSEF: Journal of Sharia Economics and Finance Vol. 2 No. 2 (2023): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v2i2.33

Abstract

Potensi daerah yang terbesar yaitu usaha mikro dan menengah yang dimana para pelaku usaha mikronya banyak yang memerlukan modal untuk mengembangkan usahanya, lembaga keuangan harus mempunyai peranan penting dalam membantu para pelaku usaha mikro. Bank konvensional dengan perangkat bunganya tidak mampu mendukung pertumbuhan usaha mikro karena besarnya pengembalian yang harus dibayar tidak sebanding dengan hasil yang didapat oleh para pengusaha. Bank Syari’ah dengan sistem bagi hasilnya mampu memenuhi kebutuhan modal kerja bagi para pengusaha Mikro. Penelitian ini menggunakan metode kualitatif sebuah cara atau metode penelitian yang lebih menekankan analisa atau deskriptif,  penelitian ini bertujuan agar mempermudah para pelaku usaha mikro untuk melakukan pengajuan pembiayaan dan juga dapat membatu para pelaku usaha mikro dalam peranan yang di berikan oleh bank syariah Indonesia KCP Indramayu Sudirman. Hasil dari penelitian ini bank syariah indonesia KCP Indramayu Sudirman lebih memfokuskan ke segmen lending yaitu pada pembiayaan dan juga berperan dalam memberikan pembiayaan dan konsultasi pembiayaan agar para pelaku usaha mikro terbantu untuk mengajukan pembiayaan mikro di Bank Syariah Indonesia KCP Indramayu Sudirman.
PENGARUH PENGETAHUAN TENTANG PRODUK-PRODUK PERBANKAN SYARIAH TERHADAP MINAT MAHASISWA FAKULTAS AGAMA ISLAM MENJADI NASABAH DI BANK SYARIAH Hikmatus Sa'adah; Ibnu Rusydi
JSEF: Journal of Sharia Economics and Finance Vol. 2 No. 2 (2023): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v2i2.34

Abstract

Perbankan Syariah merupakan Bank Islam atau Lembaga Keuangan yang menghimpun dana berlandasakan pada Al-Quran dan Hadits, dengan tidak mengandalkan pada bunga melainkan dengan bagi hasil. Berfungsi sebagai perantara bagi pihak yang berkelebihan dana dan pihak yang kekurangan dana untuk kegiatan usaha dan kegiatan lainnya sesuai dengan hukum Islam. Faktor mendasar yang mempengaruhi minat calon nasabah Bank Syariah adalah pengetahuan, yaitu pengetahuan calon nasabah mengenai konsep Perbankan Syariah dan pengetahuan mengenai produk-produk bank Syariah. Tujuan dari penelitian ini untuk mengetahui pengetahuan mahasiswa Fakultas Agama Islam tentang produk-produk Perbankan Syariah dan untuk mengetahui seberapa minat mahasiswa menjadi nasabah di Bank Syariah. Metode yang digunakan dalam penelitian menggunakan deskriptif kuantitatif yang digunakan menggunakan populasi dan sampel, menggunakan dua variable X dan Y, pengumpulan data menggunakan instrument penelitian dan analisis data. Adapun hasil dari penelitian ini adalah bahwa pengaruh pengetahuan tentang produk-produk Perbankan Syariah terhadap minat mahasiswa Fakultas Agama Islam menjadi nasabah di Bank Syariah yaitu, dari hasil uji T-test berpengaru secara sighnifikan sebesar 6,486 dengan nilai signifikansi 0,000 dimana nilai signifikansi < 0,05. Yang artinya variabel independen berpengaruh parsial terhadap variabel dependen.
Studi Analisis Minat Masyarakat Menggunakan Produk Pembiayaan Pada Pegadaian Syariah (Studi Pada Desa Pamayahan Kabupaten Indramayu) Khaerul Anam; Ibnu Rusydi; Abdul Aziz Romdhoni
JSEF: Journal of Sharia Economics and Finance Vol. 3 No. 2 (2024): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v3i2.44

