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All Journal PROSIDING SEMINAR NASIONAL SEGMEN Jurnal Manajemen dan Bisnis Jurnal Keuangan dan Perbankan Benefit: Jurnal Manajemen dan Bisnis Daya Saing : Jurnal Ilmu Manajemen Jurnal Sinar Manajemen Jurnal Penelitian IPTEKS JURNAL MANAJEMEN DAN BISNIS INDONESIA BALANCE: Economic, Business, Management and Accounting Journal Jurnal Proaksi Majalah Ilmiah Warta Dharmawangsa Review of Management and Entrepreneurship Jurnal Pengabdian Masyarakat IPTEKS Ilomata International Journal of Management Jurnal Ilmiah Manajemen Kesatuan BUDGETING : Journal of Business, Management and Accounting Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Ilomata International Journal of Management Dynamic Management Journal Jurnal Manajemen DIVERSIFIKASI Jurnal Ekonomi dan Bisnis GROWTH (JEBG) Borobudur Management Review Jurnal Comparative : Ekonomi Dan Bisnis Jurnal Manajemen, Akuntansi, Ekonomi National Multidisciplinary Sciences Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) Manajemen : Jurnal Ekonomi IECON: International Economics and Business Conference Ulil Albab Jurnal Pengabdian Masyarakat Manage eJEBA JURNAL MANAJEMEN DAN BISNIS INDONESIA Jurnal Ilmiah Manajemen Dan Kewirausahaan
Maheni Ika Sari
Universitas Muhammadiyah Jember
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pendampingan Praktik Wirausaha Guna Menumbuhkan Kemandirian Pada Siswa SB Pelita ilmu Kuala Lumpur - Malaysia. Trias Setyowati; Maheni Ika Sari; Fefi Nurdiana Wijayanti; Jekti Rahayu; Tina Destiana
Jurnal Pengabdian Masyarakat Manage Vol. 6 No. 2 (2025): Agustus
Publisher : Universitas Muhammadiyah Jember

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Abstract

Kegiatan Praktik Kewirausahaan pada siswa SB Pelita Ilmu di Kuala Lumpur Malaysia, sebagai bagian dari kegiatan pengabdian kepada  masyarakat Internasional  ini memiliki tujuan adalah untuk membangun dan menguatkan nilai-nilai jiwa berwirausaha dan kemadirian  sejak dini, upaya ini dilakukan melalui praktik berwirausaha kepada peserta didik. Praktik Wirausaha dijalankan dengan membuka  kedai yang berbeda dari kedai/kedai sekolah pada umumnya, pada kedai kejujuran tidak ada pelayanan jual beli, peserta didik        saat melakukan  pembelian di kedai atau kantin mereka  melayani dirinya sendiri, hal ini dilakukan guna melatih kemadirian dari para siswa dan merupakan bagian upaya menanamkan nilai kejujuran di kalangan siswa sanggar bimbingan (SB) Pelita ilmu Malaysia,  ini akan   memberikan dampak pada sifat jujur peserta didik yakni kejujuran ketika berbicara, jujur ketika bermuamalah, jujur ketika berjanji dan juga menumbuhkan sifat kemandirian dalam mengelola keuangan yang dimiliki siswa. Melalui kegiatan praktik wirausaha melalui usaha “Kedai Kejujuran” pihak sanggar bimbingan sangat mendukung sepenuhnya dengan adanya kedai kejujuran ini. Menanamkan pendidikan akhlak dan kemandirian sejak dini, diperlukan sarana dan media yang tepat dalam rangka mentransformasikan pendidikan wirausaha tersebut kepada anak didik. Salah satu sarana yang dapat digunakan untuk mengajarkan dan membiasakan kejujuran dan kemandirian  kepada anak didik adalah melalui penerapan praktik wirausaha melalui aktifitas kedai kejujuran.
The Influence of Gender, Financial Literacy, Financial Attitude, and Income on Investment Decisions of Students in Jember District Karsiyanto, Regita Wira Utami; Supeni, Retno Endah; Sari, Maheni Ika
Jurnal Sinar Manajemen Vol. 12 No. 2: July 2025
Publisher : Fakultas Ekonomi Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jsm.v12i2.7543

