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All Journal PRIVE: Jurnal Riset Akuntansi dan Keuangan Journal on Education JURNAL LENTERA BISNIS Jurnal Ilmiah Edunomika (JIE) Jurnal Cakrawala Ilmiah International Journal of Management and Business Economics Jurnal Penelitian Pendidikan Indonesia Maneggio Jurnal Manajemen, Bisnis dan Kewirausahaan
Nersiwad
Departement Of Economics, Universitas Islam Majapahit, Mojokerto
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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ANALISIS PENERIMAAN QRIS DI KALANGAN UMKM Alfiana Alfiana; Nika Sintesa; Toto Heru Dwihandoko; Eko Budi Lestari; Nersiwad Nersiwad
JURNAL LENTERA BISNIS Vol. 14 No. 2 (2025): JURNAL LENTERA BISNIS, MEI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i2.1528

Abstract

The purpose of this study is to analyze the acceptance of QRIS among MSMEs. This research approach collects data through literature studies, which involve reading literature from various sources including books, articles, journals and reports using qualitative and deductive approaches. The findings in this study are that the acceptance of QRIS among MSMEs has benefits and positive impacts in simplifying and accelerating the payment system, facilitating monitoring and analyzing transaction history and financial arrangements, improving merchant business performance, developing MSME growth, encouraging efficiency in the economic sector, and accelerating inclusive finance. However, there are still obstacles such as unstable internet connections, security issues and transaction readability, and admin deductions on QRIS. Therefore, with the right strategy, such as education and training, improving digital infrastructure, promotion and incentives, and improving system security, QRIS can be more widely accepted and utilized by MSMEs.
Digital Transformation in Operations Management: Leveraging Technology to Improve Business Efficiency Desman Serius Nazara; Agung Sutrisno; Nersiwad; Mohammad Muslimin
Maneggio Vol. 1 No. 5 (2024): Maneggio-Oct
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/89zxt284

Abstract

Digital transformation in operations management has become an urgent need for companies to improve efficiency, productivity, and competitiveness in the face of an increasingly complex and competitive business environment. Digital technologies such as the Internet of Things (IoT), artificial intelligence (AI), robotics, and big data provide opportunities for companies to optimize various aspects of operations. This article aims to explore how digital transformation can be applied in operations management to support these goals. The research method used is a literature review, where various previous studies and industry reports are analyzed to identify the benefits, challenges, and impacts of digital technology implementation on business operations. The results show that the implementation of digital technology enables companies to speed up workflows, reduce costs, improve process accuracy, and prepare the foundation for continuous innovation. In the discussion, it is also explained that although there are challenges in terms of investment costs, training, and data security, companies that successfully overcome these barriers will gain a significant competitive advantage. The implications of these findings are the importance of continued investment in technology and human capital development, as well as the adoption of sustainability strategies to support long-term growth.
Pengaruh Penghargaan, Hukuman, dan Lingkungan Kerja terhadap Kinerja Kerja: Studi pada UD Anugrah, Brangkal Sooko Mojokerto Lingstyana Anggela Octavia; Nersiwad Nersiwad; Kasnowo Kasnowo
Jurnal Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 2 (2025): Agustus : Jurnal Manajemen, Bisnis dan Kewirausahaan (JUMBIKU)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumbiku.v5i2.5699

Abstract

This study aims to determine the effect of rewards, punishments, and the work environment on employee performance at UD Anugrah, a company engaged in the small and medium enterprise (SME) sector located in Brangkal, Sooko, Mojokerto. This study uses a quantitative approach with a survey method through a closed questionnaire, which was distributed to 30 permanent employees who have worked for a minimum of five years. This criterion was chosen to ensure that respondents have sufficient work experience to understand the organizational culture and managerial policies implemented in the company. The data analysis technique used was Partial Least Square–Structural Equation Modeling (PLS-SEM) with the help of SmartPLS software, which allows for a comprehensive analysis of latent relationships between variables even with a small sample size. The results show that rewards and punishments have a significant positive effect on employee performance, meaning that the more appropriate and consistent the rewards and punishments given, the higher the employee performance. The rewards in question can be financial or non-financial incentives such as recognition and promotion, while punishments are more corrective to work discipline violations. On the other hand, work environment variables were found to have no significant effect, although descriptively several respondents mentioned the importance of comfort and job security. These findings emphasize that HR management in the SME sector needs to pay special attention to reward systems and work discipline as key factors in increasing productivity. This research is expected to serve as a strategic reference for SMEs in designing more effective, efficient employee management policies oriented toward long-term performance improvement. Furthermore, it is crucial for management to regularly evaluate the effectiveness of the systems in place and the penalties applied.
Risk management analysis and investment strategy on forex online trading Hartono Hartono; Nersiwad Nersiwad; Mohammad Muslimin; Fachrudy Asj'ari; Moses Martins
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 10 No. 2 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020242657

Abstract

The purpose of this study is to analyze risk management and investment strategies in Forex Online Trading. The method used in this study is a qualitative method with a descriptive description. Data collection techniques using qualitative analysis. The results show that risk management in Forex Online Trading can be reviewed through risks that can be reached by traders, as well as market risks that cannot be reached by traders. The first risk can be reviewed through total equity risk and trading position risk, while market risk can be reviewed through portfolio diversification, understanding price changes and volatility, and understanding leverage and margin. An investment strategy in Forex Online Trading can be considered through four types of methods, namely the Martingale trading strategy, the Trading by News strategy, and the Pending Order strategy.
Co-Authors Afni Yeni Agung Sutrisno Alfiana Alfina Indar Rohmawati Dwihandoko, Toto Heru Eko Budi Lestari Fachrudy Asj'ari Fachrudy Asj'ari Hartono Hartono Hartono Hartono Jenny Nancy Kaligis kasnowo, kasnowo Lingstyana Anggela Octavia Mohammad Muslimin Moses Martins Muhamad Risal Tawil Musran Munizu Nazara, Desman Serius Nur Alam Rena Augia Putrie Rini Armin Rofida Wijayantiningsih Ryan Bagus Priadi sintesa, nika Siti Muclisi Rohma Nurfarida Stellamaris Metekohy suwarsito suwarsito Teguh Sugiharto Veby Shafira Wahyu Solanda Putri