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All Journal Jurnal Ekonomi dan Kewirausahaan Manajemen Sumber Daya Manusia Joglo IQTISHODUNA MUQTASID Jurnal Ekonomi Syariah Teori dan Terapan Jurnal Al-Ijtimaiyyah PROCEEDING INTERNASIONAL SEMINAR MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Al-Wijdan : Journal of Islamic Education Studies al-Uqud : Journal of Islamic Economics Adi Widya : Jurnal Pengabdian Masyarakat PROCEEDING ICTESS (Internasional Conference on Technology, Education and Social Sciences) al-Afkar, Journal For Islamic Studies Dinamika Ekonomi - Jurnal Ekonomi dan Bisnis Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Journal of Humanities and Social Studies JURNAL EKONOMI SAKTI (JES) Tourism Scientific Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Indonesian Journal of Islamic Economics and Business International Journal of Engagement and Empowerment (IJE2) Jurnal Ekonomi Syariah Pelita Bangsa Invest Journal of Sharia & Economic Law Journal of Islamic Economics Jurnal Iqtisaduna Jurnal Ekonomi dan Bisnis Islam (JEBI) El-Qish: Journal of Islamic Economics Indonesian Journal of Islamic Economics and Finance Jurnal Ekonomi Syariah Muslim Heritage Jurnal Akuntansi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Keadaban: Jurnal Sosial dan Humaniora Indonesian Journal of Humanities and Social Sciences Falahiya
Amin Wahyudi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Poverty Alleviation from an Islamic Perspective: Study of LazisNU Ponorogo Programs Arsyadani, Achmad Arfinanto; Wahyudi, Amin
Indonesian Journal of Islamic Economics and Finance Vol. 3 No. 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6188

Abstract

Poverty is a deep-rooted social issue that demands serious attention in its resolution. Islam rejects poverty, considering it a calamity that must be fought, while social welfare is a shared responsibility, as outlined in Article 34 and Article 27 Paragraph 2 of the 1945 Constitution. Despite the government's efforts to alleviate poverty since independence, the results could have been more optimal. This study employs a descriptive qualitative method, collecting data through interviews, observations, documentation, and literature analysis. It also examines Islamic poverty alleviation through a NU Care-LAZISNU Ponorogo case study, which manages zakat, infaq, and sedekah to assist people experiencing poverty. The findings of this study highlight the need to apply Islamic economic principles in social and economic policies to reduce inequality and improve social welfare in Indonesia.
Integrasi Pemikiran Ibnu Khaldun dalam Transformasi Uang Digital: Pendekatan Multidimensional terhadap Dinamika Sosial, Ekonomi, dan Teknologi Fadhil Wafa; Amin Wahyudi
JOM Vol 5 No 4 (2024): Indonesian Journal of Humanities and Social Sciences, Desember 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijhass.v5i4.6604

Abstract

Penelitian ini bertujuan untuk mengintegrasikan pemikiran Ibnu Khaldun dalam memahami transformasi sosial, ekonomi, dan teknologi yang terkait dengan pengembangan uang digital. Fokus utamanya adalah mengeksplorasi relevansi konsep *asabiyyah* (solidaritas sosial) dan kepercayaan dalam membangun sistem keuangan digital yang inklusif, adil, dan berkelanjutan. Metode yang digunakan adalah pendekatan kualitatif dengan analisis multidimensional terhadap literatur klasik Ibnu Khaldun, disandingkan dengan teori ekonomi modern dan studi kasus penerapan uang digital di berbagai konteks sosial. Hasil penelitian menunjukkan bahwa pemikiran Khaldun memberikan kerangka yang relevan untuk memahami dinamika interaksi antara individu dan komunitas dalam struktur ekonomi berbasis uang digital. Konsep kepercayaan yang ditekankan Khaldun sangat signifikan dalam konteks keamanan dan transparansi uang digital, sementara *asabiyyah* menjadi elemen penting untuk menciptakan ekosistem yang mendukung adopsi teknologi baru. Selain itu, penelitian ini mengidentifikasi dampak sosial uang digital terhadap keadilan akses, distribusi kekayaan, dan perilaku konsumen, yang memerlukan pendekatan holistik dalam implementasinya. Implikasi teoretis dari penelitian ini menunjukkan bahwa integrasi nilai-nilai tradisional dengan inovasi teknologi dapat memperkuat fondasi ekonomi dan meningkatkan pengalaman sosial dalam era transformasi digital. Prinsip-prinsip Ibnu Khaldun dapat menjadi panduan untuk mengembangkan sistem keuangan digital yang tidak hanya berfokus pada efisiensi, tetapi juga pada kesejahteraan masyarakat secara keseluruhan
WOMEN'S EMPOWERMENT THROUGH WASTE RECYCLING AS AN IMPLEMENTATION OF GREEN ECONOMY AT CV. WITAMA PLASTINDO Winih, Titik Sri; Wahyudi, Amin; Marpuah, Siti
JURNAL AL-IJTIMAIYYAH Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-ijtimaiyyah.v10i1.23994

