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SISTEM JUAL BELI TANAH KAVLING SYARIAH SECARA ANGSURAN (PT. Miliarder Ijabah Berkah Palopo) S, Nur Ainun; Kamal, Helmi
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 4 No. 2 (2024)
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v4i2.7137

Abstract This study aims to determine and analyse the implementation system of buying and selling sharia land plots and the installment payment system at PT Miliarder Ijabah Berkah Kota Palopo. This type of research is empirical research using qualitative data analysis methods with a juridical, normative approach. Primary data sources in this research were obtained through interviews with developers of PT Miliarder Ijabah Berkah Palopo, users of PT Miliarder Ijabah Berkah Palopo. Data collection techniques are carried out by means of observation, interviews, and documentation, after obtaining field data the researcher also analyses data with other data sources such as books, journals and the Qur'an, after all the data has been collected, the researcher compiles the existing data so that conclusions can be drawn to answer the problems of this research. The results of this study show 1) The instalment payment system in the sale and purchase transaction carried out by PT Miliarder Ijabah Berkah uses sharia principles. The stages in the sale and purchase practice are, namely, location surveys, booking fees for plot units, collecting complete user data, making sales and purchase contract agreements (PJB), and signing contracts. The agreement is adjusted to the customer's ability, with down payment/DP applied to reduce the risk of loss and improve service and transaction comfort. 2) According to Sharia Economic Law, if the buyer cannot pay the remaining instalments, according to the contract, the user must resell the unit that has been agreed upon or assisted from the company. In returning funds, the company deducts a 3% fee as a commission and an administration fee of Rp.250,000, which violates Chapter II Article 21 of the Compilation of Sharia Economic Law on the principles of equality, trustworthiness, transparency and justice and experiences delays in returning without compensation. The instalment payment system applied by PT Miliarder Ijabah Berkah is in accordance with Islamic law in QS. Al-Baqarah/2: 282. Abstrak Penelitian ini bertujuan untuk mengetahui dan menganalisis sistem pelaksanaan jual beli tanah kavling syariah dan sistem pembayaran angsuran di PT. Miliarder Ijabah Berkah Kota Palopo. Jenis penelitian ini adalah penelitian empiris dengan menggunakan metode analisis data kualitatif dengan pendekatan yuridis, normatif. Sumber data primer pada penelitian ini di dapatkan melalui wawancara bersama developer PT. Miliarder Ijabah Berkah Palopo, user PT. Miliarder Ijabah Berkah Palopo. Teknik pengumpulan data dilakukan dengan cara observasi, wawancara, dan dokumentasi, setelah memperoleh data lapangan peneliti juga melakukan analisis data dengan sumber data yang lain seperti buku, jurnal dan Al-Qurâ€™an, setelah semua data terkumpul selanjutnya peneliti menyusun data yang ada sehingga dapat ditarik kesimpulan untuk menjawab permasalahan penelitian ini. Hasil Penelitian ini menunjukkan 1) Sistem pembayaran angsuran dalam transaksi jual beli yang dilakukan oleh PT. Miliarder Ijabah Berkah menggunakan prinsip syariah. Tahapan dalam praktik jual beli yaitu, survei lokasi, booking fee unit kavling, pengumpulan kelengkapan data user, pembuatan perjanjian kontrak jual beli (PJB), dan penandatanganan akad. Kesepakatan disesuaikan dengan kemampuan nasabah, dengan pembayaran uang muka/DP diberlakukan untuk mengurangi risiko kerugian dan meningkatkan pelayanan serta kenyamanan bertransaksi. 2) Menurut Hukum Ekonomi Syariah, jika pembeli tidak dapat membayar sisa angsuran, sesuai kontrak, user harus menjual kembali unit yang sudah diakadkan atau dibantu dari pihak perusahaan. Dalam pengembalian dana perusahaan memotong biaya 3% sebagai komisi dan biaya administrasi Rp.250.000, yang melanggar pada Bab II Pasal 21 Kompilasi Hukum Ekonomi Syariah terhadap asas kesetaraan, amanah, transparansi, dan keadilan serta mengalami keterlambatan pengembalian tanpa kompensasi. Sistem pembayaran angsuran yang diterapkan PT. Miliarder Ijabah Berkah sesuai dengan hukum Islam dalam QS. Al-Baqarah/2:282.

