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<![CDATA[Efektivitas Penerapan SISKEUDES Dalam Meningkatkan Akuntabilitas dan Transparasi Ditinjau dari Perspektif Ekonomi Islam (Studi Pada Tiyuh Daya Asri Kecamatan Tumijajar Kabupaten Tulang Bawang Barat) ]]>
<![CDATA[Solihah, Adinda Putri Zakiyatus]]>;
<![CDATA[Ghofur, Ruslan Abdul]]>;
<![CDATA[Etika, Citra]]>
<![CDATA[ YUME : Journal of Management Vol 8, No 1.1 ]]>
Publisher : <![CDATA[Pascasarjana STIE Amkop Makassar ]]>
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DOI: 10.37531/yum.v8i1.8139
<![CDATA[Penggunaan aplikasi Sistem Keuangan Desa (SISKEUDES) merupakan upaya untuk meningkatkan akuntabilitas dan transparansi pengelolaan keuangan desa. Penelitian ini bertujuan untuk mengkaji efektivitas penerapan SISKEUDES di Desa Daya Asri, Kecamatan Tumijajar, Kabupaten Tulang Bawang Barat. Penelitian kualitatif ini menggunakan metode triangulasi melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa SISKEUDES efektif dalam meningkatkan akuntabilitas vertikal dan horizontal, serta transparansi yang mencakup penyediaan informasi yang jelas dan akurat kepada masyarakat. Namun, efektivitas tersebut sangat bergantung pada kompetensi sumber daya manusia yang mengelola aplikasi ini. Penelitian ini memberikan wawasan mengenai integrasi teknologi informasi dengan prinsip-prinsip ekonomi Islam dalam pengelolaan keuangan desa.Keywords: Efektivitas, SISKEUDES, Akuntabilitas, Transparasi, Ekonomi Islam]]>
<![CDATA[Pengaruh Content Marketing, Fear Of Missing Out (Fomo) Dan Product Quality Terhadap Purchase Decision Produk Skincare Daviena Dalam Perspektif Bisnis Islam ]]>
<![CDATA[Purwaningtyas, Sifa Ismi]]>;
<![CDATA[Ghofur, Ruslan Abdul]]>;
<![CDATA[Ermawati, Liya]]>
<![CDATA[ ProBisnis : Jurnal Manajemen Vol. 15 No. 6 (2024): December: Management Science ]]>
Publisher : <![CDATA[Lembaga Riset, Publikasi dan Konsultasi JONHARIONO ]]>
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<![CDATA[Persaingan antar pasar industri perawatan pribadi dan skincare semakin kompetitif. Hal ini terbukti dengan banyaknya jenis skincare beredar baik produksi dalam negeri maupun luar negeri. Di Indonesia, penggunaan skincare merupakan kebutuhan dengan prioritas yang bertingkat. Seiring meluasnya daya beli masyarakat dan juga semakin meningkatkan daya beli per individu dapat mendorong tingkat skincare dari level pelengkap menjadi level yang diprioritaskan. Salah satu brand skincare yang sedang tren dan mampu bersaing di dunia industri kecantikan yaitu Daviena. Metode yang digunakan pada penelitian ini yaitu metode kuantitatif deskriptif dengan populasi yaitu pengguna skincare daviena di kota Bandar Lampung, dan sampel pada penelitian ini berjumlah 96 yang diperoleh dari rumus cochran. Jenis data yang digunakan pada penelitian ini adalah data primer yaitu data yang dihasilkan menggunakan instrumen kuesioner dengan teknik non-probabilitas purposive sampling. Hasil pada penelitian ini yaitu content marketing tidak berpengaruh positif dan tidak signifikan terhadap purchase decision skincare daviena. Fear of missing out (FOMO) berpengaruh positif dan signifikan terhadap purchase decision skincare daviena. Dan product quality berpengaruh positif dan signifikan terhadap purchase decision skincare daviena. Dapat disimpulkan bahwa semakin tinggi tingkat fear of missing out (FOMO) pelanggan dan semakin meningkat product quality berarti semakin tinggi purchase decision skincare daviena tersebut. Content marketing, fear of missing out (FOMO), dan product quality berpengaruh positif dan signifikan secara simultan terhadap purchase decision skincare daviena.]]>
<![CDATA[Peran Reforma Agraria Dalam Mewujudkan Ekonomi Berkelanjutan: Berdasarkan Perspektif Ekonomi Islam ]]>
<![CDATA[Nadila, Nadila]]>;
<![CDATA[Ghofur, Ruslan Abdul]]>;
<![CDATA[Fasa, Muhammad Iqbal]]>
<![CDATA[ Jurnal E-Bis Vol 9 No 1 (2025): Vol. 9 No.1 2025 ]]>
Publisher : <![CDATA[Politeknik Piksi Ganesha Indonesia ]]>
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DOI: 10.37339/e-bis.v9i1.2417
