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THE EFFECT OF FINANCIAL KNOWLEDGE AND FINANCIAL ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOR ON MSME BUSINESS ACTORS IN NORTH TORAJA REGENCY Gebi Passalempang; Dina Ramba; Jemi Pabisangan Tahirs
OIKONOMIA: Journal of Economics and Management Science Vol. 1 No. 3 (2023): OIKONOMIA : Journal of Economic and Management Science
Publisher : CV. Four Son Scholarship

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59165/oikonomia.v1i3 September.32

Abstract

This study aims to determine whether the variables Financial Knowledge and Financial Attitude on Financial Management Behavior. The type of research used in this research is descriptive quantitative. The types of data used in this study are primary data and secondary data, with data collection techniques using questionnaires. The data analysis technique used is the data instrument test, classical assumption test, multiple linear regression analysis, hypothesis testing and coefficient of determination test. The results of this study indicate that partially Financial Knowledge has no significant effect on Management Financial Behavior in UMKM Business Actors in North Toraja Regency. While partially Financial Attitude has a positive and significant effect on Management Financial Behavior in North Toraja Regency UMKM Business Actors and simultaneously Financial Knowledge and Financial Attitude have a significant effect on Financial Management Behavior in North Toraja Regency UMKM Business Actors
ANALYSIS OF THE EFFECTIVENESS OF FAST SECURE CREDIT (KCA) AT PT. PENGADAIAN (PERSERO) RANTEPAO BRANCH Jesica Pongringgi; Dina Ramba; Jemi Pabisangan Tahirs
OIKONOMIA: Journal of Economics and Management Science Vol. 1 No. 3 (2023): OIKONOMIA : Journal of Economic and Management Science
Publisher : CV. Four Son Scholarship

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59165/oikonomia.v1i3 September.33

Abstract

The aim of this research is to determine the effectiveness of fast safe credit (KCA) distribution at PT. Rantepao branch pawnshop. The method used in this research is qualitative. The data sources used in this research are primary data and secondary data, where primary data is data obtained directly from original sources or first parties, and primary data is specifically collected by researchers to answer research or research questions. The results of this research show that the effectiveness of fast safe credit (KCA) distribution has been running effectively. It can be seen from customer satisfaction in fast safe credit (KCA) services starting from the customer's response to the application and disbursement process, the benefits received and the security provided as well as information. Analysis of the effectiveness of fast safe credit distribution (KCA) at PT. Pegadaian (Persero) Rantepao Branch. The aim of this research is to determine the effectiveness of fast safe credit (KCA) distribution at PT. Rantepao branch pawnshop. The method used in this research is qualitative. The data sources used in this research are primary data and secondary data, where primary data is data obtained directly from original sources or first parties, and primary data is specifically collected by researchers to answer research or research questions. The results of this research show that the effectiveness of fast safe credit (KCA) distribution has been running effectively. It can be seen from customer satisfaction in fast safe credit (KCA) services starting from the customer's response to the application and disbursement process, the benefits received and the security provided as well as information
THE EFFECT OF ROA, EPS AND DER ON THE STOCK PRICE AT PT BANK MEGA TBK Setriel Killa; Dina Ramba; Jemi Pabisangan Tahirs
OIKONOMIA: Journal of Economics and Management Science Vol. 1 No. 3 (2023): OIKONOMIA : Journal of Economic and Management Science
Publisher : CV. Four Son Scholarship

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59165/oikonomia.v1i3 September.34

Abstract

The purpose of this study was to find out how ROA, EPS and DER affect stock prices at PT Bank Mega Tbk in 2020 - 2022. The research method used in this research is a quantitative research. In this study, the type of data used is secondary data obtained from the official website of the Indonesia Stock Exchange. Return On Assets is calculated by comparing net income with total assets, then Earning Per Share is calculated by comparing net income with the number of outstanding shares. The Dept to Equity Ratio is calculated by comparing total debt and total equity. The data analysis technique used in this study is multiple linear regression. The results of this study indicate that simultaneously ROA, EPS and DER affect stock prices
Pengaruh Profitabilitas Terhadap Strukitur Modal Pada Perusahaan Asam Tbk Tahun 2013-2022 Eriana Sepang; Dina Ramba; Jemi Pabisangan Tahirs
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 10 (2023): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The  question of this  researceh  is wheter profitability  affects  the capital  structure  of pt. Asam tbk in 2013-2022. The   purpose of this researceh is to determine the effect of  profitabilty  on the capital  strukture  of pt asam tbk in 2013-2022. This research is a type of quantitative research. The type of data used in this research is secondary data obtained from the official website of the Indonesia Stock Exchange. Profitability is calculated using the Return On Equity Ratio (ROE) formula, namely by comparing profit after tax an Equity and capital structure is calculated using Debt to Equity Ratio (DER) formula, which is comparing total debt with equity.  The data analysis technique used is simple linear regression analysis. The results of this study indicate that partially profitability has no effect on capital structure.
Analisis Pengaruh Budaya Organisasi Terhadap Kinerja Keuangan Pada KSP Balo’ta Tana Toraja Aprilyanita Lambe Tandungan; Dina Ramba; Jemi Pabisangan Tahirs
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 10 (2023): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10153421

