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Optimizing Bogor Waqf Forest Through Community Development To Improve Welfare Firdaus, Anisah; Wahyudi, Amin
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 1, No 2 (2017): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i2.9307

In addition to functioning for ecological conservation, Waqf forest also have the potential to support the community's economy. Many communities in and around forests still depend on forests for their livelihoods and benefits. However, deforestation or forest destruction has decreased the function of the forest. Waqf forests are built as an alternative strategy in overcoming forest deforestation. Optimization of waqf forest need to be carried out in order to improve the function of forests from an economic perspective to achieve community welfare. This research aims to examine the community development developed in Bogor waqf forest. The method applied in this research is descriptive qualitative approach with primary data sources from interviews, observation, and documentation. Meanwhile, secondary data sources from articles, books, web and blogs. The results showed that the implementation of community development in the Bogor waqf forest was not optimal due to technical constraints and natural factors. Therefore, alternative programs or activities needed to be developed to further improve the welfare of the community around the Bogor waqf forest.

KONSEP INFLASI : PERBANDINGAN PEMIKIRAN IBNU KHALDUN DAN AL MAQRIZI SERTA IMPLIKASINYA DI INDONESIA Alwa, Moh. Abdul Aziz; Wahyudi, Amin
Invest Journal of Sharia & Economic Law Vol. 2 No. 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/invest.v2i2.5099

Inflation is a problem in the economic system that has occurred repeatedly from the beginning of the development of human civilization. Since people started using money to trade goods and services, inflation has remained constant. On the other hand, the inflation rate is also used as a macroeconomic analysis of a country/region, such as economic growth, external balance, and income distribution. Conditions of high inflation, if not handled thoughtfully and appropriately, will cause economic depression. However, in the Islamic world, there are scholars, namely, Ibn Khaldun and Al-Maqrizi. These two Muslim thinkers provide an overview of the phenomenon of inflation since the 14th century AD. This research seeks to find the slices of Ibn Khaldun and Al-Maqrizi's thoughts about the causes of inflation and to offer solutions to the phenomenon of inflation that occurs. We chose the literature study research to explore the thoughts of Ibn Khaldun and Al-Marqizi in classic books and several primary sources that discuss the thoughts of the two and compare them with the concept and conditions of inflation in Indonesia through the official websites of BPS and Bank Indonesia. The study found that a country's weak administrative system and corrupt mentality cause inflation. To overcome inflation, improving the two causes of inflation above is the solution offered by these two experts.

Teori Kelangkaan Ibnu Khaldun dan Relefansinya dengan Ekonomi Indonesia Suyadi, Suyadi; Wahyudi, Amin
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol 4 No 2 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i2.2069

The purpose of this study is to describe the extravagant behavior studied from Ibn Khaldun's theory. We find a lot of extravagant behavior in Indonesia, where the majority of the population is Muslim. Wasteful behavior actually does not only occur in Indonesia but also occurs in developed countries. If this wasteful behavior is continuously carried out by the community, what happens can result in poverty. Meanwhile, Ibn Khaldun often criticized the extravagant behavior of advanced societies, both explicitly and implicitly. The method of writing this article is a literature study, namely looking for sources through the Library. As a tipping point where the economic life of society and civilization declines.

Strategi Pedagang Pasar Tradisional Senin Barokah Abadi Kecamatan Dolopo Dalam Mempertahankan Eksistensinya Pada Masa Pandemi COVID-19 Menurut Perspektif Ekonomi Islam Rahma, Mevianti Nur; Wahyudi, Amin
Jurnal Ekonomi Syariah Darussalam Vol. 3 No. 1 (2022): Februari 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Abstrak Tujuan dari penelitian ini adalah untuk mengetahui dampak pandemi COVID-19 terhadap pedagang di pasar tradisional senin barokah abadi Kecamatan Dolopo, strateginya dalam mempertahankan eksistensinya pada masa pandemi COVID-19 menurut perspektif Ekonomi Islam. Lokasi penelitian dilakukan di pasar tradisional senin barokah abadi Kecamatan Dolopo. Jenis penelitian yang dilakukan oleh peneliti adalah penelitian lapangan. Cara pengumpulan data untuk penelitian ini menggunakan observasi dan wawancara. Penelitian ini menggunakan metode analisis deskriptif dengan pendekatan kualitatif. Hasil penelitian ini menunjukan bahwa terjadinya pandemi COVID-19 memberikan dampak yang besar bagi perekonomian pasar tradisional senin barokah abadi Kecamatan Dolopo mulai dari penghasilan pedagang, jumlah pembeli/konsumen, dan jumlah barang yang terjual. Selanjutnya strategi bertahan yang dilakukan oleh pedagang pasar tradisional senin barokah abadi Kecamatan Dolopo dengan menggunakan Analisis SOAR dan juga memperhatikan variabel eksistensi agar bisa terus berjalan. Bukan hanya itu, pedagang pedagang pasar tradisional senin barokah abadi di masa pandemi COVID-19 juga menerapkan strategi bertahan pedagang muslim, yakni dengan menerapkan prinsip-prinsip ajaran agama Islam seperti penerapan sifat Siddiq, Amannah, Tabligh dan Fatonah. Kata Kunci : Strategi bertahan, Eksistensi, Pasar Tradisional, Pandemi COVID-19, Ekonomi Islam