<![CDATA[The agrarian reform program is a strategic instrument in creating social justice, welfare, equitable distribution of land ownership through two main pillars, namely agrarian reform and access reform. The purpose of this study is to analyze the role of agrarian reform in realizing a sustainable economy based on an Islamic economic perspective. This research uses a qualitative method with a literature study approach. The results show that the implementation of agrarian reform in West Tulang Bawang Regency has a positive impact on improving the welfare of the community, especially farmers and MSME actors. In Islam, agrarian reform is a form of mandate for natural resource management that must be carried out transparently, fairly, sustainably for the benefit of the people. The application of maqashid sharia principles is the main foundation in formulating agrarian policies that favor welfare. This research recommends institutional strengthening and community education for effective agrarian reform implementation..]]>
<![CDATA[THE INFLUENCE OF FISCAL CAPACITY, IHDI AND UMP ON ECONOMIC GROWTH IN JAVA ISLAND IN THE PERSPECTIVE OF ISLAMIC ECONOMICS ]]>
<![CDATA[Marfilia, Alda]]>;
<![CDATA[Abdul Ghofur, Ruslan]]>;
<![CDATA[Nurmalia, Gustika]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 01 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v9i01.8112
<![CDATA[This study aims to examine the influence of fiscal capacity, Islamic Human Development Index and Provincial Minimum Wage on economic growth. This study uses quantitative methods with Vector Error Correction Mode (VECM) analysis techniques. The population in this study were six provinces on the island of Java from 2008-2023 which were taken by saturated sampling method. The results showed that partially in the long term and short term fiscal capacity and Provincial Minimum Wage have a significant positive effect on economic growth. while the Islamic Human Development Index (IHDI) variable has no significant effect on economic growth. While simultaneously fiscal capacity, Islamic Human Development Index affects economic growth. The implications of this research are expected to be useful for various groups. for regulators in the six provinces on the island of Java which are sampled can be one of the references in determining policies. For academics, it is expected to be useful for the development of science and for the community, it is hoped that it can be an addition to information and literacy.]]>
<![CDATA[KONSTRUKSI AKAD DALAM PENGEMBANGAN PRODUK PERBANKAN SYARIAH DI INDONESIA ]]>
<![CDATA[Ghofur, Ruslan Abdul]]>
<![CDATA[ al-'adalah Vol 12 No 1 (2015): Al-'Adalah ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Intan Lampung ]]>
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DOI: 10.24042/adalah.v12i1.203
<![CDATA[Abstract: The Construction of Akad (Contracts) to Develop of Islamic Banking Products in Indonesia. The principle of flexibility in business transactions in Islam is, in fact, a strategic solution to face with the complexity of economic problems and public demands of Islamic banking role. Unfortunately, the banking practitioners understand the principle narrowly which results in a limited space for Islamic bankings to meet the needs of the community. This paper suggests strategic steps to develop Islamic banking products while still remain bound by the principles and values of Islam. The steps are : first, reformulating the concepts of contracts in Islamic banking; second, optimizing the role of the Sharia Supervisory Board (DPS); Third, the empowering potency for socio-economic development. If these three steps are performed, the Islamic banking is believed to be able to meet the demands of society in achieving social welfare. Abstrak: Konstruksi Akad dalam Pengembangan Produk Perbankan Syariah di Indonesia. Prinsip keleluasan bermuamalah dalam Islam merupakan modal utama untuk menghadapi kompleksitas permasalahan ekonomi serta besarnya tuntutan masyarakat akan peran perbankan syariah. Sayangnya, para praktisi perbankan sering memahami prinsip bertransaksi secara sempit sehingga berdampak pada terbatasnya ruang gerak perbankan syariah dalam memenuhi kebutuhan masyarakat. Tulisan ini mengetengahkan langkah-langkah strategis dalam pengembangan produk perbankan syariah dengan tetap terikat oleh prinsip dan nilai-nilai syar’i. Langkah-langkah tersebut di antaranya adalah: pertama, rekonsepsi tentang pemahaman akad-akad pada bank syariah; kedua, optimalisasi peran Dewan Pengawas Syariah (DPS); ketiga, pemberdayaan potensi sosial ekonomi masyarakat. Jika ketiga langkah tersebut dilakukan maka perbankan syariah diyakini akan mampu memenuhi tuntutan masyarakat dalam mewujudkan kesejahteraan sosial.]]>
<![CDATA[Pengupahan dalam Sistem Upah Indonesia dan Islam ]]>
<![CDATA[Ghofur, Ruslan Abdul]]>
