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All Journal Al-'Adalah IQTISHADIA ISLAMICA: Jurnal Studi Keislaman I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Ekonomi dan Bisnis Islam jurnal niara Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Perspektif Ekonomi Darussalam Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Jurnal Ekonomi Islam Distribusi ILTIZAM Journal of Sharia Economic Research Journal of Economic, Management, Accounting and Technology (JEMATech) YUME : Journal of Management Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal E-Bis: Ekonomi Bisnis Indonesian Journal of Islamic Business and Economics (IJIBE) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal La Bisecoman ProBisnis : Jurnal Manajemen Salam (Islamic Economics Journal) JURIS (Jurnal Ilmiah Syariah) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Educational Research Excellence (IJERE) Digital Business Tren Bisnis Masa Depan Jurnal Ekonomi Islam Jurnal Al-Wasith : Jurnal Studi Hukum Islam ISJOUST Jurnal Informatika Ekonomi Bisnis AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Infaq: Jurnal Ekonomi Islam
Ruslan Abdul Ghofur
Universitas Islam Negeri Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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ANALYSIS OF THE GLOBAL MUSLIM TRAVEL INDEX (GMTI) MUSLIM-FRIENDLY TOURISM IN IMPROVING COMMUNITY ECONOMY REVIEWED FROM AN ISLAMIC ECONOMIC PERSPECTIVE Pranika, Ranita; Ghofur, Ruslan Abdul; Madnasir, Madnasir; Zaelani, Abdul Qodir; Fasa, Muhammad Iqbal
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 7 No 3 (2023): Edisi September - Desember 2023
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v7i3.3535

Abstract

The Muslim-friendly tourism trend is a new phenomenon in the tourism industry. The Muslim community's demands for a tourist destination are not only limited to the uniqueness and tourist attraction of the place but also comfort and guarantees in carrying out worship. This research aims to analyze the Global Muslim Travel Index for Muslim-Friendly Tourism in Improving the Community's Economy from an Islamic economic perspective. This type of research is qualitative. This research was conducted in Lampung Province in September 2023. This data collection technique used observation and interviews. The research results show that tourism development opportunities that accommodate Muslim needs, in accordance with GMTI, act as a generator of employment opportunities to improve the economic welfare of the community. A tourist destination that is friendly to Muslim tourists is a place that offers natural beauty, comfort, cleanliness, and freshness. This area is also equipped with comprehensive facilities, ranging from places of worship to accommodation, and functions as an attractive culinary center. This tourism acts as an economic center for residents. The development of tourism potential based on Sharia principles also has a significant positive impact on surrounding communities, such as food and beverage businesses, children's toy rental service providers, and various other sectors.
OVERVIEW THE LAW OF ZAKAT PAYMENT USES FINTECH IN ISLAMIC PERSPECTIVE Ruslan Abdul Ghofur; Afiful Ichwan
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 11 No. 2 (2020)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v11i2.644

Abstract

AbstractThe current development of technology 4.0 has made many major changes, especially in the transaction model. The presence of Financial Technology (Fintech) has transformed cash transactions into a non-cash transaction model that can be done without having to meet face to face. This gives people the convenience of making transactions. Not only in transactions of economic activity, but also non-cash payment through Fintech have been used in paying zakat. The purpose of this research is to find out how the laws of Fintech are used to pay zakat. In this study, the authors used a literature study research method, namely by searching for documents such as national and international journals, books, and websites related to research. The results of the analysis using the nine principles of Islamic law conclude that legal fintech itself is allowed as long as the transaction does not contradict sharia principles and does not contain elements of danger.  AbstrakPerkembangan teknologi 4.0 saat ini telah banyak membuat perubahan besar, terutama pada model transaksi. Hadirnya Financial Teknology (Fintech) merubah transaksi yang secara tunai ke model transaksi nontunai yang dapat dilakukan tanpa harus bertatap muka. Ini memberikan masyarakat kemudahan dalam melakukan transaksi. Tidak hanya dalam transaksi kegiatan perekonomian, namun juga pembayaran nontunai melalui Fintech telah digunakan dalam pembayaran zakat. Tujuan dari pada penelitian ini adalah untuk mengetahui bagaimana hukum penggunaan transaksi pada Fintech yang digunakan untuk membayar zakat. Dalam penelitian ini penulis menggunakan metode penelitian studi pustaka yaitu dengan mencari dokumen seperti Jurnal nasional dan internasional, buku, dan website yang berkaitan dengan penelitian. Hasil analisa menggunakan sembilan kaidah hukum Islam menyimpulkan bahwa Fintech hukum itu sendiri perbolehkan selama transaksi tidak bertentangan dengan prinsip syariah dan tidak mengandung unsur bahaya.
Analysis of Allocation of Village Funds through the Establishment of Village-Owned Enterprises (BUMDES ) According to an Islamic Economic Perspective (Case Study of Bumdes in Lampung Province) Suhendar Suhendar; Ruslan Abdul Ghofur; Fatih Fuadi
International Journal of Educational Research Excellence (IJERE) Vol. 2 No. 2 (2023): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijere.v2i2.664

