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All Journal Sosiohumaniora Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Rechtsidee Jurnal Ekonomi dan Bisnis Islam KLIK (Kumpulan jurnaL Ilmu Komputer) (e-Journal) Jurnal Daulat Hukum JCES (Journal of Character Education Society) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JURNAL PENDIDIKAN TAMBUSAI Jurnal Yuridis PALAR (Pakuan Law review) Account : Jurnal Akuntansi, Keuangan dan Perbankan AKURASI: Jurnal Riset Akuntansi dan Keuangan SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam JURNAL USM LAW REVIEW Jurnal Esensi Hukum Jurnal Suara Hukum Mitra Akademia: Jurnal Pengabdian Masyarakat Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Labatila: Jurnal Ilmu Ekonomi Islam Jurnal Pengabdian Masyarakat dan Penelitian Thawalib BHAKTI PERSADA Jurnal Aplikasi IPTEKS (Journal of Applied Sciences and Technology) Journal of Law, Poliitic and Humanities Journal of Progressive Law and Legal Studies Jurnal Spektrum Komunikasi Akurasi
Bambang Waluyo
Politeknik Negeri Jakarta
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Resisting Financial Predation: A Community-Based Financial Literacy Strategy to Mitigate Illegal Investment Risk in Coastal Indonesia Shalihah, Mar'atun; Amin, Deny Yarusain; Yaman, Afdhal; Waluyo, Bambang; Ningsih, Tri Fitria
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 17, No 1 (2025)
Publisher : Faculty of Sharia and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v17i1.45438

Abstract

This study develops a financial literacy–based strategy to mitigate illegal investment risks in vulnerable coastal communities using a Financial Vulnerability Index (IKF) and a Multi-Criteria Decision-Making (MCDM) approach integrating AHP and TOPSIS. Conducted in three Central Maluku villages, the IKF combines economic vulnerability, financial literacy, and access to finance. Findings show Wailulu and Asilulu as highly vulnerable (IKF > 0.90), while Tulehu is more resilient. AHP-TOPSIS results rank community-based training as the most effective strategy, followed by local media literacy and fishermen cooperative engagement. These findings validate the Community-Embedded Literacy Delivery Model (CELDM), highlighting the effectiveness of localized, participatory approaches. The study informs inclusive and adaptive financial literacy policies targeting high-risk populations. Abstrak:Penelitian ini mengembangkan strategi mitigasi investasi ilegal berbasis literasi keuangan bagi komunitas pesisir rentan dengan menggabungkan Indeks Kerentanan Finansial (IKF) dan pendekatan MCDM (AHP-TOPSIS). Studi dilakukan di tiga desa di Maluku Tengah, dengan IKF mencakup dimensi kerentanan ekonomi, literasi keuangan, dan akses keuangan. Wailulu dan Asilulu tergolong sangat rentan (IKF > 0,90), sementara Tulehu lebih tangguh. Hasil AHP-TOPSIS menunjukkan pelatihan komunitas sebagai strategi paling efektif, diikuti kampanye media lokal dan kemitraan koperasi nelayan. Temuan ini menguatkan Model Penyampaian Literasi Berbasis Komunitas (CELDM), dan memberikan dasar bagi kebijakan literasi keuangan yang inklusif dan kontekstual.
PENDIRIAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH PESANTREN LUHUR SABILUSSALAM Fatah, Dede Abdul; Waluyo, Bambang; Muchtasib, Ach. Bakhrul Muchtasib; Syafrida, Ida; Hasanah, Nurul
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 4 No 1 (2021): Mitra Akademia: Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat (P3M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v4i1.3834

