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Pengaruh Inflasi Dan Nilai Tukar Rupiah Terhadap Return On Asset Pada Bank Swasta Nasional Yang Terdapat Di Bursa Efek Indonesia Periode 2019-2022 Rini Purba; Pasaman Silaban; Sunday Ade Sitorus
Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Vol. 4 No. 2 (2024): Artikel Periode Juli 2024
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebma.v4i2.4077

Abstract

Pendahuluan: Pasar modal memiliki peran penting bagi perekonomian suatu negara. Perkembangan perekonomian suatu negara ditentukan oleh beberapa sektor perekonomian, salah satunya adalah sektor perbankan. Rumusan Masalah: (1) Bagaimana pengaruh inflasi terhadap return on asset?, (2) Bagaimana pengaruh nilai tukar rupiah terhadap return on asset?, (3) Bagaimana pengaruh inflasi dan nilai tukar rupiah secara simultan terhadap return on asset?. Tujuan Penelitian: Untuk mengetahui dan membuktikan pengaruh tingkat Inflasi dan Nilai Tukar Rupiah terhadap Return on Asset pada Bank Swasta Nasional yang terdapat di Bursa Efek Indonesia Periode 2019-2022 Metode: Analisis data dilakukan dengan metode data panel dan diolah menggunakan software Eviews 12. Jumlah sampel dalam penelitian ini sebanyak 7 perusahaan Bank Swasta Nasional yang memenuhi kriteria, Jumlah 112 data. Hasil: Variabel Inflasi berpengaruh Positif dan Signifikan terhadap Return on Asset, Variabel Nilai Tukar Rupiah berpengaruh negatif dan signifikan terhadap Return on Asset, Variabel Inflasi dan Nilai Tukar Rupiah secara simultan berpengaruh positif dan signifikan terhadap Return on Asset. Hasil dari analisis Koefisien determinasi R square (R2) dapat disimpulkan bahwa diperoleh hasil yaitu 24% yang berarti Inflasi dan Nilai Tukar Rupiah mampu menjelaskan Return on Asset sebesar 24% sedangkan Sisanya 75% dijelaskan oleh variabel lain diluar variabel penelitian ini.
Implementasi Kecerdasan Buatan di Bidang Akademik Pada Kampus Fisipol Universitas HKBP Nommensen Medan Sitorus, Sunday Ade; Silaban, Pasaman; Mei Liana, Tri Melda; Simanjuntak, Agus; Sianipar, Gloria J M
Jurnal Visi Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2024): Jurnal Visi Pengabdian Kepada Masyarakat : Edisi Februari 2024
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/pengabdian.v5i1.2119

Abstract

Tujuan dari program ini adalah untuk memasukkan AI ke dalam berbagai aspek kehidupan akademik, seperti administrasi, pembelajaran, dan penelitian. Mereka berharap bahwa ini akan meningkatkan inovasi, efisiensi, dan efektivitas pendidikan. Mahasiswa dan dosen Fisipol UHN memiliki kesempatan untuk mempelajari dan menerapkan prinsip kecerdasan buatan dalam pekerjaan mereka melalui workshop, pelatihan, dan pengembangan proyek. Mereka juga dapat menemukan aplikasi AI yang dapat digunakan dalam bidang akademik dan penelitian. Hasil awal menunjukkan peningkatan signifikan dalam personalisasi pembelajaran, pengelolaan institusi yang lebih baik, dan kesiapan yang lebih tinggi untuk menghadapi tantangan zaman digital. . Mahasiswa dan dosen Fisipol UHN mengalami perkembangan positif sebagai hasil dari kegiatan pengabdian ini. Ini juga meningkatkan kualitas pendidikan dan penelitian, yang bermanfaat bagi masyarakat luas..
IMPLEMENTASI KEBIJAKAN REFOCUSING ANGGARAN PENANGGULANGAN COVID -19 DI KABUPATEN NIAS SELATAN MANURUNG, JULIANA ERNAWATI; SILABAN, PASAMAN; HUTAHAEAN, MARLAN
JURNAL ILMIAH KOHESI Vol 6 No 2 (2022): JURNAL ILMIAH KOHESI
Publisher : LP2MTBM MAKARIOZ

