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Journal : Jurnal Ilmiah Manajemen Kesatuan

Analysis of Village Revenue and Expenditure Budget Management Ningsih, Eka Amiati; Ghafur, Abd; Norhayati, Norhayati
Jurnal Ilmiah Manajemen Kesatuan Vol. 12 No. 2 (2024): JIMKES Edisi Maret 2024
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v12i2.2497

Abstract

The era of globalization, development phenomena are described in increasingly complex problems. The management of Village Revenue and Expenditure Budget (Anggaran Pendapatan dan Belanja Desa/ABDes) in Jurang Jero Village, Gading District, Probolinggo Regency has been implemented in accordance with the budget management mechanism, from the preparation stage, assessment stage, alternative activity planning stage (planning), action plan formulation stage, activity implementation stage (implementation), Evaluation stage and termination stage. And there are also factors that hamper Village APBDes Management in the Village, namely the difficulty of unifying Perceptions Regarding Budget Use, Reporting Systems and Disbursement Mechanisms which are influenced by the quality of Human Resources. APBDes Management Efforts are to Unify Perceptions Regarding Budget Use, Reporting Systems and Disbursement Mechanisms. In this way, the inhibiting factors in APBDes Management in Jurang Jero Village, Gading District, Probolinggo Regency, have been resolved. The type of research used in this research is qualitative descriptive research. Data collection techniques using interview techniques and interview guides were used only in the form of an outline of the problem. Assessment of alternative activity planning stages (planning), action plan formulation stage (formulation action plan), implementation stage, evaluation stage, and termination stage. The inhibiting factor in managing the Village Budget and Expenditures in Jurang Jero Village, Gading District, Probolinggo Regency is the difficulty of unifying perceptions regarding the use of budgets and reporting systems, as well as disbursement mechanisms.
Ijarah Financing Model for Farmers' Capital with a Post-Harvest Return System Indawati, Indawati; Rusly, Fathullah; Norhayati, Norhayati
Jurnal Ilmiah Manajemen Kesatuan Vol. 12 No. 2 (2024): JIMKES Edisi Maret 2024
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v12i2.2507

Abstract

The aim of this research is to determine the ijarah financing model for farmers’ capital with a post-harvest return system at BMT Maslahah Cabang Krucil. This research uses qualitative methods with data collection methods in the form of observation, interviews and documentation. One of the financing products offered by BMT Maslahah Cabang Krucil is ijarah financing with a post-harvest repayment system whose aim is to make it easier for farmers to obtain capital. Members who borrow capital with a post-harvest repayment system can return the capital they have borrowed in several harvests and the collateral required is also not that difficult, but BMT Maslahah The Krucil Branch continues to apply caution in providing loans. So this is one of the factors of public interest in ijarah financing with a post-harvest repayment system and at BMT Maslahah, the Krucil Branch does not apply an interest system but applies a profit sharing system. Where members can pay profit sharing. At the beginning of the loan period or paying in installments every month but cannot pay in full at the end of the due date.