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Analisis Pengaruh Layanan Mobile Banking Terhadap Kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari Maulina, Isra; Malahayatie; Miftahul Jannah
Jurnal Investasi Islam Vol 9 No 1 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i1.8524

Abstract

Abstract This research aims to find out how mobile banking services, namely security, reliability and access capability, influence PT customer satisfaction. Bank Syariah Indonesia KCP Pante Bidari both partially and simultaneously. The type of research used is quantitative research with a descriptive approach. The sample used in this research was customers of PT. Bank Syariah Indonesia KCP Pante Bidari with 88 customers. Technique for distributing questions through questionnaires. The data analysis techniques used in this research are data quality tests, namely validity and reliability tests, classical assumption tests, namely normality tests, multicollinearity tests and heteroscedasticity tests, multiple linear regression tests and hypothesis tests, namely f tests, t tests and coefficient tests. determinant (R2). The data was processed using SPSS version 25. This research obtained the results that variable 1) Security had a significant negative effect on customer satisfaction at PT. Bank Syariah Indonesia KCP Pante Bidari. 2) Reliability has a significant positive effect on PT customer satisfaction. Indonesian Sharia Bank KCP Pante Bidari. 3) Access capability has a significant positive effect on PT customer satisfaction. Indonesian Sharia Bank KCP Pante Bidari. 4) Simultaneously, it is known that mobile banking service variables which include security, reliability and access capability have a significant effect on customer satisfaction at PT. Indonesian Sharia Bank KCP Pante Bidari. Keywords: Mobile Banking Services, Security, Reliability, accessibility, and Customer Satisfaction. Abstrak Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh layanan mobile banking yaitu keamanan, kehandalan dan kemampuan akses terhadap kepuasan nasabah PT. Bank Syariah Indonesia KCP Pante Bidari baik secara parsial dan simultan. Adapun jenis penelitian yang digunakan adalah jenis penelitian kuantitatif dengan pendekatan deskriptif. Sampel yang digunakan dalam penelitian ini adalah nasabah PT. Bank Syariah Indonesia KCP Pante Bidari yang berjumlah 88 Nasabah. Teknik penyebaran pertanyaan melalui kuesioner. Teknik analisis data yang digunakan dalam penelitian ini adalah uji kualitas data yaitu uji validitas dan uji reliabilitas, uji asumsi klasik yaitu uji normalitas, uji multikolinieritas, dan uji heteroskedastisitas, uji regresi linier berganda dan uji hipotesis yaitu uji f, uji t, dan uji koefisien determinan (R2). Data tersebut diolah menggunakan SPSS versi 25. Penelitian ini memperoleh hasil bahwa variabel 1) Keamanan berpengaruh secara negatif signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. 2) Kehandalan berpengaruh secara positif signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. 3) Kemampuan akses berpengaruh secara positif signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. 4) Secara simultan diketahui bahwa variabel layanan mobile banking yang meliputi keamanan, kehandalan dan kemampuan akses berpengaruh secara signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. Kata kunci: Layanan Mobile Banking, Keamanan, Kehandalan, Kemampuan Akses dan Kepuasan Nasabah
E-Marketing and Halal Product Assurance Razali, Ramadhan; Maulina, Isra; Sufrizal
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 14 No 2 (2022): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v14i2.3955

Abstract

The purpose of this study is to analyze the implementation of UU-JPH in Aceh Province and the extent to which halal product labeling is produced through e-marketing. The type of this research is qualitative research with literature review data collection method. In this study, the authors analyze the implementation of the UU-JPH in Aceh Province and the development of selling halal products through e-marketing. In this study, researchers also discussed the development of halal labeling. The conclusion of this research is that the implementation of UU-JPH in Aceh Province has not been maximized. In addition, in the e-marketing strategy, halal labels are essential to increase people's buying interest
Hasil Problem Based Learning (PBL) Analisis SWOT Dengan Olahan Susu Di Cafe Milk Square Sandya Pramunitia; M.Abdul Azim; Visalwa Enggela; Isra Maulina; Dinal Adriansyah; Ramdani Bayu Putra
Jurnal Masyarakat Mengabdi Nusantara Vol. 2 No. 3 (2023): September : Jurnal Masyarakat Mengabdi Nusantara
Publisher : STIPAS Tahasak Danum Pambelum Keuskupan Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58374/jmmn.v2i3.178

