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All Journal Jurnal Doktor Manajemen (JDM) Journal of Management and Business Innovations Jurnal Bisnisman : Riset Bisnis dan Manajemen INVEST : Jurnal Inovasi Bisnis dan Akuntansi Jurnal Kewarganegaraan Journal of Economics, Management, Entrepreneurship, and Business (JEMEB) Jurnal Ilmu Sosial dan Humaniora Jurnal Abdi Masyarakat Multidisiplin International Journal of Scientific Multidisciplinary Research (IJSMR) Jurnal Perspektif Manajerial dan Kewirausahaan (JPMK) Multidisiplin Pengabdian Kepada Masyarakat (M-PKM) Media Riset Bisnis Ekonomi Sains dan Terapan Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi) Prosiding SeNTIK STI&K Media Riset Bisnis Manajemen Akuntansi
Ari Apriani
Universitas Dian Nusantara
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mechanical Engineering Nursing Social Sciences Other

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Sosialisasi Pengelolaan Manajemen Operasional dalam Mengembangkan Bisnis UMKM Agung Suprayitno; Rahmat; Ari Apriani; Ibnu Haris Nasution; Meiliyah Ariani; Zahera Mega Utama; Watriningsih; Zulhawati; Siti Nurafiah; Ahmad Zuhrofi; Izzati Rizal
 Jurnal Abdi Masyarakat Multidisiplin Vol. 4 No. 03 (2025): Desember: JURNAL ABDI MASYARAKAT MULTIDISIPLIN
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jammu.v4i03.2520

Abstract

Ilmu Ekonomi, menjadi tidak dapat diabaikan. Keahlian Manajemen Pemasaran, Branding, dan Ekonomi Kreatif bukan hanya mendukung pencapaian ekonomi sosial masyarakat, tetapi juga membantu meningkatkan keterampilan di berbagai aspek sosial. Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan pilar utama perekonomian Indonesia yang memiliki resiliensi tinggi terhadap fluktuasi ekonomi global. Terdapat kelompok Masyarakat potensial dan berbakat yang perlu bimbingan bidang Ilmu Ekonomi khusus Manajemen operasional dalam kaitan pengelolaan UMKM, melihat potensi besar mereka untuk pemberdayaan Ekonomi mandiri berkelanjutan dan menyelaraskan program kerja dari Pemerintah Provinsi DKI Jakarta untuk masyarakat berkelanjutan.
Evaluating the Antecedents of Digital Financial Utilization Among MSMEs in the Era of Technological Transformation Sri Anjarwati; Ari Apriani; Magita Magita; Islamiah Kamil; Januar Khaled; Yolifiandri Yolifiandri; Fauzan Taufiq Madini
MAR-Ekonomi: Jurnal Manajemen, Akuntansi Dan Rumpun Ilmu Ekonomi Vol. 4 No. 01 (2025): Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi), october 202
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to evaluate the antecedent factors influencing digital financial utilization among Micro, Small, and Medium Enterprises (MSMEs) in the era of technological transformation. The study examines the influence of system quality, information quality, perceived usefulness, and perceived ease of use on the actual use of the Financial Information Recording Application System (SIAPIK). A quantitative research approach was employed using Structural Equation Modeling (SEM) with WarpPLS software. Data were collected through questionnaires distributed to MSME owners utilizing SIAPIK applications. The findings indicate that system quality and information quality positively and significantly influence perceived ease of use and perceived usefulness. Furthermore, perceived ease of use and perceived usefulness positively affect the actual use of SIAPIK applications. These results demonstrate that reliable systems, accurate information, and user-friendly digital financial applications encourage MSMEs to adopt digital financial technology more effectively. The implementation of SIAPIK contributes to improving financial management efficiency, operational effectiveness, and MSME sustainability in the digital transformation era.
Minat Mengadopsi E-Wallet dalam Optimalisasi Digitalisasi UMKM Siti Annisa Wahdiniawati; Ari Apriani; Didin Hikmah Perkasa; Magito Magito
SOSMANIORA: Jurnal Ilmu Sosial dan Humaniora Vol. 4 No. 3 (2025): September 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/sosmaniora.v4i3.5181

