Claim Missing Document
Check
Articles

Found 40 Documents
Search

Legal Protection For Victims Of Sexual Violence In Legal Abortion Services Japono, Saskia Salsabila; Waluyo, Bambang
Journal of Law, Politic and Humanities Vol. 6 No. 1 (2025): (JLPH) Journal of Law, Politic and Humanities
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v6i1.2555

Abstract

This study aims to examine legal regulations that guarantee protection for victims of sexual violence in Indonesia, including the fulfillment of women's rights to obtain legal abortion services due to pregnancy resulting from sexual violence. The background of this study is based on the limited access of victims to safe abortion services despite being regulated in legislation. This study is important to assess the gap between legal norms and practices in the field in protecting victims. The method used is normative juridical with analysis of laws and regulations and other legal norms through literature study. The results of the study show that although Law Number 12 of 2022 concerning Sexual Violence Crimes, the Health Law, and the new Criminal Code have provided a legal basis for victims to access safe abortions, their implementation is still hampered by limited facilities, social stigma, and a lack of understanding among officials and medical personnel. In conclusion, it is necessary to strengthen the implementation of regulations and increase the understanding of stakeholders. The novelty of this research lies in its comprehensive analysis of the relationship between victim protection regulations and the implementation of legal abortion in Indonesia.
Optimizing the Enforcement of Asset Forfeiture as an Additional Penalty for Corruption Offenders to Recover State Losses: Optimalisasi Penerapan Pidana Tambahan Perampasan Aset terhadap Koruptor sebagai Upaya Pemulihan Kerugian Negara Salsabila, Syana Mifta; Waluyo, Bambang
Rechtsidee Vol. 13 No. 2 (2025): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jihr.v13i2.1084

Abstract

Corruption continues to generate substantial state losses in Indonesia, while enforcement strategies still prioritize imprisonment over effective asset recovery, leaving illicit proceeds beyond the reach of the state. This study aims to evaluate the legal framework and enforcement barriers of asset forfeiture as an additional penalty for corruption and to assess the reform potential of non-conviction based asset forfeiture for accelerating recovery of state losses. Using a normative juridical design, the research applies statutory and conceptual approaches through systematic analysis of the Indonesian Criminal Code, anti-corruption legislation, anti-money laundering provisions, and the Draft Law on Asset Forfeiture of Criminal Acts. The study finds that although asset forfeiture is legally recognized, implementation remains weak due to integrity deficits in law enforcement, fragmented legal instruments, and limited operational effectiveness in tracing and confiscating proceeds of corruption. As a result, asset recovery outcomes are frequently suboptimal and deterrence effects are diluted. The key novelty is the policy argument that a comprehensive non-conviction based asset forfeiture regime, as advanced in the draft legislation, can enable confiscation of illicit assets even when criminal conviction is unattainable, thereby closing enforcement gaps that conventional conviction-based forfeiture cannot address. The findings imply that legal reform should institutionalize non-conviction based asset forfeiture alongside stronger due process safeguards, interagency coordination, and anti-money laundering alignment to improve corruption deterrence and measurably increase recovery of state losses. Highlights: Current forfeiture enforcement gaps sharply limit corruption asset recovery and state loss restitution. Non-conviction based forfeiture enables confiscation when prosecution fails through death, flight, or absconding. Comprehensive forfeiture legislation strengthens due process, interagency coordination, and corruption deterrence outcomes Keywords: Non-Conviction Based Forfeiture, Asset Recovery, Corruption Deterrence, Financial Crime Governance, Anti-Money Laundering, Legal Reform
Pengaruh Reputasi, E-Service Quality, dan E-Trust Terhadap Kepuasan Nasabah Generasi Z Pengguna Call Center Bank Syariah Indonesia (BSI) Saepullah, Putra Rizqy Dwi; Waluyo, Bambang
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 9 No 02 (2025)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v9i02.3148

