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Financial Depending and Economic Relations in Indonesia, Malaysia and Singapore Ni Putu Sintya Dewi; Ni Putu Wiwin Setyari,
MediaTrend Vol 17, No 1 (2022): MARET
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v17i1.9694

Abstract

A good economy for a country is an ever-increasing economy. The economy of a country can be affected by its financial sector. Economic activity can be encouraged by developments in the financial sector. In this study, the objectives to be achieved are to analyze the effect of the ratio broad money to GDP (M2/GDP), the ratio of domestic credit to the private sector by banks to GDP (PCS/GDP), inflation and the ratio foreign direct investment to GDP (PMA/GDP) simultaneously and partially to the economy (GDP) in Indonesia, Malaysia and Singapore. The approach used is multiple linear regression complete with granger causality test and panel data analysis. The results of the analysis can be seen that partially M2/GDP, PCS/GDP, and PMA/GDP have a positive and significant effect on GDP while inflation has no significant effect on GDP. Simultaneously, these variables have a significant impact on GDP. There is a need for cooperation between the government and banking in accelerating the turnover of money, facilitating credit requirements and maintaining inflation so that it can increase consumption and improve the investment climate.
Determinants of interest in using electronic money in Indonesia: evidence from Denpasar, Bali Kadek Kharisma Suryandari; Ni Putu Wiwin Setyari
JOURNAL OF SOCIOECONOMICS AND DEVELOPMENT Vol 3, No 2 (2020): October
Publisher : Publisher of Widyagama University of Malang (UWG Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/jsed.v3i2.1588

Abstract

Electronic money has received high attention from urban people in Denpasar, Bali. However, the use of electronic money is not yet fully known in relation to what factors influence user interest.  This study aims to determine the relationship between factors that influence interest in using electronic money in Denpasar City, Bali Province. Data is obtained from online questionnaires on Google form, involve active users of Go-Pay, OVO, and Dana product. There are four variables observed including the risk perception, ease of use, benefit of use, and promotion. The research was worked with the confirmatory factor analysis. The results showed that majority of the users of electronic money are 20-25 years old, are female, have a bachelor's degree, and earn 2-4 million rupiahs. All variables show significant relationship to explains the interest in using electronic money.   Interest in using electronic money is higher when the perception of risk is low, expand transactions, increases productivity and is supported by attractive promotion.  The research suggests the attempts such as change in people's behavior to steadily use electronic money, regulation of the financial system stability to facility the use of electronic money and promotion are continuously strived so that users understand the risks and advantages of electronic money.  JEL Classification E42; G32; M30
The Role of MSEs Loan in Achieving Inclusive Development in Bali Province Putu Ayu Pramitha Purwanti; I Ketut Ksama Putra; Ni Putu Wiwin Setyari; Luh Gede Astariyani
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 23, No 1 (2022): JEP 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v23i1.16811

Abstract

This study is aimed to look at the effect of credit sourced from the banking sector on the MSE’s income in each Regency/City of the Bali Province. This is important because the inclusive development index in Bali Province tends to increase, but the standard deviation for each Regency/City shows an increase until 2017. This condition indicates that development is still relatively unequal between Regencies/ City. By using the data from the Economic Survey 2016 from BPS and processed using the Propensity Score Matching (PSM) method, the results confirm that credit recipients have significantly higher incomes than those who do not receive. Theoretically, additional capital accumulation will encourage faster economic growth in relatively poor areas compared to richer areas, causing convergence in the two regions. The results of the analysis show that MSE actors in districts with lower growth get higher additional income, thus enabling equitable development in Bali.
Pertumbuhan Ekonomi dan Ketimpangan Wilayah di Kawasan Strategis SARBAGITA (Denpasar, Badung, Gianyar, Tabanan) Putu Ayu Pramitha Purwanti; Ni Putu Wiwin Setyari
Jurnal Dinamika Ekonomi & Bisnis Vol 18, No 2 (2021)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v18i1.2300

