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Determinan Minat Mahasiswa Menggunakan QRIS sebagai Alat Pembayaran Digital (Studi pada Mahasiswa GENBI Bengkulu) Wulandari, Ayu Dwi; Sunarto, Andang; Afrianty, Nonie
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1195

Abstract

The aim of this research is to analyze the factors that influence GENBI Bengkulu students' interest in using QRIS as a digital payment tool. The type of research used was an ex post facto quantitative method with a proportional sampling technique and the results obtained were 86 samples from a total of 200 existing populations. The data analysis technique uses factor analysis calculations using the SPSS program with the Bartlett's Test of Spherecity analysis technique. The research results showed that 3 factors were obtained which were factors that influenced GENBI Bengkulu students' interest in using QRIS, namely financial literacy, ease of use, and benefits. The cumulative percentage of variance from the extracted factors is 68.22%, which means that the results of the research formed are able to explain the factors that influence GENBI Bengkulu students' interest in using QRIS, and the most dominant factor in this research is the financial literacy factor.
ANALISIS TEORI PERMINTAAN DAN PENAWARAN DALAM EKONOMI ISLAM: STUDI PUSTAKA TENTANG PRINSIP SYARIAH DAN MEKANISME PASAR Oong Sopitri; Rezti Selviani; Niken Mayang Sari; Hasta Tiara; Juki Alyus Prtatama; Nur Hidayah; Andang Sunarto
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 2 (2026): Januari
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i2.63067

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis teori permintaan dan penawaran dalam ekonomi Islam dengan pendekatan studi pustaka. Latar belakang penelitian ini adalah adanya kesenjangan antara praktik pasar kapitalistik yang bebas nilai dengan prinsip syariah yang mengedepankan keadilan, transparansi, dan larangan terhadap riba, gharar, dan maysir. Permasalahan utama yang dikaji adalah sejauh mana teori permintaan dan penawaran dalam ekonomi Islam dapat diimplementasikan dalam sistem pasar modern. Penelitian ini menggunakan pendekatan kualitatif-deskriptif dengan menganalisis literatur klasik dan kontemporer. Hasil kajian menunjukkan bahwa teori permintaan dan penawaran dalam Islam mengutamakan kebutuhan (needs) bukan keinginan (wants), serta mengharuskan adanya pengawasan negara melalui lembaga hisbah. Kesimpulan dari penelitian ini menunjukkan bahwa penerapan nilai-nilai syariah dalam mekanisme pasar membutuhkan sinergi antara regulasi, literasi masyarakat, dan peran institusional. Saran yang diajukan meliputi penguatan lembaga pengawas, redistribusi kekayaan melalui zakat, dan formulasi kebijakan ekonomi berbasis maqashid al-shariah. Kata Kunci: Ekonomi Islam, hisbah, keadilan pasar, mekanisme pasar, permintaan dan penawaran   Abstract This study aims to analyze the theory of demand and supply in Islamic economics through a literature review approach. The background of this research is the gap between value-neutral capitalist market practices and sharia principles that emphasize justice, transparency, and the prohibition of riba, gharar, and maysir. The main issue addressed is the extent to which Islamic economic theories of demand and supply can be implemented in the modern market system. This study applies a qualitative-descriptive method by analyzing classical and contemporary literature. The findings show that Islamic demand and supply emphasize needs (not wants) and require state supervision through the hisbah institution. The conclusion reveals that applying sharia values in market mechanisms requires synergy between regulation, public literacy, and institutional roles. Recommendations include strengthening supervisory bodies, wealth redistribution through zakat, and policy formulation based on maqashid al-shariah. Keywords: demand and supply, hisbah, Islamic economics, market justice, market mechanism
PERAN IKLAN TIKTOK DALAM MEMBENTUK MINAT BELI MAHASISWA PADA BRAND BUSANA PERSPEKTIF ETIKA PEMASARAN SYARIAH Zamzami, Muhammad; Sunarto, Andang; Harpepen, Andi; Ujang Sanusi
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/ejwvts51

