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All Journal Al-'Adalah ISLAMICA: Jurnal Studi Keislaman I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Ekonomi dan Bisnis Islam jurnal niara Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Perspektif Ekonomi Darussalam Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Jurnal Ekonomi Islam Distribusi ILTIZAM Journal of Sharia Economic Research Journal of Economic, Management, Accounting and Technology (JEMATech) YUME : Journal of Management Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal E-Bis: Ekonomi Bisnis EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Indonesian Journal of Islamic Business and Economics (IJIBE) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal La Bisecoman ProBisnis : Jurnal Manajemen Salam (Islamic Economics Journal) JURIS (Jurnal Ilmiah Syariah) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Educational Research Excellence (IJERE) Digital Business Tren Bisnis Masa Depan Priviet Social Sciences Journal Jurnal Ekonomi Islam Jurnal Al-Wasith : Jurnal Studi Hukum Islam ISJOUST Jurnal Informatika Ekonomi Bisnis AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Jurnal Media Akademik (JMA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah J-CEKI Al-Infaq : Jurnal Ekonomi Islam
Ruslan Abdul Ghofur
Universitas Islam Negeri Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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PERAN INSTRUMEN DISTRIBUSI EKONOMI ISLAM DALAM MENCIPTAKAN KESEJAHTERAAN DI MASYARAKAT Ghofur, Ruslan Abdul
IKONOMIKA Vol 1 No 1 (2016)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v1i1.140

Abstract

Abstract- Human abstraction as the representative of God on earth that has been assigned to manage and improve the quality of life of all its inhabitants, has a great responsibility in achieving the task. But the reality, the awareness for running the obligation of zakat and create prosperity on earth only in some people.This research uses descriptive method kualitatif.Penelitian it aims to find out how much economic instruments such as the Islamic waqf, zakat donation as one of the tools mrnciptakan economic well-being of the community fair. The results of this study found that, synergies instruments such distribution zakat alms donation can be able to create a comprehensive social security for every all levels of society. In addition to the creation of prosperity will ease the burden of the government in addressing the problem of poverty and pengagangguran which has been the economic development of Indonesia homework.
PENGARUH PENGELUARAN PEMERINTAH PADA SEKTOR PENDIDIKAN DAN KESEHATAN TERHADAP INDEKS PEMBANGUNAN MANUSIA PROVINSI LAMPUNG TAHUN 2017-2022 DALAM PERSFEKTIF EKONOMI ISLAM Fadila, Dila; Ghofur, Ruslan Abdul; Devi, Yulistia
Salam (Islamic Economics Journal) Vol. 4 No. 2 (2023): December 2023
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/slm.v4i2.20876

Abstract

Indeks Pembangunan Manusia adalah indikator yang digunakan untuk mengukur kualitas kehidupan manusia, dan dapat digunakan untuk menentukan peringkat atau tingkat pengembangan suatu wilayah. Pemerintah Indonesia menganggap pembangunan yang berpusat pada manusia lebih penting daripada hal-hal lain. Pengeluaran pemerintah memiliki faktor penting dalam meningkatkan sumber daya manusia. Dimana provinsi lampung  mengalokasikan dana sebesar 20% dari APBD untuk sektor pendidikan sesuai dengan UU No. 20 Tahun 2003 Pasal 49. Untuk sektor kesehatan sesuai dengan UU No. 36 Tahun 2009 Pasal 171 tentang kesehatan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh perngeluaran pemerintah pada sektor pendidikan dan sektor kesehatan terhadap indeks pembangunan manusia (IPM) di Provinsi Lampung.Penelitian ini menggunakan metode pendekatan kuantitatif.  Data diambil secara sekunder pada situs web resmi di Badan Pusat Statistik (BPS). Sampel yang digunakan sebanyak 6 tahun dari data yang dipublikasikan dengan menggunakan dengan cara purposive sampling. Data yang diperoleh diolah menggunakan alat bantu Eviews versi 10. Analisis ini meliputi uji validitas dan reliabilitas, uji prasarat analisis, uji analisis regresi linear berganda, uji hipotesis (uji t, uji f serta koefisien determinasi (R2)).Hasil dari penelitian ini menunjukkan bahwa variabel pengeluaran pemerintah sektor pendidikan (X1) dan kesehatan (X2) berpengaruh dan signifikan terhadap Indeks Pembangunan Manusia (Y) di Provinsi Lampung. Peranan pemerintah dalam mengimplementasikan kebijakan Sumber Daya Manusia dalam menggerakan pembangunan khusus nya dalam Sumber Daya Manusia sudah menunjukkan bahwa pemerintah sudah mempunyai peranan penting. Hasil penelitian menunjukkan bahwa pembangunan SDM yang meliputi pendidikan dan kesehatan meliputi : sekolah, tempat pelayanan kesehatan, dll. Pembangunan indeks manusia dalam Islam juga berdasarkan pada Maqashid Syariah. Maqhasid Syariah adalah gambaran komponen-komponen yang mendukung kemaslahatan umat atau kesejahteraan  bersama. Komponen  dalam Maqhasid  Syariah terdiri dari: Perlindungan  Agama, Perlindungan  Jiwa, Perlindungan  Akal, Perlindungan Keturunan dan Perlindungan Harta.
The Impact of Rupiah Exchange Rate and Crude Palm Oil (CPO) Export Value on the Gross Regional Domestic Product (GRDP) of Lampung Province: An Islamic Economic Perspective, 2013-2022 Anggraini, Dini; Ghofur, Ruslan Abdul; Nurmalia, Gustika
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2024): Special Edition: International Conference on Islamic Economics (ICOIE)
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v9i1.9845

