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All Journal Jurnal Fisika FLUX Jurnal Penelitian Politik JURNAL PENDIDIKAN TAMBUSAI Jurnal Nasional Komputasi dan Teknologi Informasi JIEPS: Jurnal Ilmiah Ekonomi Islam dan Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh Prawara: Jurnal Pendidikan Bahasa dan Sastra Indonesia Jurnal Pendidikan Agama Islam Indonesia (JPAII) VISA: Journal of Vision and Ideas Ghaitsa: Islamic Education Journal Al Hikmah: Indonesian Journal of Early Childhood Islamic Education Al-Bahtsu: Jurnal Penelitian dan Pendidikan Islam Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Economia: Journal of Economics and Management Jurnal Pengabdian Kepada Masyarakat Bidang Kesehatan
Irhamna Irhamna, Irhamna
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ANALISIS PENGARUH PEMBIAYAAN MURABAHAH DAN MUDHARABAH TERHADAP TINGKAT LIKUIDITAS PADA PT. BANK ACEH SYARIAH PERIODE 2019-2023 Irhamna, Irhamna
Jurnal Ekonomi & Perbankan Syariah Vol 5, No 2 (2025): JEIPS: Jurnal Ekonomi Islam dan Perbankan Syariah
Publisher : Prodi Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37598/jeips.v5i2.2602

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pembiayaan murabahah dan mudharabah terhadap tingkat likuiditas pada PT. Bank Aceh Syariah periode 2019–2023 dengan menggunakan indikator Non-Performing Financing (NPF) sebagai proksi likuiditas. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa pembiayaan murabahah berpengaruh negatif dan signifikan terhadap NPF. Artinya, peningkatan pembiayaan murabahah cenderung menurunkan tingkat NPF. Sebaliknya, pembiayaan mudharabah tidak berpengaruh signifikan terhadap NPF. Uji simultan (uji F) menunjukkan secara bersama-sama murabahah dan mudharabah belum berpengaruh signifikan terhadap NPF. Nilai koefisien determinasi (R²) sebesar 0,361 menunjukkan bahwa 36,1% variasi NPF dapat dijelaskan oleh kedua variable independent. Sementara sisanya 63,9% dipengaruhi oleh faktor lain di luar model, seperti kebijakan internal bank, kondisi ekonomi makro, maupun pembiayaan jenis lain. Temuan ini diharapkan dapat menjadi masukan strategis bagi PT. Bank Aceh Syariah dalam menyusun kebijakan pembiayaan syariah yang lebih sehat, seimbang, dan berkelanjutan.
Islamic Character Education Strategies for Preventing Bullying: A Qualitative Case Study at Madrasah Aliyah Baitul Arqam, Aceh Besar Rosnidarwati, Rosnidarwati; Sirajuddin, Sirajuddin; Yusliani, Hamdi; Irhamna, Irhamna
Jurnal Pendidikan Agama Islam Indonesia (JPAII) Vol. 6 No. 4 (2025): December
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jpaii.v6i4.2260

Abstract

Purpose of the study: This study examines Islamic character education strategies implemented to prevent bullying behavior at Madrasah Aliyah Baitul Arqam, Aceh Besar. Methodology: A qualitative case study design was employed involving 15 informants, including the school principal, Islamic Religious Education teachers, guidance and counseling teachers, and students. Data were collected through in-depth interviews, participant observation, and documentation, and analyzed using descriptive qualitative techniques supported by triangulation. Main Findings: The findings indicate significant qualitative outcomes, including positive behavioral changes among students, increased awareness of the psychological and social impacts of bullying, stronger internalization of Islamic moral values, and a noticeable reduction in bullying incidents. Islamic character education is systematically implemented through teacher role modeling, religious habituation, moral instruction, and Islamic-based disciplinary practices. These mechanisms cultivate empathy, self-regulation, mutual respect, and a sense of safety within the school environment. Novelty/Originality of this study: This research introduces an integrative Islamic preventive model that combines character education and Islamic conflict resolution such as nasihah, musyawarah, and spiritual guidance as an effective framework for bullying prevention in Islamic secondary education.
Literasi Keuangan sebagai Strategi Peningkatan Ketahanan Ekonomi Generasi Muda di Indonesia Fifi Yanti, Maria; Irhamna, Irhamna; Rauzah, Rauzah; Zia Ulhaq, Anjumi
Economia: Journal of Economics and Management Vol 4 No 1 (2025): Economia: Journal of Economics and Management
Publisher : Cyber Media Indonesia

