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I Komang Widya Purnama Yasa
Institut Agama Hindu Negeri Gde Pudja Mataram
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Journal : kawanad

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Edukasi Literasi Keuangan Rumah Tangga sebagai Upaya Peningkatan Kesejahteraan di Dusun Awang Madya, Desa Giri Media Ekawati, Ni Luh Juliani Rika; Lukman, Dwi Ratna Kamala Sari; Suarjaya, I Nyoman Alit; Yasa, I Komang Widya Purnama
Kawanad : Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 2 (2025): October
Publisher : Yayasan Kawanad

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56347/kjpkm.v4i2.357

Abstract

This Community Service Program (KKN) was carried out in Dusun Awang Madya, Giri Madia Village, focusing on financial literacy education to improve household welfare. The program was motivated by low financial literacy levels in rural communities, leading to weak financial management, consumptive spending, and lack of long-term planning. The objective was to increase children's and housewives' understanding of basic financial concepts, help them differentiate between needs and wants, and train them in simple budgeting. A participatory-educative method was applied through planning, socialization, training, and evaluation stages. The target group involved 15 children (elementary and junior high school students) and 10 housewives. Results showed that children could recognize income and expenditure, and distinguish needs from wants through games, while housewives were able to record household finances and draft short-term plans. The final evaluation indicated improved awareness and skills, although further assistance is required. Overall, the program significantly enhanced financial literacy and supported household welfare at the local level.
Edukasi Literasi Keuangan Rumah Tangga sebagai Upaya Peningkatan Kesejahteraan di Dusun Awang Madya, Desa Giri Media Ekawati, Ni Luh Juliani Rika; Lukman, Dwi Ratna Kamala Sari; Suarjaya, I Nyoman Alit; Yasa, I Komang Widya Purnama
Kawanad : Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 2 (2025): October
Publisher : Yayasan Kawanad

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56347/kjpkm.v4i2.357

Abstract

This Community Service Program (KKN) was carried out in Dusun Awang Madya, Giri Madia Village, focusing on financial literacy education to improve household welfare. The program was motivated by low financial literacy levels in rural communities, leading to weak financial management, consumptive spending, and lack of long-term planning. The objective was to increase children's and housewives' understanding of basic financial concepts, help them differentiate between needs and wants, and train them in simple budgeting. A participatory-educative method was applied through planning, socialization, training, and evaluation stages. The target group involved 15 children (elementary and junior high school students) and 10 housewives. Results showed that children could recognize income and expenditure, and distinguish needs from wants through games, while housewives were able to record household finances and draft short-term plans. The final evaluation indicated improved awareness and skills, although further assistance is required. Overall, the program significantly enhanced financial literacy and supported household welfare at the local level.
Edukasi Pentingnya Menabung sejak Dini di Dusun Lilin Yulistiani, Ni Wayan; Suardana, I Ketut Putu; Laksmi, Ida Ayu Nyoman Widia; Yasa, I Komang Widya Purnama
Kawanad : Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 2 (2025): October
Publisher : Yayasan Kawanad

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56347/kjpkm.v4i2.359

Abstract

The program “Financial Education: The Importance of Saving from an Early Age in Lilin Hamlet” was implemented as a community engagement initiative aimed at fostering financial awareness and saving habits among children and adolescents in rural areas. Using a participatory-educational approach, the program consisted of four stages: planning, socialization, saving practice, and evaluation. A total of 27 participants, ranging from elementary to high school students, took part in the activities held at the Pasraman Kilat community learning center. The sessions were designed to be interactive through discussions, visual media, and hands-on saving activities using simple piggy banks. The results indicated a notable improvement in financial understanding and behavior, with 48.15% of participants saving regularly during the program. The amount saved ranged between IDR 17,000 and IDR 28,000. The program not only enhanced financial literacy but also cultivated responsibility and self-discipline among participants. A participatory learning environment was found to be a key factor in sustaining engagement and behavioral change. These findings suggest that practice-based financial education embedded in local cultural values can serve as an effective strategy to instill early saving habits and strengthen financial literacy within rural communities.
Co-Authors Amni, Sri Sofiana Arcana, I komang Artana, Nengah Yudik Dharma Yanti, Ni Wayan Alinda Dikta, I Putu Gede Asnawa Edy Chandra Ekawati, Ni Luh Juliani Rika Gunada, I Wayan Agus Gusti Ngurah Ketut Putera Habibi Habibi I Gede Bayu Wijaya I Ketut Putu Suardana I Made Ngurah Oka Mahardika I MADE SUDARMA I NYOMAN WIJAYA I Wayan Rudiarta Ida Bagus Alit Arta Wiguna Juliartana, I Putu Gede Kamestya Kusumasanthi, Dewi Laksmi, Ida Ayu Nyoman Widia Laksmi, Ida Ayu Nyoman Widya Lukman, Dwi Ratna Kamala Sari Mudinillah, Adam Ni Putu Ari Aryawati Pancawati, Ni Luh Putu Anom Septiyani, Ni Putu Indri Suardana, Ida Bagus Putu Suarjaya, I Nyoman Alit Suarna, I Nyoman Sudarsini, Ni Nengah Sukendri, Nengah Suksestriyani, Ni Ketut Tamara, Ni Wayan Kartika Khaecylia Trisnasari, Ni Ketut Ayu Citra Wibawa, I Gede Jaya Satria Widiarsana Putra, I Made Wijayanti, Ni Putu Aryani Sintia Wulandari, Ni Nengah Ayu Yaksa, I Wayan Wira Ady Yulistiani, Ni Wayan