Abstract

GRDP in Lampung province is still experiencing fluctuations, which has increased from 2013-2019. Then, in 2020 GRDP will decrease and will increase again in 2021-2022. The research method used is quantitative. The data source used in compiling this research is secondary data in the form of a time series, which was processed using EViews 10. Data obtained from BPS Lampung province includes data on the rupiah exchange rate, the value of CPO exports and the GRDP of Lampung province in 2013-2022. The results showed that partially, the rupiah exchange rate variable had a positive and significant effect on the GRDP in Lampung province in 2013-2022, and the CPO export value variable had no significant effect on the GRDP in Lampung province in 2013-2022. Meanwhile, the f (simultaneous) test shows that the rupiah exchange rate and the value of CPO exports jointly affected GRDP in Lampung province in 2013-2022. GRDP, in the perspective of Islamic economics, will affect tax revenues by increasing waqf, zakat, alms and other income taxes which will have a good impact because increasing regional revenue is expected to increase welfare and economic growth.
WASTE BANK DEVELOPMENT : MENUJU EKOSISTEM PESANTREN INKLUSIF KEUANGAN SYARIAH DENGAN KONSEP EKONOMI SIRKULAR Apriani, Rahma; Ghofur, Ruslan Abdul; Noviarita, Heni
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i2.5700

Abstract

Islamic boarding schools have become an important pillar in the social and spiritual development of Indonesian society. In addition to being a center for religious education, Islamic boarding schools also have great potential in developing community-based economic activities. In this context, the role of Islamic boarding schools in supporting the sustainable development agenda is increasingly receiving attention, especially through strengthening economic independence and financial inclusion. The collaboration between the At-Tanwir Islamic Boarding School in Metro City, Bank Sampah, and Bank Syariah Indonesia is a form of strategic synergy that stems from concern for two main issues: inequality in access to finance and environmental problems. This research is a descriptive qualitative study with an exploratory case study (Creswell and Creswell, 2017). This study examines in depth the phenomenon of the integration of the circular economy and Islamic finance in one specific location (At-Tanwir Islamic Boarding School). This study shows that the integration of Islamic boarding school-based waste banks with Islamic financial services is able to create an inclusive, participatory, and sustainable economic ecosystem. The active role of students, support from Islamic boarding schools, and facilitation from Bank Syariah Indonesia are the keys to the success of this model. This practice proves that the circular economy and Islamic finance can go hand in hand, and Islamic boarding schools have the potential to become pioneers in developing a green economy based on Islamic values
Analysis of Allocation of Village Funds through the Establishment of Village-Owned Enterprises (BUMDES ) According to an Islamic Economic Perspective (Case Study of Bumdes in Lampung Province) Suhendar, Suhendar; Abdul Ghofur, Ruslan; Fuadi, Fatih
International Journal of Educational Research Excellence (IJERE) Vol. 2 No. 2 (2023): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijere.v2i2.664

