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All Journal Laa Maisyir Jurnal Ekonomi Islam Pendas : Jurnah Ilmiah Pendidikan Dasar Edukasi Islami: Jurnal Pendidikan Islam ILTIZAM Journal of Sharia Economic Research International Journal of Economics, Business and Accounting Research (IJEBAR) Hikmah Bertuah : Jurnal Syariah dan Ekonomi Islam Khazanah Intelektual EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial BEMAS: Jurnal Bermasyarakat Journal Of Human And Education (JAHE) Al Basirah International Journal of Multidisciplinary Sciences and Arts NAJAHA IQTISHOD : Journal of Islamic Economic and Finance JPM MOCCI : Jurnal Pengabdian Masyarakat Ekonomi, Sosial Sains dan Sosial Humaniora, Koperasi, dan Kewirausahaan BEKTI : Jurnal Pengabdian Kepada Masarakat Jurnal Pengabdian Masyarakat (Jubdimas) Journal of Shariah Economics
Roihan, Muhammad
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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THE INFLUENCE OF CAPITAL ADEQUACY, NON-PERFORMING FINANCING, LIQUIDITY, AND OPERATIONAL EFFICIENCY ON PROFITABILITY OF ISLAMIC BANKS Roihan, Muhammad
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7 No 3 (2023): IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i3.10448

Abstract

The measure of profitability in the banking industry that is used in general is Return on Equity (ROE) and Return on Assets (ROA). In this case, the profit proxy used is Return on Assets (ROA) because ROA focuses on the company's ability to earn profits in its operations, while ROE only measures the return from the investment sector of the company owner in the business. In this study, we will see how the effect of capital adequacy will be proxied by the Capital Adequacy Ratio (CAR), Problem Financing which will be proxied by the Non Performing Financing (NPF), Liquidity which will be proxied by the Financing to Deposit Ratio (FDR) and Operational Efficiency which will be proxied by the ratio of Operational Expenses to Operational Income (BOPO). The results of the study show that there is a influence of variable independent (CAR, NPF, FDR, BOPO) simultaneously on variables dependent it (ROA). Partially only the CAR variable which shows a significant positive positive effect and BOPO which shows a significant negative effect on profitability (ROA). While the other two variables, namely NPF and FDR, have no significant effect on profitability (ROA).
Workshop Pemanfaatan Platform Digital E-Commerce Untuk Meningkatkan Pemasaran Produk Batik di Kecamatan Telanaipura Kota Jambi Bahri, Zainul; Muazza, Muazza; Rafiqi, Rafiqi; Roihan, Muhammad; Lutfi, Lutfi; Hendra, Robi; Atiyyah, Jazilatul; Wijaya, Hansein Arif
Journal Of Human And Education (JAHE) Vol. 4 No. 5 (2024): Journal of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i5.1764

Abstract

Workshop pemanfaatan platform digital e-commerce untuk meningkatkan pemasaran produk batik di Kecamatan Telanaipura, Kota Jambi, bertujuan untuk mengatasi tantangan yang dihadapi pengrajin batik dalam memanfaatkan teknologi digital. Metode yang digunakan meliputi sesi teori tentang e-commerce, pelatihan praktis dalam mendirikan toko online, dan diskusi kelompok untuk mengevaluasi pemahaman peserta. Hasil penelitian menunjukkan peningkatan signifikan dalam pengetahuan dan keterampilan peserta, yang berhasil membuat dan mengelola toko online mereka sendiri. Selain itu, workshop ini berhasil membangun jaringan antara pengrajin batik dan pelaku bisnis lainnya, serta meningkatkan kesadaran akan potensi pasar produk batik. Dengan demikian, kegiatan ini tidak hanya meningkatkan kemampuan berwirausaha peserta, tetapi juga berkontribusi pada pemberdayaan ekonomi lokal melalui pemanfaatan teknologi digital. Luaran yang diharapkan mencakup dokumentasi hasil pengabdian dalam bentuk digital dan multimedia, serta publikasi di media cetak dan online. Workshop ini diharapkan dapat menjadi model bagi pengembangan kewirausahaan di kalangan pengrajin batik di daerah lain, serta mendorong pengrajin untuk menjadi produsen yang aktif dalam ekosistem digital.
Pesantren Management During The New Normal Era In Indonesia Roihan, Muhammad
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 02 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i02.5574

