Article Per Year (5 Year)
p-Index From 2020 - 2025
4.158
P-Index
This Author published in this journals
All Journal SOSIOLOGI NUSANTARA Kamaya: Jurnal Ilmu Agama NUSANTARA : Jurnal Ilmu Pengetahuan Sosial JURNAL PENDIDIKAN TAMBUSAI Manuju : Malahayati Nursing Journal JISIP: Jurnal Ilmu Sosial dan Pendidikan Negara Hukum: Membangun Hukum untuk Keadilan dan Kesejahteraan Jurnal Pena Karakter : Jurnal Pendidikan Anak dan Karakter Rayah Al Islam : Jurnal Ilmu Islam Kinetika Indonesian Journal of Global Health research UPI YPTK Journal of Business and Economics Ekonomi dan Bisnis JUrnal Riset Ilmu Pendidikan Jurnal Pendidikan, Sains dan Teknologi Mamangan Social Science Journal JURNAL PARADIGMA: Journal of Sociology Research and Education DUNIA KEPERAWATAN: JURNAL KEPERAWATAN DAN KESEHATAN Jurnal Ilmu Sosial, Humaniora dan Seni Argopuro: Jurnal Multidisiplin Ilmu Bahasa International Conference on Islamic Economic GEMBIRA (Pengabdian Kepada Masyarakat) Jurnal Inspirasi Ilmu Manajemen CommLine Mashlahah: Journal of Islamic Economics Jurnal Cahaya Edukasi Argopuro : Jurnal Multidisiplin Ilmu Bahasa
Siti Zahra
Politeknik Negeri Sriwijaya
Religion Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Neuroscience Nursing Public Health Social Sciences Other

Published : 32 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : International Conference on Islamic Economic

 1 
Settlement Of Dispute Of Ijarah Muntahiya Bit Tamlik (Imbt) Based On Fatwa Dsn-MUI Number: 27/Dsn- Mui/Iii/2002 Fathurohman, Imron; Magi, Bahmid I; Ramadhan, Syahrur Gilang; Zahra, Siti
International Conference on Islamic Economic (ICIE) Vol. 2 No. 2 (2023): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i2.272

Abstract

The background of this research is the existence of leasing transactions (ijarah) where the lessee and the lessee (goods owner) have an agreement to sell or grant the leased goods at the end of the lease term, so that this transaction ends with a transfer of ownership of the leased property. In fact, the ownership of the leased assets is not transferred in the Ijarah contract. However, if the lessee wishes to own the property for lease, this can be exercised through put options and/or grants at the end of the contract. The form of leasing in Contemporary Fiqh Mu'amalah above is called Ijarah Muntahiya Bit Tamlik (IMBT) and this transaction already contains provisions as the basis for its implementation in the form of a DSN-MUI fatwa. With the innovation of the contract in the rental contract, it is inseparable from the problem of disputes that might arise in it. Therefore, this study aims to find out the settlement of disputes in Ijarah Muntahiya Bit Tamlik based on MUI Fatwa Number: 27/DSN-MUI/III/2022. The transaction, known as Ijarah Muntahiya Bit Tamlik (IMBT), is a kind of combination of a lease agreement with a sale and purchase contract or a lease agreement with a grant, or more precisely, a lease agreement that ends with the ownership of the rented object in the hands of the lessee. The nature of the transfer of ownership is also what distinguishes it from ijarah in general. As for IMBT financing in Islamic banking, it has the same treatment as murabahah contract financing. The similarity between the two is that the financing is included in the natural certainty contract category, and basically is a sale and purchase contract. The difference between these two types of financing is only in the object of the transaction being traded. In murabahah financing, the object of the transaction is goods such as a house or car, whereas in ijarah financing, the object of the transaction is a service, both benefits for goods and benefits for labour. The implementation of the IMBT contract in Islamic banking is that the bank provides financing to the customer by procuring an item which is then leased to the customer, and at the end of the lease the ownership of the item passes to the customer, after the customer has paid off the lease as well as the remainder of the purchase. This transfer of ownership can use a sale and purchase contract or a grant contract. In financing Ijarah Mutahiya Bit Tamlik (IMBT), if in the future there is a dispute between the customer and the bank, then according to the DSN-MUI Fatwa Number: 27/DSN-MUI/III/2002 concerning Ijarah Mutahiya Bit Tamlik (IMBT) it can be resolved through two options, namely by way of deliberation and/or through the Sharia Arbitration Board. The Sharia Arbitration Board is the final step in resolving IMBT disputes after deliberations cannot resolve the dispute.
Co-Authors Achmad Hufad Achmad, Faddia Risalah Agistin, Silvi Ahmad Fahrizi, Irgi Ahmad Fauzan Ainun Mardiah Al-Qadri, M. Sholehuddin Alawiah, Afriana Albina, Meyniar Aldy Ferdiyansyah Alvin Hidayat, Muhammad Andayani, Eti Adindah Puspita Anggraeni , Rina Apsyara, Tamara Ardiani , Rinda Arifin, Syahrul Arsyad, Rifky Qardhawi Arsyad, Rifqi Qardhawi Aslamiah Aslamiah Asniwati Azam, Zidan Khairul A’ida, Wanda Nur Basid Fuadi, Abdul Dalimunthe, Novia Irawan Deristian, Zaidan Andra Diani Ayu Pratiwi Dodi Suryadi, Dodi Fadhlia, Fadhlia Fathurohman, Imron Fitri, Siti Ulfa Rifa’atul Hasanah, Siti Rabbiatul Hasibuan, Muhammad Rifky Azhar Hermansyah Hermansyah Irvan, Mohammad Jaya, I Kadek Yuda Kartini Kartini Kurniawan Kurniawan Kustiawan, Winda Magi, Bahmid I Mawaddah, Arina Maya Oktavia, Enika Maysarah, Vivi Melisa, Ade Putri Nugraha, Puput Nur Alia Abdullah, Mirna Nur Hanifah Nur Rahman, Muhammad Zahran Nurholis Nurholis, Nurholis Nurpratiwi, Yulidian Nur’aeni, Yuni Oktavia, Restina P.S, Retno Anggraeni Permana, Rama Sandy Petra, Berta Agus Pribadi, Hasan Qhintara, Alika Faza Rahmadati, Rahmadati Ramadan, Syahrul Ramadani, Khayrani Ramadhan, Melja Ramadhan, Syahrur Gilang Ramayati, Ramayati Retsa Rizaldi Mujayapura, Muhammad Revindha, Laras Rizki, Fakhri Sajida, Inayah Salsabila, Khalishah Salsabila, Salsabila Satria, Gunawan Dwi Sholihah, Nurlailiyah Aidatus Siti Yuyun Rahayu Fitri Sofiah M.T. Subagio, Febriyana Sudarmansyah, Halwatia Malika Atsni Sumaedi, Ade SUMARNI ZAINUDDIN Swarnawati, Aminah Syamsir Syamsir Tambunan, Toman Sony Tarigan, Nur Citra Naadirah Br Uswatun Hasanah Wardaya, Sulistya Wati, Hersa Aulia Wijaya, Saif Harits Wulandari, Alia Yani Achdiani Zakia Azzahro, Umi