The Performance of the Adiwiyata Program: An Evaluation Study at Madrasah Tsanawiyah Negeri Masdar, Masdar; K, Nurdin; Kamal, Helmi
International Journal of Asian Education Vol. 5 No. 4 (2024): IJAE Vol. 05, No. 4, December 2024
Publisher : Research and Education Development (READ) Institute collaborate with Faculty of Education and Teacher Training of IAIN Palopo (Fakultas Tarbiyah dan Ilmu Keguruan IAIN Palopo)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46966/ijae.v5i4.461

Environmental challenges, such as climate change, pollution, and deforestation, require proactive educational strategies to foster sustainability awareness and responsible behavior among students. The Adiwiyata Program, introduced by the Indonesian Ministry of Environment and Forestry, aims to integrate environmental education into the school curriculum to promote sustainable practices. This study evaluates the implementation of the Adiwiyata Program at MTs Negeri Luwu Timur using the CIPP (Context, Input, Process, Product) evaluation model. The research adopts a qualitative approach, utilizing observations, semi-structured interviews with school administrators, teachers, students, and community members, and document analysis to assess the program's effectiveness. The findings reveal that the program aligns well with the school’s vision and mission, emphasizing academic excellence and environmental stewardship. Strong government support and active community engagement significantly contribute to the program's success. Adequate resources, including well-trained educators and interdisciplinary curriculum integration, have increased environmental awareness, positive behavioral changes among students, and noticeable improvements in the school’s physical environment. However, challenges such as limited funding, delayed external resource fulfillment, and difficulties in engaging new students highlight areas for improvement. This study concludes that the Adiwiyata Program at MTs Negeri Luwu Timur effectively integrates environmental education in madrasahs. The research offers strategic recommendations for enhancing program sustainability, improving stakeholder collaboration, and expanding the program’s impact beyond the school community. These findings contribute to the broader discourse on environmental education and its role in fostering sustainable development in educational institutions.

Understanding Reconstruction Halal Products for Halal Businesses in Tana Toraja Fasiha, Fasiha; Jabani, Muzayyana; Kamal, Helmi; Abdullah, Muh Ruslan
Palita: Journal of Social Religion Research Vol. 6 No. 1 (2021): Palita: Journal of Social Religion Research
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/pal.v6i1.1940

Abstract[English]:There is an interesting phenomenon in Tana Toraja about the halal product label. Countless businessmen put a halal label on their business without having any legal halal certificate. This article has some objectives. It aims at conveying the understanding level owned by businessmen, elaborating whether the understanding affects the decision on having halal certificate, explaining the understanding construction of halal product of Muslim businessmen and informing the factors that cause malpractice of halal product. The finding result proved that; (1) the lack decision of businessmen to make halal certificate; (2) some stakeholders such as MUI, KEMENAG Tana TorajaÂ and preachers had conducted understanding reconstruction; (3) the result also showed that malpractice of halal product was caused by haram materials that were cheaper than halal ones, halal label was solely marketing strategy and halal certificate spent lots of money.Â Abstrak[Indonesia]:Ada fenomena menarik di Tana Toraja tentang label produk halal. Tak terhitung banyaknya pengusaha yang memasang label halal pada usahanya tanpa memiliki sertifikat halal yang sah. Artikel ini memiliki beberapa tujuan. Hal ini bertujuan untuk menyampaikan tingkat pemahaman yang dimiliki oleh pengusaha, mengelaborasi apakah pemahaman tersebut mempengaruhi keputusan memiliki sertifikat halal, menjelaskan konstruksi pemahaman produk halal pengusaha muslim dan menginformasikan faktor-faktor penyebab malpraktik produk halal. Hasil temuan membuktikan bahwa; (1) kurangnya keputusan pengusaha untuk membuat sertifikat halal; (2) beberapa pemangku kepentingan seperti MUI, KEMENAG Tana Toraja dan para mubaligh telah melakukan rekonstruksi pemahaman; (3) Hasil penelitian juga menunjukkan bahwa malpraktik kehalalan produk disebabkan oleh bahan haram yang lebih murah dari yang halal, label halal semata-mata strategi pemasaran dan sertifikat halal menghabiskan banyak uang.Â

Reactualization of The Role and Function of Islamic Religious Counselors in Minimizing Early Marriage Lantasanna, Irwan; Kamal, Helmi; Langaji, Abbas; Rudiadi, Rudiadi
Palita: Journal of Social Religion Research Vol. 8 No. 1 (2023): Palita: Journal of Social Religion Research
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/pal.v8i1.3599

