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Bridging Faith and Technology: Digital Innovation in Islamic Economic Practices Nudin, Nurdin; M. Amin, Sagir; Sofyan, Syakir
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2024): Special Edition: International Conference on Islamic Economics (ICOIE)
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.10753

Abstract

The digital transformation of Islamic economics and business has accelerated with widespread internet adoption, creating new opportunities and challenges for Shariah-compliant commerce. This study examines the emergence and impact of digitalization in Islamic economic activities through qualitative research conducted in Palu City, Indonesia. Data was collected through in-depth interviews with 24 young Muslim entrepreneurs and observations of Shariah-compliant businesses across different scales. The findings reveal four key areas of digital transformation: Shariah-compliant e-commerce, Islamic financial technology (fintech), digital payment systems, and electronic zakat, infaq, sadaqah, and waqf (e-ZISWAF) platforms. These digital innovations have expanded market access, improved operational efficiency, and increased transparency in Islamic business practices while maintaining Shariah compliance. However, challenges remain in the areas of regulatory frameworks, technological infrastructure, and consumer trust. This research contributes to understanding how Islamic economic institutions are adapting to digital transformation while preserving religious principles.
PEMIKIRAN AL-GAZALI DALAM EKONOMI ISLAM Syaakir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 1 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i1.279

Abstract

Al-Gazali lives in agrarian life which is controlled by authorities who always oversees their workers. Meanwhile, those authorities try to find the legitimacy of their actions bureaucratically, or by appealing for religious leaders’ help in order to be leaved an instruction that supports their actions, or cultural onslaught where governments construct educational facilities. Al-Gazali’s thinkings about economy are based on tasawuf approach (approach of Sufism) due to his period of life, the wealthy, powerful, and prestigious are hard to take fiqih (jurisprudential) and philosophical approach in believing Yaum al-Hisab. In this regard, he focuses on individual behaviour that is being discussed based on perspective of al-Qur’an, Sunnah, sahabat and tabi’in’s instructions, and advices of Sufis who are prominent in his time.
PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA Syaakir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 2 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i2.291

Abstract

The enhancement of islamic banking as a bank which applies profit sharing system is a benchmark of islamic economic (ekonomi syariah) implementation. In indonesia, islamic banking development witnesses an increase over years yet sequentially. Some factors regarding the steady growth are owing to the crisis hit the world in 2013, besides the lack of cqpital owned by islamic banking in expanding its network. Hence, to tackle these problems, government participation is required in the development of islamic banking along with the need for consolidation of islamic banking as an evaluation in order to face the alteration of economic phenomenon occurence
PERAN UMKM (USAHA MIKRO, KECIL, DAN MENENGAH) DALAM PEREKONOMIAN INDONESIA Syaakir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 1 (2017): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v11i1.298

Abstract

UMKM is a mandate of UUD 1945 which must be realized throughnational development based on economic democracy. UMKM have animportant role in addressing various issues and economic problems ofthe country, including the fulfillment of community needs forgoods/services, unemployment, and employment. In carrying out itsrole, UMKM still have many difficulties and limitations and have notbeen able to realize its ability and role maximally in social andeconomic function. The solution is the full involvement of thegovernment as policy makers, the banking industry as credit providersand the public. All three parties must synergize and play an active rolein realizing independent UMKM.
STRATEGI DINAS KOPERASI, UMKM, & TENAGA KERJA KOTA PALU DALAM MEMBERDAYAKAN USAHA MIKRO DI PASAR INPRES MANONDA PALU Syaakir Sofyan; Ahmad arief
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 2 (2017): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v11i2.309

Abstract

This paper discusses "the strategy of cooperative service, UMKM, and labor force of Palu in empowering micro business in market of Inpres Manonda Palu". The purpose of this paper is to find out the strategic steps of Cooperative service and UMKM of Palu City in empowering micro business in market of Inpres Manonda Palu, The results of this study show the general picture of micro business in market of Inpres Manonda Palu is the number of business actors as many as 1040 traders are recorded on Market Office with the largest number of traders is mixture of merchants / agricultural products totally 205 trades. All the needs of society generally can be fulfilled in market of Inpres Manonda Palu. The dominant tribe is the Buginese tribe. The strategic steps of cooperative service, UMKM, and labor force of Palu City have been implemented through the planning, implementation and evaluation process based on the 5th Annual Plan. The steps that have been implemented are data collection, product marketing through e-commerce, socialization, formation of cooperatives, training, construction of partnership network.
PERAN LEMBAGA ZAKAT DALAM PENGENTASAN KEMISKINAN DI INDONESIA Syaakir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 12 No. 2 (2018): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v12i2.374