Abstract

The purpose of this study is to analyze the implementation of women's empowerment through waste recycling as a form of the implementation of going green economy in Ponorogo. The waste problem has become a universal phenomenon in various parts of the world. Empowering women through waste recycling is an effort to improve the community's economy, especially women. The research method here is field research with a qualitative approach. In obtaining information, researchers use primary data sources as well as secondary data sources. Primary data is obtained from interviews, Observation, and documentation, while secondary data is obtained from books, articles, and journals that support it. Interviews in this study were conducted with woven bag business owners, as well as women who participated in empowerment programs. The results showed that the process of empowering women through waste recycling went quite well. The women were given training and also assistance on how to make woven bags. In the implementation of this empowerment carried out by CV Witama Plastindo which was then facilitated by the industry and social services. The targets here are women who work as farmers. The impact of the implementation of this empowerment is that they in terms of income have increased even though they are still far from the UMR.
Why Halal Awareness Matters in Supporting Sustainable Halal Cosmetics? Asiyah, Binti Nur; Adlan, Muhamad Aqim; Mashudi, Mashudi; Huda, Qomarul; Hidayat, Muhammad Syahrul; Holle, Moh. H.; Wahyudi, Amin; Kinanti, Karunia
IQTISHODUNA IQTISHODUNA (Vol. 21, No. 1, 2025)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/iq.v21i1.32588

Abstract

This study aims to analyze the role of awareness of halal products as a factor influencing consumer decisions to buy halal products, in order to support the sustainability of the halal cosmetics industry, especially the Wardah brand. The halal industry not only sells value branding but also ensures the availability of a sustainable supply of halal products. This paper was studied using a quantitative approach, with a causal associative method. Data analysis techniques include validity, reliability, classical assumption tests, and hypothesis testing using multiple regression and path analysis. The research results show that product knowledge and religiosity positively affect halal product purchases; product knowledge alone has no significant impact. Religiosity negatively affects purchasing decisions; product knowledge boosts halal awareness; religiosity negatively impacts halal awareness. Simultaneously, product knowledge, religiosity, and halal awareness significantly influence purchases; product knowledge has a positive but insignificant effect on purchases via halal awareness, and religiosity significantly negatively affects purchases through halal awareness. The halal industry should focus on enhancing consumer halal awareness to influence purchasing decisions among Muslims and non-Muslims, aiming to improve supply chain productivity for sustainability
Determinants of Bank Mu'amalat Indonesia's Non-Performing Financing: Internal and External Reviews Asiyah, Binti Nur; Septiana , Ayuk; Wahyudi, Amin
El-Qish: Journal of Islamic Economics Vol. 2 No. 2 (2022): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i2.4157.2022

Abstract

Non-Performing Financing (NPF) in the management of Islamic Banks Financing needs to be controlled, although it is difficult to avoid it. This review can be observed from various internal and external variables of Islamic banks. This paper intends to analysis the determinants of Bank Muamalat's NPF, in terms of internal variables, namely Capital Adequacy Ratio (CAR), Operational Income to Operating Costs (BOPO), and Financing To Deposit Ratio (FDR), while external reviews include inflation and the Rupiah Exchange Rate. Writing method with a quantitative approach, the type of associative research. The population is taken from the financial statements of PT. Bank Muamalat Indonesia for the 2013-2021 period as many as 35 data. The sampling technique used is saturated sampling. The analysis uses multiple linear regression through normality test, classic assumption test, t test, F test and coefficient of determination test. Findings showed that CAR had a significant negative effect on NPF, BOPO had a significant positive effect on NPF, FDR had no significant effect on NPF, Inflation had no significant effect on NPF, Rupiah exchange rate had no significant effect on NPF, while CAR, BOPO, FDR, inflation, and The Rupiah exchange rate simultaneously has a significant effect on the NPF of 41%, while the rest is influenced by other indicators. Internally, CAR and BOPO have a significant effect while external reviews have no significant effect. The practical implication of this paper is that Islamic banks need to pay attention to internal conditions so that NPF can be controlled
The Role of Green Sukuk in Financing Sustainable Transport and Reducing Emissions Mustofa, Hafidz Zainul; Wahyudi, Amin
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 12 No. 1 (2025): Februari-2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol12iss20251pp29-44