This research aims to determine the strategies by Islamic Religious Counselors in reducing the number of early marriages in the Wara district. The author chooses qualitative research with an empirical approach to Islamic law to analyze social reality in depth. This approach was chosen because the authors wanted to explain an in-depth analysisof Islamic religious extension officers' role in carrying out informative, educative, consultative, and advocative functions in early marriage cases. The subjects in this study were two functional Islamic religious instructors, five non-civil servant Islamic religious instructors, and one BP4 mediator. The object of this study is the role of religious instructors in carrying out professional functions in cases of early marriage. The study results showed that the Islamic Extension Counselors in Wara District performed well because they carried out informative and educative roles and functions, consular and advocative functions as extension agents consistently by conducting direct counselling to the community. The strategies undertaken to reduce the number of early marriages arecounsellingto prevent underage marriages, rejecting underage brides, socializing the importance of formal education to adolescents, and approaching parents to maximize their role in educating children.

Tathwir Wasilah Ta'lim al-Lughah al-Arabiyyah al-Tafa'uliyyah 'ala Asas al-Lu'bah al-Ta'limiyyah Quizizz fi Madah al-Mubtada' wa al-Khabar li Tullab al-Saff al-'Ashir bi al-Madrasah al-'Aliyah al-Hukumiyyah Palopo Syamsuddin, Naidin; Kamal, Helmi
Al Ibrah: Journal of Arabic Language Education Vol. 7 No. 1 (2024): Al Ibrah: Journal of Arabic Language Education
Publisher : Institut Agama Islam Negeri (IAIN) Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/jale.v7i1.5099

AbstractThis research aims to determine the development process and validity level of the developed product. The type of research is research and development (R&D) using the D4 development model which consists of four stages, namely the identification, design, development, and dissemination stages. The research subjects are tenth graders at Walewang State High School. The data collection methods used are observation, interviews, validation sheets, student response questionnaires, and documents. The data were analyzed using qualitative and quantitative data analysis methods. The result of this research and development is an interactive Arabic language learning medium based on the Quizizz educational game for the subject-predicate material for tenth graders at Walewang State High School. Product validation results: 1) Subject matter expert validation obtained a score of 90.91%; 2) and media experts got 96.92%; 3) and language experts got 82.86%; 4) and education experts got 97.65%. Based on the results, it can be concluded that the developed learning media is very valid for application in Arabic language learning. Keywords: Interactive learning media, Quizizz educational game, subject-predicate???????? ??? ????? ??? ????? ????? ??????? ?????? ?????? ?????? ??????. ??? ????? ?? ????? ???????? (R&D) ???????? ????? ????? D4 ???? ????? ?? ???? ????? ??? ????? ???????? ????????? ????????? ?????????. ????? ????? ?? ???? ???? ?????? ???????? ??????? ???????? ??????. ??????? ??? ???????? ????????? ?? ???????? ????????? ?????? ?????? ?? ????? ????????? ??????? ?????? ????????. ??? ????? ???????? ???????? ?????? ????? ???????? ??????? ???????. ????? ??? ????? ???????? ?? ????? ????? ????? ??????? ????????? ??? ???? ?????? ????????? ?????? ?? ???? ??????? ?????? ????? ???? ?????? ???????? ??????? ???????? ??????. ????? ?????? ?? ??? ??????:1) ?????? ?? ????? ?? ??? ???? ?????? ??? ??? ???? 90.91%? 2) ????? ??????? ??? ??? 96.92%? 3) ????? ????? ??? ??? 82.86%? 4) ????? ??????? ??? ??? 97.65%. ????? ??? ???????? ???? ??????? ?? ????? ??????? ??????? ????? ???? ??????? ?? ????? ????? ???????. ??????? ????????: ????? ??????? ?????????? ?????? ????????? ??????? ??????? ??????.