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Abstract

Covid-19 is an event or phenomenon that rarely occurs, its impact not only affects human health but also greatly involves the world economy imbalances, namely in Indonesia and South Nias Regency in particular. The South Nias Government followed instructions from the administrative center to refocus the budget on dealing with COVID-19. In implementing the Covid-19 policy in South Nias, the local bureaucracy (Indonesian: Organisasi Perangkat Desa (OPD)) follows the direction and government policies, especially for cutting the local government budget (OPD). This research was qualitative research in which data was taken by using the observation method, observing documents, and interviews with informants who have a relationship with budget policy. Hence, the study showed that with the policies carried out by the South Nias government, beneficiaries were greatly helped and could save on household expenses.
ANALISIS GAYA KEPEMIMPINAN DAN KINERJA KEPALA SEKOLAH DALAM MENINGKATKAN KINERJA GURU DI SMA SWASTA TARUNA HANG TUAH TELUKDALAM KECAMATAN TELUK DALAM KABUPATEN NIAS SELATAN KARTIKA, ELYARONA; SILABAN, PASAMAN; HUTAHAEAN, MARLAN
JURNAL ILMIAH MAKSITEK Vol 6 No 1 (2021): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

The scope of this study aims to analyze the Leadership Style and Performance of the Principal in Improving Teacher Performance in Hang Tuah Private High School, Teluk Dalam District, South Nias. This type of research is a qualitative research and the location studied is in Private Hang Tuah, Teluk Dalam District, South Nias. This research is a qualitative research. Data collection procedures used in this study are observation, interviews, and documentation. The results of this study indicate that the leadership style of the Headmaster of SMA Taruna Hang Tuah Telukdalam has a democratic leadership style and good performance in improving teacher performance. This leadership style can be seen from the leadership characteristics of the Headmaster of SMA Taruna Hang Tuah Telukdalam including: shared workload, willingness to accept opinions, criticism and suggestions, involving subordinates in decision making, trusting subordinates by continuing to supervise, two-way communication and prioritizing common interests. In addition, the principal's performance. The principal's performance is the ability to carry out the work or tasks that are owned in completing a job at the school he leads.
THE USE OF QRIS PAYMENTS FOR ULOS WEAVERS IN SIGAOL VILLAGE, ULUAN DISTRICT, REGENCY. TOBA Silaban, Frederick Saroha; Silaban, Pasaman; Simanjuntak, Sabriana
Jurnal Sinergitas PKM & CSR Vol. 8 No. 3 (2024): DECEMBER
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19166/jspc.v8i3.8738

Abstract

Digitalization has penetrated into various aspects of life, including in financial transactions. This community service aims to help ulos weavers in Sigaol Village, Uluan District, Toba Regency, in adapting to the use of digital payments through QRIS (Quick Response Code Indonesian Standard). This program uses a socialization and hands-on training approach. The socialization was carried out to provide a basic understanding of QRIS and its benefits, while the direct training was focused on how to use the QRIS application in daily transactions. In addition, technical assistance is also provided to ensure that weavers can use this technology smoothly. Results With the implementation of QRIS payments, ulos weavers in Sigaol Village can make transactions digitally more easily and quickly. This not only makes the payment process more practical, efficient, and effective, but also increases financial inclusion and strengthens the local economy. Through this activity, weavers are expected to be able to increase their competitiveness in a wider market, while authors get the opportunity to contribute directly to community empowerment.
Analisis Kinerja Penjualan UMKM Melalui Keunggulan Kompetitif Dalam Konteks Pengunaan Digitalisasi Silaban, Pasaman; Silaban, Frederick Saroha; Steven, Orlando; Nababan, Youkki
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 2 (2024): November 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i2.6104

Abstract

The COVID-19 pandemic has had a major impact on many industries, including the economy. Indonesia's economic and business sectors have been hit hard by the Covid-19 outbreak. Many micro, small and medium enterprises (MSMEs) are confused because their companies are hindered and cannot even develop. The position of MSMEs is considered very significant because this sector is not only a source of livelihood, but also provides direct and indirect employment opportunities to people with relatively low levels of knowledge and skills. The purpose of this study is to measure and examine the variable ability of usage of e-commerce, usage of QRIS, in increasing competitive advantage and will ultimately improve the sales performance of MSME players in Medan city. This type of research is descriptive quantitative. This study aims to describe or describe the factors that influence Competitive Advantage such as Usage E-Commerce, Usage QRIS (mediating variable), and Sales Performance (mediator variable). The research location is in Medan City. The research time starts in April 2024 to July 2024. The number of samples or respondents in this study were 150 respondents. Data analysis to answer the hypothesis proposed using the Partial Least Square (PLS) method with the help of SmartPLS software version 3. The results concluded that based on the hypothesis of the direct effect of usage of QRIS, positively and significantly predicts competitive advantage with a value of 0.001 <0.005 and also Usage of QRIS positively and significantly predicts Sales Performances with a value of 0.000 <0.005.
INTERNAL RISK FACTORS IN CREDIT DISTRIBUTION Silaban, Pasaman; Silaban, Frederick Saroha; Sihombing, Eriko
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 12 No. 2 (2024)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v12i2.667

