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All Journal Journal of Economic, Bussines and Accounting (COSTING) Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social Sciences EAJ (ECONOMICS AND ACCOUNTING JOURNAL) Dinasti International Journal of Digital Business Management Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Kajian Ilmiah Berajah Journal SENTRI: Jurnal Riset Ilmiah JURNAL ECONOMINA Jurnal Riset Ilmiah Pelita : Jurnal Penelitian, Terapan dan Aplikatif Journal of Economics and Management INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Greenation International Journal of Law and Social Sciences Dinasti Information and Technology Dinasti Accounting Review Jurnal Pengabdian Masyarakat dan Penelitian Terapan Indonesian Journal of Sustainability
Istianingsih Istianingsih, Istianingsih
Mercu Buana University Jakarta
Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Symbolic Literacy and Sharia Pseudo-Inclusion: A Paradoxical Analysis and TSR-Maqasid Strategy in Indonesia Istianingsih, Istianingsih; Adiandari, Ade Maharini; Arafah, Willy; Doktoralina, Caturida Meiwanto; Nugroho, Lucky
Pelita : Jurnal Penelitian, Terapan dan Aplikatif Vol. 2 No. 2 (2025): Pelita Journal June 2025
Publisher : Baca Dulu Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70550/pelita.v2i2.180

Abstract

This research is motivated by the phenomenon of a significant gap between the literacy index and Islamic financial inclusion in Indonesia, as well as the fraud case of PT Dana Sharia Indonesia (DSI) in 2026 which reveals the practice of "pseudo-inclusion". This study aims to identify the determinants of literacy and formulate an integrative strategy to overcome this paradox through the framework  of Tawhid String Relationship (TSR) and Maqasid Syariah. The method used is descriptive qualitative with a literature study approach using data from the 2025 National Survey of Financial Literacy and Inclusion (SNLIK) and the Indonesia Sharia Economic Outlook (ISEO) 2024 report. The results of the study show that literacy is still "symbolic", where people know the term sharia but do not understand the risks of contracts, thus triggering financial vulnerability. The solution strategy includes contract-based education synergy, algorithmic ethics audits in financial technology, and regulatory strengthening. The implications of the study emphasize the need to transform education from cognitive to applicative to protect property (Hifz al-Mal) and reason (Hifz al-Aql). The novelty of this research lies in an in-depth analysis of the 2026 DSI default case and the use of the latest SNLIK 2025 data.
DETERMINAN KEPUTUSAN PEMBELIAN BAHAN PANGAN PROTEIN HEWANI Asprilia, Annisa; Muktiyanto, Ali; Istianingsih, Istianingsih
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 6 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/69ec2f02

Abstract

Keputusan pembelian merupakan sebuah proses yang diawali dengan mengidentifikasi kebutuhan, mencari alternatif produk, dan memutuskan pembelian produk yang paling sesuai dengan kebutuhan. Pilihan yang dibuat oleh ibu dalam membeli bahan pangan protein hewani, dalam hal jumlah dan jenisnya, menjadi hal yang penting untuk diperhatikan karena kebutuhan asupan gizi balita stunting berbeda dengan balita lainnya. Penelitian ini bertujuan untuk mengetahui determinan yang memengaruhi keputusan pembelian bahan pangan protein hewani pada ibu balita stunting di Kota Tangerang. Sampel dalam penelitian ini berjumlah 149 ibu yang memiliki balita stunting. Teknik pengambilan sampel menggunakan metode cluster sampling, dengan pengelompokan berdasarkan wilayah Kelurahan Non Lokus Stunting dan Kelurahan Lokus Stunting, yang ditentukan melalui analisis prevalensi stunting dan cakupan layanan. Pengumpulan data dilakukan dengan menyebarkan kuesioner melalui Google Formulir. Variabel independen pada penelitian ini adalah gaya hidup, pendapatan, harga, dan dukungan sosial, sedangkan variabel dependen adalah keputusan pembelian. Analisis data menggunakan metode SEM dengan perangkat lunak SmartPLS 4. Hasil penelitian menunjukkan bahwa gaya hidup tidak berpengaruh terhadap keputusan pembelian bahan pangan protein hewani (t = 0,654; p > 0,05), pendapatan memiliki pengaruh terhadap keputusan pembelian bahan pangan protein hewani (t = 2,084; p < 0,05), harga berpengaruh terhadap keputusan pembelian bahan pangan protein hewani (t = 2,084; p < 0,05), dan dukungan sosial berpengaruh terhadap keputusan pembelian bahan pangan protein hewani (t = 3,555; p < 0,05).
Co-Authors Abd. Chaidir Marasabessy Ade Maharini Adiandari Adha, Safitri Namira Ake Wihadanto Ardison Asri Asprilia, Annisa Didin Sjarifudin, Didin Diding Rahmat Doktoralina, Caturida Meiwanto Estiarto, Lintang Putri Hapzi Ali Hapzi, Hapzi Harry Mukti, Aloysius Hindra, Firdaus Kuntadi, Chris Lestari, Hanifah Lucky Nugroho Marrisa Haque Muhammad Yasir Mukti, Aloysius Harry Muktiyanto, Ali Nera Marinda Machdar Novi, Febry Parno Parno Putri Estiarto, Lintang Rachmat Pramukty Rattanakul, Pimchanok Robertus Suraji Saputra, Septian Tri Sarman, Ayu Meita Setyo Hari Wijanto SIAGIAN, AMRIZAL SUGENG SUROSO, SUGENG Syifa, Adzkiatuz Zahra Untari, Dhian Tyas Willy Arafah, Willy Yayan Hendayana Yonatan, Nicky Liane Ziah, Sifa Ulfa