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Journal : EXPLORER

Penggunaan Algoritma Naïve Bayes Untuk Menentukan Pemberian Kredit Pada Koperasi Desa Ika Nurjanah; Jamilah Karaman; Ida Widaningrum; Dyah Mustikasari; Sucipto Sucipto
Explorer Vol 3 No 2 (2023): July 2023
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/explorer.v3i2.766

Abstract

Giving credit to customers is a routine activity carried out by a cooperative, as happened in the Subur Sari Forest Village Community Institution Cooperative (LMDH) in Pudak Wetan Village, Ponorogo Regency. Non-performing or bad loans often occur due to a lack of thorough analysis in the credit granting process. This happens because the management is less careful in determining which applicants are eligible for loans. Therefore, customer eligibility analysis is fundamental in determining whether a customer is eligible or not to get a loan. One way to determine creditworthiness is to use the Naïve Bayes algorithm. This study aims to apply data mining methods to classify eligible, and ineligible customers based on historical customer data in the past then used to predict the feasibility of future customers using the Naïve Bayes algorithm. The results of testing the credit classification system using the black box stated that the system was able to run according to the algorithm and could determine whether or not the customer deserved credit.
Co-Authors ., Sugianti Abd. Rasyid Syamsuri abdurrouf Abdurrouf Adi Purwanto Adi Purwanto Agus Hening Triwasono Akzha Nabella Putra Arganata Al-Rizki, Muhammad Farid Iqbal Ali Selamat Ali Selamat Andy Triyanto Angga Prasetyo Ardio, Karisma Arief Budiono Arifin, Rizal Arifin, Rizal Ashidiqi, Ahmad Siroj Astuti, Arin Yuli Azizah, Hanifha Nur Bambang Widiyahseno Bambang Widiyahseno, Bambang Darminto . Deviardia Putri Nurmayasari Diah Ervin Arlindila DickiPrabowo, Reza Dinda Septyana Dita Puspitasari, Nita Dwiki Rian Pangestu Dyah Mustikasari Dyah Mustikasari Dyah Mustikasari Ega Feri Romawati Eka Arynda Ayu, Eka Arynda Eka Febriyanti, Nuraini Ekapti Wahjuni Djuwitaningsih Erika Diyah Cahyani Fauzan, Fahrul Alvin Fitri, Khoiru Nur Ghulam Asrofi Buntoro Gita Lely Endika Putri Hardi Prasetiyo Ika Nurjanah Indah Puji Astuti Indah Puji Astuti Indah Puji Astuti Isnandar, Aries Jamil, Salma Fauziyah Jamilah Karaman Johari, Norhasnidawani Karaman, Jamilah Khoiru Nur Fitri Khoiru Nurfitri Khoiru Nurfitri Kusnawan, Wawan Lee, Vannajan Sanghiran Lestari, Erma Puji Lestari, Riza Ayu Mohammad Bhanu Setyawan Muhammad Farid Iqbal Al-Rizki Muhammad Titan Rama Adi Wijaya Muthya Cahyani Putriabhimata Muzakki, Fikrun Najib Nadia Intan Pratiwi Neni Berlian, Munika Nurfitri, Khoiru Pratiwi, Nadia Intan Puji Astuti, Indah Rahmatika Az-Zahra, Rifqi Rendy Ahmadan Abdul Aziz, Maretha Rhesma Intan Vidyastari Rifqi Rahmatika Az-Zahra Rika Maya Sari Roziqin, Bahar Rudianto Karim Rudianto Rudianto Rudianto Rudianto Setya Ramadhani, Umi Sri Winiarti Sucipto , Sucipto Sucipto Sucipto Sugianti, Sugianti Tien Rubiyanti Tsaqila, Siti Lathifah Verian Dwi Saputra, Rezano Winardi, Yoyok Wunikaresti, Sari Yusuf, Moch Yasir Zulkarnain, Zulkarnain