Abstract

is research aims to analyze the Allocation of Village Funds through the Establishment of Village-Owned Enterprises (Bumdes) according to an Islamic Economic Perspective (Case Study of Bumdes in Lampung Province). The method used in this research is a descriptive method with a qualitative approach. Research procedures are an explanation of the steps that must be taken in a study. The research procedure steps include three things, namely observation, interviews and documentation. The data analysis technique used in this research is interactive analysis. This model has four analytical components, namely: data collection, data reduction, data presentation, and drawing conclusions. The results of this research explain 1) All regencies/cities in Lampung Province have allocated an average of 10% of Village Funds to BumDes. This shows that the village government is serious in supporting the role of Bumdes to increase the economic growth of society in Lampung Province, and 2) Economic growth must be based on the values of faith, piety, and consistency and perseverance to let go of all the values of immorality and sin. This does not deny the existence of efforts and thoughts to catch up with all backwardness and underdevelopment in accordance with sharia principles.
Analysis of the Effect of Environmental Performance and Total Asset Turnover on the Profitability of Energy Companies Listed on the Indonesian Stock Exchange in 2019-2021 Ayuning Larasati; Ruslan Abdul Ghofur; Evi Ekawati
Journal La Bisecoman Vol. 4 No. 3 (2023): Journal La Bisecoman
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallabisecoman.v4i3.868

Abstract

A company is an organization that carries out activities or operations to achieve certain goals. The growth of advanced industry is directly proportional to the increase in pollution arising from industrial production processes, such as production waste, which can increase air and water pollution to dangerous levels. This research aims to test and analyze the influence of environmental performance and total asset turnover on profitability. This research uses a sample of 10 energy companies listed on the IDX for three years. The research method used in this research is the fixed effect model (FEM). The data analysis technique uses panel data regression with the help of the e-viewers12 software tool. The research results show that the FEM statistical results show that the environmental performance variable has a significant positive effect on company profitability, and the total asset turnover variable significantly positively affects company profitability with a confidence level of 85 percent. Then, the simultaneous test (F test) shows that the environmental performance variables and total asset turnover do not affect the company's profitability.
OPTIMALISASI ZAKAT PRODUKTIF DALAM PENGEMBANGAN USAHA INDUSTRI RUMAHAN (STUDI PADA HOME INDUSTRI KERUPUK DI KOTA BANDAR LAMPUNG) Fermansyah, Deki; Hidayati, Putri Nur; Ghofur, Ruslan Abdul
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 2 No 1 (2020): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2020.2.1.2795