Abstract

Most Indonesian people assume that investment can only be done by people with high incomes so they do not realize how important it is to have good financial management. However, there are still individuals who have high incomes but do not have investment planning for their personal finances. This study aims to determine and analyze the Influence of Gender, Financial Literacy, Financial Attitudes, and Income on Investment Decisions in Students in Jember Regency. This type of research uses a quantitative method with a sample size of 145 respondents and uses a Non-probability sampling technique with a Purposive sampling technique, using a data collection technique in the form of a questionnaire to respondents. The data analysis technique for this study uses instrument testing, classical assumptions, multiple linear regression, hypothesis testing and the coefficient of determination R2. The results of the analysis obtained show that Gender, Financial Literacy, Financial Attitudes, and Income have a positive and significant effect on Investment Decisions in Students in Jember Regency, the results of the R2 determination coefficient test are the level of contribution of influence of 63% and 37% variables outside the study.
EFISIENSI MODAL KERJA UNTUK PERTUMBUHAN BISNIS BERKELANJUTAN Fadhilah, Ikrimah Nur; Sari, Maheni Ika; Wijayantini, Bayu
Manajemen: Jurnal Ekonomi USI Vol 7 No 2 (2025): Manajemen : Jurnal Ekonomi (Special Issue)
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/dqqc1k71

Abstract

Penelitian ini bertujuan untuk menganalisis efisiensi pengelolaan modal kerja pada Unit Usaha Kopi Argopuro, yang dikelola oleh BUMDesma Delapan Pilar Tanggul. Dengan pendekatan kuantitatif deskriptif, dengan populasi laporan keuangan unit usaha Kopi Argopuro dan sampelnya yaitu laporan penjualan kopi argopuro selama periode tahun 2024. Dianalisis dengan menggunakan metode least square (ramalan penjualan), penyusunan anggaran biaya dan penyusunan rencana kebutuhan modal kerja. Penelitian ini menemukan bahwa kebutuhan modal kerja mencapai Rp 75.994.461. Jumlah tersebut menunjukkan pentingnya perencanaan modal kerja yang tepat dan pengelolaan arus kas yang konsisten. Efisiensi pengelolaan modal kerja berperan dalam menjaga kelangsungan usaha sekaligus mendukung pertumbuhan berkelanjutan. Hasil penelitian menunjukkan bahwa Unit Usaha Kopi Argopuro telah menerapkan prinsip efisiensi finansial, yaitu melalui pengaturan persediaan, pengendalian piutang, dan penguatan likuiditas. Meski demikian, efisiensi belum maksimal karena masih ditemukan kendala pada sistem pencatatan keuangan dan pengelolaan stok. Oleh karena itu, digitalisasi sistem dan kerja sama dengan saluran distribusi modern menjadi solusi penting. Pengelolaan modal kerja yang efisien menjadi kunci bagi usaha desa seperti Kopi Argopuro untuk tetap adaptif, berdaya saing, dan berorientasi pada keberlanjutan jangka panjang
Pengaruh Literasi Keuangan, Pendapatan, dan Preferensi Risiko terhadap Minat Berinvestasi Cicilan Emas Nasabah Pegadaian Cabang Jember Paramita, Fina Pratna; Sari, Maheni Ika; Izzuddin, Ahmad
Manajemen: Jurnal Ekonomi USI Vol 7 No 2 (2025): Manajemen : Jurnal Ekonomi (Special Issue)
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/xjyydb83

Abstract

Emas menjadi salah satu pilihan investasi yang semakin diminati masyarakat, terutama melalui program cicilan yang ditawarkan oleh Pegadaian Cabang Jember. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, pendapatan, dan preferensi risiko terhadap minat dalam berinvestasi emas secara cicilan. Pendekatan yang digunakan adalah kuantitatif dengan metode analisis regresi linear berganda, uji t, dan uji F, serta pengolahan data menggunakan bantuan software SPSS 27. Data diperoleh dari 120 responden yang merupakan nasabah aktif layanan cicilan emas, dengan teknik pengambilan sampel secara purposive sampling. Hasil penelitian menunjukkan bahwa ketiga variabel independen tersebut memiliki pengaruh positif dan signifikan terhadap minat berinvestasi cicilan emas, baik secara parsial maupun simultan. Temuan ini mengindikasikan bahwa pemahaman finansial, kestabilan kondisi ekonomi individu, serta kecenderungan dalam menghadapi risiko berperan penting dalam membentuk niat dan keputusan investasi. Ketiganya saling melengkapi dalam mendorong minat masyarakat untuk berinvestasi emas secara lebih terencana, aman, dan berkelanjutan melalui skema cicilan di Pegadaian Cabang Jember
The Role of Risk Perception and Accounting Information in Moderating Effect of Financial Literacy on Investment Decisions Based on Islamic Values (an Evidence in Indonesia and Malaysia) Rendy Mirwan Aspirandi; Maheni Ika Sari
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