The Influence of Online Game on the Learners’ Arabic Vocabulary Achievement Kamal, Helmi
Jurnal Al Bayan : Jurnal Jurusan Pendidikan Bahasa Arab Vol 13 No 1 (2021): Jurnal Al Bayan: Jurnal Jurusan Pendidikan Bahasa Arab
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/albayan.v13i1.7339

Online game is suggested as a medium that can encourage learners' acquisition of Arabic vocabulary. This research aimed to find out the learners’ vocabulary achievement before applying online game to the learners and to describe the usage of online game in improving learners’ vocabulary achievement effectively. This research used Classroom Action Research. There were 30 learners involved. Teaching processes consisted of two-cycle. Interviews, observation, tests, and documentation were the instruments of this research. The results of the tests were analyzed by using SPSS 20; the results of the interview and observation were analyzed qualitatively. The author found that online game improves learners’ vocabulary. The average score in cycle I was better than the average score in cycle II. The Pretest results in cycle I showed the greatest score obtained by the learners was 76. While in the Post test of the cycle I, the greatest score obtained by the learner was 90. Whereas in cycle II, the greatest score obtained by the learners was 100. Based on the observation, the learners were more excited on studying and focus on finishing their task; the learners could understand well the subject was given, and the learners were more enthusiastic in memorizing vocabulary. The author had successfully provided a new experience for learners who always learn conventionally by involving into the appealing and interactive online game-based learning atmosphere. The author hoped this research could be guidance for the effectuality of the next Arabic language learning through the online game in the class.

Creating a Safe and Inclusive School Culture: Anti-Bullying Program Implementation in a Faith-Based Primary School Jayangti, Jayangti; Kamal, Helmi; Masri, Subekti
International Journal of Asian Education Vol. 6 No. 3 (2025): IJAE Vol. 06, No. 3, September 2025
Publisher : Research and Education Development (READ) Institute collaborate with Faculty of Education and Teacher Training of IAIN Palopo (Fakultas Tarbiyah dan Ilmu Keguruan IAIN Palopo)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46966/ijae.v6i3.495

Bullying remains a persistent issue in primary education, requiring context-sensitive and value-driven interventions, especially in culturally and religiously grounded school environments. This study explores the implementation of an anti-bullying education program at SD Darud Da’wah War-Irsyad II (DDI II) Palopo, a faith-based Islamic elementary school in Indonesia, to understand its structure, processes, and challenges. Employing a qualitative descriptive design, data were collected through in-depth interviews, school observations, and document analysis. The participants included school leaders, Islamic education teachers, and homeroom teachers directly involved in the program's development and execution. The findings revealed that the program was structured across daily, weekly, and annual activities, all of which were infused with Islamic values such as rahmah (compassion), ukhuwah (brotherhood), and adl (justice). Its implementation involved stages of awareness-building, task force coordination, curriculum integration, peer support systems, and parental involvement. Challenges included students' limited awareness of non-physical bullying, teachers’ lack of training in handling psychological aggression, underreporting due to social stigma, and the absence of a formal evaluation mechanism. This study contributes to the field by offering a practical and culturally embedded model for anti-bullying education rooted in religious ethics. The model is scalable, cost-effective, and adaptable for other faith-based schools, making it relevant for educators and policymakers seeking sustainable approaches to school safety and character development in religious contexts.

Legal Protection For Children As Corn Shellers In Balutan Village, Bupon District, Luwu Regency South of Sulawesi, Indonesia Yusuf, Suriadi; Kamal, Helmi; Jamaluddin, Fitriani; Sahham, Sahhamdabbar
Al-Amwal : Journal of Islamic Economic Law Vol. 10 No. 1 (2025): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v10i1.5676

Purpose – This research aims to determine the practice of children as corn shelling workers in Balutan Village, Bupon District, Luwu Regency; to find out the protection for children as corn shelling workers in Balutan Village, Bupon District, Luwu Regency. Method – The type of research used is empirical research, using a sociological approach. The source of data in this study is primary data obtained from the results of interviews with child laborers, corn sheller entrepreneurs and parents/guardians of children who work. The data collection techniques used in this study are observation, interviews, and documentation. Result –The results of this research indicate that corn shelling work involving child labor has violated the provisions stipulated by the applicable laws and regulations. Such as working hours that exceed the maximum working time limit for children, working in places with extreme temperatures for children, and no work boundaries between adult and child laborers, as well as no guaranteed work safety for child laborers. Thus, entrepreneurs who employ children as corn shelling workers in Balutan Village, Bupon District, Luwu Regency, have violated the law. Implication – As a practical implication, Child Labor Violation: The engagement of minors in corn shelling operations contravenes national labor statutes, namely those pertaining to child labor protections. Possible Legal Consequences: Entrepreneurs may incur criminal or administrative effects, such as fines or imprisonment for breaching child labor regulations. The findings underline the imperative for labor inspectors and law enforcement regulators to adopt proactive strategies in monitoring and enforcing compliance