<![CDATA[ al-'adalah Vol 15 No 2 (2018): Al-'Adalah ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Intan Lampung ]]>
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DOI: 10.24042/adalah.v15i2.2623
<![CDATA[The conflict between workers and employers has become a routine phenomenon in the world of labor in Indonesia. From a number of demands that have arisen in each demonstration, the issue of wages has always been the main issue voiced by the workers. The government has actually attempted to mediate this issue by issuing a regulation on Provincial Minimum Wages (UMP) and Minimum Wages for City/District (UMK). The issue of wages, however, always ranks first in the demands of the workers. This article compares the concept of wages in the capitalistic economic system with the concept of wages in Islam. The aim is to get an idea of how each system regulates the relationship between workers and employers. This study finds out that in Islamic economics, wages (ujrah) are product of a system of cooperative help which is manifested in a contract of an employment agreement. Whereas in a capitalistic economic system, labor is more valued as one type of commodity or capital goods that will produce a new value.]]>
<![CDATA[PERAN INSTRUMEN DISTRIBUSI EKONOMI ISLAM DALAM MENCIPTAKAN KESEJAHTERAAN DI MASYARAKAT ]]>
<![CDATA[Ghofur, Ruslan Abdul]]>
<![CDATA[ IKONOMIKA Vol 1 No 1 (2016) ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Intan Lampung ]]>
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DOI: 10.24042/febi.v1i1.140
<![CDATA[Abstract- Human abstraction as the representative of God on earth that has been assigned to manage and improve the quality of life of all its inhabitants, has a great responsibility in achieving the task. But the reality, the awareness for running the obligation of zakat and create prosperity on earth only in some people.This research uses descriptive method kualitatif.Penelitian it aims to find out how much economic instruments such as the Islamic waqf, zakat donation as one of the tools mrnciptakan economic well-being of the community fair. The results of this study found that, synergies instruments such distribution zakat alms donation can be able to create a comprehensive social security for every all levels of society. In addition to the creation of prosperity will ease the burden of the government in addressing the problem of poverty and pengagangguran which has been the economic development of Indonesia homework.]]>
<![CDATA[PENGARUH PENGELUARAN PEMERINTAH PADA SEKTOR PENDIDIKAN DAN KESEHATAN TERHADAP INDEKS PEMBANGUNAN MANUSIA PROVINSI LAMPUNG TAHUN 2017-2022 DALAM PERSFEKTIF EKONOMI ISLAM ]]>
<![CDATA[Fadila, Dila]]>;
<![CDATA[Ghofur, Ruslan Abdul]]>;
<![CDATA[Devi, Yulistia]]>
<![CDATA[ Salam (Islamic Economics Journal) Vol. 4 No. 2 (2023): December 2023 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Intan Lampung ]]>
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DOI: 10.24042/slm.v4i2.20876
<![CDATA[Indeks Pembangunan Manusia adalah indikator yang digunakan untuk mengukur kualitas kehidupan manusia, dan dapat digunakan untuk menentukan peringkat atau tingkat pengembangan suatu wilayah. Pemerintah Indonesia menganggap pembangunan yang berpusat pada manusia lebih penting daripada hal-hal lain. Pengeluaran pemerintah memiliki faktor penting dalam meningkatkan sumber daya manusia. Dimana provinsi lampung mengalokasikan dana sebesar 20% dari APBD untuk sektor pendidikan sesuai dengan UU No. 20 Tahun 2003 Pasal 49. Untuk sektor kesehatan sesuai dengan UU No. 36 Tahun 2009 Pasal 171 tentang kesehatan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh perngeluaran pemerintah pada sektor pendidikan dan sektor kesehatan terhadap indeks pembangunan manusia (IPM) di Provinsi Lampung.Penelitian ini menggunakan metode pendekatan kuantitatif. Data diambil secara sekunder pada situs web resmi di Badan Pusat Statistik (BPS). Sampel yang digunakan sebanyak 6 tahun dari data yang dipublikasikan dengan menggunakan dengan cara purposive sampling. Data yang diperoleh diolah menggunakan alat bantu Eviews versi 10. Analisis ini meliputi uji validitas dan reliabilitas, uji prasarat analisis, uji analisis regresi linear berganda, uji hipotesis (uji t, uji f serta koefisien determinasi (R2)).Hasil dari penelitian ini menunjukkan bahwa variabel pengeluaran pemerintah sektor pendidikan (X1) dan kesehatan (X2) berpengaruh dan signifikan terhadap Indeks Pembangunan Manusia (Y) di Provinsi