Abstract

This study aims, firstly, to find out the category of district/city areas in the SARBAGITA area with Klassen typology. Second, knowing the level of economic inequality in urban districts in the SARBAGITA area with the Williamson index. Third, knowing the relationship between growth and economic inequality in the SARBAGITA region by testing the Kuznets hypothesis. The analysis was carried out using secondary data with the results, first, that in the SARBAGITA area there are still districts as relatively underdeveloped areas which indicate that the spread effect of the regional center development is not yet optimal. Second, the absolute level of economic inequality shows fluctuations, but if viewed based on trends, it shows a positive trend. This means that the longer the period, the higher the level of inequality. The final result is the proof of Kuznets hypothesis in the SARBAGITA area. At the beginning of the study period, economic growth was followed by an increase in inequality but at a certain point, the inequality decreased. Thus, we need a regional planning that can create a balance of economic growth so that inequality between regions can be minimized or even avoided.
The effect of social capital on individual happiness in Indonesia Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; Ida Ayu Nyoman Saskara; I Komang Gde Bendesa
SIMULACRA: JURNAL SOSIOLOGI Vol 5, No 1 (2022)
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/sml.v5i1.13951

Abstract

This study examines how social capital affects the well-being of individuals in Indonesia. Happiness determinants use several aspects of social capital at the same time: trust, information channels, civic participation, especially political participation. In addition, this estimation also takes into account other socio-demographic factors. The researchers found that trust, information channels, and political participation have a significant impact on the well-being of Indonesian. Individual trust and sociable gatherings to leave a child to a close-neighbor within a few hours have a positive effect on the individual’s well-being. By using IFLS data, a logistic model is used to test whether some indicators of social capital affect individual’s well-being. A positive correlation between social capital and happiness may suggest that public policies toward increasing social capital both at the individual and aggregate level may have complementary effects on raising individual’s well-being. It is important to support the government`s efforts in improving the community’s happiness which in turn can encourage development policies` effectiveness.
PELATIHAN DAN PENDAMPINGAN ANALISIS KREDIT BAGI LEMBAGA PERKREDITAN DESA (LPD) DESA ADAT TEGALLINGGAH, KABUPATEN GIANYAR, BALI Ni Nyoman Reni Suasih; Ida Ayu Nyoman Saskara; Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; I Made Endra Kartika Yudha
Jurnal Abdi Insani Vol 9 No 1 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i1.427

Abstract

The Village Credit Institution (LPD) is a traditional-based financial institution that has proven to be an important element in the economy of rural communities in Bali. During the last two decades, LPDs in various traditional villages have shown good development, but in some traditional villages there are still many LPDs that have not developed as expected, one of which is characterized by an unhealthy status or high NPL. One of them is the Tegallinggah Traditional Village LPD which is located in Bedulu Village, Blahbatuh District, Gianyar Regency. The purpose of this community service activity is to provide training and assistance in credit analysis for the Tegallinggah Traditional Village LPD. The method used is through lectures, discussions, training, and mentoring. The result of this activity is the increasing understanding of the Tegallinggah Traditional Village LPD managers regarding credit analysis. In addition, the Tegallinggah LPD manager has also been able to carry out credit analysis more carefully and in accordance with applicable standards. This community service activity has been carried out to provide education and training on credit analysis so that it is expected to reduce the NPL of the Tegallinggah Traditional Village LPD. After the implementation of activities related to efforts to reduce NPL, it is necessary to carry out activities to improve LPD performance. These activities include the dissemination of various services that can be provided by LPD, including education on the use of benefits, so that the benefits can be felt on the local community's economy.
PERCEPATAN PENANGGULANGAN PENGANGGURAN DI DESA MELALUI OPTIMALISASI AKSES PROGRAM KETENAGAKERJAAN Ni Nyoman Reni Suasih; Made Kembar Sri Budhi; Ida Ayu Nyoman Sakara; Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; Ni Luh Karmini; I Made Endra Kartika Yudha
Jurnal Abdi Insani Vol 9 No 3 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i3.663

Abstract

The problem of unemployment (including rural unemployment) is one of the macroeconomic problems that hinders regional development because it will cause other social problems. The more limited employment opportunities, especially in rural areas, the higher the unemployment rate and urbanization among rural communities. The Provincial Government of Bali has provided services to UPTD BLK-IP. Previous research mentioned the need for disseminating employment information as an effort to accelerate the handling of rural unemployment. The purpose of this community service is to bring employment programs closer, both training programs and workforce distribution carried out by the UPTD BLK-IP of Bali Province. This service activity was carried out in Selat Village, Klungkung Regency, Bali Province, which was still experiencing rural workforce problems. The method of implementing the activity is through verbal socialization and socialization through leaflet media. Pre-test and post-test were also carried out as well as monitoring and evaluation after socialization. Verbal socialization was carried out by providing information on the main functions and services of the UPTD BLK-IP of Bali Province, training targets and policies (triple skilling), and vocational training. After delivering the material, a discussion was held, as well as pre-test and post-test as a form of evaluating the achievement of verbal socialization goals. The results of the post-test showed an increase in the information understanding of the participants in the socialization as well as their interest and willingness to disseminate the information obtained. Further socialization was carried out by means of leaflets that presented employment information in a concise, concise, attractive and accessible manner. Leaflets are distributed and also placed in public places or facilities that are easily accessible by the public. This activity has been able to provide information to the Selat Village community regarding employment programs, especially the UPTD BLK-IP of Bali Province training program.
PENCEGAHAN KONSUMERISME SEJAK DINI MELALUI PENDIDIKAN EKONOMI DASAR Ni Putu Wiwin Setyari; Made Kembar Sri Budhi; I Komang Gde Bendesa; I Ketut Sudibia; I Gusti Bagus Indrajaya; Sudarsana Arka; Ni Putu Martini Dewi; I Gusti Wayan Murjana Yasa
Jurnal Abdi Insani Vol 9 No 4 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i4.747