Strategi Pengendalian Deflasi di Indonesia: Pendekatan Ekonomi Islam dalam Menjawab Tantangan Ekonomi Kontemporer Wahyudi, Amin; Aysiyah, Erinda
MUSLIM HERITAGE Vol 9 No 2 (2024): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract Deflation is a general decline in the prices of goods and services. It can reduce the purchasing power of the public and affect economic stability, as experienced in Indonesia. Controlling deflation requires an approach that not only relies on monetary and fiscal policies but also considers the principles of social justice. This study aims to explore the Islamic economic approach to controlling deflation in Indonesia, emphasizing wealth redistribution and the management of Islamic economic instruments such as zakat, waqf, and charity. The research employs a qualitative method using a literature review and descriptive analysis approach. Data is collected through a review of relevant literature on Islamic economics, deflation, and Indonesian economic policies. The findings indicate that the implementation of Islamic economics, focusing on equitable wealth distribution and the management of social instruments, can improve public purchasing power and create inclusive economic stability. Additionally, productive zakat and waqf play a significant role in reducing economic inequality and supporting the recovery of sectors affected by deflation. Thus, Islamic economic solutions can serve as an effective alternative in addressing deflation in Indonesia. Abstrak Deflasi merupakan penurunan harga barang dan jasa secara umum. Deflasi dapat menurunkan daya beli masyarakat dan mempengaruhi kestabilan perekonomian, seperti yang terjadi di Indonesia. Pengendalian deflasi memerlukan pendekatan yang tidak hanya berbasis pada kebijakan moneter dan fiskal, tetapi juga harus memperhatikan prinsip keadilan sosial. Penelitian ini bertujuan untuk mengeksplorasi pendekatan ekonomi Islam dalam mengendalikan deflasi di Indonesia dengan menekankan pada redistribusi kekayaan dan pengelolaan instrumen ekonomi Islam seperti zakat, wakaf, dan sedekah. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi literatur dan analisis deskriptif. Data primer diperoleh dari Badan Pusat Statistik (BPS) yang memberikan informasi tentang Indeks Harga Konsumen (IHK) dan tren deflasi di Indonesia pada periode tertentu. Sedangkan data sekunder dikumpulkan dari buku, artikel, dan jurnal yang membahas prinsip-prinsip ekonomi Islam. Hasil penelitian menunjukkan bahwa penerapan ekonomi Islam melalui redistribusi kekayaan yang adil dan pengelolaan instrumen sosial, seperti zakat produktif dan wakaf dapat memperbaiki daya beli masyarakat serta menciptakan kestabilan ekonomi yang inklusif. Dengan demikian, pendekatan ini menawarkan solusi yang relevan dalam mengatasi deflasi di Indonesia dengan mempertimbangkan keadilan sosial dan kesejahteraan bersama. Keywords: Deflasi; Indonesia; Ekonomi Islam

Konsep Pembiayaan Mobil Listrik di Indonesia Rizki Julianto Suwardi, Putra; Wahyudi, Amin
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2777

This study examines the concept of electric vehicle (EV) financing in Indonesia within the context of environmental sustainability and Sharia principles, using a library research method that analyzes relevant literature such as journals, institutional reports, and government policies. The findings reveal that although EV financing contributes only a small portion to total vehicle financing around 0.5% as of early 2024significant growth has been observed, supported by government incentives, environmental awareness, and innovations from financial institutions like Bank Syariah Indonesia (BSI) through the use of the murabahah contract. Despite challenges such as limited charging infrastructure, high vehicle costs, and an underdeveloped financing ecosystem, substantial opportunities exist due to increasing EV sales and the commitment of the government and financial institutions to support the transition toward green energy. This study provides a perspective that EV financing can be a vital instrument in achieving sustainability goals aligned with Sharia principles.