Abstract

The development of digital services in the Islamic banking sector demands optimal service quality, particularly for Generation Z customers who are digital natives. This study aims to analyze the influence of reputation, e-service quality, and e-trust on the satisfaction of Generation Z customers using the Call Center services of Bank Syariah Indonesia. A quantitative approach was employed using regression analysis with SmartPLS 4.0. Data were collected through a questionnaire distributed to 200 randomly selected respondents. The results indicate that reputation and e-service quality have a significant influence on customer satisfaction, while e-trust does not show a significant effect. These findings highlight the importance of building a strong corporate image and improving responsive and reliable digital services to enhance customer satisfaction. Bank Syariah Indonesia is advised to optimize its call center performance, particularly in terms of response speed, information reliability, and meeting the expectations of Generation Z. This research offers theoretical contributions to the Islamic banking literature and practical recommendations for digital service strategy development.
MUDHARABAH FINANCING IN ISLAMIC BANKS: IMPLEMENTATION AND ITS CONTRIBUTION TO THE OBJECTIVES OF ISLAMIC ECONOMICS Waluyo, Bambang
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 2 No. 2 (2016): JULI-DESEMBER 2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (613.057 KB) | DOI: 10.20473/jebis.v2i2.3167

Abstract

This study discusses the implementation of mudharabah in Islamic banks. The purpose of this study is to analyze the implementation of mudharabah in Islamic bank financing products. This study provides food for thought on shifting financing in Islamic banks towards financing that is more in line with the objectives of Islamic economics. The research uses an exploratory descriptive qualitative approach. The research is library research conducted exploratively. Data collection is through literature and documentation surveys. Analysis uses qualitative data analysis. Interpretation and conclusion drawing are done by connecting the data obtained in the literature and documentation surveys. The results of the study show that the objective of Islamic banks should be to become institutions that introduce Islamic economic objectives. Islamic banking institutions should uphold social objectives and promote Islamic values to their staff, customers, and the general public, including contributing to the social welfare of the community, promoting sustainable development projects, and reducing poverty. The most appropriate product developed by Islamic banks in line with Islamic economic objectives is mudharabah-based financing. Although there are challenges in its implementation, in mudharabah there are two agreements that can be made to overcome them: (i) The mudharib is required to contribute capital. (ii) The mudharib is required to share in losses up to a certain limit. Keywords: mudharabah, financing, Islamic economic objectives
Reformulation of the Existence of the Death Penalty Based on the 2023 Criminal Code Manurung, Abraham Hadonganan; Waluyo, Bambang
PALAR (Pakuan Law review) Vol 11, No 4 (2025): Volume 11, Number 4 October-Desember 2025
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/palar.v11i4.12875

Abstract

AbstractThe death penalty reform in Indonesia’s Criminal Code (KUHP) 2023 marks a transition from a repressive penal system to a more humanistic approach. Under the previous code, capital punishment was a principal and final sentence, whereas the 2023 KUHP redefines it as an alternative punishment with a ten-year probation period. This study aims to assess the effectiveness of this reform and the need for a new implementing law. Using a normative juridical method with statutory and comparative approaches, data were collected through literature research and analyzed qualitatively. The findings show that the implementation of the death penalty still relies on Law No. 2 of 1964, which no longer reflects the humanitarian spirit of the new KUHP. Therefore, a new implementing law is needed, as mandated by Article 102 of the KUHP, to regulate lethal injection, establish a Medical Execution Unit, and provide ethical guidelines for doctors to ensure executions are conducted professionally and in line with human rights principles. Keywords: Death Penalty, Criminal Law Reform, Lethal Injection, Human Rights.
Peningkatan perekonomian pelaku usaha melalui pendaftaran perseroan perorangan dalam mendukung sustainable development goals Agustanti, Rosalia Dika; Waluyo, Bambang; Ariani, Nani; Wirawan, Rio
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 8, No 2 (2024): June
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v8i2.22580