Lampung. Peranan pemerintah dalam mengimplementasikan kebijakan Sumber Daya Manusia dalam menggerakan pembangunan khusus nya dalam Sumber Daya Manusia sudah menunjukkan bahwa pemerintah sudah mempunyai peranan penting. Hasil penelitian menunjukkan bahwa pembangunan SDM yang meliputi pendidikan dan kesehatan meliputi : sekolah, tempat pelayanan kesehatan, dll. Pembangunan indeks manusia dalam Islam juga berdasarkan pada Maqashid Syariah. Maqhasid Syariah adalah gambaran komponen-komponen yang mendukung kemaslahatan umat atau kesejahteraan bersama. Komponen dalam Maqhasid Syariah terdiri dari: Perlindungan Agama, Perlindungan Jiwa, Perlindungan Akal, Perlindungan Keturunan dan Perlindungan Harta.]]>
<![CDATA[The Impact of Rupiah Exchange Rate and Crude Palm Oil (CPO) Export Value on the Gross Regional Domestic Product (GRDP) of Lampung Province: An Islamic Economic Perspective, 2013-2022 ]]>
<![CDATA[Anggraini, Dini]]>;
<![CDATA[Ghofur, Ruslan Abdul]]>;
<![CDATA[Nurmalia, Gustika]]>
<![CDATA[ Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2024): Special Edition: International Conference on Islamic Economics (ICOIE) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kendari ]]>
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DOI: 10.31332/lifalah.v9i1.9845
<![CDATA[GRDP in Lampung province is still experiencing fluctuations, which has increased from 2013-2019. Then, in 2020 GRDP will decrease and will increase again in 2021-2022. The research method used is quantitative. The data source used in compiling this research is secondary data in the form of a time series, which was processed using EViews 10. Data obtained from BPS Lampung province includes data on the rupiah exchange rate, the value of CPO exports and the GRDP of Lampung province in 2013-2022. The results showed that partially, the rupiah exchange rate variable had a positive and significant effect on the GRDP in Lampung province in 2013-2022, and the CPO export value variable had no significant effect on the GRDP in Lampung province in 2013-2022. Meanwhile, the f (simultaneous) test shows that the rupiah exchange rate and the value of CPO exports jointly affected GRDP in Lampung province in 2013-2022. GRDP, in the perspective of Islamic economics, will affect tax revenues by increasing waqf, zakat, alms and other income taxes which will have a good impact because increasing regional revenue is expected to increase welfare and economic growth.]]>
<![CDATA[WASTE BANK DEVELOPMENT : MENUJU EKOSISTEM PESANTREN INKLUSIF KEUANGAN SYARIAH DENGAN KONSEP EKONOMI SIRKULAR ]]>
<![CDATA[Apriani, Rahma]]>;
<![CDATA[Ghofur, Ruslan Abdul]]>;
<![CDATA[Noviarita, Heni]]>
<![CDATA[ Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025 ]]>
Publisher : <![CDATA[LPPM STIE Muhammadiah Bandung ]]>
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DOI: 10.31955/mea.v9i2.5700
<![CDATA[Islamic boarding schools have become an important pillar in the social and spiritual development of Indonesian society. In addition to being a center for religious education, Islamic boarding schools also have great potential in developing community-based economic activities. In this context, the role of Islamic boarding schools in supporting the sustainable development agenda is increasingly receiving attention, especially through strengthening economic independence and financial inclusion. The collaboration between the At-Tanwir Islamic Boarding School in Metro City, Bank Sampah, and Bank Syariah Indonesia is a form of strategic synergy that stems from concern for two main issues: inequality in access to finance and environmental problems. This research is a descriptive qualitative study with an exploratory case study (Creswell and Creswell, 2017). This study examines in depth the phenomenon of the integration of the circular economy and Islamic finance in one specific location (At-Tanwir Islamic Boarding School). This study shows that the integration of Islamic boarding school-based waste banks with Islamic financial services is able to create an inclusive, participatory, and sustainable economic ecosystem. The active role of students, support from Islamic boarding schools, and facilitation from Bank Syariah Indonesia are the keys to the success of this model. This practice proves that the circular economy and Islamic finance can go hand in hand, and Islamic boarding schools have the potential to become pioneers in developing a green economy based on Islamic values]]>