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Abstract

In 2024 National Financial Literacy and Inclusion findings showed that Indonesia citizens' financial literacy index was at 65.43 %. Indonesia's financial literacy index has significantly improved from 49.68% in 2022. For novice investors, company information is very useful for decision-making. Signaling theory, which incorporates the concept of asymmetric information into models of decision-making. This research focus on the moderating efect of Risk Perception and Accounting Information to Financial Literacy on Investment Decision. The final analysis comprised 45 usable questionnaires from respondents across Indonesia. The results of testing the research hypothesis show that Risk Perception and Accounting Information moderate the effect of Financial Literacy on Investment Decision. The investors who have a rational understanding will limit the amount of funds to invest in several investment instruments that have high risk. Investors who have high financial literacy will be strengthened by the risk perception and accounting information of an investment instrument will influence their investment decision making.
DETERMINATION OF MARKETING STRATEGY AT WARUNG LESEHAN AA REMBANGAN USING SWOT ANALYSIS Kuncoro, Muh Alfan; Sari, Maheni Ika; Wibowo, Yohanes Gunawan
Jurnal Warta Dharmawangsa Vol 19, No 4 (2025)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/wdw.v19i4.7246

Abstract

In the era of increasingly fierce business competition, especially in the culinary sector, the management of an effective marketing strategy is the main key to maintaining and developing the business. Warung Lesehan AA Rembangan as one of the traditional culinary business actors faces the challenge of staying relevant and competitive amid many competitors and changing consumer preferences. This study aims to analyze the internal and external factors that affect the marketing strategy of Warung Lesehan AA Rembangan and formulate an effective business development strategy based on SWOT, IFE (Internal Factor Evaluation), and EFE (External Factor Evaluation) analysis. The research method used is a descriptive study with a qualitative and quantitative approach through the collection of primary and secondary data. The results of the analysis show that the main strength of Warung Lesehan AA lies in active promotion through discounts and banners as well as an easy-to-reach strategic location. However, there are weaknesses in the form of simple and less modern stall facilities that have the potential to reduce the comfort of visitors. The main threat faced is the stiff competition with the number of lesehan stalls in the Rembangan area. Based on the results of the SWOT analysis, it is recommended to implement growth strategies that maximize strengths and opportunities, as well as weakness improvement strategies to deal with existing threats. This research provides practical recommendations for the managers of Warung Lesehan AA to improve the quality of services, facilities, and promotional innovations to strengthen the competitiveness and sustainability of the business.
Financial Literacy sebagai Mediator Financial Wellbeing Rumah Tangga dalam Situasi Tekanan Pandemi COVID-19 Sari, Maheni Ika
Jurnal Manajemen dan Bisnis Indonesia Vol. 9 No. 2 (2023): Edisi Bulan Desember
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jmbi.v9i2.1132

Abstract

Tujuan penelitian ini adalah untuk membuktikan peran financial literacy dalam memediasi pengaruh corona virus awareness dan financial attitude terhadap financial wellbeing rumah tangga. Populasi penelitian ini adalah rumah tangga di Kabupaten Jember dengan jumlah sampel sebanyak 108 responden. Analisis data menggunakan teknik Partial Least Square (PLS). Hasil studi menunjukkan bahwa corona virus awareness, financial attitude dan financial literacy berpengaruh terhadap financial wellbeing. Financial literacy terbukti memediasi pengaruh financial attitude terhadap financial wellbeing, tetapi tidak mampu memediasi dampak corona virus awareness terhadap financial wellbeing rumah tangga. Literasi keuangan mampu memediasi variabel-variabel yang berhubungan dengan kesejahteraan finansial meski dalam kondisi pandemi COVID-19.
Pengaruh Cita Rasa, Kualitas Pelayanan, Desain Interior, dan Digital Marketing Terhadap Kepuasan Pelanggan : Studi kasus pada kafe hachi Dusun Sidomulyo, Gitik, Kecamatan Rogojampi, Kabupaten Banyuwangi Fitra Nahar Rizky; Suharto, Akhmad; Sari, Maheni Ika
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 3 (2025): September: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i3.4769

Abstract

This study aims to determine the Influence of Taste, Service Quality, Interior Design, and Digital Marketing on Customer Satisfaction case study at cafe hachi. The method used in this study is quantitative. The data collection method was carried out by distributing questionnaires to 120 respondents who had visited cafe hachi. The data analysis method used is the multiple linear regression analysis method using SPSS Version 26 software. The results of the analysis obtained indicate that Taste, Service Quality, Interior Design, and Digital Marketing on Customer Satisfaction case study at cafe hachi, with a contribution level of influence of 0.962 or 96.2% of the results of the R2 Determination Coefficient Test. The results of this study indicate that the variables Taste, Service Quality, Interior Design and Digital Marketing partially have a positive and significant effect on Customer Satisfaction.
Peran Pemasaran Digital, Segmentasi Pasar, dan Pengalaman Pelanggan dalam Meningkatkan Loyalitas Konsumen pada Cafe Kopi Boss Jember Yesita Karel; Sari, Maheni Ika; Winahyu, Pawestri
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 1 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i1.4984