Abstract

Minat merupakan salah satu yang tidak bisa dipisahkan oleh aktivitas masyarakat, minat masyarakat adalah gejala psikologis dari manusia yang menunjukan bahwa adanya suatu perhatian kepada objek yang menimbulkan perasaan senang atau bahagia sehingga kecenderungan melakukan kegiatan untuk mencapai tujuan. Berdasarkan uraian permasalahan dalam realita diatas, maka rumusan masalah dalam penelitian ini adalah; Pertama, bagaimana pengetahuan masyarakat desa Pamayahan tentang Pegadaia Syariah yang kedua bagaimana minat masyarakat terhadap pembiayaan produk pada Pegadaian Syariah. Berangkat dari rumusan masalah di atas, maka penelitian ini bertujuan; untuk mengetahuipengetahuan masyarakat desa Pamayahan tentang Pegadaian Syariah dan juga mengetahui minat masyarakat Pamayahan menggunakan Produk Pembiayaan pada Pegadaian Syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan menggunakan teknik suatu kenyataan empirisdari objek yang dijadikan peneliti digunakan untuk menggambarkan kondisi yang terlihat dilapangan secara apa adanya. Penulisan ini berisi tentang sebagaimana pegetahuan dan minat masyarakat dalam studi analisis di desa Pamayahan dn tercatat bahwa masyarakat desa Pamayahan banyak yang mengetagetahui tentang Pegadaian Syariah namun dari Pengetahuan itu tidak semua minat akan mengambil produk pembiayaan tersebut karena salah satu alasan seperti kurang cepatnya proses.
Parents' First Education for Children (Tafsir Al-Qur'an Surah Luqman Verse 13) Nasuha; Ibnu Rusydi
Mazidah: Journal Of Educational Research Vol. 1 No. 1 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of writing this paper is to dissect or interpret Surah Luqman verse 13 in context to find out the content of the verse and as a lesson for us in studying the science of interpretation and to apply it in the real world. The background to this writing is because in the current era, especially in educating children, there are many mistakes and many parents are unsuccessful in educating their children in the field of faith and morals, this happens because of promiscuity and parents are not very strict in educating their children. In this interpretation of Luqman verse 13, hopefully Muslims, especially parents, can understand how to educate children, at least by educating children by believing in Allah and not associating partners with Him. Here, the writing explains the personality of a Luqman who is good at educating children, and provides an example for parents to be more assertive in educating their children.
Children's Education in the Metaverse Era: Between the Rapid Growth of Information Technology and Self-learning of Generation Z Saifuddin Chalim; Fadly Usman; Mauhibur Rokhman; Ibnu Rusydi; Rahmat; Bahrudin Zamawi
Nazhruna: Jurnal Pendidikan Islam Vol. 7 No. 3 (2024): Transformative Islamic Education in Pesantren and Madrasah
Publisher : Universitas Pesantren Kh abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/nzh.v7i3.19

Abstract

The phenomenon of distance learning patterns during the pandemic has become an extraordinary leap and has significantly impacted the massive use of the internet in society. The digital era is an era where many human life activities are carried out online by minimizing social interaction, such as school with online learning, working in the office to working from home, organizational meetings via online meeting platforms such as Zoom and Google Meet, health consultations answered directly by doctors, as well as other activities that were rarely carried out before Covid-19. This research aims to determine children's learning patterns and behavior in the metaverse era. Meanwhile, the research method used is quantitative, with several approaches such as correlation between variables and the close relationship between one variable and another. The three groups of respondents in the study were early adults (>20 years), early adolescents (15-20) years and children (10-15 years). The research results show that at the age of children, smartphone use and online activities are only limited to playing games and social media. Meanwhile, in their early teens, some are even starting to learn game-making through online platforms such as Roblox Studio. In early adulthood, which is the age of college education, smartphone use is not just about social media or online shopping; some even have digital wallets and crypto wallets, invest in cryptocurrency, and even actively use the creator's platform games and NFTs with payments via cryptocurrencies such as Ethereum, polygon, etc.
Implementation of Philosophy of Religion Principles In Islamic Education of Islamic Boarding School Encung Encung; Ibnu Rusydi
Tafkir: Interdisciplinary Journal of Islamic Education Vol. 7 No. 2 (2026): Integrative Islamic Education
Publisher : Pascasarjana Universitas KH. Abdul Chalim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/tijie.v7i2.2436