Abstract

Usaha mikro merupakan sektor usaha yang telah terbukti berperan penting dalam mengatasi dampak dari krisis ekonomi yang pernah melanda Indonesia ditahun 1997. Namun masih banyak permasalahan yang dihadapi oleh usaha mikro ini, yakni kurang mampu bersaing dengan produsen besar, sulitnya akses terhadap informasi sumber daya produktif seperti modal dan teknologi, yang berakibat menjadi terbatasnya kemampuan usaha mikro untuk berkembang. Oleh karena itu dibutuhkan satu metode yang bisa memberdayakan masyarakat miskin,danmemberikan kemudahan bagi masyarakat miskin untuk mendapatkan akses modal untuk berusaha. Salah satunya adalah zakat. Zakat produktif adalah dimana dana zakat yang diberikan berupa modal usaha mustahik untuk mengembangkan usahanya. Rumusan masalah penelitian ini adalah 1).Bagaimana implementasi penyaluran zakat produktif pada home industri kerupuk kemplang di Kota Bandar Lampung 2).Bagaimana pendayagunaan zakat produktif dalam pengembangan home industri kerupuk kemplang di Kota Bandar lampung. Tujuannya penelitian ini adalah 1).Mengetahui bagaimana implementasi penyaluran zakat produktif pada home industri kerupuk di Kota Bandar Lampung 2). Mengetahui bagaimana pendayagunaan zakat produktif dalam pengembangan home industri kerupuk di Kota Bandar lampung. Jenis penelitian yang dilakukan dengan menggunakan pendekatan kualitatif berupa penelitian lapangan. Populasi dan sampel peneltian ini adalah pelaku usaha home industri kerupuk kemplang di Kota Bandar Lampung sebanyak 8 home industri.Teknik pengumpulan data menggunakan metode observasi, wawancara dan dokumentasi. Teknik pengumpulan sampel dengan menggunakan pendekatan sampling jenuh. Analisis data menggunakan pendekatan deskriptif kualitatif. Hasil penelitian menunjukan bahwa, dalam implementasi penyaluran dana zakat produktif oleh Rumah Zakat melalui beberapa tahapan, yaitu proses penyeleksian, studi kelayakan bisnis, penyuluhan, pengawasan serta evaluasi. Pendayagunaan zakat produktif terhadap pelaku usaha home industri kerupuk kemplang di Kota Bandar Lampung berupa modal usaha sudah cukup berhasil dalam membantu pengembangan usaha mustahik, dilihat dari omzet dan keuntungan penerima manfaat yang rata-rata mengalami kenaikan. Omzet hingga 37% dan keuntungan hingga 48%. Namun, dalam pelaksanaannya masih terdapat beberapa kendala, seperti penyalahgunaan bantuan modal usaha untuk memenuhi kebutuhan lain berupa konsumtif dan kesehatan.
Influence of islamic corporate social responsibility and intellectual capital on firm value, a study of companies listed on the jakarta islamic index for the 2019-2022 period Saputra, Anggi; Ruslan Abdul Ghofur; Ersi Sisdianto
Digital Business: Tren Bisnis Masa Depan Vol. 15 No. 3 (2024): September: Bussines, IT, Finance
Publisher : Central Research Institute for Agriculture (CeRIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of Islamic corporate social responsibility and intellectual capital on firm value in 2019-2022. This research uses a case study approach, in this case using companies listed on the Jakarta Islamic Index (JII) for the 2019-2022 period. This research is quantitative research. The population in this study were 48 companies, the sample in this study amounted to 10 companies in 4 years of observation so that the total observation data amounted to 40 samples. The results showed that the Islamic corporate social responsibility variable had a significant negative effect on firm value, intellectual capital had a significant positive effect on firm value. Islamic corporate social responsibility and intellectual capital variables simultaneously have an influence on firm value in companies listed on the Jakarta Islamic index (JII).
Efektivitas Program Kartu Prakerja dalam Membangun Sumber Daya Manusia Pasca Pandemi Covid-19 Anggraeni, Diyah; Ghofur, Ruslan Abdul; Hilal, Syamsul
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.611

Abstract

This paper discusses the effectiveness of the Pre-Employment program in building human resources and the role of the Pre-Employment program in developing the quality of human resources. The purpose of this research is to determine the effectiveness of the Pre-Employment program in building resources in the midst of a human pandemic. Determine the role of the Pre-Employment program in building quality human resources in the midst of a pandemic. Using a descriptive quantitative research approach, the type of data used in this study is primary data obtained from in-depth interviews with beneficiaries of the Pre-Employment Card program. The research results obtained are pre-employment programs are less effective in building human resources. The Pre-Employment Program has a very important role in building the quality of human resources.
Mekanisme Pinjaman Tanpa Bunga Kepada UMKM di Dinas Koperasi dan Perindustrian Kota Bandar Lampung Persfektif dalam Hukum Ekonomi Syariah Ruslan Abdul Ghofur; Eva Dwiana; Heni Noviarita; Muhammad Zaki; Maimun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i12.4048

Abstract

Following the global impact of Covid-19 on the economy, including Indonesia's, the Bandar Lampung City government has introduced an interest-free loan program aimed at UMKM to help revive the country's economy. During this crisis, it is crucial for the government to prioritize the UMKM sector as it plays a significant role in GDP and serves as a crucial source of employment, substituting the production of consumer goods or semi-finished goods. The interest-free and collateral loan program, initiated by the Bandar Lampung City Government through the Office of Cooperatives and Micro Enterprises (Diskop UKM), is designed to bolster the growth of Micro, Small, and Medium Enterprises (UMKM) in the region. The goal is to increase access to capital for MSMEs that do not have collateral or a good credit history, as well as create jobs. The program also promotes the Islamic principles of mutual care and justice. The use of APBD funds and loan requirements have been adjusted to the maqasid al-shariah principle. The Bandar Lampung City Government needs to make updates to improve the effectiveness of this program in terms of transparency, accessibility, requirements, procedures, and risk assessment.
The Impact of Rupiah Exchange Rate and Crude Palm Oil (CPO) Export Value on the Gross Regional Domestic Product (GRDP) of Lampung Province: An Islamic Economic Perspective, 2013-2022 Anggraini, Dini; Ghofur, Ruslan Abdul; Nurmalia, Gustika
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2024): Special Edition: International Conference on Islamic Economics (ICOIE)
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v9i1.9845