Screening Criteria for the Indonesian Sharia Stock Index: An Analysis Based on Monzer Kahf’s Paradigm Alwa, Moh. Abdul Aziz; Amin Wahyudi
Journal of Islamic Economics (JoIE) Vol. 4 No. 2 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i2.9886

Introduction: The topic in this journal is related to the Indonesian government's policy in providing categorization of Sharia stock indices which have criteria for debt levels below 45% compared to total assets. It has a big difference compared to the major stock exchanges in the UK, USA, Malaysia, Qatar and Pakistan which have a debt ownership limit of 30%-33%. Research Methods: This study uses a qualitative approach method, this study focuses on hypothesis testing. Experimental research is used in a quantitative method because the financial ratio data obtained from IDX will be controlled and manipulated by the author so as to obtain the effectiveness of one of the variables. Results: There is a difference of 21% of the number of Sharia shares in Indonesia when using the rule of debt ownership of a maximum of 30% of assets. Conclusion: Hopefully, this research can give an overview of the IDX that Indonesia is still permissive so that if it is enforced, it can provide peace of mind for Muslim investors in Indonesia.

Poverty Alleviation from an Islamic Perspective: Study of LazisNU Ponorogo Programs Arsyadani, Achmad Arfinanto; Wahyudi, Amin
Indonesian Journal of Islamic Economics and Finance Vol 3 No 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6188

Poverty is a deep-rooted social issue that demands serious attention in its resolution. Islam rejects poverty, considering it a calamity that must be fought, while social welfare is a shared responsibility, as outlined in Article 34 and Article 27 Paragraph 2 of the 1945 Constitution. Despite the government's efforts to alleviate poverty since independence, the results could have been more optimal. This study employs a descriptive qualitative method, collecting data through interviews, observations, documentation, and literature analysis. It also examines Islamic poverty alleviation through a NU Care-LAZISNU Ponorogo case study, which manages zakat, infaq, and sedekah to assist people experiencing poverty. The findings of this study highlight the need to apply Islamic economic principles in social and economic policies to reduce inequality and improve social welfare in Indonesia.

Strategi Pengendalian Deflasi di Indonesia: Pendekatan Ekonomi Islam dalam Menjawab Tantangan Ekonomi Kontemporer Wahyudi, Amin; Aysiyah, Erinda
MUSLIM HERITAGE Vol 9 No 2 (2024): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract Deflation is a general decline in the prices of goods and services. It can reduce the purchasing power of the public and affect economic stability, as experienced in Indonesia. Controlling deflation requires an approach that not only relies on monetary and fiscal policies but also considers the principles of social justice. This study aims to explore the Islamic economic approach to controlling deflation in Indonesia, emphasizing wealth redistribution and the management of Islamic economic instruments such as zakat, waqf, and charity. The research employs a qualitative method using a literature review and descriptive analysis approach. Data is collected through a review of relevant literature on Islamic economics, deflation, and Indonesian economic policies. The findings indicate that the implementation of Islamic economics, focusing on equitable wealth distribution and the management of social instruments, can improve public purchasing power and create inclusive economic stability. Additionally, productive zakat and waqf play a significant role in reducing economic inequality and supporting the recovery of sectors affected by deflation. Thus, Islamic economic solutions can serve as an effective alternative in addressing deflation in Indonesia. Abstrak Deflasi merupakan penurunan harga barang dan jasa secara umum. Deflasi dapat menurunkan daya beli masyarakat dan mempengaruhi kestabilan perekonomian, seperti yang terjadi di Indonesia. Pengendalian deflasi memerlukan pendekatan yang tidak hanya berbasis pada kebijakan moneter dan fiskal, tetapi juga harus memperhatikan prinsip keadilan sosial. Penelitian ini bertujuan untuk mengeksplorasi pendekatan ekonomi Islam dalam mengendalikan deflasi di Indonesia dengan menekankan pada redistribusi kekayaan dan pengelolaan instrumen ekonomi Islam seperti zakat, wakaf, dan sedekah. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi literatur dan analisis deskriptif. Data primer diperoleh dari Badan Pusat Statistik (BPS) yang memberikan informasi tentang Indeks Harga Konsumen (IHK) dan tren deflasi di Indonesia pada periode tertentu. Sedangkan data sekunder dikumpulkan dari buku, artikel, dan jurnal yang membahas prinsip-prinsip ekonomi Islam. Hasil penelitian menunjukkan bahwa penerapan ekonomi Islam melalui redistribusi kekayaan yang adil dan pengelolaan instrumen sosial, seperti zakat produktif dan wakaf dapat memperbaiki daya beli masyarakat serta menciptakan kestabilan ekonomi yang inklusif. Dengan demikian, pendekatan ini menawarkan solusi yang relevan dalam mengatasi deflasi di Indonesia dengan mempertimbangkan keadilan sosial dan kesejahteraan bersama. Keywords: Deflasi; Indonesia; Ekonomi Islam