Abstract

Zakat is part of Islamic teachings that cover various aspects of human life. The main economic problems related to poverty are the biggest problems in a country's economy. Zakat is able to solve this problem by optimizing all potential in collecting zakat funds. Zakat is believed to be able to contribute greatly in promoting social justice, human development, and alleviating poverty. Therefore, zakat should be managed professionally and productively so that the role and contribution in prospering the community can be achieved. In addition, awareness of Muslims is also needed in efforts to develop the welfare of the people and is also a social responsibility in the welfare of the people who are still in the poverty line.
PROBLEMATIKA LEMBAGA KEUANGAN MIKRO SYARIAH: STUDI PADA KOPSYAH BMT DI KOTA PALU Nur Wanita; Syaakir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 13 No. 1 (2019): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is motivated by the existence of Islamic microfinance institutions in Palu City. In general, Islamic microfinance institutions named Islamic Cooperatives or Finance House (BMT) has enormous potential to empower community economy, particularly from the lower middle class. Since this institution is not only to raise funds, it also can channel it to meet people’s needs especially institutions’ member as well as for the communities’ in general. As time goes by, there is only one unit out of several units of Islamic Cooperatives or BMT in Palu that is still actively carrying out its operational activities, while the rest are already inactive. Therefore, this study tries to raise the issue of how the problems faced by Islamic microfinance institutions (Kopsyah BMT) in the city of Palu.
NILAI KEADILAN DALAM EKONOMI SYARIAH Syaakir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 13 No. 2 (2019): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v13i2.499

Abstract

Justice has a variety of meanings covering all aspects of human life, especially in the economic field. Justice occupies a central position in the Islamic economic system. With various meanings of fairness, in broad outline is a condition where all levels of society get equal treatment, equality of compensation, the right to life, and enjoy development without anyone feeling disadvantaged. Justice demand that resources be distributed equitably to all people through Islamic economic instruments. The concept of economic justice in Islam emphasizes equality of rights and avoids social imbalances caused by economic inequality. By creating economic justice for society it will present the concept of brotherhood. With a great commitment to brotherhood and justice, all resources which are sacred mandates are used to realize sharia maqashid.
POLEMIK KEBIJAKAN IMPOR GULA DI INDONESIA Ahmad Arief; Syaakir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 15 No. 2 (2021): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v15i2.810

Abstract

Peningkatan produksi gula dari tahun ke tahun seiring dengan peningkatan kebutuhan gula, sedangkan di Indonesia terjadi penurunan luas areal perkebunan tebu, mengakibatkan perlunya peningkatan impor, dan berujung pada polemik kebijakan impor gula rafinasi dan gula kristal putih. Sehingga pertanyaan penelitian berusaha menjawab polemik kebijakan impor gula rafinasi dan kristal putih. Menjawab pertanyaan penelitian dilakukan secara kualitatif dengan menganalisa antara kebijakan dan polemik yang terjadi pada tataran aplikasi. Kebijakan regulasi terbaru yaitu Peraturan Menteri Perdagangan Republik Indonesia Nomor 14 Tahun 2020 tentang Ketentuan Impor ini secara umum terdapat motif tertentu yang dilakukan dalam impor gula, secara hakiki impor mutlak dilakukan dikarenakan produksi gula dalam negeri tidak mampu memenuhi kebutuhan gula secara nasional, namun keputusan dalam mengimpor gula terkesan tergesa-gesa yang memungkinkan terjadinya kelebihan stok.
THE PREFERENCE OF MUSLIM HOUSEHOLDS IN CHOOSING HALAL FOOD AT PALU CITY Sofyan, Syaakir
Journal of Sharia Economics Vol. 4 No. 2 (2023): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v4i2.3309

Abstract

Halal food products circulating in Indonesia vary greatly in terms of variety, price, and quality. The choice of food products has a significant impact on health. This study aims to understand and analyze the factors that influence the preferences of Muslim housewives to choose halal food in Palu City. This type of research is field using quantitative descriptive method with simple random sampling with a sample size of 99 selected respondents. The research findings highlight the variables of religiosity, income, and education affect the preferences of Muslim housewives to choose halal food products, while age has no effect. The results of this study are religiosity, age, income, and education affect both partially and simultaneously on the preferences of Muslim housewives choosing food. The most dominant factor is education because education provides a basis for knowledge about food selection and provides an understanding of the implications for health so that education forms a frame of mind that makes health a major consideration in choosing food.