Abstract

This research aims to analyze and describe the influence exerted by Organizational Culture on Financial Performance in KSP Balo’ta Tana Toraja. This type of research used is quantitative research. Data were obtained by conducting direct interviews, observations, and documentation at KSP Balo’ta by optaining primary data obtained by researches by conducting direct interviews with informants and secondary data in the form of data that has been documented at KSP Balo’ta such as a brief history, cooperative location, and organizational  structure. The data analysis technique used in this study is simple linear regression analysis which is then processed using the SPSS software aplication version 16.0. The data used in this study is primary data using a questionnaire, the number of respondents usedin this study is 53 respondents by taking the data source from employees at KSP Balo’ta. Then there are several analytical methods used, namely the validity test,reliability test,simple regression test, p plot of regression test,test T and the coefficient of determination. This study shows that Organizational Culture has a positive and significant effect on financial performance.
Pengaruh Struktur Modal Terhadap Kinerja Keuangan Perusahaan Consumer Goods Sub Sektor Rokok Yang Terdaftar di Bei Yuniati Doti Allo; Jemi Pabisangan Tahirs; Dina Ramba
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 10 (2023): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10154365

Abstract

This study aims to determine the effect of capital structure on financial performance in consumer goods companies in the cigarette sub-sector listed on the IDX. Research data obtained by looking at the balance sheet and income statement of the consumer goods company for the period 2018-2022. The research method used in this research is quantitative research. The data analysis technique used in this study is multiple linear regression test with statistical calculation tools using SPSS version 25.0. The results of this study indicate that Debt to Asset simultaneously has no significant effect on Financial Performance Debt to Equity Ratio partially has no significant effect on Financial Performance. Time Interest Earned partially has a significant effect on Financial Performance. DAR, DER and TIE simultaneously have a significant effect on Financial Performance.
Pengaruh Profitabilitas, Solvabilitas dan Kebijakan Dividen Terhadap Harga Saham LQ 45 Japar Abner Nangga; Dina Ramba; Jemi Pabisangan Tahirs
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 10 (2023): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10160770

Abstract

This study aims to determine whether there is an effect of financial performance and dividend policy on stock prices in companies listed on the IDX. This study uses 5 companies as research samples with data collection from 2019-2022. Measuring tools used in this study are Return On Assets (ROA), Debt To Equity Ratio (DER), and Dividend Payout Ratioi (DPR). After conducting the research, the researchers concluded that profitability has a positive and significant effect on stock prices, solvency has a negative and insignificant effect on stock prices, and dividend policy has a positive and significant effect on stock prices.This study aims to determine whether there is an effect of financial performance and dividend policy on stock prices in companies listed on the IDX. This study uses 5 companies as research samples with data collection from 2019-2022. Measuring tools used in this study are Return On Assets (ROA), Debt To Equity Ratio (DER), and Dividend Payout Ratioi (DPR). After conducting the research, the researchers concluded that profitability has a positive and significant effect on stock prices, solvency has a negative and insignificant effect on stock prices, and dividend policy has a positive and significant effect on stock prices.
ANALISIS STRATEGI PENGEMBANGAN USAHA TANI BAWANG MERAH DI LEMBANG PULU’-PULU’ KECAMATAN BUNTU PEPASAN KABUPATEN TORAJA UTARA Abedneigo Carter Rambulangi; Althon K Pongtuluran; Dina Ramba; Wilma Dian Ardiyanti
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 2 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i2.10448

Abstract

There are a variety of challenges that onion farmers in Lembang Pulu-Pulu, Buntu Pepasan District, North Toraja Regency confront in establishing their shallot farming business, including marketing, capital, and farmers' knowledge. As a result, the purpose of this research is to establish the strategy for improving shallot cultivation in Lembang Pulu'-Pulu', Buntu Pepasan District, North Toraja Regency. This study used a qualitative technique with IFAS, EFAS, and SWOT analysis. The findings of the plan for growing shallot farming in Lembang Pulu'-Pulu', Buntu Pepasan District, North Toraja Regency, including 1) Improving the quality of human resources for shallot merchants. 2) Establishing commercial agreements with multiple significant corporations and financial institutions to receive financing. 3) Increasing shallot output in Lembang Pulu'-Pulu' by utilizing more advanced farming technologies. 4) Using digital communication technologies to broaden the marketing network. Keywords: Strategy; Farming; SWOT; EFAS; IFAS
Meningkatkan Minat Baca dengan Media Cerita Bergambar Pada Siswa Kelas III SDN 2 Rantepao Kabupaten Toraja Utara Eky Setiawan Salo; Reni Lolotandung; Dina Ramba'
Elementary Journal : Jurnal Pendidikan Guru Sekolah Dasar Vol. 2 No. 2 (2019): Elementary Journal: Jurnal Pendidikan Guru Sekolah Dasar
Publisher : Publikasi dan UKI Toraja Press Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (39.514 KB) | DOI: 10.47178/elementary.v2i2.844