PENGELOLAAN PEMBIAYAAN BERMASALAH PADA PRODUK KREDIT PEMILIKAN RUMAH (KPR) SUBSIDI PERSPEKTIF UKHUWAH ISLAMIYAH (STUDI PADA BANK BTN SYARIAH KCP SRAGEN) Marisa Anggraini; Amin Wahyudi
Falahiya: Journal of Islamic Banking and Finance Vol. 1 No. 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/falahiya.v1i2.819

Abstract: In carrying out financing activities, Islamic banking institutions certainly have principles that are applied, one of which is the principle of ukhuwah islamiyah or Islamic brotherhood. Bank BTN Syariah KCP Sragen as a sharia banking institution that applies this principle, in financing activities for Kredit Pemilikan Rumah (KPR) Subsidized products at Bank BTN Syariah KCP Sragen is certainly faced with a financing problem. Therefore, Bank BTN Syariah KCP Sragen needs a management of non-performing financing in accordance with the principles of ukhuwah islamiyah. Management of non-performing financing in accordance with the perspective of ukhuwah islamiyah. The method used is qualitative, and the type of field research. Collecting data using observations and interviews with office staff including, SBH, Operations, and CFS. The analysis technique in this study uses triangulation. The results showed that the factors that caused problematic financing on subsidized mortgage products at Bank BTN Syariah KCP Sragen were internal factors (from the bank) and external factors (customers). The management of non-performing financing on subsidized mortgage products carried out by Bank BTN Syariah KCP Sragen is quite good, prioritizing an intensive approach with customers, conducting deliberation to negotiate, and implementing a settlement by means of financing restructuring. And the management of non-performing financing on subsidized mortgage products at Bank BTN Syariah KCP Sragen is in accordance with the principle of ukhuwah islamiyah which puts forward the principle of brotherhood by tolerance and mutual help, deliberation, negotiation, not using the services of the collector dept, showing a humanistic attitude which is not done by force or by force. use violence. Keywords : Troubled Financing Management, Ukhuwah Islamiyah Abstrak: Dalam menjalankan kegiatan pembiayaan lembaga perbankan syariah tentu mempunyai prinsip yang diterapkan, salah satunya yaitu prinsip ukhuwah islamiyah atau persaudaraan secara Islam. Bank BTN Syariah KCP Sragen sebagai lembaga perbankan syariah yang menerapkan prinsip tersebut, dalam kegiatan pembiayaan pada produk Kredit Pemilikan Rumah (KPR) Subsidi di Bank BTN Syariah KCP Sragen tentu dihadapakan dengan suatu pembiayaan bermasalah. Oleh karena itu Bank BTN Syariah KCP Sragen perlu adanya pengelolaan pembiayaan bermasalah yang sesuai dengan prinsip ukhuwah islamiyah.Tujuan penelitian ini yaitu untuk menganalisis faktor-faktor yang menyebabkan pembiayaan bermasalah, dan pengelolaan pembiayaan bermasalah pada produk KPR subsidi di Bank BTN Syariah KCP Sragen, serta pengelolaan pembiayaan bermasalah yang sesuai dengan perspektif ukhuwah islamiyah. Metode yang digunakan kualitatif, dan jenis penelitian lapangan. Pengumpulan data menggunakan observasi serta wawancara dengan staff kantor meliputi, SBH, Operasinal, dan CFS. Teknik analisis pada penelitian ini menggunakan triangulasi. Hasil penelitian menunjukkan bahwa faktor-faktor yang menyebabkan pembiayaan bermasalah pada produk KPR subsidi di Bank BTN Syariah KCP Sragen yaitu faktor internal (dari pihak bank) dan faktor eksternal (pihak nasabah). Pengelolaan pembiayaan bermasalah pada produk KPR subsidi yang dilakukan Bank BTN Syariah KCP Sragen cukup baik, mengutamakan pendekatan intensif dengan nasabah, melakukan musyawarah untuk bernegosiasi, dan menerapkan penyelesaian dengan cara restrukturisasi pembiayaan. Dan pengelolaan pembiayaan bermasalah pada produk KPR subsidi di Bank BTN Syariah KCP Sragen telah sesuai dengan prinsip ukhuwah islamiyah yang mengedepankan prinsip persaudaraan dengan bertoleransi dan tolong menolong, bermuyawarah, bernegosiasi, tidak menggunakan jasa dept collector, menunjukkan sikap humanis yang dimana tidak dilakukannya secara paksa ataupun menggunakan tindakan kekerasan. Kata Kunci : Pengelolaan Pembiayaan Bermasalah, Ukhuwah Islamiyah

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