Abstract

GRDP in Lampung province is still experiencing fluctuations, which has increased from 2013-2019. Then, in 2020 GRDP will decrease and will increase again in 2021-2022. The research method used is quantitative. The data source used in compiling this research is secondary data in the form of a time series, which was processed using EViews 10. Data obtained from BPS Lampung province includes data on the rupiah exchange rate, the value of CPO exports and the GRDP of Lampung province in 2013-2022. The results showed that partially, the rupiah exchange rate variable had a positive and significant effect on the GRDP in Lampung province in 2013-2022, and the CPO export value variable had no significant effect on the GRDP in Lampung province in 2013-2022. Meanwhile, the f (simultaneous) test shows that the rupiah exchange rate and the value of CPO exports jointly affected GRDP in Lampung province in 2013-2022. GRDP, in the perspective of Islamic economics, will affect tax revenues by increasing waqf, zakat, alms and other income taxes which will have a good impact because increasing regional revenue is expected to increase welfare and economic growth.
THE INFLUENCE OF SHARIA COMPLAINCE AGAINST FRAUD ON THE SHARIA BANKS IN INDONESIA Santika, Ana; Ghofur, Ruslan Abdul
I-Economics Vol 5 No 2 (2019): I-ECONOMICS
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v5i2.4082

Abstract

This study aims to analyze how big the influence of sharia compliance towards the profitability of Islamic Banks in Indonesia. The sample selected by the method of purposive sampling so obtained 9 samples of islamic banks The Unit of analysis in the study amounted to 45 of the annual report of Islamic Banks. Research approach with quantitative methods using secondary data. Type the quantitative data in the form of data of financial statements (annual report) each bank of the the year 2013 until 2017. The results of this study seen from the results of the F test, a variable Profit Sharing Ratio (PSR), Islamic Income Ratio (IsIR), and Islamic Investment Ratio (IIR) simultaneously no significant effect on the variable fraud. From the results of t test variable Profit Sharing Ratio (PSR), Islamic Income Ratio (IsIR), and no significant effect on the variable fraud. From the results of t test variable Profit Sharing Ratio (PSR), Islamic Income Ratio (IsIR), and Islamic Investment Ratio (IIR) no effect and not significant on the variable fraud. Based on the results of the above analysis in the absence of such influence caused, the activities in Islamic banking are currently carrying out compliance on sharia principles, because the lower the level of fraud the higher the level of shariah compliance on Islamic banking. The banks still have to improve the level of compliance with the principles of sharia and also do activities to the prevention of fraud.
Co-Authors Abdul Qodir Zaelani Afiful Ichwan Ali Mustofa Amanatun Nisfah Nurun Nikmah Ana Musta’anah Ana Santika Andri Andri anggi saputra Apriani, Rahma Ayuning Larasati Basrowi Basrowi Citra Etika Deki Fermansyah Dewi Tradena Diah Prayogi Diah Dini Anggraini, Dini Diyah Anggraeni Diyah Anggraeni Erike Anggraeni Erike Anggraini Erike Anggraini Ermawati, Liya Ersi Sisdianto Eva Dwiana Evi Ekawati Fadila, Dila Fatih Fuadi Gustarina Andini Gustika Nurmalia Heni Noviarita Heni Noviarita Hidayati, Putri Nur Intan Suri Mahardika Pertiwi Juliana Juliana Khumaidi Ja'far Liky Faizal M. Nasor, M. Madnasir Madnasir Maimun Marfilia, Alda Moh Bahrudin Muhammad Iqbal Fasa Muhammad Nasor Muhammad Zaki Nadila, Nadila Nova Purnama Sari Nur Wahyu Ningsih Nur Wahyu Ningsih Nurul Hida Yati Pertiwi Utami Pertiwi Utami Pranika, Ranita Purwaningtyas, Sifa Ismi Putri Nur Hidayati Ranny Aprilia Pratiwi Ranny Aprilia Pratiwi Rifka Nazilatur Rohmah Rika Juwita Rizal Rizal Santika, Ana Solihah, Adinda Putri Zakiyatus Suhendar Suhendar Suhendar Suhendar Surono , Syamsul Hilal Syamsul Hilal Tulus Suryanto Utami, pertiwi Yulistia Devi