Abstract

Abstract This community service aims to provide knowledge about Islamic cooperatives and to provide assistance and economic empowerment for Sabilussalam Islamic boarding school through the establishment of Islamic Saving–Loan and Financing Cooperatives. Besides, this community service is also one of the Jakarta State Polytechnic (PNJ) real contributions initiated by the Islamic Finance and Banking study program. Islamic Saving–Loan and Financing Cooperatives (KSPPS) is one of the microfinance institutions (LKM) that can serve the needs of the community of micro and small businesses. This institution is able not only to realize the establishment of good systems, methods, techniques and outputs but also to ensure the economic equilibrium within the community. Simultaneously, KSPPS has also become a forum for community synergy and the creation of local wisdom. The local wisdom in question is how to prepare a development infrastructure based on local community participation which has no permanent dependency on aid both from the government and others. The implementation of KSPPS is carried out based on the existing sharia and cooperative rules which do not contradict the sharia law. The power of this spiritual and social values from KSPPS has become a strength for sharia-based cooperatives compared to conventional savings and loan cooperatives. This community service program will be carried out using a method approach as follows; preparation, learning and the establishment of Islamic Saving–Loan and Financing Cooperatives. This community service has greatly assisted Sabilussalam Islamic boarding school in the establishment of Islamic Saving–Loan and Financing Cooperative (KSPPS) which can help the economic independence of the boarding school administrators and the surrounding community.   Keywords –mentoring, counseling, establishment, Islamic saving-loan and financing cooperatives, KSPPS   Abstrak Pengabdian masyarakat ini  bertujuan memberikan wawasan tentang koperasi syariah  bagi  pondok pesantren Sabilussalam, serta memberikan pendampingan dan pemberdayaan ekonomi melalui pendirian Koperasi Simpan Pinjam dan Pembiayaan Syariah. Disisi lain pengabdian masyarakat ini  sebagai kontribusi nyata Politeknik Negeri Jakarta dalam hal ini program studi Keuangan dan Perbankan Syariah. Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) yang merupakan lembaga keuangan mikro (LKM) yang mampu melayani kebutuhan masyarakat pelaku usaha mikro dan kecil. Lembaga ini mampu mewujudkan terbangunnya sistem, metode, teknik dan output yang baik dan perimbangan kekayaan yang tidak hanya berada pada segolongan masyarakat. Secara simultan, KSPPS juga menjadi wadah sinergi masyarakat dan manciptakan kearifan lokal. Kearifan lokal yang dimaksud adalah bagaimana menyiapkan infrastruktur pembangunan berbasis partisipasi masyarakat lokal, yang tidak memiliki ketergantungan permanen pada bantuan, baik dari pemerintah maupun yang lain. Pelaksanaan KSPPS dilakukan dengan bersandar kepada aturan syariah dan aturan koperasi yang ada selama tidak bertentangan dengan hukum syariah. Kekuatan nilai-nilai spiritual dan sosial dari KSPPS ini menjadi kelebihan koperasi berbasis syariah dengan koperasi simpan pinjam konvensional. Dalam menjalankan program pengabdian ini akan dilakukan dengan melakukan pendekatan metode; persiapan, pembelajaran, dan pendirian koperasi simpan pinjam dan pembiayaan syariah. Pengabdian masyarakat ini sangat membantu pondok pesantren Sabilussalam dalam pendirian Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) yang dapat membantu kemandirian ekonomi pengurus pesantren dan masyarakat sekitar.   Kata kunci –pendampingan, penyuluhan, pendirian, koperasi simpan pinjam dan pembiayaan syariah, KSPPS
Application of Customary Law in the Indonesian Criminal Law Framework after the Enactment of Law Number 1 of 2023 concerning the Criminal Code Riyanto, Riyanto; Waluyo, Bambang; Harefa, Beniharmoni
Journal of Progressive Law and Legal Studies Том 3 № 02 (2025): Journal of Progressive Law and Legal Studies
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jplls.v3i02.1540

Abstract

Law of the Republic of Indonesia Number 1 of 2023 concerning the Criminal Code (New Criminal Code) was finally passed as a substitute for the old Criminal Code or Law Number 1 of 1946 concerning Criminal Law Regulations; in the new Criminal Code, several articles have received pros and cons in the community, one of which is related to the inclusion of articles on laws that live in society (Customary Law). The purpose of this study is to examine and analyze carefully the role of customary Law in the specifics of criminal Law after its inclusion in the new Criminal Code so that we can find out about its position as a law that was once known as unwritten Law into written Law. The legal research method used is normative juridical legal research, which is conducted on library materials using the statute, conceptual, case, and historical approaches. The results of the research that the author has obtained that the Law that lives in the community (Customary Law) in the specific criminal Law in the new Criminal Code will be made a Government Regulation (PP) as the implementation of the regulation so that it can be used as a guideline for the Regional Government in making Regional Regulations (PERDA) on the Law that lives in the community (Customary Law) and researchers also provide the concept of applying the Law that lives in the community (Customary Law) with the approach of the principle of restorative justice for law enforcement officials in carrying out their duties as representatives of the state related to the process of enforcing customary criminal Law.
The Effectiveness of Resolving Money Laundering Cases from Predicate Crime Customs Crimes with Cumulative Indictments Mutaqin, Fadzal; Waluyo, Bambang
Journal of Law, Politic and Humanities Vol. 5 No. 5 (2025): (JLPH) Journal of Law, Politic and Humanities
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v5i5.2036