Abstract

Rural Banks in North Sumatra Province during the 2017-2021 period experienced an increase in the amount of credit disbursed to the public, but it was not significant, where there were microeconomic factors that influenced the increase in the amount of credit, such as decreasing CAR, increasing NPL and decreasing LDR value will affect BPR's ability to maximize the amount of funds to distribute credit in the future even though third party funds increase during 2017-2021. This research aims to find out what internal risk variables are, namely variables CAR, third party funds, NPL, LDR directly, partially or simultaneously influence the amount of credit that will be distributed by BPRs in North Sumatra Province. This research uses quantitative research methods using panel data regression analysis using the eviews application, where the data used is secondary data originating from the financial reports of 53 BPRs in North Sumatra Province, where this data is collected from microeconomic aspects such as Capital Adequacy Ratio (CAR), Third Party Funds (DPK), Non Performing Loans (NPL), and Loan to Deposit Ratio (LDR).
Dampak Orientasi Pasar Dan Inovasi Produk Pada Keunggulan Bersaing (Pt Pegadaian Cab Medan Utama) Sitorus, Jenni Lestari; Romindo M Pasaribu; Pasaman Silaban
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 1 (2023): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i1.1899

Abstract

PT. Pegadaian is a state-owned company engaged in its main business, namely pawning. PT. Pegadaian is the leader in the national financing market with a high market share and market growth. In the investment product financing line in the form of gold savings and the existence of competitors is a new strategy from PT. Pegadaian to be superior to its competitors. The purpose of this study was to identify and analyze market orientation and product innovation on competitive advantage at PT. Pegadaian Cabang Medan Utama. The method of data analysis was carried out using multiple linear regression methods with a total sample of 380 respondents using gold savings customers. The results of this study are that market orientation has a positive and significant effect on competitive advantage. Pegadaian's gold savings product innovation has a positive and significant effect on competitive advantage. Market orientation and innovation of Pegadaian's gold savings products have a positive and significant effect on competitive advantage.
The Effect of Green Intellectual Capital on Sustainable Business Performance with Green Innovation as a Mediation in UMKM in Pematangsiantar City Sisca; Pasaman Silaban; Fajar Rezeki Ananda Lubis
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 2 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i2.26120

Abstract

This study is to test what is considered important in improving MSMEs in Pematangsiantar City. Data collection using quantitative methods with a sample of 300 people and then data processing using the Partial Least Square Structural Equation Model. The study's findings indicate that green innovation in MSMEs in Pematangsiantar City is significantly influenced by green human capital, green structural capital, and green relational capital. Furthermore, sustainable company performance is not much impacted by green human capital. In contrast, green relational and structural capital significantly affects the success of sustainable businesses. In the meanwhile, sustainable company performance is significantly impacted by green innovation. Additionally, the relationship between green human capital and sustainable company performance can be mediated by green innovation. The relationship between green structural capital and sustainable business performance in Pematangsiantar City's MSMEs can also be mediated by green innovation. Finally, green innovation can act as a mediator in the interaction between green relational capital and sustainable business performance in MSMEs in Pematangsiantar City.
Analisis kinerja keuangan sebelum dan pada saat pandemi covid-19 pada perusahaan di bursa efek indonesia Sidabutar, Herlina Yusrianti; Silaban, Pasaman; Panjaitan, Raya
Journal Business and Management Vol. 1 No. 2 (2023): Journal Business and Management (Oktober 2023)
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/jbm.v1i2.1919

Abstract

Pandemi Covid-19 telah menyebabkan banyak perusahaan jasa pada sub-sektor pariwisata ditutup sementara. Hal tersebut berdampak pada kinerja keuangan perusahaan yang bergerak di sub-sektor ini. Penelitian ini bertujuan untuk mengetahui adanya perbedaan kinerja keuangan perusahaan pada sub-sektor jasa pariwisata sebelum dan pada saat pandemi Covid-19. Kinerja keuangan diukur dengan menggunakan beberapa rasio, yaitu rasio likuiditas, rasio solvabilitas, rasio profitabilitas dan rasio pasar. Jenis penelitian yang dilakukan adalah penelitian kuantitaitf deskriptif. Populasi dalam penelitian ini adalah 25 seluruh perusahaan sub-sektor pariwisata yang terdaftar di Bursa Efek Indonesia periode 2019-2020. Sampel dikumpulkan 20 perusahaan dengan menggunakan metode purposive sampling. Pengujian hipotesis dilakukan dengan menggunakan paired sample t-test. Hasil empiris menunjukkan bahwa, pada rasio likuiditas, rasio profitabilitas, dan rasio solvabilitas tidak terdapat perbedaan yang signifikan di antara periode sebelum dan periode pada saat terjadinya kasus Covid-19 pertama kali diumumkan di Indonesia. Sedangkan, pada rasio pasar, terdapat perbedaan yang signifikan di antara kedua periode tersebut.