Abstract

This study aims to carry out the following objectives, (1) evaluate the post-new normal Islamic Boarding School Management in Indonesia, (2) analyze the comparative patterns modern and traditional pesantren management, and (3) determine the new normal era implications for the Islamic institutional management. The Systematic Literature Review method was used to obtain data on the management of modern and traditional pesantren in the new normal era. This included the identification, search for, and analysis of relevant literature. The meta-synthesis and comparisons related to leadership, learning, and the use of digital technology were also conducted. The results showed that pesantren management had been progressive since the Covid-19 pandemic, as observed from the ability of pesantren to adapt during a crisis. The ability to follow trends in management development was also emphasized during the new normal era. However, no significant difference was found between modern and traditional pesantren in managing digital technology, social media, and the internet.
Edukasi dan Pendampingan UMKM Melalui Kube Mega Buana Terhadap Penundaan Kewajiban Sertifikasi Halal: Strategi Menuju Wajib Halal Oktober 2026 Roihan, Muhammad; Ridhwan, Ridhwan; Enggrani Fitri, Lucky; Rafiqi, Rafiqi; Pratiwi, Heni; Dean Amri, Ary; Arfah, Arfah; Afriyanti, Suviya
JPM MOCCI : Jurnal Pengabdian Masyarakat Ekonomi, Sosial Sains dan Sosial Humaniora, Koperasi, dan Kewirausahaan Vol. 3 No. 2 (2025): (September)
Publisher : PT. Alahyan Publisher Sukabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61492/jpmmocci.v3i2.412

Abstract

The halal certification obligation for Micro, Small, and Medium Enterprises (MSMEs) products that has been set by the government through the Halal Product Assurance Agency (BPJPH) originally took effect in October 2024, now it has been extended until October 2026. However, most MSME actors, including KUBE Mega Buana in Tangkit Baru Village, Muaro Jambi Regency, are not ready to fulfill these obligations due to a lack of understanding of the certification process, limited information, and cost constraints. This service program aims to provide education and assistance to KUBE Mega Buana members to understand the importance of halal certification, know the mechanism and stages of submission, and be able to prepare the required documents independently. The approach is carried out through halal literacy training, registration simulations through the BPJPH siHalal system, and the preparation of a simple halal product management system. The results of the activity showed an increase in the understanding of KUBE Mega Buana members about halal certification obligations, the ability to identify products that must be certified, and administrative readiness in the process of applying for halal certification. This program contributes to increasing halal awareness, strengthening the competitiveness of Tangkit's typical pineapple processed products, and the readiness of MSMEs to face the implementation of mandatory halal in 2026.
Optimalisasi Pengolahan Nanas Khas Tangkit Jambi Berbasis Industri Halal oleh Kube Mega Buana Dalam Mendukung Ekonomi Syariah Rafiqi, Rafiqi; Ridhwan, Ridhwan; Pratiwi, Heni; Pratama, Aditya; Zaini Aprizal, Yusuf; Roihan, Muhammad; Dean Amri, Ary; Saputra, Rivo
JPM MOCCI : Jurnal Pengabdian Masyarakat Ekonomi, Sosial Sains dan Sosial Humaniora, Koperasi, dan Kewirausahaan Vol. 3 No. 2 (2025): (September)
Publisher : PT. Alahyan Publisher Sukabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61492/jpmmocci.v3i2.413

Abstract

Tangkit Jambi's distinctive pineapples have great potential as raw materials for value-added processed products. However, limitations in processing technology and business management in accordance with halal principles hinder the development of these products. This proposal aims to optimize halal-based pineapple processing through the empowerment of KUBE Mega Buana, with training in processing, halal certification, and marketing of halal products. The targeted outcomes are high-quality halal pineapple processed products, KUBE members who are competent in sharia business management, and the formation of a halal MSME ecosystem in Tangkit. This activity supports the development of a fair, sustainable, and empowering sharia economy for the local community.
Pengaruh Ketersediaan E-Money, Promosi dan Kepercayaan Terhadap Keputusan Pembelian Produk di Shopee pada Masyarakat Kota Jambi Menurut Perspektif Ekonomi Islam , Nurita; , Rafiqi; Roihan, Muhammad
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 6 No. 2 (2025): Bertuah: Jurnal Syariah dan Ekonomi Islam
Publisher : STAIN Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/jsie.v6i2.1264