Abstract

This study examines how green sukuk, as a sustainable financing tool, can reduce CO2 emissions by financing the sustainable transportation sector in Indonesia. This study uses a qualitative approach and content analysis techniques to investigate the contributions of funds distributed through green sukuk to different green transportation projects. The results show that green sukuk financing for the sustainable transportation sector reached IDR 34 trillion, the largest amount compared to other sectors, such as renewable energy and water management. Financing in this sector has reduced carbon emissions by more than 15 million tonnes from 2018 to 2022. In addition, green sukuk also contributes to achieving SDGs. By offering empirical data on the effects of green sukuk financing in the sustainable transportation sector on lowering CO2 emissions, this study adds to existing literature and emphasises how it helps Indonesia achieve SDGs. This study also identified limitations in data coverage and economic impact that require further exploration. Future research should adopt a more holistic approach and consider external variables that may affect the effectiveness of green sukuk. The government can increase the effectiveness of green sukuk by implementing policies that encourage its development, including providing incentives for investors and integrating smart and green city concepts as strategic steps.
Producer Behavior in Facing a 12% VAT Increase Nihayatul Umniyah Salsabila; Amin Wahyudi
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1838

Abstract

The increase in the Value Added Tax (VAT) rate to 12%, effective January 2025, based on Law Number 7 of 2021 concerning the Harmonization of Tax Regulations (HPP Law), has had a significant impact on production and consumption behavior in Indonesia. This increase impacts producers facing increased production costs, particularly those related to raw materials subject to VAT. Producers are required to adjust their production strategies, including price adjustments, increased operational efficiency, and product diversification. Meanwhile, consumers face the impact of rising prices for goods and services, which impacts purchasing power, particularly among low- and middle-income groups. In response to this VAT rate increase, the government is expected to implement consumer protection policies, such as subsidies for basic goods and social assistance, to maintain purchasing power and prevent further economic inequality. This study explores the relationship between taxation and production behavior and suggests strategies that producers can adopt to maintain competitiveness in an increasingly competitive market.
Bintang Supermarket's Strategy in Maintaining Customer Loyalty through the Ukhuwah Insaniyah Approach Aris Ashar; Amin Wahyudi
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1855

Abstract

Customer loyalty is key to long-term success for any company, including Bintang Swalayan. This study examines the strategies implemented by Bintang Swalayan to maintain customer loyalty by integrating the principles of Ukhuwah Islamiyah, which include honesty, fairness, and caring. This approach focuses on transparent service, quality halal products, and fair prices. Furthermore, the supermarket offers loyalty programs that accommodate Islamic values, such as special discounts on Islamic holidays. In this way, Bintang Swalayan successfully builds strong and emotional relationships with customers, creating a shopping experience that is not only satisfying but also meaningful. The methodology used is qualitative with a focus on a literature review to explore the applied principles of Islamic economics. The results show that service quality, customer satisfaction, and an effective loyalty program play a significant role in building loyalty. By implementing the principles of Ukhuwah Islamiyah, Bintang Swalayan not only increases customer satisfaction but also strengthens social bonds within the Muslim community. Through this strategy, Bintang Swalayan strives to create a fair and prosperous business environment, while strengthening its position in a competitive market.
Konsep Pembiayaan Mobil Listrik di Indonesia Rizki Julianto Suwardi, Putra; Wahyudi, Amin
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2777