Abstract

Abstrak Tidak adanya legalitas dalam menjalankan usaha dapat menimbulkan permasalahan. Legalitas dibutuhkan untuk menjamin bahwa seorang Pelaku Usaha menjalankan usahanya dengan penuh tanggung jawab dan telah terdaftar pada Kementerian yang membidangi UMKM. Untuk mengatasi masalah ini, kegiatan Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan solusi yang dapat meningkatkan aspek legalitas Pelaku Usaha. Kegiatan ini menggunakan metode  Participatory Rural Appraisal (PRA) adalah metode partisipatif yang digunakan untuk mengumpulkan informasi dan memahami kondisi sosial, ekonomi, dan lingkungan Masyarakat. Tahapan kegiatan yang dilaksanakan dimulai dari survei mitra, identifikasi permasalahan mitra, dan dilanjutkan dengan tahap pendampingan mitra. Hasil pengabdian kepada masyarakat menunjukkan bahwa adanya pendampingan terkait pendaftaran Perseroan Perorangan ini memberikan pengetahuan serta keterampilan guna memberikan kepastian hukum bagi Pelaku Usaha untuk meningkatkan perekonomian dengan bekerja sama dengan pihak-pihak lain yang berkepentingan. Dengan adanya Perseroan Perorangan diharapkan mampu untuk mendorong UMKM menjadi usaha yang berdaya saing global karena dapat meningkatkan kepercayaan diri pelaku usaha untuk dapat semakin maju dan berkembang secara Nasional maupun Internasional. Dengan dilaksanakannya kegiatan pengabdian kepada masyarakat ini, Pelaku Usaha telah terdaftar sebagai Perseroan Perorangan sebagaimana terdaftar pada Kementerian Hukum dan Hak Asasi Manusia Republik Indonesia. Beberapa kelebihan perseroan perorangan yaitu dapat bersaing dengan Perseroan Terbatas pada umumnya, cocok untuk usaha mikro dan kecil, yang masih pemula serta mau mengembangkan usaha sendiri. Selanjutnya, pelaku usaha bertindak sebagai direktur, terakhir bahwa status badan hukum diperoleh setelah mendaftarkan pernyataan pendirian secara online. Kata kunci: legalitas usaha; pelaku usaha; perseroan perorangan; UMKM. Abstract The absence of legality in running a business can cause problems. Legality is needed to guarantee that a Business Actor carries out his business with full responsibility and has been registered with the Ministry in charge of MSMEs. To overcome this problem, this Community Service activity aims to provide solutions that can improve the legality aspects of Business Actors. This activity uses the Participatory Rural Appraisal (PRA) method, which is a participatory method used to collect information and understand the social, economic and environmental conditions of society. The stages of activities carried out start from partner surveys, identification of partner problems, and continue with the partner mentoring stage. The results of community service show that the assistance related to the registration of Individual Companies provides knowledge and skills to provide legal certainty for Business Actors to improve the economy by collaborating with other interested parties. With the existence of Individual Companies, it is hoped that it will be able to encourage MSMEs to become globally competitive businesses because it can increase the self-confidence of business actors to be able to progress and develop nationally and internationally. By carrying out this community service activity, the Business Actor has been registered as an Individual Company as registered with the Ministry of Law and Human Rights of the Republic of Indonesia. Some of the advantages of individual companies are that they can compete with Limited Liability Companies in general, are suitable for micro and small businesses, which are still beginners and want to develop their own business. Next, the business actor acts as a director, finally the legal entity status is obtained after registering the statement of establishment online. Keywords: business legality; business actors; individual companies; MSMEs.
Resisting Financial Predation: A Community-Based Financial Literacy Strategy to Mitigate Illegal Investment Risk in Coastal Indonesia Shalihah, Mar'atun; Amin, Deny Yarusain; Yaman, Afdhal; Waluyo, Bambang; Ningsih, Tri Fitria
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 17 No. 1 (2025)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v17i1.45438

