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PEMIKIRAN DAN PERADABAN ISLAM PADA MASA KHULAFAUR RASYIDIN Jajang; Iwan Hermawan; Lismawati; Lilis Fauziyah; Masripah; M. Tajudin Zuhri; Nenden Munawaroh
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.25534

Abstract

This article discusses Islamic thought and civilisation during the reign of Khulafaur Rasyidin which consisted of four caliphs after the death of Rosulallah SAW, namely Abu Bakar As-Siddiq, Umar bin Khattab, Usman bin Affan, and Ali bin Abi Talib. This research uses a qualitative approach with a library research method, carried out by collecting various data sources both books, journals, papers, articles, and sources that are relevant to the discussion studied. The Khulafaur Rasyidin period was an important transitional era in Islamic history by prioritising the values of deliberation, leadership, and justice in accordance with Islamic law. Each caliph has a unique character in his leadership, but still adheres to the benefit of the people, the spread of Islamic preaching, strengthening the government structure and through his thoughts the caliphs can realise the development of Islamic civilisation. The Khulafaur Rashidin made very important contributions to future Muslims in the codification of the Qur'an, territorial expansion, the establishment of government systems and the emergence of political conflicts that tested the unity of Muslims.  The Khulafaur Rasyidin period became the main foundation for the future glory of Islam and provided examples or instructions in managing the government system that adhered to Islamic values.
STASIUN-STASIUN SCS DI KOTA CIREBON: LOKASI DAN FUNGSINYA Iwan Hermawan
Naditira Widya Vol. 14 No. 1 (2020): Naditira Widya Volume 14 Nomor 1 April Tahun 2020
Publisher : National Research and Innovation Agency (BRIN)

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Abstract

Cirebon merupakan batas barat dari konsesi yang diperoleh Semarang Cheribon Stoomtram Maatschappij (SCS) dalam membangun dan mengoperasikan kereta api kelas tiga atau trem, sedangkan batas timurnya adalah kota Semarang. Permasalahan yang diangkat pada tulisan ini adalah bagaimana keterkaitan antara penempatan Stasiun SCS di kota Cirebon dengan fungsinya sebagai stasiun akhir. Penelitian ini bertujuan memahami keterkaitan antara lokasi dan fungsi Stasiun SCS sebagai stasiun akhir. Metode penelitian yang digunakan adalah metode deskriptif analisis, dengan pendekatan keruangan. Pengumpulan data dilakukan melalui studi pustaka dan arsip, serta pengamatan lapangan. Hasil penelitian menunjukkan bahwa penempatan Stasiun Kereta Api SCS di Kota Cirebon terintegrasi dengan keberadaan pelabuhan. Kondisi ini menunjukkan lebih jauh bahwa penempatan Stasiun SCS di Kota Cirebon dipengaruhi oleh aspek ekonomi yang menjadi tujuan pembangunan jalur-jalur kereta api oleh SCS. Cirebon is the western boundary of the concession obtained by the Semarang Cheribon Stoomtram Maatschappij (SCS) in constructing and operating a third-class train or tram, whereas the eastern border is Semarang. The issue of this research concerned with the connection between the placement and function of SCS Stations in Cirebon as final stations. The research aimed to comprehend the connection between the location and function of SCS Stations as final stations. The research method used was descriptive analysis with a spatial approach. Data collection was carried out by literature and archive study, and field observations. Research results indicate that the placement of the SCS Train Stations in Cirebon was integrated with the existence of a harbor. Such condition suggest further that the placement of SCS stations in Cirebon was influenced by economic aspects which were the objectives of the development of railroad lines by SCS.
Financial Ratio-Based Corporate Bankruptcy Prediction to Reduce Investment Loss Risk Nurbaiti; Iwan Hermawan; Alvianita Gunawan Putri
Inclusive Society and Sustainability Studies Vol. 5 No. 2 (2025): December Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/issues.v5i2.3081

Abstract

The increasing risk of bankruptcy that occurs in the textile industry today is a result of macroeconomic pressures, such as decreased demand and inflation, which has resulted in 7 textile companies closing and 8 companies making efficiency. The intent of this study is to investigate the effect of financial ratios such as profitability ratios, operational ratios, and liquidity ratios on the level of financial distress as measured by the Grover model (G-Score), as well as to develop a financial ratio-based risk prediction model. The study methodology employs a positivist perspective, a quantitative approach, secondary data, and a purposive sampling procedure. The data were analyzed using the IBM SPSS 26 tool, which included descriptive statistical tests, classical assumptions, multiple regression, and hypothesis testing. The profitability ratio, operational ratio, and liquidity ratio were found to have a 79.5% influence on the extent of financial distress. Each ratio has a substantial impact on the level of financial difficulty. This study adds theoretically to signaling theory regarding the financial ratios as indications of bankruptcy risk. Practically, this model can be an early detection tool for bankruptcy risk, assist in the preparation of risk mitigation strategies, and increase investment attractiveness in the Indonesian textile industry. Keywords financial distress, liquidity ratio, operational ratio, profitability ratio, signal theory
Beyond Price: Does Perceived Quality Dictate Consumer Purchase Timing? - Ardiyanti, Vika Diyah; Iwan Hermawan; Gita Hindrawati; Luqman Khakim; Febrina Indrasari
Admisi dan Bisnis Vol. 27 No. 1 (2026): PEBRUARI 2026
Publisher : Politeknik Negeri Semarang