Pengembangan Media Pembelajaran Bahasa Arab Berbasis Komik Pada Materi At-Ta’riifu Bin Nafsi Pada Siswa Kelas VII Madrasah Tsanawiyah Ulusalu Luwu Dahlan, Rafiqah; Kamal, Helmi; Laswi, Aishiyah Saputri
Jurnal Pendidikan Tambusai Vol. 8 No. 3 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian ini bertujuan untuk mengetahui proses pengembangan, tingkat kevalidan produk dan tingkat kepraktisan produk yang dikembangkan. Jenis penelitian ini adalah research and development (R&D) dengan mengadaptasi model pengembangan 4D yang terdiri atas empat tahapan yaitu pendefinisian (define), perancangan (design), pengembangan (development), dan penyebaran (disseminate). Subjek penelitian ini adalah peserta didik kelas VII Madrasah Tsanawiyah Ulusalu. Teknik pengumpulan data menggunakan observasi, wawancara, lembar validasi, angket respon peserta didik, dan dokumentasi. Data dianalisis menggunakan teknik analisis data kuantitatif. Hasil dari penelitian pengembangan ini menunjukkan bahwa media pembelajaran komik telah melalui tahapan validasi oleh para ahli dengan hasil sebagai berikut: (1) validasi dari ahli media memperoleh skor sebesar 85,71%; (2) validasi dari ahli materi memperoleh skor sebesar 90%; (3) validasi dari praktisi ahli mencapai skor 100%, dan hasil uji coba praktikalitas, diperoleh skor rata-rata persentase sebesar 92.03%. Berdasarkan hasil validasi dari ketiga validator ahli dan hasil uji coba praktikalitas, dapat disimpulkan bahwa penggunaan komik sebagai media pembelajaran sangat valid dan praktis untuk diterapkan dalam pembelajaran Bahasa Arab.

Understanding Reconstruction Halal Products for Halal Businesses in Tana Toraja Fasiha, Fasiha; Jabani, Muzayyana; Kamal, Helmi; Abdullah, Muh Ruslan
Palita: Journal of Social Religion Research Vol. 6 No. 1 (2021): Palita: Journal of Social Religion Research
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/pal.v6i1.1940

Abstract[English]:There is an interesting phenomenon in Tana Toraja about the halal product label. Countless businessmen put a halal label on their business without having any legal halal certificate. This article has some objectives. It aims at conveying the understanding level owned by businessmen, elaborating whether the understanding affects the decision on having halal certificate, explaining the understanding construction of halal product of Muslim businessmen and informing the factors that cause malpractice of halal product. The finding result proved that; (1) the lack decision of businessmen to make halal certificate; (2) some stakeholders such as MUI, KEMENAG Tana TorajaÂ and preachers had conducted understanding reconstruction; (3) the result also showed that malpractice of halal product was caused by haram materials that were cheaper than halal ones, halal label was solely marketing strategy and halal certificate spent lots of money.Â Abstrak[Indonesia]:Ada fenomena menarik di Tana Toraja tentang label produk halal. Tak terhitung banyaknya pengusaha yang memasang label halal pada usahanya tanpa memiliki sertifikat halal yang sah. Artikel ini memiliki beberapa tujuan. Hal ini bertujuan untuk menyampaikan tingkat pemahaman yang dimiliki oleh pengusaha, mengelaborasi apakah pemahaman tersebut mempengaruhi keputusan memiliki sertifikat halal, menjelaskan konstruksi pemahaman produk halal pengusaha muslim dan menginformasikan faktor-faktor penyebab malpraktik produk halal. Hasil temuan membuktikan bahwa; (1) kurangnya keputusan pengusaha untuk membuat sertifikat halal; (2) beberapa pemangku kepentingan seperti MUI, KEMENAG Tana Toraja dan para mubaligh telah melakukan rekonstruksi pemahaman; (3) Hasil penelitian juga menunjukkan bahwa malpraktik kehalalan produk disebabkan oleh bahan haram yang lebih murah dari yang halal, label halal semata-mata strategi pemasaran dan sertifikat halal menghabiskan banyak uang.Â

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