Abstract

is research aims to analyze the Allocation of Village Funds through the Establishment of Village-Owned Enterprises (Bumdes) according to an Islamic Economic Perspective (Case Study of Bumdes in Lampung Province). The method used in this research is a descriptive method with a qualitative approach. Research procedures are an explanation of the steps that must be taken in a study. The research procedure steps include three things, namely observation, interviews and documentation. The data analysis technique used in this research is interactive analysis. This model has four analytical components, namely: data collection, data reduction, data presentation, and drawing conclusions. The results of this research explain 1) All regencies/cities in Lampung Province have allocated an average of 10% of Village Funds to BumDes. This shows that the village government is serious in supporting the role of Bumdes to increase the economic growth of society in Lampung Province, and 2) Economic growth must be based on the values of faith, piety, and consistency and perseverance to let go of all the values of immorality and sin. This does not deny the existence of efforts and thoughts to catch up with all backwardness and underdevelopment in accordance with sharia principles.
PENGARUH TECHNOLOGY ACCEPTANCE MODEL TERHADAP KEPUTUSAN MUZAKKI MEMBAYAR ZAKAT MELALUI FINTECH GOPAY (STUDI PADA MUZAKKI BAZNAS DKI JAKARTA) Ichwan, Afiful; Abdul Ghofur, Ruslan
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4895

Abstract

Indonesia is one of the countries with the most Muslim population.  but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion.  By using the Technology Acceptance Model.  the authors analyze and understand the factors in influencing the acceptance of use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay  
Penerapan Sharia Compliance Pada Produk Gadai Emas Pada Pegadaian Syariah dan Bank Syariah XYZ Purnama Sari, Nova; Abdul Ghofur, Ruslan; Ja'far, Khumaidi; -, Surono
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 2 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i2.781

Abstract

Sharia compliance (sharia compliance) in the gold pawn business in the current era tends to be often violated by sharia companies in order to get greater profits. Even though interest in Islamic gold pawns continues to increase. On the other hand, the shariah compliance component is the main differentiator between sharia companies and conventional companies. Therefore, this study aims to analyze how the implementation of shariah compliance on gold pawn products is applied to Sharia Pawnshops and Mandiri Syariah Banks in Metro City, Lampung. The research was conducted in 2019 at the Syariah Pawnshop and Mandiri Syariah Bank in Metro City. The research method used is a case study in both sharia companies, with a qualitative descriptive analysis method by comparing the implementation of the gold pawn in the two sharia companies with the MUI fatwa and six shariah compliance indicators that the calculation formula does not purely use the loan amount as a cost determination, but only uses presentation only. While the administrative costs are different for each group, the Sharia Pawnshop will provide discounts for customers who do not borrow in full on the estimated pawned goods. Then the administrative costs at Bank Syariah Mandiri have details that are in accordance with the costs that are clearly needed, namely 2 stamps and 0.133% of the loan value
Pengaruh PDRB Perkapita, Populasi dan Partisipasi Angkatan Kerja Terhadap Kemiskinan di Pulau Sumatera: Perspektif Ekonomi Islam Adinda, Delvira Rahma; Ghofur, Ruslan Abdul; Etika, Citra
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.7976

Abstract

This study aims to analyze the influence of per capita GRDP, population, and labor force participation rate (TPAK) on poverty in 10 provinces on Sumatra Island during the 2019–2023 period from an Islamic economic perspective. The data used in this study are panel data sourced from the Central Statistics Agency (BPS), and analyzed using a quantitative approach with the selected regression model, the Fixed Effect Model (FEM). Data analysis using EViews 10 software. The results of this study indicate that partially GRDP per capita has a negative and insignificant effect on poverty in 10 Provinces of Sumatra Island, with a coefficient value of -0.000834 and a probability of 0.6233 (> 0.05), and Labor Force Participation Rate has a negative and insignificant effect on poverty in 10 Provinces of Sumatra Island with a coefficient value of -1.669434 and a probability of 0.6618 (> 0.05), while population has a negative and significant effect on poverty in 10 Provinces of Sumatra Island with a coefficient value of -0.057793 and a probability of 0.0047 (< 0.05). Simultaneously, GRDP per capita, population, and labor force participation rate together have a significant effect on poverty in 10 Provinces of Sumatra Island with an f-statistic value of 1716.848 and an f-statistic probability of 0.000000 (< 0,05). From an Islamic economic perspective, poverty alleviation efforts must also incorporate principles of justice, such as zakat and waqf. These findings provide useful insights for policymakers in formulating effective strategies to improve public welfare.
Mekanisme Pinjaman Tanpa Bunga Kepada UMKM di Dinas Koperasi dan Perindustrian Kota Bandar Lampung Persfektif dalam Hukum Ekonomi Syariah Ruslan Abdul Ghofur; Eva Dwiana; Heni Noviarita; Muhammad Zaki; Maimun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i12.4048