Abstract

This study analyzes the implementation of Theo-Humanism concept of God-centered to build humanized-God centered character in Islamic boarding school education of Tahfidz Al-Amien Prenduan, Sumenep, Madura. Applicating qualitative instrumental case study design involving 16 key respondents, consisting of students, teachers, and institutional stakeholders, selected through purposive sampling. The research explored field data through in-depth interviews with the key respondents, applying triangulation across time and methods to ensure data credibility. In addition, participatory observation was conducted throughout educational and instructional activities, with a primary focus on examining teacher–student relationships, analyzing curricular documents, and eliciting students’ experiential narratives. The findings indicate that the integration of Divine and human values is manifested in an integrated curriculum model that harmonizes naqli (revealed) and aqli (rational) forms of knowledge. This integration is grounded in a collaborative educational system implemented on a 24-hour basis under the close supervision of educators who function as murabbi, mudabbir, and khādim al-tarbiyah. Such an approach strengthens ethical and moral education based on Theo-Humanist principles, which serve as the fundamental foundation for shaping students’ character oriented toward their role as al-khalīfah fī al-arḍ (God’s vicegerents on earth) representing the highest recognition of human dignity in fulfilling life in the world.
The Role Of Social Media And Digital Platforms In Islamic Religious Education Learning As An Innovative Means Of Improving The Quality Of Education In The Modern Era Robiatul Adawiyah; Ibnu Rusydi; Deden Saepul Milah; Yazid Saevwa Rabbany
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 5 No. 1 (2026): Jurnal Hasil Penelitian
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v5i1.200

Abstract

The development of digital technology has brought significant changes to the learning process of Islamic Religious Education in the modern era. Social media and digital platforms have become innovative tools that support learning activities to be more interactive, flexible, and aligned with the characteristics of today’s students. This study aims to examine the role of social media and digital platforms in improving the quality of Islamic Religious Education learning. The study employed a qualitative approach using a library research design. Data were obtained from scientific articles, books, journals, and various academic sources relevant to the research topic. Data collection techniques were conducted through documentation studies, while data analysis employed content analysis techniques. The findings revealed that social media and digital platforms play an important role in enhancing learning interaction, students’ learning motivation, the effectiveness of material delivery, as well as strengthening digital literacy and students’ religious character. The use of learning videos, educational applications, virtual classrooms, and digital quizzes creates a more engaging and participatory learning environment. The study also found that social media, which is often perceived as a source of distraction, can become an effective learning medium when utilized in a directed and educational manner. Teachers play a crucial role as facilitators in guiding the use of digital technology to ensure it remains aligned with the objectives of Islamic Religious Education learning. This study contributes a comprehensive perspective on the integration of social media, digital platforms, digital literacy, and religious character development in Islamic Religious Education learning in the modern era.
Implementation of Artificial Intelligence-Based Interactive Learning in Junior High Schools in Pati Regency Amir Yusuf; Dedeh Faridah Hani; Yopi Taufik Akbar; Ibnu Rusydi
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 5 No. 1 (2026): Jurnal Hasil Penelitian
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v5i1.216

Abstract

This study aims to analyze the implementation of Artificial Intelligence (AI)-based interactive learning in junior high schools (SMP) in Pati Regency, focusing on the implementation process, teacher strategies, and the impact of its use on learning. The study employs a qualitative, descriptive approach. The research subjects include teachers and students, with data collected through observation, interviews, and documentation. Data were analyzed using the stages of data reduction, data presentation, and conclusion drawing, and their validity was verified through source and technique triangulation. The results indicate that AI implementation in learning has begun, albeit partially, and has not yet been systematically integrated into instructional design. AI usage tends to be limited to technical functions—such as material preparation and evaluation—and does not yet fully support pedagogical strategies aimed at developing students' thinking skills. The study aims to: (1) examine the implementation of AI-based interactive learning in junior high schools in Pati Regency; (2) analyze teachers' pedagogical strategies for integrating AI into the learning process; and (3) assess the impact of AI usage on student engagement and learning dynamics.