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All Journal Al-'Adalah IQTISHADIA ISLAMICA: Jurnal Studi Keislaman I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Ekonomi dan Bisnis Islam jurnal niara Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Perspektif Ekonomi Darussalam Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Jurnal Ekonomi Islam Distribusi ILTIZAM Journal of Sharia Economic Research Journal of Economic, Management, Accounting and Technology (JEMATech) YUME : Journal of Management Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal E-Bis: Ekonomi Bisnis Indonesian Journal of Islamic Business and Economics (IJIBE) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal La Bisecoman ProBisnis : Jurnal Manajemen Salam (Islamic Economics Journal) JURIS (Jurnal Ilmiah Syariah) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Educational Research Excellence (IJERE) Digital Business Tren Bisnis Masa Depan Jurnal Ekonomi Islam Jurnal Al-Wasith : Jurnal Studi Hukum Islam ISJOUST Jurnal Informatika Ekonomi Bisnis AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Infaq: Jurnal Ekonomi Islam
Ruslan Abdul Ghofur
Universitas Islam Negeri Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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IMPLEMENTASI FATWA DSN-MUI NOMOR 4/DSN-MUI/2000 TENTANG MURABAHAH PADA BMT DI PROVINSI LAMPUNG juliana, juliana; Liky Faizal; Ruslan Abdul Ghofur
Jurnal Al-Wasith : Jurnal Studi Hukum Islam Vol. 5 No. 2 (2020): Jurnal Al-Wasith: Jurnal Studi Hukum Islam
Publisher : Universitas Nahdlatul Ulama Al Ghazali Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.85 KB) | DOI: 10.52802/wst.v5i2.15

Abstract

Writing this journal is motivated by the author's curiosity to find out the financing mechanism for BMT DMS and BTM BIMU in applying Murabahah financing products. More specifically, this study is aimed at analyzing the suitability of the DSN-MUI fatwa regarding Murabahah with the operational procedures for Murabahah financing at BMT DMS and BTM BIMU. In addition, the central position of DSN-MUI as the holder of authority over the status of halal products in Islamic Financial Institutions in Indonesia, LKMS is obliged to comply with all DSN-MUI fatwas regarding the financial products they practice. Murabahah financing products are financing products that are certainly profit and profitable, so they become superior products at BMT DMS and BTM BIMU. Then how is the implementation of murabahah financing at BMT DMS and BTM BiMu and how is the fatwa analysis of DSN MUI No. 04 / DSN-MUI / IV / 2000 on murabahah financing at BTM BiMu and BMT DMS. With the aim of this thesis research is Knowing the implementation of murabahah financing in BTM BiMu and BMT DMS and Knowing the DSN-MUI fatwa analysis on murabahah financing on BTM BiMu and BMT DMS. Data processing methods from research used, namely by interview, observation and literature study methods or with primary data and secondary data. This research is a field research, and the method used is descriptive qualitative analysis. In addition, the analysis also uses inductive analysis. The results show that the implementation of Murabahah in BTM BiMu and BMT DMS generally uses two models, namely direct Murabahah and represented murabahah (bil wakalah). In general, the practice of direct murabahah financing has met the requirements imposed by the DSN-MUI.
PENGARUH TECHNOLOGY ACCEPTANCE MODEL TERHADAP KEPUTUSAN MUZAKKI MEMBAYAR ZAKAT MELALUI FINTECH GOPAY (STUDI PADA MUZAKKI BAZNAS DKI JAKARTA) Afiful Ichwan; Ruslan Abdul Ghofur
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4895

Abstract

Indonesia is one of the countries with the most Muslim population.  but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion.  By using the Technology Acceptance Model.  the authors analyze and understand the factors in influencing the acceptance of use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay  
Face to Face Consumption According to Conventional and Islamic Concept Basrowi Basrowi; Ruslan Abdul Ghofur
Islamic Studies Journal for Social Transformation ISJOUST Vol 3, No 1, 2019
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (889.782 KB) | DOI: 10.28918/isjoust.v3i1.1951