Abstract

Current excessive activities have endangered the nation, so it is necessary to raise public awareness about the importance of financial management. In order to prevent the character of consumerism in elementary school students, as well as in an effort to provide financial intelligence, economic education needs to be given from an early age. The process of character education itself needs to be carried out from an early age and must be maximized at elementary school age. Therefore it is appropriate to provide economic education for elementary school students. This community service activity aims to provide an understanding of basic economic education and its implementation in everyday life for early childhood, in this case elementary school students. This activity is carried out through the planning stage, namely the preparation of materials and learning methods. Furthermore, at the stage of providing material, it is carried out through lectures, discussions, demonstrations, and quizzes, followed by FGD. Implementation of activities that were well followed by students of SD Negeri 12 Kesiman, as the target of the activity. Students receive material on the introduction of money, the “5 Don't” Movement, introduction and recording of savings, and basic entrepreneurship. The students have also done demonstrations related to recording and making simple piggy banks as tips. Furthermore, the results of the FGD with the teachers concluded that in the future economic education activities would be directed to the development of a circular economy in schools, such as through waste banks. Another effort is to provide training for students to recycle inorganic waste to be efficient and economically feasible. The students have been able to understand material about early childhood economic education, such as an introduction to money, savings, and basic entrepreneurship.
Uncovering the indispensable role of women in nurturing resiliency: Evidence from MSMEs in Denpasar Ida Ayu Nyoman Saskara; Ni Putu Wiwin Setyari
Journal of Innovation in Business and Economics Vol. 6 No. 02 (2022): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v6i02.21938

Abstract

This study aims to explore the economic resilience of the families of women MSMEs actors in Denpasar City during the pandemic. Non-proportional random sampling was used to select samples, and binary logistic analyzes were used to analyze the data. This study reveals that women actors in MSMEs show greater economic resilience than men. We argue that the finding related to the work ethics of Balinese women that deeply rooted in their cultural beliefs.
Analisis Variabel Kunci untuk Keberlanjutan Industri Tenun Geringsing Double Ikat di Desa Pegeringsingan I Gusti Ayu Prili Saraswati; Ida Ayu Nyoman Saskara; Ni Putu Wiwin Setyari
Jurnal Ilmu Sosial dan Humaniora Vol 12 No 1 (2023)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jish.v12i1.53598