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh ketersediaan e-money, promosi dan kepercayaan terhadap keputusan pembelian produk di shopee pada masyarakat kota jambi menurut perspektif ekonomi islam. Teknik penentuan sampel yang akan digunakan dalam penelitian ini adalah Teknik accidental sampling. Data primer dikumpulkan dengan cara menyebarkan kuesioner. Sampel penelitian sebesar 95 responden masyarakat kota Jambi. Teknik analisis data dalam penelitian ini menggunakan regresi linear berganda karena variabel bebas lebih dari satu, yaitu e-money, promosi, dan kepercayaan. Software digunakan untuk olah data adalah SPSS versi 25. Hasil pengujian hipotesis sebagai berikut. Variabel dalam penelitian ini, yakni e-money, promosi, dan kepercayaan, secara simultan memiliki pengaruh yang positif dan signifikan terhadap keputusan pembelian online melalui Shopee pada masyarakat Kota Jambi, seperti yang ditunjukkan pada uji hipotesis secara simultan dengan nilai signifikansi sebesar 0.000 < 0.05 dan nilai F-hitung 104.051 > F-tabel 2.70.
Perbandingan Kinerja Keuangan Bank Umum Syariah dan Bank Konvensional Periode 2021-2024 Thoybah , Nafira Riskan; Z, Rico Wijaya; Roihan, Muhammad
Najaha Iqtishod: Journal of Islamic Economic and Finance Vol. 6 No. 2 (2025): 2025
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jief.v6i2.49530

Abstract

Penelitian ini  bertujuan untuk mengetahui perbandingan kinerja keuangan Bank Umum Syariah dan Bank Konvensional di Indonesia pada periode 2021-2024. Kinerja keuangan dianalisis menggunakan rasio Capital Adequacy Ratio (CAR), Return  On Asset (ROA), Non Performing Financing / Non Performing Loan (NPF/NPL), serta Financing to Deposit Ratio/Loan To Deposit Ratio (FDR/LDR). Penelitian ini menggunakan pendekatan  kuantitatif dengan data sekunder berupa laporan keuangan tahunan yang diperoleh dari empat sampel Bank Umum Syariah dan Bank Konvensional. Analisis data dilakukan dengan statistic  deskriptif dan uji hipotesis menggunakan Uji Mann-Whitney. Hasil penelitian menunjukkan bahwa terdapat perbedaan signifikan pada rasio Capital Adequacy Ratio (CAR) antara Bank Umum Syariah dan Bank Konvensional. Sementara itu, pada rasio Return  On Asset (ROA), Non Performing Financing / Non Performing Loan (NPF/NPL), serta Financing to Deposit Ratio/Loan To Deposit Ratio (FDR/LDR) tidak terdapat perbedaan signifikan. Hal ini mengindikasikan bahwa kedua jenis bank memiliki  perbedaan terutama pada aspek kecukupan modal, namun dari sisi profitabilitas , kualitas pembiayaan/kredit, serta likuiditas keduanya menunjukkan kinerja yang relatif sebanding.
Analisis Efektivitas Pemanfaatan Dana Zakat Bangun Sejahtera Indonesia (BSI) Maslahat Terhadap Program BSI Scholarship Di Universitas Jambi Nur, Muhammad; Ridhwan, Ridhwan; Roihan, Muhammad
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 2 (2025): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/3qm40910