Abstract

The purpose of this study is to get detailed answers to the differences between consumption concepts from conventional and Islamic perspectives. Face to face comparison is believed to provide a complete picture of the differences in these two perspectives. The method used to answer the above problems is by qualitative methods, precisely the method of literature. The results of the in-depth study show that there are very essential differences between the concepts of consumption according to conventional and Islamic perspectives. The difference is not only in values, principles, but also in the application of daily application. This research gives a new perpective in the scientific repertoire of consumption concepts according to Islam because it is able to present differences face to face to get clarity on a phenomenon
The Role of Muslim Generation Community at Zakat Collection on Realizing Sustainable Development Goals (SDGs) in the Era of Digital Society 5.0 Rizal Rizal; Ruslan Abdul Ghofur; Pertiwi Utami
JURIS (Jurnal Ilmiah Syariah) Vol 22, No 1 (2023)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/juris.v22i1.6562

Abstract

The large potential of zakat funds can support the government’s efforts in alleviating poverty. However, its management has not been seen optimally even though BAZNAS has been designated as the official agency and the only non-structural government agency that manages zakat. This study aims to investigate the important role of the human generation who are members of the Muslim community in collecting zakat at the BAZNAS in the era of digital society 5.0 to realize the SDGs. This study uses a literature study method with library data collection techniques, reading and taking notes, and managing research materials by tracing written sources that have been previously written. This study uses content analysis techniques to obtain written information that focuses on four dimensions, namely human generation, Muslim community, zakat collection, and sustainable development goals. The findings reveal that two generations of humans are members of the Muslim community that have the potential to increase zakat collection. Deeper, Maqāṣid shari’āh as the essence of Islamic law through the values of justice, freedom, and human rights of the Muslim community will support the goal of collecting zakat. The novelty of this research found that building the strength and glory of BAZNAS in the era of digital society 5.0 requires strong social ties from the entire Muslim generation community, especially the younger generation community. The main contribution of this research highlights the ‘zakat movement’ led by BAZNAS to pay more attention to the role of the millennial Muslim generation community and iGeneration in supporting zakat empowerment programs to realize Sustainable Development Goals.
Studi Literatur : Hubungan Digitalisasi Zakat Terhadap Intensi Perilaku Generasi Millenial Membayar Zakat Ana Musta’anah; Ruslan Abdul Ghofur; Syamsul Hilal; Citra Etika
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 1 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(1).12847

Abstract

Tujuan dari studi ini adalah untuk menganalisis apa saja yang mempengaruhi intensi generasi millenial menggunakan digital payment dalam membayar zakat. Studi ini termasuk dalam jenis studi kualitatif deskriptif dengan menggunakan metode library research yakni pengkajian dan analisa kembali terhadap penelitian-penelitian terdahulu yang berkaitan dengan hubungan digitalisasi zakat terhadap intensi perilaku generasi millenial membayar zakat. Sumber data diperoleh dari literatur berupa jurnal-jurnal penelitian ilmiah terdahulu yang kemudian diolah dan dianalisis dengan reduksi data, display data, dan verification. Dari hasil analisis diperoleh bahwa faktor kemudahan penggunaan dan kemudahan merupakan faktor yang memiliki pengaruh signifikan terhadap intensi generasi millenial membayar zakat melalui zakat digital. Sedangkan faktor religiusitas tidak memiliki pengaruh signifikan terhadap intensi generasi millenial membayar zakat melalui zakat digital. Faktor-faktor yang terdapat studi ini masih terbatas, sehingga studi selanjutnya diharapkan mampu mengkaji lebih luas.
ANALYSIS OF THE IMPLEMENTATION OF LAW NUMBER 08 OF 1999 CONCERNING CONSUMER LEGAL PROTECTION AGAINST THE USE OF UNREGISTERED COSMETIC PRODUCTS FROM THE PERSPECTIVE OF ISLAMIC LAW (Study At Balai Besar Pengawas Obat Dan Makanan Bandar Lampung) Diah Prayogi Diah; Ruslan Abdul Ghofur; Liky Faizal
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 3 No. 1 (2023): Juni 2023
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (775.503 KB)