Abstract

This study examines the concept of electric vehicle (EV) financing in Indonesia within the context of environmental sustainability and Sharia principles, using a library research method that analyzes relevant literature such as journals, institutional reports, and government policies. The findings reveal that although EV financing contributes only a small portion to total vehicle financing around 0.5% as of early 2024significant growth has been observed, supported by government incentives, environmental awareness, and innovations from financial institutions like Bank Syariah Indonesia (BSI) through the use of the murabahah contract. Despite challenges such as limited charging infrastructure, high vehicle costs, and an underdeveloped financing ecosystem, substantial opportunities exist due to increasing EV sales and the commitment of the government and financial institutions to support the transition toward green energy. This study provides a perspective that EV financing can be a vital instrument in achieving sustainability goals aligned with Sharia principles.
Prinsip Keadilan Distributif: Analisis Pemenuhan Produk Pembiayaan Murabahah Bil Wakalah Pos Pandemic Covid-19 Asiyah, Binti Nur; Wahyudi, Amin; Ruchmana, Ayu; Safitri, Silvi Ayu; Mustikaningsih, Emilia
KEADABAN: Jurnal Sosial dan Humaniora Vol 3, No 2 (2022)
Publisher : Fakultas Sosial dan Humaniora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/adab.v3i2.3615

Abstract

Pembiayaan murabahah bil wakalah menjadi pilihan baik bagi bank syariah maupun bagi nasabah, terutama di masa pos pandemic covid 19. Karakteristik pembiayaan murabahah bil wakalah yang memiliki kemudahan menjadikan nuansa keadilan kurang maksimal diterapkan. Margin pada pembiayaan murabahah merupakan reward atas kerja keras yang dilakukan oleh bank syariah dengan prinsip jualbelinya. Namun demikian pada saat prinsip wakalah, maka sejatinya reward itu menjadi hak keduabelah pihak antara bank syariah dengan nasabah meski dengan porsi yang berbeda dalam distribusinya. Paper ini bertujuan untuk menganalisis pemenuhan prinsip keadilan distributif pada pembiayaan murabahah bil wakalah. Paper ini dianalisis dengan pendekatan kualitatif dan jenis penelitian studi literature. Hasil Penelitian menunjukkan bahwa dalam upaya pemenuhan keadilan distributif pada produk pembiayaan murabahah bil wakalah, penetapan ujroh atas transaksi wakalah yang diberikan bank syariah kepada nasabah dan kewajiban pembayaran margin dari nasabah kepada bank syariah atas transaksi murabahah atas barang yang disepakati. Mengingat pada produk pembiayaan bil wakalah ada partisipasi nasabah untuk mencari barang yang hendak dibeli. Implikasi praktis dalam paper ini menerapkan bank syariah  pada ruh bisnis dan keadilan distributif antara bank syariah dan nasabah, meningkatkan trust nasabah pada pos pandemic covid 19, menjadi strategi intermediasi bank syariah atas kebutuhan barang untuk keperluan konsumtif maupun produktif.
Co-Authors Adlan, Muhamad Aqim Afian, Hayu Aidiawati, Ria Alwa, Moh. Abdul Aziz Andina, Wida Arif Nur Saputro Aris Ashar Arsyadani, Achmad Arfinanto Asri Laksmi Riyani, Asri Laksmi Astrin, Lily Aysiyah, Erinda Azis, Ishan A’yuni, Ika Khuril Binti Nur Asiyah ERNI WIDAJANTI Eva Nur Safitri Fadhil Wafa Fahmi, M. Fitrul Farikha, Nur Lailatul Herukusumo, Krisna Prabowo Holle, Moh. H. Ihsan, Khozin Nur Intan Qurratulaini Izzati, Sayyida Alya Kinanti, Karunia Krisna Prabowo Herukusumo Laila Tri Nurmasari Launiya, Khiyaratul Legowo, Legowo Marisa Anggraini Mashudi Mashudi Meri Anti Khusnawati Mugi Harsono Muhammad Syahrul Hidayat Mustikaningsih, Emilia Mustofa, Hafidz Zainul Nadiaty, Afia Halida Nihayatul Umniyah Salsabila Nimatul Fitria Mukaromah Ningrum, Eka Rahayu Puspita Nur ‘Azah Panji Sudono Bekti Parji Parji Pudihastuti, Fitri Purwaningsih, Reza Retma Qomarul Huda Rahma, Mevianti Nur Rizki Julianto Suwardi, Putra Ruchmana, Ayu Safitri, Eva Nur Safitri, Silvi Ayu Saputro, Arif Nur Septiana , Ayuk Siti Marpuah, Siti Sriwidodo, Untung Sunarso Sunarso Suprayitno Suprayitno Suprihatmi Sri Wardiningsih Sutarno Sutarno Suyadi Suyadi Tulus Haryono, Tulus Wahyuningsih, Triana Waskitanto, Bagus Ardyan Wida Andina Windiatmoko, Gentur Winih, Titik Sri Yani Febriani, Yani Yuliantoro, Septian Eko