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Abdul Latif
Universitas Pelita Bangsa
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Journal : Economic Education Analysis Journal

 1 
Investment Decision: The Role of Financial Literacy and Financial Technology (Fintech) Zakiatul Hidayah, Zulfa; Latif, Abdul; Meirani, Nadia
Economic Education Analysis Journal Vol. 13 No. 3 (2024): Economic Education Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/n09pa454

Abstract

The purpose of investing is to make a profit. The millennial generation is a generation that knows a lot about finance and tends to be good at managing their money and can anticipate financial problems in the future. This study aims to see how financial literacy and financial technology affect a person's investment decisions, especially an employee in determining the form of investment. The population used is all employees in the Bekasi area. The data source for this study uses primary data obtained from the results of distributing questionnaires using Google Form. The sampling technique using the Lemeshow formula on the millennial generation in the Bekasi area received 192 questionnaires with Linkert scale measurements. The research conducted by the researcher is to measure the positive influence of several indicators on each variable in it using a statistical test tool with Partial Least Square (PLS) using SmartPLS software. The results of the research conducted show that the financial literacy variable is a factor that significantly influences individual investment decisions, in addition, the financial technology variable also influences individual decisions to invest.
Co-Authors Akfika Rizky Sabilla Amalia, Syita Andhika Sardi, Sophian Andriyana, Rina Anggraeni, Pretty Sabina Apriliani, Tia Aprilianti Aprinai, Erna Defitri, Astrian Hessy Dian Rachmawati Afandi Dwi Astuti Dwi Puspita Erin Soleha Erna Apriani Fachrial Banyu Asmoro fatimah Fatimah Fatimah Fatimah Finny Aulia Hidayat Hariroh, Fiqih Maria Rabiatul Hartati, Nani Hidayah, Alifah Putri Hidayah, Zulfa Zakiatul Ibrahim, Rizki Maulana Indra Permana Indra Permana, Indra Insania , Sheila Isarianto Isarianto Isarianto Isarianto, Isarianto Jusmawati Jusmawati, Jusmawati Maulana, Andri Maulana, Bagaskoro Muhamad Syahwildan Muhamad Syahwildan Mulyani, Wulan Eka Fitri Nadia Meirani Nani Hartati Nining Yurista Prawitasari, S.H.,M.H. Nur Hidayati Nurela, Nurela Nurjanah, Rina Nurjanah, Tri Alfian Pangestu, Aji Pebiola Pebiola Pebiola, Pebiola Pradita, Muhamad Ismet Primaraga Sumantri Indra Wicaksana Pupung Purnamasari Pupung Purnamasari Puspa, Amedia Ramdhani, Rifki Slamet Ridwan R, Ridwan Ridwan, Cecep Rifki, Muhamad Rizka Estisia Pratiwi Rizqiyah, Zahra Sabilla, Akfika Rizky Saputra, Rizki Sayudi, Akbar Setiawan , Alif Adrianto Sobari, Dede Ahmad Suhendri, Yusuf Syaefulumam, Fahmi Viviani, Eva Novia W, Wiyarno Wahyudi Wahyudi Wahyuningsih, Dwi Sri Widiastuti WIDIASTUTI - Wiranta, Wiranta Wiyarno Wiyarno W Wiyarno, Wiyarno Zahra, Alfia Zakiatul Hidayah, Zulfa Zakiatul, Zulfa Hidayah Zulfa Zakiatul Hidayah Zulfa Zakiatul Hidayah