Abstract

The lack of supervision from the authorities coupled with the lack of public knowledge in differentiating genuine and counterfeit products has made the circulation of counterfeit cosmetics increasingly rampant in the market. The problems that occurred at BPOM Bandar Lampung, especially in supervision, found that many consumers bought cosmetic products that did not have quality, and there were no BPOM products. The purpose of this study was to determine the implementation of Law Number 8 of 1999 concerning consumer legal protection and consumer legal protection according to Islamic law at BPOM Bandar Lampung. This research is a qualitative research and is descriptive in nature. The results of field research show that consumer legal protection against the use of cosmetic products that are not registered at the Bandar Lampung Drug and Food Control Center is more focused on Article 4 which states that consumers have the right to comfort, security and safety in consuming goods and/or services. From the point of view of Islamic law, the distribution of cosmetic products containing harmful additives and without clear information is strictly prohibited by Islamic law. Giving explanations and information that is not true, mixing good things with bad things, showing examples of good things and hiding what is not good is included in fraud. This fraud has a detrimental effect on the buyer, and that is tyranny
Determinant Variables that Affect the Financial Performance of Islamic Banking in Indonesia Amanatun Nisfah Nurun Nikmah; Ruslan Abdul Ghofur; Heni Noviarita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v5i3.1975

Abstract

This study aims to analyze whether there is an influence of Islamic Corporate Governance, Islamic Social Responsibility, Intellectual Capital, Sharia Bank Indonesia Certificates and Profit Sharing Levels on the Financial Performance of Islamic Commercial Banks in Indonesia for the 2016-2020 period. The type of data used is secondary data obtained from the financial reports of banks, BI and OJK through published institutional reports which were analyzed using multiple linear regression with the help of the E-Views 10 Program. The results of this study are the variables Islamic corporate governance, Islamic social responsibility, and Islamic corporate governance. intellectual capital, and Bank Indonesia Sharia Certificates partially have no effect on the Financial Performance of Islamic Commercial Banks in Indonesia in 2016-2020. while the Profit Sharing Variable has an effect on the Financial Performance of Islamic Commercial Banks in Indonesia in 2016-2020. Variables Islamic Corporate Governance, Islamic Social Responsibility, Intellectual Capital, Bank Indonesia Sharia Certificates and Profit Sharing Levels Simultaneously on the Financial Performance of Islamic Commercial Banks in Indonesia in 2016-2020. Keywords: Islamic Bank, Financial Performance, Quantitative
ANALYSIS OF SHARIA INNOVATION STRATEGIC AND EFFICIENCY TOWARD SUSTAINABLE ABILITY SHARIAH MANDIRI BANKS IN LAMPUNG Andri Andri; Tulus Suryanto; Ruslan Abdul Ghofur; Erike Anggraeni
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 6 No. 1 (2020): JANUARY-JUNE 2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v6i1.18712

Abstract

This study aims to reveal the influence of factors that influence the ability of 'sustainable banks' in facing threats from the internal and external environment, especially financial technology. The novelty of this article lies in the discovery of research results that provide a complex development model in the strategy of Islamic financial institutions in maintaining sustainable capability. Quantitative research methods with Islamic economics approach are chosen to answer the research hypotheses. The 30 sample respondents consisting of Branch Managers and Senior Employees from branch offices and sub-branch offices of the Bank Syariah Mandiri (BSM) Lampung Province are potential primary data used. The results revealed that there was a positive and significant effect of 80.6% between sharia innovation and efficiency on the sustainability of Bank Syariah Mandiri in Lampung Province. While the remaining 18.4% is influenced by other variables not examined in the study. In creating new innovations and efficiencies, BSM Lampung Province must always be in the corridors of Islamic principles as rahmatan lil alamin.Keywords: Bank, Efficiency, Innovation, Sharia, Sustainability
Efektivitas Program Kartu Prakerja dalam Membangun Sumber Daya Manusia Pasca Pandemi Covid-19 Diyah Anggraeni; Ruslan Abdul Ghofur; Syamsul Hilal
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.611