Abstract

The processed milk used usually comes from dairy cows which are very efficient at converting fodder in the form of concentrates and forages into milk which is of great benefit to human health. In recent years, the development of cafe milk made from dairy cow's milk in Indonesia has developed rapidly. But of course it raises problems related to competition. The way to win the competition is that restaurants must try to find out what consumers need and want, so that consumers decide to buy their products. So a SWOT analysis is needed, namely Strength, Weakness, Opportunity, and Threat that is right in facing the competition in the business world. So that the company gets a big advantage by knowing the SWOT analysis of its marketing strategy.
Peningkatan Layanan Pendidikan Anak-Anak Melalui Program Rumah Les (RULES) Terhadap Masyarakat Desa Buket Tiga Kecamatan Birem Bayeun Kabupaten Aceh Timur Sufrizal; Maulina, Isra; Mudasir, Aidil; Salwa Afifah, Isra; Iqbal El Ache Muli, Muhammad; Adha Harahap, Akmaliyah; Lestari, Legi; Amanda, Lusia
MEUSEURAYA - Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (Desember 2023)
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/meuseuraya.v2i2.2271

Abstract

Desa Buket Tiga di Kecamatan Birem Bayeun, Kabupaten Aceh Timur, telah menjadi fokus perhatian mahasiswa dari IAIN Langsa sebagai desa yang mereka bina. Keuchik Bambang, yang menjabat sebagai kepala gampong, memiliki harapan agar desa ini berkembang dalam bidang pendidikan dan menjadi sebuah kampung yang mengikuti prinsip-prinsip Islam sesuai dengan visi dan misi Kabupaten Aceh Timur. Untuk mencapai tujuan ini, mereka telah melaksanakan kegiatan pengabdian berupa program belajar di balai desa. Kegiatan ini bertujuan untuk meningkatkan mutu pendidikan melalui sesi belajar tambahan, di mana kami memberikan bimbingan kepada anak-anak untuk meningkatkan minat mereka dalam belajar dan membantu mereka memahami materi pelajaran yang mungkin belum mereka mengerti saat belajar di sekolah. Program ini memberikan motivasi tambahan kepada siswa untuk menyelesaikan tugas-tugas mereka dengan baik, dan tidak ada lagi tugas yang terlupakan karena ada bimbingan yang diberikan. Selain itu, pemahaman siswa terhadap materi pelajaran di sekolah meningkat karena mereka dapat mengulang materi yang telah dipelajari.
Rasio Keuangan Dalam Memprediksi Financial Distress Pada Perusahaan Manufaktur Yang Terdaftar Di Jakarta Islamic Index Husna, Husna Hayati; Muslina; Isra Maulina
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 9 No 2 (2024)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v9i2.7191

Abstract

As one type of industry included in the Jakarta Islamic Index, the manufacturing industry is one of the companies that has a better level of economic stability compared to other types of companies. In addition, the manufacturing companies in JII increase the attractiveness for Muslim investors in investing. Information regarding the Company's financial condition is of concern to investors before making an investment. One of the important pieces of information that is the center of attention for a company is profit information. A review of the profits of manufacturing companies registered with JII shows a fluctuating trend and some have consistently decreased in the 3 years of observation. This condition will become increasingly severe and result in financial distress if early anticipation of the Company's financial condition is not carried out. To ensure this condition, this research was carried out to look at the financial distress conditions of manufacturing companies in JII. The analytical methods used are the Almant Z Score method and the Zmijewski method. This type of research is quantitative descriptive. The population is manufacturing companies registered with JII consecutively for 3 years and experiencing fluctuating and decreasing profit trends. The research sample consisted of seven companies. The results of the analysis using the Almant Z-Score model found that there were 3 companies in the Gray Area category of financial distress and 4 others in the safe category of financial distress. Meanwhile, the results of the analysis using the Zmijewski model show that the entire sample is in good financial health.
STRATEGI PENGEMBANGAN BISNIS PETERNAKAN LEMBU DAN PENYUSUNAN LAPORAN KEUANGAN SEDERHANA PARA PETERNAK LEMBU DI GAMPONG LHOKJOK, KABUPATEN ACEH UTARA Sufrizal; Maulina, Isra; Husna Hayati; Heny Rofizar; Juliana Putri
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2022): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v1i1.667

