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All Journal DE JURE Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam El-Usrah: Jurnal Hukum Keluarga Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Takammul : Jurnal Studi Gender dan Islam Serta Perlindungan Anak MAQASIDI Millah: Journal of Religious Studies El-Hadhanah: Indonesian Journal Of Family Law And Islamic Law Al-Rasikh : Jurnal Hukum Islam JURISTA : Jurnal Hukum dan Keadilan Quru’: Journal of Family Law and Culture Al-Mudharabah Fundamental : Jurnal Ilmiah Hukum An-nisa: Journal of Islamic Family Law
Husnul, Muhammad
Universitas Islam Negeri Ar-Raniry, Banda Aceh
Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Al-Mudharabah

 1 
THE PRACTICE OF MONOPOLISING FISH PRICES ON TOKE BANGKU IN ISLAMIC ECONOMIC LAW’S PERSPECTIVE Herawati; Agustin Hanafi; Muhammad Husnul
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 2 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i2.6558

Abstract

The practice of monopoly is a type of violation in bermuamalah because it will cause the market mechanism to be disrupted, so that producers will get a large profit, while consumers due to the hoarding action will take suffering or loss. So, the result of monopoly is very unjust, selfish, and irresponsible. TPI Lampulo is one of the biggest fish trading transaction places in Banda Aceh. The determination of fish price dominated by Toke Bangku, the price has been going on for a long time. It is shown that the sale and purchase is not based on willingness and is reasonable, while Toke Bangku to set the selling price of fish depends on the weather and market conditions. This research uses a descriptive method, and the data is analysed qualitatively. Data were collected based on field research and literature review. The results showed that the price applied by Toke Bangku was not so according to the fishermen because of the law of price, while Toke Bangku determined the selling price following the weather conditions at sea and the market. In the review of Acehnese customs, Toke Bangku's pricing is in accordance with the laws and customs since the time of the sultanate of Aceh. Meanwhile, according to the Islamic economic perspective, Toke Bangku and fishermen receive rewards in this world and the next. This indicates that the value of tawhid is always embedded in life.
IMPLEMENTATION OF SHARIA PRINCIPLES IN THE SETTLEMENT OF MURABAHAH FINANCING DEFAULT AT PT BPRS TAMAN INDAH DARUSSALAM Riski, M. Romi; Badri, Khairul; Husnul, Muhammad
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 1 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v6i1.8260

Abstract

Financing is a core activity in Islamic banking that plays a crucial role in supporting economic growth. In practice, some customers have defaulted on murabahah financing for motorcycle purchases at PT BPRS Taman Indah Darussalam from 2019 to 2021. These defaults took the form of continuous late payments and payment arrears, resulting in the temporary suspension of the repayment process. This study focuses on the concept and implementation of the murabahah agreement applied by PT BPRS Taman Indah Darussalam, the forms and causes of customer default, and its impact on bank stability. The method used is qualitative with a legal-empirical approach, through direct interviews and documentation as data collection techniques. The study results indicate that customer default is characterized by late payments caused by a decline in income and negligence, which disrupts cash flow and increases financing risks. PT BPRS Taman Indah Darussalam implements resolution through a phased approach, starting from consultation, formal notice, imposition of penalties, to restructuring. Under Islamic law, default in a murabahah agreement is considered a breach of trust that must be resolved fairly. In contrast, under civil law, negligent customers may be subject to penalties such as compensation or enforcement of collateral. Implementing murabahah agreements generally aligns with Sharia principles, but further strengthening is needed in customer selection and risk management. It is recommended that banks tighten their initial assessment processes, enhance Islamic financial literacy for customers, and strengthen monitoring systems and educational approaches to reduce the default rate.
ONLINE NON-CASH GOLD PURCHASE AND SALE TRANSACTIONS THROUGH THE SHOPEE PLATFORM FROM THE PERSPECTIVE OF ISLAMIC COMMERCE Tiara Oktavina; Mumtazinur; Muhammad Husnul
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v7i1.9736

Abstract

This article discusses cashless online gold transactions on the Shopee platform amid ongoing conflicts with Sharia economic law. The purpose of this study is to determine and analyse how cashless online gold transactions on the Shopee platform are conducted, and to examine their perspective on Islamic law. This research method is qualitative and uses a conceptual approach; it is normative legal research. The results and discussion in this article indicate that digital gold transactions on Shopee do not fully comply with Sharia principles due to the unclear mechanism of the sale and purchase agreement in accordance with Sharia economic law, the absence of direct handover, and the potential for elements of gharar and usury in the buying and selling process. Therefore, supervision, consumer education, and adjustments to transaction mechanisms are needed to comply with Islamic law, so that digital gold investment can become a halal, safe, and trusted financial instrument for Muslims.
Co-Authors Agustin Hanafi Agustin Hanapi Aini, Sarina Anis Abdul Rauf Asmuni Asmuni Azhima P, Annisa Rizqa Bukhari Ali Chairul Fahmi Daniela, Nadya Pratiwi Edi Yuhermansyah Fahri, Marjana Fauziati Fauziati, Fauziati Fitri, Inayatul Herawati Iskandar Usman Jannah, Khairatul Junanah Junanah Khairul Badri, Khairul Lubis, Asmuliadi Maghfirah Maghfirah Maulina, Nurul Misran Mumtazinur Mumtazinur Muntoha Muntoha Muqaddas, Abe Yafi Mursyid Djawas Natasya Solin, Siti Dian Reza, T. Surya Riski, M. Romi Sangare, Bilaly Shabarullah, Shabarullah Siti Jum’ah Solahudeen, Isa Olawale Solin, Siti Dian Natasya Soraya Devy Soraya, Wiranda Suarni Suarni Syahrizal Abbas Tiara Oktavina Wahyuni, Yenny Sri Yusdani Yusdani Zaiyad Zubaidi