Abstract

The business competition in the culinary industry has become increasingly intense along with the development of lifestyle trends that prioritize unique and memorable consumption experiences. In such conditions, business actors are required to adopt appropriate marketing strategies in order to maintain consumer loyalty. One of the businesses facing this challenge is Cafe Kopi Boss Jember. Based on this phenomenon, this study aims to analyze the role of digital marketing, market segmentation, and customer experience in enhancing consumer loyalty at Cafe Kopi Boss Jember. This research employs a quantitative approach using a survey method through questionnaires distributed to 100 respondents who are consumers of Cafe Kopi Boss Jember, selected using purposive sampling technique. The collected data were analyzed using validity tests, reliability tests, classical assumption tests, and multiple linear regression to examine the influence of each variable. The results of the study indicate that digital marketing, market segmentation, and customer experience have a positive effect on consumer loyalty, both simultaneously and partially. Among these variables, customer experience has the most dominant influence compared to the others. This suggests that in improving consumer loyalty, apart from utilizing digital technology and identifying the right market segments, providing a pleasant, comfortable, and memorable experience for consumers is a key factor that cannot be overlooked. The implication of this study is the importance for the management of Cafe Kopi Boss Jember to strengthen an interactive digital marketing strategy, design more targeted market segmentation, and continuously enhance the quality of customer experience through service, atmosphere, and menu innovations. These efforts are expected to sustainably increase consumer loyalty and strengthen the cafe’s competitiveness amid the fierce competition in the culinary industry.
Co-Authors Achmad Hasan Hafidzi Agus Irawan Agus Yulianti, Yulas Ahmad Baiquni Ahmad Fatoni, Setio Ahmad Hasan Hafidzi Ahmad Izzuddin Aini, Terawati Isro’ Ainun N, Fardhotun Alfi Arif Ana Mufida Ana Mufida Ana Mufidah Andrean, Mohammad Ongky Aqnes Devita Efendy Arrahhma Elian Tania Bayu Wijayantini, Bayu Cahyo, Bayu Dwi Devi Lestari Dian Asih Budiarti Ega Afri Wulandari Eko Budi Satoto Fadhilah, Ikrimah Nur Fardela, Yusfi Nila Fefi Nurdiana Wijayanti Fitra Nahar Rizky Haris Hermawan Haris Hermawan, Haris Ira Puspita Dewi S Irianti, Lutvia Ragilta Jekti Rahayu Juhari Juhari Karsiyanto, Regita Wira Utami Kuncoro, Muh Alfan Masluhah S, Masluhah S Mathew, Raisun Ma’nunah, Zauharotul Mela Rosalina Mochtar Luthfi Effendy Mohammad Fathul Muin Mubarok, Muhammad Umam Muhammad Edo Fiorentino Muzaki Ahmad Dayan Nely Supeni Nely Supeni Ningtias, Kiki Arista Wahyu Nita Herlina Novita Dwi Susanti Nurul Qomariah Oktaviani, Nadia Paramita, Fina Pratna Prabatwati, Titis Alvita Pramesti, Cindy Rahayu, Jekti Rajasa, Ilham Surya Rendy Mirwan Aspirandi Retno Endah Supeni Retno Endah Supeni Retno Endah Supeni Ririn Windari Rizky Anggi Pratama Rosalina, Mela Rusdiyanto Rusdiyanto Rusdiyanto Rusdiyanto, Rusdiyanto Safira, Serli Vebriana Sari, Nur Ita Septy Holisa Umamy Siti Naisyah Suharto, Akhamd Suharto, Akhmad Sutrisno, Mashluhah Tatit Diansari Reskiputri Tatit Diansari Reskiputri Tatit Diansari Reskiputri, Tatit Diansari Tina Destiana Trias Setyowati Trias Setyowati, Trias Wahyu Eko Setianingsih Wenny Murtalining Tyas Wibowo, Yohanes Gunawan Winahyu, Pawestri Windiawati, Windiawati Yanik Rinata Yesita Karel Yoni Setiawan Yunitasari, Silvia Yusron Rozaid Yusron Rozzaid