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Abstract

The intensifying competition in Indonesia’s coffee industry necessitates a deep understanding of the factors influencing purchase decisions. This study examines the effects of Consumer Value, Consumer Trust, and Product Variety on Purchase Decision, with Perceived Quality serving as a moderating variable. An associative quantitative approach employing moderation analysis was conducted on 675 urban coffee consumers who drink coffee at least four times per week, using a 1–6 Likert scale questionnaire. Classical assumption tests indicated no multicollinearity (VIF < 10) or heteroscedasticity (Sig. > 0.05). Although the data were not normally distributed, regression analysis remained valid due to the large sample size. Multiple regression results revealed that Consumer Value (β = 0.337; p < 0.001), Consumer Trust (β = 0.164; p < 0.001), and Product Variety (β = 0.173; p < 0.001) have significant positive effects on Purchase Decision, with Consumer Value being the strongest predictor. The Moderated Regression Analysis (MRA) further indicated that Perceived Quality significantly strengthens the relationship between Consumer Trust and Purchase Decision (β = 0.125; p < 0.001), but does not moderate the effects of Consumer Value or Product Variety. These findings reinforce the commitment-trust theory and the means-end model, highlighting the synergistic role of perceived quality in enhancing the influence of trust on purchase decisions. Practically, coffee businesses should maintain a high perception of quality through quality assurance, certification, and product consistency to maximize the impact of trust, while simultaneously sustaining product value and variety to achieve competitive advantage.
Legal Analysis of the Cancellation of Homologation in the Process of Postponement of Debt Payment Obligations (PKPU) in Decision Number 1345 K/Pdt.Sus-Bankment/2024 Iwan Hermawan; Radian Syam
Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID) Vol. 5 No. 03 (2026): Jurnal Ilmiah Multidisplin Indonesia (JIM-ID), March 2026
Publisher : Sean Institute

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Abstract

Suspension of Debt Payment Obligations (PKPU) is a legal mechanism that provides debtors with the opportunity to restructure their debts through a peace agreement with creditors. The peace agreement becomes legally binding after being ratified by the court through homologation. However, Law Number 37 of 2004 allows for the cancellation of homologation if the debtor fails to implement the terms of the peace agreement, which can lead to bankruptcy and significant legal consequences for the parties. This problem is reflected in Decision Number 1345 K/ Pdt.Sus -Pailit/2024, so it needs to be studied in depth. The formulation of the problem in this study includes: first, how the judge's legal considerations in deciding to cancel the homologation in Decision Number 1345 K/ Pdt.Sus -Pailit/2024 and second, what are the legal consequences of the cancellation of homologation for debtors and creditors in the decision. The research method used is normative juridical legal research with a statutory approach, a case approach, and a conceptual approach. The legal materials used consist of primary, secondary and tertiary legal materials which are analyzed qualitatively. The results of the study indicate that the judge's legal considerations in deciding the cancellation of homologation are based on the proven negligence of the debtor in carrying out payment obligations as stipulated in the homologated peace agreement , thus fulfilling the provisions for homologation cancellation according to Law Number 37 of 2004. Viewed from the theory of legal certainty, justice, and benefit, the decision confirms the consistency of the application of the law to violations of peace. The legal consequences of the cancellation of homologation in the a quo decision are the termination of the PKPU peace agreement, the change in the debtor's legal status to bankruptcy, and the restoration of the creditor's rights to collect their receivables through the bankruptcy mechanism according to the principle of paritas creditorum .
Analisis Sistem Penilaian Kinerja Berbasis Key Performance Indicators (KPI) Dalam Meningkatkan Kinerja Karyawan Pada BPR Syariah HIK Parahyangan KCP Sumedang Ai Sumiati; Apiatno, Apiatno; Ading Rahman Sukmara; Iwan Hermawan; Sukmayadi, Sukmayadi
J-CEKI : Jurnal Cendekia Ilmiah Vol. 5 No. 3: April 2026
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/j-ceki.v5i3.16455

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan sistem penilaian kinerja berbasis key performance indicators (KPI), manajemen kinerja, serta internalisasi prinsip syariah dalam meningkatkan kinerja dan produktivitas karyawan pada BPR Syariah HIK Parahyangan KCP Sumedang. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif analitis. Data diperoleh melalui wawancara, observasi, dan dokumentasi, dengan teknik penentuan informan menggunakan purposive sampling. Analisis data dilakukan menggunakan model Miles dan Huberman yang meliputi reduksi data, penyajian data, dan penarikan kesimpulan, serta uji keabsahan data melalui triangulasi dan member check. Hasil penelitian menunjukkan bahwa penerapan sistem penilaian kinerja berbasis KPI mampu memberikan kejelasan target kerja dan standar penilaian yang terukur, sehingga meningkatkan fokus dan tanggung jawab karyawan. Manajemen kinerja yang diterapkan secara efektif juga terbukti mampu menciptakan keselarasan antara tujuan individu dan organisasi. Namun demikian, terdapat beberapa kendala dalam penerapan KPI, seperti potensi subjektivitas penilaian, keterbatasan pemahaman karyawan, serta belum optimalnya sistem pendukung. Selain itu, internalisasi prinsip syariah terbukti berperan dalam membentuk perilaku kerja yang etis, disiplin, dan bertanggung jawab. Secara keseluruhan, produktivitas karyawan meningkat melalui sinergi antara penerapan KPI, manajemen kinerja, dan nilai-nilai syariah yang diterapkan dalam organisasi. Penelitian ini memberikan implikasi bahwa keberhasilan peningkatan kinerja dan produktivitas karyawan tidak hanya ditentukan oleh sistem penilaian yang terukur, tetapi juga oleh efektivitas manajemen kinerja serta penguatan nilai-nilai organisasi yang berbasis prinsip syariah.