Abstract

ABSTRACT In the history of the development of Islam, zakat has become the main source of funding for the government and plays a very important role in eradicating poverty, spreading Islam, developing education and culture, developing science, infrastructure, financing and building the military, and providing security and other social services. BSI Maslahat has various programs to distribute zakat funds, one of which is the BSI Scholarship Program. This program aims to provide educational assistance to students and students who are underprivileged but have high academic potential. The purpose of this study is to determine and analyze the effectiveness of the use of BSI maslahat zakat funds for the BSI scholarship program at the University of Jambi. The research method used is a qualitative-quantitative approach with descriptive analysis, which involves data collection through interviews, surveys, and documentation. The results of the study indicate that the use of zakat funds through the BSI Scholarship program has been effectively given to students who need to pay for education. The community sees this program as a form of BSI's commitment to supporting education and human resource development. The conclusion of this study confirms that a planned and directed program at BSI Maslahat, such as the BSI Scholarship, can be a strategic tool in building good education for students. Therefore, it is recommended that BSI continue to develop relevant and impactful BSI Scholarship programs, and conduct periodic evaluations to ensure their sustainability and effectiveness.  
Strategi Pengembangan Sektor Pertanian Dan Pertambangan Di Provinsi Jambi bahri, zainul; Roihan, Muhammad; Rosyid, Garry Yuesa; Muhammad Ridwan; Indriyani Setyawati; Vinni Aprilianti
Jurnal Khazanah Intelektual Vol. 10 No. 1 (2026): Khazanah Intelektual
Publisher : Brida Provinsi Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to identify economic sectors with comparative and competitive advantages and to analyze structural economic shifts supporting economic growth in Jambi. In addition, the study formulates development strategies for the agricultural and mining sectors as the region’s leading sectors. The research employs a mixed-methods approach, combining quantitative and qualitative analyses using SLQ, DLQ, Esteban-Marquillas Shift-Share, and SWOT analysis. The data used consist of (GRDP) at constant prices for the period 2011–2024. The findings indicate that the agriculture, forestry, and fisheries sector, along with the mining and quarrying sector, constitute base sectors with strong competitive advantages. The economic structure of Jambi Province remains dominated by primary sectors and has not yet undergone a significant transformation toward industrial and service sectors. The SWOT analysis places the leading sectors in Quadrant I (aggressive strategy), indicating substantial development opportunities through downstream industrialization policies, technological modernization, and strengthened environmental governance. These findings provide a strategic foundation for formulating sustainable and competitive regional economic development policies.
Analisis Pengaruh Marketing Mix Syariah Terhadap Kepuasan Konsumen (Studi Kasus : ETED Coffe Jambi ) Muhammad Imam Ghazali; Lucky Enggrani Fitri; Muhammad Roihan
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.802

Abstract

In the current era, the food and beverage industry is growing rapidly and is booming in Indonesia. One of the most popular types of food and beverage industry is restaurants. Many restaurants can be found in the city center and corners of the city, ranging from large to small restaurants. The purpose of this research is to determine the effect of the Sharia 4p marketing mix (product, price, Place and promotion) on consumer satisfaction. This research uses a quantitative method with a population of all ETED Coffee Jambi consumers. The sampling method uses purposive sampling, determining the number of samples using the Cochran formula with a result of 100 respondents. Data collection uses a questionnaire. Questionnaire data were processed using SPSS. The research results show that product and place influence consumer satisfaction at ETED Coffe Jambi, while price and promotion do not influence consumer satisfaction at ETED Coffe Jambi. Place is the most dominant variable influencing consumer satisfaction at ETED Coffee Jambi.
Co-Authors , Fitriani , NURITA , Rafiqi , Ridhwan , Ridwan Aditya Pratama Aditya Pratama Afrila, Diliza Afrisca Sari, Dinni Afriyanti, Suviya Amanda, Resti AMRI, ARY DEAN Anggreyni, Rizky Aprizal, Yusuf Zaini Arfah, Arfah Atiyyah, Jazilatul Bagus Kurniawan, Ilham Bahri, Zainul Cindy Clarita Sari Enggrani Fitri , Lucky Enggrani Fitri, Lucky Enggrani, Lucky Gunawan, Syahrul Hajar, Tarisa Hansein Arif Wijaya Hartomi Maulana Hasanah, Zumratul Hendra, Robi Heni Pratiwi Heriberta Heriberta Hutabarat, Zuhri Saputra Indriyani Setyawati Iqbal Bafadal, Muhammad Kholifah, Novi Nur Lathiefa Rusli Lubis, Paulina LUBIS, PAULINA Lucky Enggrani Fitri Lutfi Lutfi M. Iqbal Bafadhal Masriyani Masriyani Mia Awdina Muazza Muazza Muhammad Imam Ghazali Muhammad Nur Muhammad Ridwan Nella Octaviany Siregar Nurida Isnaeni Parkhurst, Helen Prastio, Surya Pratiwi, Heni Putri Riani, Nadhilah Rafiqi Rafiqi . Rafiqi Rafiqi Rasidin Rico Wijaya Z Ridhwan Ridhwan Ridhwan, Ridhwan Ronaldo Aidil Putra Rosyid, Garry Yuesa Saputra, Rivo Sari Halizah Panggabean Sildaina Mutmainnah Syahran, M. Thoybah , Nafira Riskan Tresya Tresya Use Etica Vinni Aprilianti