Abstract

This study develops a financial literacy–based strategy to mitigate illegal investment risks in vulnerable coastal communities using a Financial Vulnerability Index (IKF) and a Multi-Criteria Decision-Making (MCDM) approach integrating AHP and TOPSIS. Conducted in three Central Maluku villages, the IKF combines economic vulnerability, financial literacy, and access to finance. Findings show Wailulu and Asilulu as highly vulnerable (IKF >0.90), while Tulehu is more resilient. AHP-TOPSIS results rank community- based training as the most effective strategy, followed by local media literacy and fishermen cooperative engagement. These findings validate the Community-Embedded Literacy Delivery Model (CELDM), highlighting the effectiveness of localized, participatory approaches. The study informs inclusive and adaptive financial literacy policies targeting high-risk populations. Keywords: illegal investment; financial literacy; community-based strategy; AHP-TOPSIS; coastal vulnerability; financial inclusion   Abstrak Penelitian ini mengembangkan strategi mitigasi investasi ilegal berbasis literasi keuangan bagi komunitas pesisir rentan dengan menggabungkan Indeks Kerentanan Finansial (IKF) dan pendekatan MCDM (AHP-TOPSIS). Studi dilakukan di tiga desa di Maluku Tengah, dengan IKF mencakup dimensi kerentanan ekonomi, literasi keuangan, dan akses keuangan. Wailulu dan Asilulu tergolong sangat rentan (IKF > 0,90), sementara Tulehu lebih tangguh. Hasil AHP-TOPSIS menunjukkan pelatihan komunitas sebagai strategi paling efektif, diikuti kampanye media lokal dan kemitraan koperasi nelayan. Temuan ini menguatkan Model Penyampaian Literasi Berbasis Komunitas (CELDM), dan memberikan dasar bagi kebijakan literasi keuangan yang inklusif dan kontekstual. Kata kunci: investasi ilegal; literasi keuangan; strategi berbasis komunitas; AHP-TOPSIS; kerentanan pesisir; inklusi keuangan
ERADICATION OF AL JAMAAH AL ISLAMIYAH IN INDONESIA Waluyo, Bambang; Jatna, R. Narendra; Wiwoho, Jamal
Yustisia Vol 6, No 1: April 2017
Publisher : Faculty of Law, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/yustisia.v6i1.11494

Abstract

ABSTRACT This article aimed at investigating the implementation of suppression and eradication of terrorism and its organizational existence in Indonesia for the sake of humanity. Apart from the less perfect Law of Terrorism Eradication and no Law specially governing terrorism funding responsively, the law enforcers have successfully used the existing legislations to make Indonesia obey the UN Security Council’s Resolution Number 1267. The verdict against the cases of Zarkasih and Abu Dujana was the first verdict punishing the corporation in Indonesia, by stating that Al Jamaah Al Islamiyah is a forbidden corporation. It also proved the presence of terrorism funding for the first time. In addition, for the first time some assets were taken from Al Jamaah Al Islamiyah through fine of 10 million rupiahs imposed on JI’s administrators, Zarkasih and Abu Dujana respectively. This case handling also proved that law is dependent not only on the legislations but also on the law enforcers themselves 
Developing Islamic Economic and Finance Literacy among Insurance Brokers Dede Abdul Fatah; Inas Afifah Zahra; Bambang Waluyo; Khalda Abidaturrahman; Wanda Mutia; Arka Balacosa Argyyndra
Jurnal Pengabdian Masyarakat dan Penelitian Thawalib Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Penelitian Thawalib
Publisher : STAI Publisistik Thawalib Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54150/thame.v4i2.748