Abstract

Corresponding Author: Customs crimes have become increasingly prevalent in Indonesia and have caused significant losses to the state. An effective approach to address this issue is by combining them with money laundering offenses through cumulative charges. The objective of this research is to examine the effectiveness of resolving customs and money laundering cases using cumulative charges. This study adopted a normative juridical method, utilizing the statute approach, the conceptual approach, and the case approach. The research relied on secondary data, which included primary, secondary, and tertiary legal sources. The data were analyzed using a descriptive analysis method. The results of this study showed that, in handling customs crime and money laundering cases, it is more appropriate to use cumulative indictments because this provides several advantages, including establishing customs crime as a predicate crime, recovering state losses, and ensuring effectiveness and efficiency in case resolution in court following the principles of uncomplicated, timely, and affordable justice. This was evidenced by Decision Number 580/Pid.B/2022/PN Btm, which applied cumulative indictments and in which the judge declared the defendant guilty of smuggling and money laundering
Optimalisasi Peran Masjid dalam Pemberdayaan Masyarakat melalui Unit Pengumpul Zakat (UPZ) Waluyo, Bambang; Syafrida, Ida; Rozza, Sylvia; Safitri, Nurfala; Hadiansyah, Ahmad Irgi; Azizah, Sarah
Bhakti Persada Jurnal Aplikasi IPTEKS Vol. 11 No. 1 (2025): Bhakti Persada Jurnal Aplikasi IPTEKS
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/bp.v11i1.16-23

Abstract

Penelitian ini bertujuan untuk mengoptimalkan fungsi masjid sebagai pusat pemberdayaan masyarakat melalui pengelolaan keuangan syariah. Latar belakang penelitian ini adalah pentingnya masjid sebagai lembaga keagamaan yang dapat berperan lebih aktif dalam pemberdayaan ekonomi umat. Metode yang digunakan adalah kualitatif dengan pendekatan studi kasus pada beberapa masjid yang telah mengimplementasikan Unit Pengelola Zakat (UPZ) sebagai sarana pemberdayaan ekonomi umat. Hasil penelitian menunjukkan bahwa pengelolaan keuangan syariah melalui UPZ mampu meningkatkan kesejahteraan masyarakat di sekitar masjid, serta memperkuat literasi ekonomi dan keuangan syariah. Optimalisasi fungsi masjid melalui UPZ dapat menjadi salah satu solusi dalam pengelolaan dana zakat yang lebih transparan dan akuntabel.
Developing Islamic Economic and Finance Literacy among Insurance Brokers Fatah, Dede Abdul; Zahra, Inas Afifah; Waluyo, Bambang; Abidaturrahman, Khalda; Mutia, Wanda; Argyyndra, Arka Balacosa
Jurnal Pengabdian Masyarakat dan Penelitian Thawalib Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Penelitian Thawalib
Publisher : STAI Publisistik Thawalib Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54150/thame.v4i2.748

Abstract

Islamic economics and finance are experiencing rapid global growth; however, literacy within Indonesia’s insurance brokerage sector remains low, necessitating empowerment initiatives to enhance understanding and compliance with Sharia principles. This community empowerment initiative aims to improve Islamic economic and financial literacy among insurance brokers by introducing the principles of Sharia contracts and examining the potentials and challenges of the Islamic insurance brokerage industry. The workshop was held on July 4, 2025, at PT. Perisai Bhakti Raharjo involved 29 participants and employed a participatory approach combining interactive lectures, case discussions, and group-based problem-solving sessions. The outcomes significantly improved participants’ understanding of Sharia financial concepts. The majority could differentiate between conventional and Islamic insurance, comprehend the role of Islamic insurance brokers, and recognize the application of Sharia contracts in financial transactions. These findings indicate that community-based, participatory learning effectively enhances Sharia financial literacy and professional competence, particularly in underexplored sectors such as insurance brokerage. This workshop is a practical reference and a replicable model for similar initiatives to increase Sharia compliance awareness within Indonesia’s financial sector. In conclusion, the Islamic Economic and Finance Literacy Workshop for Insurance Brokers improved participants’ understanding of the challenges and opportunities within the Islamic insurance industry, the foundational Islamic legal principles, and the application of Sharia-compliant contractual mechanisms.
Juridical Analysis of Fundamental Considerations of The Judge on Defendant’s Attitude at The Trial Adi Rachmat, Bayu; Waluyo, Bambang
JURNAL USM LAW REVIEW Vol. 6 No. 3 (2023): DECEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v6i3.7313