Abstract

This study aims to examine the role of TikTok advertisements in shaping students' buying interest in fashion brands and the perspective of Sharia marketing ethics on these TikTok advertisement practices. This study uses a qualitative approach with the type of field research. Informants were selected using purposive sampling technique, totaling 9 active students from the Faculty of Islamic Economics and Business at UINFAS Bengkulu who use TikTok and have been exposed to fashion brand advertisements. Data collection was conducted through interviews, observation, and documentation. The results indicate that TikTok advertisements for fashion brands play a real role in shaping students' buying interest through four functions: informing, by clearly conveying fashion product information to attract attention; influencing, by affecting through visual appeal and content creativity; reminding, by maintaining students' memory of the brand and product; and adding value, by encouraging concrete actions up to purchase. From the perspective of sharia marketing ethics, the justice of Al-'Adl has been well fulfilled; however, the honesty of Shiddiq and the responsibility of Amanah have not been optimally fulfilled, as indicated by the tendency of sellers to only convey product advantages, inconsistency between advertisement appearance and the product received, and untimely delivery. This study concludes that there is still a gap between TikTok advertising practices by fashion brands and Islamic ethical values that need to be improved.
Pengembangan Media Pembelajaran Interaktif Berbasis Wordwall pada Mata Pelajaran Al-Qur'an Hadist Untuk Meningkatkan Minat Belajar Siswa di Man Seluma Kab. Seluma Provinsi Bengkulu Desi Wulandari; Andang Sunarto; Husnul Bahri
Al-Bahtsu: Jurnal Penelitian Pendidikan Islam Vol 9, No 2 (2024): Islamic Education Research
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/btu.v9i2.5516

Abstract

The objectives of the study are: (1) To determine the effectiveness of the validity of Interactive Learning Media Based on Wordwalls in the Al-Qur'an Hadith Subject. (2) To determine the practicality of the Development of Interactive Learning Media Based on Wordwalls in the Al-Qur'an Hadith Subject to Increase Student Learning Interest at MAN Seluma, Bengkulu Province. (3) To determine the effectiveness of Interactive Learning Media Based on Wordwalls in the Al-Qur'an Hadith Subject to Increase Student Learning Interest at MAN Seluma, Bengkulu Province. The type of research used in this study is quantitative research, the research instrument used is a questionnaire, the data analysis technique used is descriptive statistics, basic assumption tests, classical assumption tests, and hypothesis tests using simple linear regression and multiple linear regression, t-test and F-test. Research results (1) The development in the study is interactive learning media based on wordwalls in learning the Al-Qur'an Hadith of class X students of MAN 1 Seluma. The process of interactive learning media based on wordwall uses the type of research and development (R&D) with a model developed by Thiagaranja, namely the 4-D model and modified into 3-D, namely define, design, and develop. The development of learning media based on animated videos after being validated by 3 expert validators, namely media experts, material experts and subject teachers with the results "very valid" to be developed. (2) The practicality of interactive learning media based on wordwalls in the Al Qur'an Hadith subject for class X students of MAN 1 Seluma was stated to be very practical by students at the madrasah which can be seen from the student response test with an average percentage of 94.22% and falls into the criteria "very practical". (3) The effectiveness of interactive learning media based on wordwalls is stated to be effective for use in the learning process. This is evidenced by the interest in learning and the perception of users of learning media. Evidence of learning outcomes can be seen from the results of the pretest before using the media with an average of 71.85. The results of the posttest after using the media obtained.
Employee Performance at Bank Syariah Indonesia (BSI) KC. Panorama Pipin Trisakti; Andang Sunarto; Aan Shar
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 3 (2023): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1205

Abstract

This study aims to determine how employee performance at Bank Syariah Indonesia (BSI) KC Panorama. Syariah Indonesia (BSI) KC Panorama. This research is qualitatively based on a case study using the field research method (Field Research). The data sources used are primary data and secondary data. Data collection techniques used in this study are through interviews, observation, and documentation. The results of this research and discussion show that the performance of employees of Bank Syariah Indonesia (BSI) KC Panorama Bengkulu is good. This can be seen from the quality and quantity of work, attendance and punctuality, responsibility, punctuality, and cooperation of Bank Syariah Indonesia (BSI) KC Panorama Bengkulu employees. The cooperation of employees of Bank Syariah Indonesia (BSI) KC Panorama Bengkulu is quite good.
Strategy Analysis of Islamic Banking Study Program Students to Become Banking Employees Yuni Pramita; Andang Sunarto; Yenti Sumarni; Homa Hoodfar
Sharia Economic and Management Business Journal (SEMBJ) Vol. 5 No. 2 (2024): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i2.1225

Abstract

The aim of this research is to determine the strategy for Sharia Banking Study Program Students to become Banking Employees. This research is field research, using a descriptive qualitative approach. The data sources used in this research are primary data and secondary data. The data analysis technique used is data reduction, data presentation and drawing conclusions. This research data collection used observation, interview and documentation techniques. The research results show that students have significant opportunities, such as Islamic religious background, knowledge of sharia banking products, product marketing skills, and the application of morals in everyday interactions. On the other hand, threats to students include banks' lack of priority towards graduates with a sharia banking educational background, recruitment policies that prioritize physical appearance, and limited information about available recruitment. To overcome this challenge, students can apply strategies such as utilizing experience and knowledge from lectures and field work practices, increasing understanding of sharia banking principles through organizational activities to train public speaking, seminars, partnership program training from sharia banks for students, and being active in seeking recruitment through social media. Thus, opportunities, anticipating threats, and implementing the right strategies can help students increase their chances of becoming sharia bank employees.