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Analisis Yuridis Penentuan Sisa Utang Eksekusi Hak Tanggungan (Putusan 78/Pdt.G/2024/PN Tjk jo. 120/PDT/2024/PT TJK) Indrawan, Bagus; Sonata, Depri Liber; Febrianto, Dita; S, Sepriyadi Adhan; Oktaviana, Selvia
AHKAM Vol 5 No 1 (2026): AHKAM: Jurnal Hukum Islam dan Humaniora
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i1.9231

Abstract

Although the efficiency of credit settlement through the parate execution mechanism of Hak Tanggungan has been widely discussed, studies that specifically examine disparities in judicial decisions arising from the lack of transparency regarding the breakdown of outstanding debt prior to auction remain limited. This study aims to analyze, from a juridical perspective, the judicial reasoning used to determine the remaining debt in the execution of Hak Tanggungan in Decision Number 78/Pdt.G/2024/PN Tjk jo. Number 120/PDT/2024/PT TJK. The research adopts a normative juridical approach with a statute and case approach design, using primary and secondary legal materials selected through purposive sampling. Data were collected through library research and document study, then analyzed qualitatively-normatively using deductive reasoning. The findings show that, formally, the High Court progressively annulled the District Court’s inadmissible (N.O) decision in order to separate the unlawful act (Perbuatan Melawan Hukum, PMH) dispute from the legal regime governing auction buyer protection. However, substantively, the appellate judges became trapped in procedural formalism by validating the auction solely on the basis of evidence of the dispatch of a demand letter, without scrutinizing the absence of a detailed breakdown of the debtor’s remaining debt. These results contribute to the development of substantive justice theory by clarifying the limits of a creditor’s objective good faith and affirming that transparency regarding the details of outstanding debt is an indispensable precondition for the validity of security enforcement. The study concludes that clearer jurisprudential guidelines from the Supreme Court are needed to standardize judicial assessment of Hak Tanggungan execution and recommends strengthening transparency and prudential principles in banking practice. The implications include theoretical contributions to the literature on security law and banking prudence, practical implications for the judiciary, and opportunities for further empirical research on the sociological impact of unilateral execution.
Analisis Yuridis Perbuatan Melawan Hukum pada Penguasaan Tanah Tanpa Hak (Putusan Nomor 115/PDT.G/2023/PN TJK) Aiedil, Rahmat Akbar; Sonata, Depri Liber; Febrianto, Dita; Oktaviana, Selvia; Ramadhan, Harsa Wahyu
AHKAM Vol 5 No 1 (2026): AHKAM: Jurnal Hukum Islam dan Humaniora
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i1.9291

Abstract

Although land disputes frequently occur, studies that specifically discuss the clash of claims between a good-faith purchaser in an underhand sale and the seller’s heirs who base their claim on a will remain limited. This study aims to analyze the fulfillment of the elements of an Unlawful Act (Perbuatan Melawan Hukum [PMH]), the legal considerations of the panel of judges, and the legal consequences of Decision of the Tanjung Karang District Court Number 115/Pdt.G/2023/PN Tjk. This study employed a normative legal approach with a judicial case study design. Data were collected through library research and document study covering primary, secondary, and tertiary legal materials, and were then analyzed qualitatively. The results showed that the heirs’ act of continuing to physically control the land unilaterally fulfilled all elements of an Unlawful Act as regulated in Article 1365 of the Indonesian Civil Code. The judges’ considerations emphasized the evidentiary strength of the payment receipt and certificate compared with the argument based on a unilateral will, although the claims for compensation and dwangsom were rejected because they were not supported by proof of actual loss. These findings affirm that a sale and purchase that has been fully paid has legally binding force and can nullify conflicting inheritance claims, while also strengthening the application of the nemo plus juris principle in the settlement of ownership disputes. The implications of this study indicate the importance of legal protection for good-faith purchasers as well as the need for the prompt registration of transfer of rights to minimize similar disputes in the future. Keywords: Nemo Plus Juris Principle; Good-Faith Purchaser; Unlawful Possession; Unlawful Act; Land Dispute