Abstract

This community service is aimed at assisting the development strategy of cattle farming; and Partners can understand about capital planning, capital management and preparation of bull financial reports. The method used in this service activity is the lecture method, training method and demonstration. Methods Training and demonstration on this occasion Community Service Team provided training and demonstrations on capital management and planning, financial reporting and the tools needed to make financial reports. While the method of obtaining financial data in this Service Activity was found by the Community Service Team in the form of questions and answers and discussions with cattle training participants in Gampong Lhokjok Kecamatan Kutamakmur. The results of community service show that (1) The development of the beef cattle business in Lhokjok Village is still low, so a market mix strategy is needed, namely 4 p (product, price, place and promotion) as well as accelerating the cattle breeding and fattening business. Through breeding and fattening business activities, there will be the distribution of superior breeds of productive broiler cattle. as well as increasing the income and welfare of breeders. Efforts to increase the population of beef cattle through improvement of productive male and female breeds can be carried out by means of IB and natural mating. (2) The preparation of financial statements for cattle Gampong Lhokjok breeders is still very traditional, so a simple financial arrangement is needed, by compiling a cash in and cash out book, a purchase and sale book, an accounts payable book, and income statement.
THE IMPACT OF CASH FLOW ON STOCK RETURNS: A CASE STUDY OF TEXTILE AND GARMENT COMPANIES LISTED ON THE INDONESIAN STOCK EXCHANGE Hayatul Putri, Cut Misra; Ristati, Ristati; Bahri, Halida; Maulina, Isra; Syamni, Ghazali
J-ISCAN: Journal of Islamic Accounting Research Vol. 6 No. 2 (2024): J-ISCAN : Journal of Islamic Accounting Research
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/j-iscan.v6i2.1679

Abstract

In the modern economy, the capital market is a source of external financing for companies. The capital market offers companies the opportunity to compete fairly to attract investors who invest in their companies with expectations of high returns. One of the company performance parameters that attracts the attention of investors and creditors is the cash flow statement.This study aims to determine the impact of operating cash flow, investment cash flow, and financing cash flow on the stock earnings of textile and garment companies on the Indonesian Stock Exchange. The method used to analyze the relationship between independent and dependent variables is panel data regression analysis. As a result, operating cash flow has a positive and significant impact on the stock returns of Textile and Garment companies on the Indonesia Stock Exchange, while investment cash flow has a negative and significant impact on the stock returns of Textile and Garment companies on the Indonesia Stock Exchange. was given, funding cash flow significantly positively impacted equity returns. Contributed to the return of shares in a textile and garment company on the Indonesian Stock Exchange. 
TRAINING ON MAKING DISH SOAP FOR IRT IN WEST PAYA ITEK VILLAGE, MEURAH MULIA DISTRICT Muslina; Maulina, Isra; Haris Fajar Fahdillah; Ayu Lian Dari; Shofia Marwa Marpaung; Julitha Indah Nahdiyah Sibuea5; Sharah; Aminah; Sufrizal; Asra
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 3 No. 2 (2024): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikal-shalih.v3i2.4094