Abstract

This paper discusses the effectiveness of the Pre-Employment program in building human resources and the role of the Pre-Employment program in developing the quality of human resources. The purpose of this research is to determine the effectiveness of the Pre-Employment program in building resources in the midst of a human pandemic. Determine the role of the Pre-Employment program in building quality human resources in the midst of a pandemic. Using a descriptive quantitative research approach, the type of data used in this study is primary data obtained from in-depth interviews with beneficiaries of the Pre-Employment Card program. The research results obtained are pre-employment programs are less effective in building human resources. The Pre-Employment Program has a very important role in building the quality of human resources.
Growth dan Media Exposure terhadap Pengungkapan Islamic Social Reporting Nur Wahyu Ningsih; Ruslan Abdul Ghofur; Ranny Aprilia Pratiwi
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 1 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v4i1.2265

Abstract

This study is aims to examine the impact of growth and media exposure on Islamic Social Reporting disclosure. To measure the extent of Islamic social reporting, used a checklist that has been developed based on related rules and previous research. The research method used is this research is quantitative research methods, this method is called quantitative method because the research data in the form of numbers and analysis employed statistics. While for the type of data used in this study is secondary data, secondary data in this study in the form of annual report, sustainability report and financial statement companies listed on the Indonesian sharia stock index in 2016-2018. The method used in this research is quota sampling, There were 13 companies which fulfilled criterion as the research samples. The data collection method in this study is the documentation method, is collecting data from ISSI official website based on criteria and collecting data from the company’s official website. The results of this study showed that growth and media exposure no significant impact on Islamic Social Reporting.
Co-Authors Abdul Qodir Zaelani Afiful Ichwan Ali Mustofa Amanatun Nisfah Nurun Nikmah Ana Musta’anah Ana Santika Andri Andri anggi saputra Apriani, Rahma Ayuning Larasati Basrowi Basrowi Citra Etika Deki Fermansyah Dewi Tradena Diah Prayogi Diah Dini Anggraini, Dini Diyah Anggraeni Diyah Anggraeni Erike Anggraeni Erike Anggraini Erike Anggraini Ermawati, Liya Ersi Sisdianto Eva Dwiana Evi Ekawati Fadila, Dila Fatih Fuadi Gustarina Andini Gustika Nurmalia Heni Noviarita Heni Noviarita Hidayati, Putri Nur Intan Suri Mahardika Pertiwi Juliana Juliana Khumaidi Ja'far Liky Faizal M. Nasor, M. Madnasir Madnasir Maimun Marfilia, Alda Moh Bahrudin Muhammad Iqbal Fasa Muhammad Nasor Muhammad Zaki Nadila, Nadila Nova Purnama Sari Nur Wahyu Ningsih Nur Wahyu Ningsih Nurul Hida Yati Pertiwi Utami Pertiwi Utami Pranika, Ranita Purwaningtyas, Sifa Ismi Putri Nur Hidayati Ranny Aprilia Pratiwi Ranny Aprilia Pratiwi Rifka Nazilatur Rohmah Rika Juwita Rizal Rizal Santika, Ana Solihah, Adinda Putri Zakiyatus Suhendar Suhendar Suhendar Suhendar Surono , Syamsul Hilal Syamsul Hilal Tulus Suryanto Utami, pertiwi Yulistia Devi