Abstract

Istilah "Industri Berkelanjutan" mengacu pada sektor ekonomi yang diharapkan dapat bertahan dan bahkan berkembang di masa mendatang. Perusahaan yang telah beroperasi selama beberapa generasi dapat dengan mudah dijumpai pada berbagai level perusahaan. Perusahaan dapat terus berkembang berkat warisan kepemimpinan pemilik awal, yang telah diwariskan dari generasi ke generasi. Penelitian ini akan mengeksplorasi variable kunci Keberlanjutan Industri Tenun Geringsing Double Ikat di Desa Pegeringsingan, Tengenan Kabupaten Karangasem. Penelitian diawali dengan melakukan Focus Group Discussion (FGD) untuk mengidentifikasi variable kunci Keberlanjutan Industri Tenun Geringsing Double Ikat di Desa Pegeringsingan. FGD melibatkan 19 orang penenun yang ditentukan dengab metode purposive. Analisis yang digunakan untuk mengidentifikasi variabel yang berpengaruh dalam keberlanjutan Industri Tenun Geringsing Double Ikat di Desa Pegeringsingan, Tengenan Kabupaten Karangasem yaitu Matrix of Cross Impact Multiplica-tions Applied to a Classification (MICMAC). Hasil analisis menunjukan bahwa faktor kunci Untuk Keberlanjutan Industri Tenun Geringsing Double Ikat di Desa Pegeringsingan, Tengenan Kabupaten Karangasem hubungan antara variabel keaslian dengan media sosial yang memiliki hubungan yang paling kuat diantara variabel lainnya. Keaslian adalah dengan kata lain kualitas produk yang dihasilkan memiliki keaslian akan budaya dari suatu daerah asalnya dan memiliki nilai budaya yang hanya terdapat di daerah tersebut. Kain tenun Geringsing memiliki nilai budaya yang sangat tinggi. Proses pembuatan yang rumit dan panjang mulai dari persiapan alat tenun, threading, dan weaving untuk mencapai produk akhir.
Co-Authors Aini, Jasmine Hanifa Anak Agung Alit Candra Gupta Anak Agung Alit Candra Gupta Anak Agung Bagus Putu Widanta Anak Agung Bagus Putu Widanta Anak Agung Istri Ngurah Marhaeni Ananda Putri Pratama Suwitanty Ananda Putri Pratama Suwitanty Andriani, Ni Luh Ayu Dessy Anggaraini, Ni Komang Widya Annastasya, Jihan Wilanda Apriyani, Ni Putu Winda Ayu Nyoman Saskara, Ida Clara Elisabeth Jahja Saputra Desak Made Marysha Dewi Dewani, I Dewa Ayu Made Natasah Dewi, Desak Made Marysha dewi, kadek desy puspita Dewi, Ni Putu Intan Febriani Dianawati, Ni Luh Putu Dinda Pramisita, Anak Agung Gerianta Wirawan Yasa Ginting, Alfin Rafael Gita Ayu Kusuma Gusti Ayu Putu Sinta Dewi Lestari Haidir, Andi Ahmad Handini, Yulia Wahyu Hanum, Tasha Aulia Hermanto, Bagus I Dewa Ayu Made Natasah Dewani I Gde Ari Karisma I Gusti Ayu Agung Virna Pryanka I Gusti Ayu Prili Saraswati I Gusti Ayu Purnamawati I Gusti Bagus Indrajaya I Gusti Wayan Murjana Yasa I Ketut Ksama Putra I Ketut Sudibia I Komang Gde Bendesa I Komang Rangga Perdana I Made Bram Sarjana I Made Bram Sarjana I Made Endra Kartika Yudha I Made Guna Juliarta I Made Yullyantara Saputra I Wayan Dipa Sudiksa I Wayan Juliarta I Wayan Suartana I.G. Indrajaya I.W. Sukadana Ida Ayu Nyoman Sakara Ida Ayu Nyoman Saskara Ida Bagus Purbadharmaja Ida Bagus Wibisana Kusuma Arden Insyai Rina Warer Itarini, Ni Made Jesika Onibala K.S. Nata Kadek Ayu Santhi Novitasari Kadek Ayu Santhi Novitasari Kadek Ica Rahayu Kadek Kharisma Suryandari Kadek Putra Devinda Pramuditya Kedoh, Christian Adiputra Ksama Putra Kurniawan, I Putu Laksono, Dwi Lestari, Desak Putu Diah Merta Limbong, Olivia Putriana Louis, Karina Luh Gede Meydianawathi Luh Putu Aswitari Made Dwi Setyadhi Mustika Made Kembar Sri Budhi Mia Inayah Inayah Muchammad Dafirino Hardjono Muhammad Edhie Purnawan Nabillah Hidayat Ni Ketut Budiningsih Ni Luh Gede Astariyani Ni Luh Karmini Ni Made Ayu Diah Gayatri Pitaloka Ni Made Nia Widiani Ni Nyoman Reni Suasih Ni Nyoman Yuliarmi Ni Putu Martini Dewi Ni Putu Peri Eka Widiasih Ni Putu Sintya Dewi Paradita, Buya Ary Paramartha, I Putu Gde Deva Satria Pardede, Velsa Nadira Putra, I Putu Reza Krisna Putu Ayu Pramitha Purwanti Raharja, I Ketut Suri Yoga Repi Jusuf S. Arka Sharon Nabila Jelita Lophina Tucunan Sudarsana Arka Suiantara, I Made SURYA DEWI RUSTARIYUNI Suwitanty, Ananda Putri Pratama Suyastiningsih, Ni putu Eva Theodoris, Daniel Tri Widodo Tri Widodo W. Wenegama wishanesta, i kadek donny Wulandari, Ida Ayu Made Asdhi Yenny Verawati Yustirania Septiani