Abstract

This research aims to determine the relevance of the principle of judicial independence in deciding or considering the judge's verdict on the defendant in criminal cases under trial. It also aims to identify the legal basis that judge used in delivering the verdict. This study used a normative research method, from various legal principles, legal systems, and statutory regulations. The specific case under investigation involved an issue of injustice that occurred during the trial, where the judge granted leniency to the defendant based on their courteous behavior during the trial. The focus of this research is on aspects that may be considered for leniency by the judge, one of which is the defendant's polite behavior during the trial. Polite behavior is not explicitly regulated in criminal law, making it necessary to further investigate the judge's considerations in granting leniency to defendants who behave politely during the trial. This research is based on Law Number 48 of 2009 concerning the judiciary.
PROSPEKTIF GANJA INDONESIA PROSPEKTIF GANJA INDONESIA UNTUK KEPENTINGAN PELAYANAN KESEHATAN Tomi Gumilang, Singgih; Waluyo, Bambang; Harefa, Beniharmoni; Hartono, Teguh; Novyana, Hilda
Esensi Hukum Vol 5 No 1 (2023): Juni - Jurnal Esensi Hukum
Publisher : Fakultas Hukum Universitas Pembangunan Nasional "Veteran" Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35586/esensihukum.v5i1.216

Abstract

Pemanfaatan ganja untuk kepentingan pelayanan kesehatan di Indonesia masih terbentur ketentuan Pasal 8 ayat (1) dan Penjelasan Pasal 6 ayat (1) huruf a Undang-Undang Narkotika, walaupun Komisi Narkotika PBB telah mengeluarkan ganja dari daftar narkotika paling berbahaya karena memiliki manfaat medis. Penelitian hukum normatif dengan pendekatan undang-undang dan kasus nyata, menemukan bahwa kebijakan kriminal Negara Republik Indonesia yang lebih mengedepankan pendekatan pemidanaan terhadap pemanfaatan ganja daripada aspek keadilan restoratif, perlu dievaluasi. Sehingga mendesak segera dilakukan dekriminalisasi terhadap pemanfaatan ganja untuk kepentingan pelayanan kesehatan dengan pembaharuan hukum terkait pengaturan ganja yang dipandang sudah tidak sesuai lagi, yaitu dengan cara mereformulasi Undang-Undang Narkotika dan peraturan pelaksanaanya, sehingga prospektif ganja Indonesia dapat diberdayakan untuk sebesar-besar kepentingan masyarakat di bidang kesehatan maupun industri medis tanpa harus melakukan impor dari luar negeri.
Pendampingan Pendaftaran Sertifikasi Produksi Pangan Industri Rumah Tangga (SPP-IRT) Kepada Pelaku Usaha Waluyo, Bambang; Agustanti, Rosalia Dika; Herbawani, Chahya Kharin
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 5 No. 6 (2025): November 2025 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/altifani.v5i6.926

Abstract

Permasalahan mitra merujuk pada minimnya legalitas usaha, salah satunya adalah Sertifikasi Produksi Pangan Industri Rumah Tangga (SPP-IRT). Tujuan dari program Pengabdian Kepada Masyarakat ini adalah pekerjaan layak dan pertumbuhan ekonomi. Untuk memaksimalkan pertumbuhan ekonomi, maka pekerjaan yang layak dan lingkungan kerja yang sehat harus dijamin agar investasi dan konsumsi terus berjalan. Salah satu poin penting dalam pertumbuhan ekonomi adalah dengan pemenuhan legalitas oleh Pelaku UMKM industri rumah tangga dalam bentuk SPP-IRT. Metode yang digunakan adalah Community Development dengan melakukan upaya pengembangan pemberdayaan masyarakat dengan menjadikan masyarakat sebagai subyek dan sekaligus obyek pembangunan dan melibatkan masyarakat secara langsung dalam berbagai kegiatan pengabdian masyarakat sebagai upaya meningkatkan peran serta masyarakat dalam pembangunan demi kepentingan masyarakat itu sendiri. Hasilnya, pelaku usaha berhasil untuk di dampingi dalam pendaftaran Nomor Induk Berusaha dan SPP-IRT. SPP-IRT menjadi ukuran bahwa pelaku usaha khususnya Industri Rumah Tangga telah memenuhi syarat dan standar keamanan tertentu dalam rangka produksi dan peredaran produk pangan
Peningkatan Pemahaman Bela Negara Untuk Mencapai Perdamaian, Keadilan, dan Kelembagaan yang Kuat dengan Metode Role Play Wahyudi, Slamet Tri; Waluyo, Bambang; Agustanti, Rosalia Dika; Bakhtiar, Handar Subhandi; Hadi, Syamsul; Arofah, Muhammad Nouval; Ananta, Muhammad Daffa; Budiman, Jodhy Farrel; Adityarahman, Dimas; Wulandari, Vidia Ayu; Barlean, Sereno Khalfan
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 5 No. 6 (2025): November 2025 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/altifani.v5i6.933