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Abstract

The low level of financial literacy among young people in Indonesia poses a significant challenge that may affect their ability to cope with economic uncertainties. This study aims to analyze the role of financial literacy as a strategy to enhance the economic resilience of the younger generation. The research employs a descriptive qualitative approach using a literature study method by reviewing relevant sources, including academic journals, books, and official reports. The findings indicate that financial literacy has a significant influence on financial management behavior, such as saving habits, expenditure control, and long-term financial planning. Furthermore, financial literacy contributes to the development of financial stability, which serves as a foundation for individual economic resilience. However, its effectiveness is influenced by factors such as education, access to information, and social environment. Therefore, systematic efforts are needed to improve financial literacy as a strategic approach to strengthening the economic resilience of young people. Abstrak Rendahnya tingkat literasi keuangan di kalangan generasi muda di Indonesia menjadi permasalahan yang berpotensi memengaruhi kemampuan mereka dalam menghadapi tantangan ekonomi. Penelitian ini bertujuan untuk menganalisis peran literasi keuangan sebagai strategi dalam meningkatkan ketahanan ekonomi generasi muda. Metode yang digunakan adalah pendekatan kualitatif deskriptif melalui studi pustaka dengan mengkaji berbagai sumber literatur yang relevan, seperti jurnal ilmiah, buku, dan laporan resmi. Hasil penelitian menunjukkan bahwa literasi keuangan memiliki pengaruh signifikan terhadap perilaku pengelolaan keuangan, termasuk dalam hal menabung, pengendalian pengeluaran, dan perencanaan keuangan jangka panjang. Selain itu, literasi keuangan berkontribusi dalam membentuk stabilitas finansial yang mendukung ketahanan ekonomi individu. Namun, efektivitasnya dipengaruhi oleh faktor pendidikan, akses informasi, dan lingkungan sosial. Oleh karena itu, diperlukan upaya sistematis untuk meningkatkan literasi keuangan guna memperkuat ketahanan ekonomi generasi muda.
PEMBUATAN SNACK SEHAT BERBASIS UMBI-UMBIAN SEBAGAI ALTERNATIF PANGAN LOKAL Nisa, Rouzatun; Anwar, Chairanisa; Irhamna, Irhamna
JURNAL PENGABDIAN KEPADA MASYARAKAT BIDANG KESEHATAN Vol 7, No 2 (2025): OKTOBER 2025
Publisher : Universitas Ubudiyah Indonesia

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Abstract

PEMBUATAN SNACK SEHAT BERBASIS UMBI-UMBIAN SEBAGAI ALTERNATIF PANGAN LOKAL
Islamic Character Education Strategies for Preventing Bullying: A Qualitative Case Study at Madrasah Aliyah Baitul Arqam, Aceh Besar Rosnidarwati, Rosnidarwati; Sirajuddin, Sirajuddin; Yusliani, Hamdi; Irhamna, Irhamna
Jurnal Pendidikan Agama Islam Indonesia (JPAII) Vol. 6 No. 4 (2025): December
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jpaii.v6i4.2260

Abstract

Purpose of the study: This study examines Islamic character education strategies implemented to prevent bullying behavior at Madrasah Aliyah Baitul Arqam, Aceh Besar. Methodology: A qualitative case study design was employed involving 15 informants, including the school principal, Islamic Religious Education teachers, guidance and counseling teachers, and students. Data were collected through in-depth interviews, participant observation, and documentation, and analyzed using descriptive qualitative techniques supported by triangulation. Main Findings: The findings indicate significant qualitative outcomes, including positive behavioral changes among students, increased awareness of the psychological and social impacts of bullying, stronger internalization of Islamic moral values, and a noticeable reduction in bullying incidents. Islamic character education is systematically implemented through teacher role modeling, religious habituation, moral instruction, and Islamic-based disciplinary practices. These mechanisms cultivate empathy, self-regulation, mutual respect, and a sense of safety within the school environment. Novelty/Originality of this study: This research introduces an integrative Islamic preventive model that combines character education and Islamic conflict resolution such as nasihah, musyawarah, and spiritual guidance as an effective framework for bullying prevention in Islamic secondary education.
Co-Authors Ananda, Nadya Dwi Anwar, Chairanisa Diva, Rangga Eka Murdani, Eka Faizatul Faridy Fathurrahman Fathurrahman Fifi Yanti, Maria Galib, Alwan Hamdi Yusliani Harahap, Nursapiah Haris Rosdianto, Haris Hidayah, Hildatul Hindun, Hindun Ilmi, M.fathul Kadek Dwita Apriyani, Kadek Dwita Kusniadi, Adjie Iqthiar Mazlan, Ibnu Muhammad Luthfi Nabila, Nur’aida Nisa, Rouzatun Pasya, Nazwa Pratama, Hanif Maulana Ramadhani, Susan Rauzah, Rauzah Rosnidarwati, Rosnidarwati Sebayang, Khairunnisa Septiani, Annisa Tri Septima S, Richasanty Setiawan, Ezzlan Bayu Silitonga, Afrini Yuninda Sirajuddin Sirajuddin Syahputra, Hendri Yasmin, Radha Zia Ulhaq, Anjumi zulfa, Ira