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All Journal Jurnal Paradigma Ekonomika Jurnal Ilmiah Edunomika (JIE) Room of Civil Society Development The Es Economics and Entrepreneurship Innovative: Journal Of Social Science Research Sabangka Abdimas Jurnal Pengabdian Masyarakat Sabangka Journal Economics Technology and Entrepreneur AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam JIM : Journal Of International Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Manajemen Bisnis dan Terapan Room of Civil Social Development Balance: Jurnal Ekonomi
Nur Zarliani Uli
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Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENGETAHUAN TEKNOLOGI DAN INFRASTRUKTUR DIGITAL TERHADAP TINGKAT PENGGUNAAN E-WALLET DI UMKM KOTA BAUBAU Nur Zarliani Uli; Muh Azwar Anas; Fahlil Akbar Uli
AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 01 (2025): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/attariiz.v5i01.2262

Abstract

This study examines the influence of technological knowledge and digital infrastructure on the level of E-Wallet and QRIS usage among Micro, Small, and Medium Enterprises (MSMEs) in Baubau City. The rapid development of digital payment systems has created opportunities for MSMEs to improve transaction efficiency, yet adoption remains uneven due to varying levels of technological understanding and infrastructure readiness. Using a quantitative approach, data were collected through Likert-scale questionnaires distributed to MSME respondents. The analysis employs multiple linear regression to measure the partial and simultaneous effects of the independent variables. The results are expected to show that technological knowledge—such as the ability to operate digital applications—and digital infrastructure, including internet quality and device availability, significantly influence the use of digital payment systems. This study contributes theoretically to digital finance adoption research and provides practical insights for MSMEs, local governments, and digital service providers in enhancing payment digitization
Financial Performance Analysis of PT DCI Indonesia Tbk Using Liquidity, Solvency, and Profitability Ratios Nur Zarliani Uli; Eva Yuniar Utami; Ahmad Daholu; Rasalti Sanka Disa; Rembulan
AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 03 (2026): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/attariiz.v5i03.2684

Abstract

This study aims to analyze the financial performance of PT DCI Indonesia Tbk during the 2021–2025 period. The analysis was conducted to evaluate whether the company's growth in assets, revenue, and profit was accompanied by adequate financial health in terms of meeting obligations and generating returns. The study employed a quantitative descriptive method using secondary data obtained from the annual financial statements of PT DCI Indonesia Tbk for the period 2021–2025. The data were analyzed using liquidity, solvency, and profitability ratios. The results is the company's liquidity performance was relatively weak, as its ability to meet short-term obligations had not yet reached the benchmark used in this study. Solvency performance showed mixed results, with some indicators remaining above the bench mark while others reflected a favorable condition. Profitability perform ance also produced mixed findings; the company was able to generate profits effectively, but the efficiency of asset and equity utilization remai ned below the expected level. Overall, PT DCI Indonesia Tbk demonstr ated positive financial growth during the study period, although improvements in liquidity and the effectiveness of asset and equity management are still needed to achieve stronger financial performance
Co-Authors Adan, L.M. Hasrul Agustyawati, Dwi Ahmad Daholu Alzarliani, Waode Arif Nurhakim Audita Nuvriasari Bekti Utomo Daholu, Ahmad Dany Luqyana Idris Dwi Agustyawati Dwi Agustyawati Endi Rustendi Eva Yuniar Utami Eva Yuniarti Utami Eva Yuniarti Utami Fadila, Nihla Fahlil Akbar Uli febriyanti febriyanti Hamsir, Mega Hasni Hasni Hasni Hasni Indrawati Indrawati Iqbal Nur, Muhammad Johni Eka Putra Katjinah, Husnah Masduki Mahfud Muh Azwar Anas Muh. Deswan Muhammad Rais Novi Handayani Simbolon Novika Anggraini Nurhakim, Arif Nurjanna Ladjin Pardana, Deki Rais.R, muhammad Rasalti Sanka Disa Ratih Primandari, Novegya Rembulan Risca Fitri Ayuni Rohmawan Adi Pratama Rusdin Rusdin Rusman Raml Ryke Kalalo, Rieneke Sania Sania Nuraziza Sania Sania Smita Catur Sudyantara Suherman, La Ode Achmad Utami, Eva Yuniarti Utomo, Bekti Wa Ode Sriwati Lestari Wahyu Agung Setyo Wiwit Agustina Zakaria, Ferli