Abstract

Laundry soap is an important product that cannot be separated from the activities of housewives in home care activities. On the other hand, the high demand is not comparable to the income level of the people in Gampong Barat Paya Iteuk who have lost their source of income because the rice fields are not being used. This prompted a team consisting of lecturers and six students to conduct training in making dishwashing soap. This activity has been implemented well and has invited positive responses from the training participants, namely housewives. Most participants want further education to develop entrepreneurial skills.
Akuntabilitas dan Transparansi Pengelolaan Dana Zakat dalam Perspektif Akuntansi Sektor Publik dan Akuntansi Islam Mirina Asrya Mutya; Isra Maulina
Journal of Public and Business Accounting Vol. 6 No. 1 (2025): Januari-Juni
Publisher : Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Widya Gama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/jopba.v6i1.409

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan prinsip akuntabilitas dan transparansi dalam pengelolaan dana zakat oleh tiga Lembaga Amil Zakat (LAZ) nasional di Indonesia, yaitu BAZNAS, Dompet Dhuafa, dan Rumah Zakat. Metode yang digunakan adalah studi pustaka dengan pendekatan kualitatif deskriptif. Data diperoleh dari laporan tahunan tahun 2023 yang diterbitkan oleh masing-masing lembaga. Hasil penelitian menunjukkan bahwa ketiga LAZ tersebut telah menerapkan prinsip akuntabilitas dan transparansi melalui publikasi laporan keuangan, keterlibatan audit independen, dan pelaporan berbasis syariah sesuai PSAK 109. Namun, terdapat perbedaan pendekatan dalam pelaporan, seperti BAZNAS yang menekankan pelaporan keuangan, sementara Dompet Dhuafa dan Rumah Zakat lebih fokus pada pelaporan berbasis manfaat sosial. Penelitian ini menyimpulkan bahwa praktik akuntansi sektor publik dan akuntansi Islam dapat bersinergi dalam memperkuat tata kelola zakat di Indonesia. Temuan ini memberikan kontribusi praktis bagi pengelola LAZ dan regulator untuk menyusun kebijakan pelaporan yang lebih akuntabel, transparan, dan sesuai prinsip syariah guna meningkatkan kepercayaan publik.
Efektivitas Audit Kinerja Sektor Publik dalam Mewujudkan Good Governance melalui Akuntabilitas Pengelolaan Keuangan Publik Nabila, Putri; Isra Maulina
JAMANTA : JURNAL MAHASISWA AKUNTANSI UNITA Vol. 5 No. 1 (2025)
Publisher : Universitas Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36563/jamanta.v5i1.1517

Abstract

Dalam konteks tata kelola pemerintahan yang baik, akuntabilitas menjadi salah satu dimensi fundamental yang menjamin bahwa pengelolaan anggaran publik dilakukan secara transparan, efisien, dan bertanggung jawab. Berbeda dengan audit keuangan yang hanya menilai kewajaran laporan, audit kinerja berperan penting dalam menilai efektivitas, efisiensi, dan ekonomisnya kebijakan publik berdasarkan prinsip 3E. Penelitian ini bertujuan untuk mengkaji keterkaitan antara penerapan prinsip akuntabilitas dalam pengelolaan keuangan publik dan terwujudnya good governance di Indonesia dengan menggunakan pendekatan kualitatif deskriptif dengan metode studi literatur, teknik pengumpulan data melalui studi dokumentasi dan observasi non partisipatif terhadap laporan keuangan, hasil audit, regulasi fiskal, dan literatur ilmiah. Hasil penelitian menunjukkan bahwa penguatan akuntabilitas baik dalam dimensi hukum, manajerial, program, kebijakan, maupun finansial berdampak langsung terhadap peningkatan transparansi fiskal, integritas kelembagaan, serta kepercayaan publik terhadap pemerintah. Dengan demikian, akuntabilitas bukan hanya menjadi indikator good governance, tetapi juga pilar strategis dalam reformasi tata kelola sektor publik yang berorientasi pada kepentingan rakyat secara berkelanjutan.