Abstract

Following the global impact of Covid-19 on the economy, including Indonesia's, the Bandar Lampung City government has introduced an interest-free loan program aimed at UMKM to help revive the country's economy. During this crisis, it is crucial for the government to prioritize the UMKM sector as it plays a significant role in GDP and serves as a crucial source of employment, substituting the production of consumer goods or semi-finished goods. The interest-free and collateral loan program, initiated by the Bandar Lampung City Government through the Office of Cooperatives and Micro Enterprises (Diskop UKM), is designed to bolster the growth of Micro, Small, and Medium Enterprises (UMKM) in the region. The goal is to increase access to capital for MSMEs that do not have collateral or a good credit history, as well as create jobs. The program also promotes the Islamic principles of mutual care and justice. The use of APBD funds and loan requirements have been adjusted to the maqasid al-shariah principle. The Bandar Lampung City Government needs to make updates to improve the effectiveness of this program in terms of transparency, accessibility, requirements, procedures, and risk assessment.
PENGARUH TECHNOLOGY ACCEPTANCE MODEL TERHADAP KEPUTUSAN MUZAKKI MEMBAYAR ZAKAT MELALUI FINTECH GOPAY (STUDI PADA MUZAKKI BAZNAS DKI JAKARTA) Ichwan, Afiful; Abdul Ghofur, Ruslan
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4895

Abstract

Indonesia is one of the countries with the most Muslim population.  but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion.  By using the Technology Acceptance Model.  the authors analyze and understand the factors in influencing the acceptance of use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay  
Co-Authors Abdul Qodir Zaelani Adinda, Delvira Rahma Afiful Ichwan Ali Mustofa Amanatun Nisfah Nurun Nikmah Ana Musta’anah Ana Santika Andri Andri anggi saputra Apriani, Rahma Ayuning Larasati Basrowi Basrowi Citra Etika Deki Fermansyah Dewi Tradena Diah Prayogi Diah Dini Anggraini, Dini Diyah Anggraeni Diyah Anggraeni Erike Anggraeni Erike Anggraini Erike Anggraini Ermawati, Liya Ersi Sisdianto Eva Dwiana Evi Ekawati Fadila, Dila Fatih Fuadi Fuadi, Fatih Gustarina Andini Gustika Nurmalia Heni Noviarita Hidayati, Putri Nur Intan Suri Mahardika Pertiwi Ipando, Ogi Marsenal Ja'far, Khumaidi Juliana Juliana Khumaidi Ja'far Leni Riski Hayati Liky Faizal M. Nasor, M. Madnasir Madnasir Maimun Marfilia, Alda Moh Bahrudin Muhammad Iqbal Fasa Muhammad Nasor Muhammad Zaki Nadila, Nadila Nova Purnama Sari Nur Wahyu Ningsih Nur Wahyu Ningsih Nurul Hida Yati Pertiwi Utami Pertiwi Utami Pranika, Ranita Pratiwi, Palupi Purnama Sari, Nova Purwaningtyas, Sifa Ismi Putri Nur Hidayati Ranny Aprilia Pratiwi Ranny Aprilia Pratiwi Reska Maulida Reyhan Aulia Rika Juwita Rizal Rizal Rohmah, Rifka Nazilatur Safira, Isti Santika, Ana Solihah, Adinda Putri Zakiyatus Suhendar Suhendar Suhendar Suhendar Suhendar Suhendar, Suhendar Surono , Surono -, Surono Syamsul Hilal Syamsul Hilal Tulus Suryanto Utami, pertiwi Wiraputra, Jhody Yulia Andriani, Yulia Yulistia Devi Yulistia Devi