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Journal : (JUMPER)

Application of Artificial Intelligence Based Risk Management in Banking: A Systematic Literature Review Rolando, Benediktus; Mulyono, Herry
Journal Management & Economics Review (JUMPER) Vol. 1 No. 7 (2024): August
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v1i7.244

Abstract

The application of artificial intelligence and machine learning in the banking industry has gained significant attention in recent years. This paper aims to conduct a systematic review of the existing literature on the application of AI-based risk management in the banking sector especially in Indonesia. Thi research utilized desk methodology approach to summarize the development and implementation of AI in financial risk management. The review follows a structured approach to identify, analyze, and synthesize the key findings from relevant studies. The review covers the benefits, challenges, and potential future research directions in this domain. We found that AI-based risk management can provide significant improvements in areas such as credit risk assessment, fraud detection, and regulatory compliance. However, the adoption of AI in banking also comes with its own set of challenges, such as data availability, model interpretability, and ethical considerations. Findings from this review can guide both academics and practitioners in understanding the current state of AI-based risk management in banking and inform future research and implementation efforts.
Hubungan Penawaran Khusus Pada Tanggal Istimewa Terhadap Keputusan Pembelian Di Platform E-Commerce Shopee Rolando, Benediktus; Rantetandung, Delizea Christy Disa; Winaya, Ni Nyoman Teristiyani
Journal Management & Economics Review (JUMPER) Vol. 2 No. 1 (2024): September
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v1i8.261

Abstract

This research focuses on analyzing the relationship between special offers on special dates and purchasing decisions on the Shopee e-commerce platform. The selection of this topic is based on the increasing use of e-commerce among the community, particularly among students, who are often influenced by promotions and discounts offered on certain days. Special offers are expected to affect consumer behavior and boost sales. The research method used is a survey, with data collected through questionnaires distributed to students of the Digital Business Department, Semester 4, at Universitas Bunda Mulia. The results indicate a positive and significant relationship between special offers on special dates and purchasing decisions. These findings provide important insights for e-commerce companies in designing more effective and competitive marketing strategies, emphasizing the importance of leveraging special moments to attract consumer attention.