Abstract

Permasalahan dalam penelitian ini adalah “Apakah dengan menggunakan media pembelajran cerita bergambar dapat meningkatkan minat baca siswa kelas III SDN 2 Rantepao ?”. Pendekatan dan jenis penelitian ini adalah Penelitian Tindakan Kelas (PTK) yang direncanakan dalam empat tahap yaitu: (1) Perencanaan tindakan, (2) Pelaksanaan tindakan, (3) Pengamatan, (4) Refleksi. Dalam kegiatan pembelajaran dilaksanakan dengan menerapkan media cerita bergambar. Fokus penelitian adalah penerapan media pembelajaran cerita bergambar. Subjek penelitian adalah siswa kelas III SDN 2 Rantepao dengan jumlah siswa 28 orang. Instrumen yang digunakan dalam penelitian ini adalah Lembar Kerja Kelompok (LKK), tes formatif, observasi dan wawancara. Berdasarkan hasil penelitian, terlihat ada peningkatan terhadap minat baca siswa kelas III SDN 2 Rantepao. Penerapan media pembelajaran cerita bergambar untuk meningkatkan minat baca siswa pada siklus I pertemuan 1 nilai rata-rata 63,21 dengan persentase ketuntasan 64,29% dan meningkat pada pertemuan 2 dengan nilai rata-rata 64,82 dengan persentase ketuntasan 53,57%. Pada siklus II pertemuan 1 mencapai nilai rata-rata 79,29 dan meningkat pada pertemuan 2 dengan rata-rata 84,29 dengan persentase ketuntasan 85,71%. Kesimpulan dari hasil penelitian ini adalah bahwa penerapan media cerita bergambar dapat meningkatkan minat baca siswa kelas III SDN 2 Rantepao.
Pendampingan Pengelohaan Pertanian Oragnik Dalam Rangka Peningkatan Ekonomi Masyarakat Kelurahan Tambunan Kecamatan Makale Utara Kabupaten Tana Toraja Feny Veronicha Valensia; Friskayanti Tonapa; Carolina Paulus Polli; Maryuni Toding; Andi Irianto; Eka Kusumaningrat; Adelina Adelina; Selmi Lora Batara; Efriani Erika Jusiani; Friskayanti Friskayanti; Dina Ramba
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 1 No. 4 (2021): Desember : Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v1i4.2917

Abstract

Tambunan sub-district is a sub-district in North Makale sub-district, Tanah Toraja Regency which has abundant natural resource potential and utilization of existing natural resources. Tambunan sub-district is an area that has abundant natural resources. This article investigates how to integrate the use of natural resources into sustainable neighborhood development. The research methodology includes field work, stakeholder interviews, and analysis of secondary data regarding the economic and environmental conditions of the subdistrict. The results of the research show that the Tambunan sub-district has quite large potential to support development
Co-Authors Abedneigo C. Rambulangi Ade Lisa Matasik Adelina Adelina Adriana Madya Marampa Agustinus Mantong Aguswidyanti Panggarra Ahmad P. Bitti Albertyanto Bunga Alfonsius Atok Nahak Althon K. Pongtuluran Andi Irianto Andrew Ridow Johanis M Aprilyanita Lambe Tandungan Bentang Marin Biringkanae, Astriwati Carolina Paulus Polli Dandi Saputra Donaldus Rante Efraim Kevin Efriani Erika Jusiani Eka Kusumaningrat Eky Setiawan Salo Elisabet Pali Eriana Sepang Esra Tandira’ba Euodia Euodia Fani Datu Arung Fani Putri Tomassoyan, Jesica Feny Veronicha Valensia Friskayanti Friskayanti Friskayanti Tonapa Gebi Passalempang Gideon Todianto Palobo Grace Yugo Paerong Helba Rundupadang Helda Yosep Hendrik Herianti Tarukla'bi Tandungan Isak Pasulu Jannar Tampang Januarto Allolinggi Japar Abner Nangga Jelvi Nasari Rombe Jemi Pabisangan Tahirs Jesica Pongringgi Jimmy Baan Rantetiku Julia Ferelta Tandisalla Juprianto Tandi Belopa Kres Ari Kawalo Lipa Banne Lisa K. Wibisono Lisa Kurniasari Wibisono Lolotandung, Reni Luther P. Tangdialla Marchelin Marthen Thomas Maryuni Toding Melani Milano Bombing Sulle Milka Deviani Amba Mince Batara Neneng Sofiyanti Nilasari Resky Pala’langan Nopi Sapa’ Novalia Sulastri Randi Tangdialla Rati Pondissing Sarni Batik Batik Satrianto Sanggalangi Selmi Lora Batara Setriel Killa Stefani Marina Palimbong Timotius Lelang Vivian Gonita Sarungu Westerini Lusdani Wilma Dian Ardiyanti Yoel Novi Bangapadang Yohanis L. Ta’dung Yohanis L. Ta’dung Yohanis Lele Makka Yohanis Lotong Ta'dung Yulianus Marampa Rombeallo Yuniati Doti Allo Yunita Daud