Abstract

Islamic economics and finance are experiencing rapid global growth; however, literacy within Indonesia’s insurance brokerage sector remains low, necessitating empowerment initiatives to enhance understanding and compliance with Sharia principles. This community empowerment initiative aims to improve Islamic economic and financial literacy among insurance brokers by introducing the principles of Sharia contracts and examining the potentials and challenges of the Islamic insurance brokerage industry. The workshop was held on July 4, 2025, at PT. Perisai Bhakti Raharjo involved 29 participants and employed a participatory approach combining interactive lectures, case discussions, and group-based problem-solving sessions. The outcomes significantly improved participants’ understanding of Sharia financial concepts. The majority could differentiate between conventional and Islamic insurance, comprehend the role of Islamic insurance brokers, and recognize the application of Sharia contracts in financial transactions. These findings indicate that community-based, participatory learning effectively enhances Sharia financial literacy and professional competence, particularly in underexplored sectors such as insurance brokerage. This workshop is a practical reference and a replicable model for similar initiatives to increase Sharia compliance awareness within Indonesia’s financial sector. In conclusion, the Islamic Economic and Finance Literacy Workshop for Insurance Brokers improved participants’ understanding of the challenges and opportunities within the Islamic insurance industry, the foundational Islamic legal principles, and the application of Sharia-compliant contractual mechanisms.
Perbedaan Kinerja Keuangan Bank Umum Syariah Hasil Spin-Off Di Indonesia: Analisis Komparatif Berbasis Metode RGEC Helma Novita; Bambang Waluyo
TSARWAH Vol. 11 No. 2 (2026): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini mengkaji perbedaan kinerja keuangan di antara tiga bank umum syariah hasil spin-off di Indonesia—Bank Nano Syariah (BNS), Bank BJB Syariah (BJBS), dan BTPN Syariah (BTPNS)—yang beroperasi pada tahap kematangan kelembagaan yang berbeda. Ketiga bank tersebut terbentuk dari spin-off murni unit usaha syariah dan mulai beroperasi secara mandiri masing-masing pada tahun 2024, 2010, dan 2014. Dengan menggunakan desain deskriptif-komparatif kuantitatif, penelitian ini memanfaatkan laporan keuangan triwulanan dari triwulan pertama tahun 2024 hingga triwulan keempat tahun 2025, yang mencakup 24 observasi bank-triwulan. Kinerja keuangan diukur melalui empat dimensi Risk-Based Bank Rating (RBBR): Profil Risiko (Non-Performing Financing dan Financing to Deposit Ratio), Tata Kelola Perusahaan yang Baik (Good Corporate Governance), Rentabilitas (Return on Assets), dan Permodalan (Capital Adequacy Ratio). Karena uji Shapiro-Wilk menunjukkan distribusi tidak normal pada beberapa indikator, perbedaan antarbank diuji menggunakan uji Kruskal-Wallis, diikuti oleh perbandingan post-hoc Mann-Whitney dengan koreksi Bonferroni. Hasil penelitian menunjukkan adanya perbedaan signifikan di antara ketiga bank tersebut dalam hal Profil Risiko, Rentabilitas, dan Permodalan, dengan nilai p di bawah 0,05 untuk NPF, FDR, ROA, dan CAR. Tata Kelola Perusahaan yang Baik tidak dapat diuji secara statistik karena skor kompositnya tetap konstan di semua bank dan periode, yang menunjukkan tidak adanya perbedaan yang teramati. Uji post-hoc mengungkapkan bahwa FDR tidak berbeda secara signifikan antara BJBS dan BTPNS, sementara semua pasangan bank lainnya menunjukkan perbedaan signifikan pada NPF, ROA, dan CAR. Temuan ini mengindikasikan bahwa kinerja keuangan bank syariah hasil *spin-off* tidak seragam dan tidak semata-mata ditentukan oleh lama waktu operasi. Pilihan model bisnis dan strategi manajemen risiko tampaknya lebih memengaruhi kinerja secara langsung dibandingkan usia kelembagaan. Penelitian ini memberikan bukti empiris yang relevan bagi investor yang menilai bank hasil spin-off serta bagi regulator yang mengevaluasi hasil kebijakan spin-off di Indonesia.