Abstract

Sikap bela negara itu sendiri merupakan kekuatan Negara Indonesia bagi proses pembangunan nasional menuju tujuan nasional dan merupakan kondisi yang harus diwujudkan agar proses pencapaian tujuan nasional tersebut dapat berjalan dengan sukses. Oleh karena itu, diperlukan suatu konsepsi ketahanan nasional yang sesuai dengan karakteristik bangsa Indonesia. Dengan adanya kesadaran akan Bela Negara, kita harus dapat memiliki sikap dan prilaku yang sesuai kejuangan, cinta tanah air serta rela berkorban bagi nusa dan bangsa. Dalam kaitannya dengan pemuda penerus bangsa sangat penting ditanamkan sikap cinta tanah air sejak dini sehingga kecintaan mereka terhadap bangsa dan negara lebih meyakini dan lebih dalam. Sumber daya manusia menjadi titik sentral potensi bangsa yang berperan melaksanakan pembangunan dan mengatasi segala bentuk ancaman, baik dari dalam ataupun dari luar negeri. Pertengkaran antar pelajar menjadi perhatian utama dalam lingkungan pendidikan di berbagai negara. Oleh sebab itu, Adapun kegiatan yang akan dilaksanakan antara lain penguatan Bela Negara; sosialisasi Peraturan Perundang-Undangan Pidana; dan pelaksanaan model pembelajaran Role Play. Kegiatan penguatan bela negara yang dilaksanakan di tingkat SMA terbukti berhasil mencapai tujuan yang ditetapkan, ditandai dengan meningkatnya pemahaman dan kesadaran siswa terhadap pentingnya peran mereka dalam menjaga keutuhan bangsa. Kegiatan ini juga mendapat respons positif dari para peserta, guru, dan pihak sekolah, yang menilai bahwa materi serta metode yang digunakan mampu membangkitkan semangat nasionalisme dan tanggung jawab sebagai warga negara.
Co-Authors Abidaturrahman, Khalda Achmad Bayu Chandrabuwono Adatha Aisyah Wijayanti Ade Irma Syahratien Adi Rachmat, Bayu Adianto, Taufiq Adityarahman, Dimas Ady Arman Afdhal Yaman Agustanti, Rosalia Dika Aji Lukman Ibrahim Ameliasari, Fitri Amin, Deny Yarusain Ananta, Muhammad Daffa Annisa Indria Irnawati Argyyndra, Arka Balacosa Arofah, Muhammad Nouval Azami, Muhamad Rafi Azizah, Sarah Barlean, Sereno Khalfan Beby Arini Mardhatillah Beniharmoni Harefa Budiman, Jodhy Farrel Dede Abdul Fatah Fatimah Fatimah Geraldo, Hosea Hadiansyah, Ahmad Irgi Handar Subhandi Bakhtiar Handoyo Prasetyo Hartono, Teguh Herbawani, Chahya Kharin Hulu, Samuel Arthur Ida Syafrida Ida Syafrida Iman Rusdianto Indianik Aminah Indianik Aminah Iwa Adyaksa, Iwa Adyaksa Japono, Saskia Salsabila Lalita Hanief Manurung, Abraham Hadonganan MB Nani Ariani muchtar, ali masjono Muchtasib, Ach. Bakhrul Muchtasib Muhammad fauzan Mutaqin, Fadzal Mutia, Wanda Nasution, Hanifa Maulida Nedsal Sixpria Ningsih, Tri Fitria Noerman, Chiquita Thefirstly Novyana, Hilda Nurul Hasanah Pasah, Marip Putra, Fathurozi Wiratama Rianda Dirkareshza Riyanto Riyanto Roring, Edward Benedictus Saepullah, Putra Rizqy Dwi Safira, Elza Dwi Safitri, Nurfala Salles, Sergio Salsabila, Syana Mifta Shafira Aristianti Shafira, Annisa Shiva Shalihah, Mar'atun Simanjuntak, Shely Yesica Slamet Tri Wahyudi Subakdi Subakdi, Subakdi Sujarwo Sujarwo Syahratien, Ade Irma Syamsul Hadi Sylvia Rozza Taufikul Ichsan Tomi Gumilang, Singgih Widagdo, Widyastomo Wirawan, Rio Wulandari, Vidia Ayu Zahra, Inas Afifah Zein, Mohammad Diesel