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Nun Harrieti, Nun
Fakultas Hukum Universitas Padjadjaran
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Nursing Physics Public Health Social Sciences Veterinary Other

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Journal : Diponegoro Law Review

 1 
MODEL OF BUSINESS ACTIVITIESS OF MICROFINANCE INSTITUTIONS IN INDONESIA Etty Mulyati; Kartikasari Kartikasari; Rai Mantili; Nun Harrieti
Diponegoro Law Review Vol 2, No 2 (2017): Diponegoro Law Review October 2017
Publisher : Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (385.268 KB) | DOI: 10.14710/dilrev.2.2.2017.82-97

Abstract

Micro Finance Institutions (LKM) as non-bank financial institutions, are growing very rapidly in Indonesia. A very large number and scope of business in villages/sub-districts and sub-districts or districts can play a role in an inclusive financial program. The existence of LKM operation much help expand employment and improve the welfare and improving the economy and productivity of the people, especially low-income communities. The problem is how to model the business activities of LKM in Indonesia. This research will use normative juridical approach method, with analytical descriptive research specification. In an effort to provide financial services, which are intended for low-income communities and do not have access to bank financial institutions. LKM can bridge the problems of micro business access to capital is needed in business development. LKM has a different character with the other financial sector businesses, because it is not solely intended for profit. LKM business activities can be done in a conventional or sharia, includes loan/financing for micro enterprises for capital needs in business development, and management of deposits in an effort to bring awareness to the community's fond of saving, besides that LKM also provide consulting services for the purpose of business development community empowerment. To provide legal certainty for the LKM service user community, LKM institutions are regulated in LKM Laws, according to the law the LKM must be a legal entity of the Cooperative or Limited Liability Company Fostering, regulating, and supervising and licensing of LKM is performed by the Financial Services Authority (OJK). 
Co-Authors Agung La Tenritata Agus Suwandono Agus Suwandono Anindya Nabillah Anita Afriana Azis, Norazlina Abdul Darodjat, Rafan darojat, rafan Deviana Yuanitasari Dewi Bunga, Dewi Etty Mulyati Fadhila Shaffa Luthfie Ghifari, Naufal Gneissa Beltsazar Hazar Kusmayanti, Hazar Helza Nova Lita Hidayat, Romidon Holyness N. Singadimedja Kartikasari Kartikasari Lastuti Abubakar Mahmutovic, Adnan Manap, Norhoneydayatie Abdul Marcelline Allegra Muhammad Izzar Damargara Muhammad Rifqi Rafi Drajat Rafan Darodjat Rai Mantili Reza Irawan Rifasya Naura Salsabila Risdy Ardiansyah Robby, Muhammad Abdu Ryan Ozora Hendrawan Salaeh, Yamudin Salsabila Chairunnisa Sheila Eldi Azzahra Syifa Salsabila Tarsisius Murwadji Tarsisius Murwaji Tri Handayani Vidaro, Radhika Althaf Zaldya, Irvan Zaldya