Abstract

This study aims to give consideration to MSME players to adopt E-wallet as a payment system that has an impact on increasing turnover. This research was conducted on consumers who use E-wallets, so as to provide an overview of what consumers want so that they want to shop and use E-wallets in their transactions. The type of research used is explanatory research with descriptive and quantitative approaches. A sample of 145 respondents who are e-wallet users in Jakarta. Data collection was carried out using the questionnaire method where respondents answered questions arranged in the form of choices and question scales using Likert scales. The data analysis used is descriptive analysis and structural model analysis using SmartPLS 3.3 software tools. The results showed that the ease of use variable had a positive and significant effect on the intention to adopt e-wallet, perceived risk had a positive and significant effect on the intention to adopt e-wallet, promotion did not affect the intention to adopt e-wallet, trust did not affect the intention to adopt e-wallet.
Determinants of Employee Performance at Matahari Department Store Arion Mall Based on Loyalty and Demographics Sealviana Candra Marisa; Ari Apriani
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 4 No. 2 (2023): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v4i2.586

Abstract

During the Covid-19 pandemic, Matahari Department Store Arion Mall has ups and downs in its development, employees are required to work harder and smarter to be able to increase company sales. This company annually conducts a Performance Appraisal to assess the performance of its employees. The condition in 2023 recorded 98.5% of its employees obtained results less than expectations. The average tenure of employees in this store is >5 years, generally employees with a long tenure have good loyalty and can make a positive contribution. Generally, the most gender is female, because the company is engaged in retail that sells fashion products, so they tend to hire women because of their neatness and character. While the most age is classified as mature, in this age range often has more work experience, so it is assumed that it can contribute effectively. The population of this study are employees at Matahari Department Store Arion Mall, namely grade 1 permanent employees as many as 67 people, so the sampling technique uses saturated samples. This study used a questionnaire with a Likert scale for data collection and quantitative analysis using the SPSS version 25 analysis tool. The results of this study indicate that although tenure has no effect on employee performance, other variables such as loyalty, gender, and age have a positive and significant effect.
PEMBERDAYAAN UMKM KEMUNING MANDIRI MELALUI PELATIHAN PEMBUATAN ARUS KAS DI DESA COGREG KECAMATAN PARUNG KABUPATEN BOGOR, JAWA BARAT Sri Anjarwati; Yolifiandri Yolifiandri; Ari Apriani; Magita Magita; Islamiah Kamil; Januar Khaled; Edy Suryadi; Windiati Windiati
Multidisiplin Pengabdian Kepada Masyarakat Vol. 4 No. 03 (2025): Multidisiplin Pengabdian Kepada Masyarakat, 2025
Publisher : Sean Institute

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Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan pelaku UMKM Kemuning Mandiri dalam menyusun laporan arus kas sederhana menggunakan Microsoft Excel. Permasalahan utama yang dihadapi mitra adalah rendahnya kemampuan dalam pencatatan transaksi keuangan serta belum adanya laporan arus kas yang tersusun secara sistematis. Metode pelaksanaan kegiatan dilakukan melalui observasi, penyampaian materi, diskusi, demonstrasi, dan praktik langsung penyusunan laporan arus kas. Kegiatan dilaksanakan di Desa Cogreg, Kecamatan Parung, Kabupaten Bogor, Jawa Barat dengan melibatkan pelaku UMKM setempat. Hasil kegiatan menunjukkan bahwa peserta mengalami peningkatan pemahaman mengenai pentingnya pengelolaan keuangan usaha dan mampu menyusun laporan arus kas sederhana secara lebih terstruktur. Penggunaan Microsoft Excel membantu peserta dalam melakukan pencatatan transaksi secara lebih praktis dan efektif. Kegiatan ini diharapkan dapat mendukung peningkatan kualitas pengelolaan keuangan UMKM secara berkelanjutan
Optimization of Tourism Experiences to Enhance Revisit Intention: Analysis of Destination Image and Accessibility in Yogyakarta Vely Randyantini; Ika Puji Saputri; Ari Apriani; Siti Annisa Wahdiniawati
Jurnal Doktor Manajemen (JDM) Vol. 9 No. 1 (2026): APRIL 2026
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jdm.v9i1.37546

Abstract

Despite extensive research on revisit intention, limited studies have integrated accessibility, destination image, and memorable tourism experiences within a unified predictive framework that explicitly examines tourist satisfaction as a mediating mechanism, particularly in cultural tourism destinations. Addressing this gap, this study investigates the direct and indirect effects of Accessibility, Destination Image, and Memorable Tourism Experiences on Revisit Intention, with Satisfaction positioned as a mediating variable, in the context of Yogyakarta, Indonesia. A quantitative survey was conducted involving 195 domestic tourists who had visited Yogyakarta within the last six months. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to test the proposed relationships and mediation effects. The results indicate that Memorable Tourism Experiences exert the strongest effect on Satisfaction (β = highest among predictors) and have a significant direct impact on Revisit Intention. Accessibility and Destination Image also significantly enhance Satisfaction, which in turn demonstrates a strong positive influence on Revisit Intention. Mediation analysis confirms that Satisfaction significantly mediates the effects of Accessibility, Destination Image, and Memorable Tourism Experiences on Revisit Intention, highlighting its central role in shaping repeat-visit behavior. This study contributes theoretically by extending the revisit intention literature through an integrated mediation-based model that clarifies the psychological mechanism linking destination attributes to behavioral intention in cultural tourism contexts. From a managerial perspective, the findings underscore the importance of prioritizing experience design, improving destination accessibility, and maintaining a consistent destination image as strategic levers to enhance tourist loyalty and sustainable destination competitiveness.
EKSPLORASI ALASAN UTAMA RESISTENSI TERHADAP QRIS : STUDI KASUS PADA UMKM KECAMATAN KERSANA KABUPATEN BREBES Berlian Widinda Citra Karyaniasih; Ari Apriani
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 2 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i2.638

Abstract

This study aims to explore in depth the main reasons behind the preferences of Micro, Small, and Medium Enterprises (MSMEs) in Kersana District for the use of physical money and their resistance to the implementation of the Quick Response Code Indonesian Standard (QRIS) digital payment system. This study was motivated by the slow adoption of digital payment technology among MSMEs despite the government's massive push for digital transformation. The research method used is a qualitative approach utilizing in-depth interviews, focus group discussions, and direct simulations of QRIS use in daily transactions. The results show that resistance to the use of QRIS is largely due to limited understanding of digital technology, low levels of trust in the security of electronic payment systems, and constraints on internet access and stability in the study area. In addition, factors such as habit, the age of business owners, and the perception of greater control when using cash also reinforce the preference for conventional transactions. However, around 60% of respondents showed an increase in understanding, confidence, and a more open attitude after receiving education on the benefits, security, and efficiency of using QRIS. These findings confirm that contextual digital financial literacy education strategies are effective.Keywords : Digital Financial Literacy, Digital Payments, Digital Transformation, MSMEs, QRIS
Co-Authors Abdullah, Muhamad Al Faruq Agung Suprayitno Ahmad Zuhrofi Anjarwati, Sri Arief Yanto Rukmana Berlian Widinda Citra Karyaniasih Christina Catur Widayati Dian Meliantari Didin Hikmah Perkasa Djoko Widagdo Edy Suryadi Egidius Fkun Esti Liana Evaf Maulina Fauzan Taufiq Madini Frans Sudirjo Hartono Ibnu Haris Nasution Ika Puji Saputri Indra Sani Islamiah Kamil Izzati Rizal Januar Khaled Lestari Magita Magita Magito Magito Meiliyah Ariani Melan Melan Nur Endah Retno Wuryandari Nur Oktafiana Putri Nuri Aslami Rahmat Rizky Vita Losi Sealviana Candra Marisa Sigit Mareta Siti Annisa Wahdiniawat Siti Annisa Wahdiniawati Siti Nurafiah Vely Randyantini Watriningsih Wenny Desty Febrian Febrian Windiati Windiati Yolifiandri Yolifiandri Zahera Mega Utama Zulhawati