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All Journal Humanika : Kajian Ilmiah Mata Kuliah Umum Jurnal Pendidikan Islam Indonesian Kuttab: Jurnal Ilmu Pendidikan Islam AT-TA`DIB JURNAL MANAJEMEN PENDIDIKAN ISLAM AL-IDARAH FIKROH: JURNAL PEMIKIRAN DAN PENDIDIKAN ISLAM Attadib: Journal of Elementary Education Indonesian Journal of Economics and Management Al-Khidmah Jurnal Pengabdian Masyarakat Journal of Applied Islamic Economics and Finance Jurnal Pendidikan Islam Indonesia Jurnal Inovasi Pendidikan Agama Islam Masagi: Jurnal Pendidikan Karakter Jurnal Studi Keislaman IPSSJ Journal of Islamic Education Research
Muhamad Arif Nugraha
Politeknik Negeri Bandung
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Public Health Social Sciences Other

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Strategi Penguatan Pendidikan Karakter di Era Digital: Tantangan dan Solusi dalam Implementasi di Sekolah Muhamad Arif Nugraha; Dinda Amanda AN; Satria Kharimul Qolbi; Waway Qodratullah S
Masagi: Jurnal Pendidikan Karakter Vol 1 No 2 (2024): Masagi: Jurnal Pendidikan Karakter
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/masagi.v1i2.4993

Abstract

Penelitian ini dilatarbelakangi oleh kebutuhan mendesak untuk memperkuat pendidikan karakter di era digital, di mana peserta didik dihadapkan pada tantangan moral dan sosial yang kompleks. Tujuan penelitian ini adalah untuk mengidentifikasi upaya dan strategi yang efektif dalam implementasi pendidikan karakter di Indonesia, dengan fokus pada integrasi nilai-nilai karakter dalam kurikulum nasional. Metode yang digunakan adalah studi pustaka yang mengkaji berbagai literatur terkait pendidikan karakter. Hasil penelitian menunjukkan bahwa integrasi pendidikan karakter dalam kurikulum nasional telah berhasil meningkatkan kesadaran peserta didik terhadap nilai-nilai moral, religiusitas, dan kebangsaan. Namun, tantangan yang dihadapi meliputi kurangnya dukungan dari pihak sekolah dan orang tua, keterbatasan waktu dalam kurikulum, serta kurangnya pelatihan khusus bagi pendidik. Untuk mengatasi tantangan ini, strategi yang direkomendasikan mencakup peningkatan pelatihan bagi pendidik, pengembangan bahan ajar yang menarik dan interaktif, serta kolaborasi antara sekolah, orang tua, dan komunitas lokal. Kesimpulan dari penelitian ini menekankan pentingnya pendekatan holistik dan sistematis dalam pendidikan karakter, yang adaptif terhadap perubahan sosial dan teknologi, guna mempersiapkan generasi muda Indonesia menghadapi tantangan global dengan karakter yang kuat dan bertanggung jawab.
Analysis of the Implementation of the Islamic Boarding School Curriculum in Enhancing Students' Competence in the Tahfidzul Qur'an Program Nugraha, Muhamad Arif; Kusuma, Deni Tata; Pamungkas, Muhamad Imam
Journal of Islamic Education Research Vol. 6 No. 2 (2025): Journal of Islamic Education Research
Publisher : Faculty of Education and Teacher Training, Islamic State University of Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/jier.v6i2.472

Abstract

This study analyzes the implementation of the Islamic boarding school curriculum in enhancing students' competencies in the Tahfidzul Qur'an program at Pesantren Darul Ulum Gunung Halu, Bandung. Key challenges include unsystematic evaluation, varied teaching methods, and differing levels of student discipline. Using a qualitative case study approach, this research collects data through observations and interviews with administrators and students. Findings show that the tahfidz curriculum is implemented through muroja’ah, tasmi’, and tadarus methods, with evaluations consisting of daily recitations, semester exams, and annual assessments. The program’s success is driven by effective management, strict discipline, and competency-based learning. Systematic curriculum planning and periodic evaluations significantly enhance the quality of tahfidz education. Through structured learning, discipline, and a supportive environment, the pesantren successfully produces students who not only excel in Qur'anic memorization but also internalize and practice Islamic values in daily life.
The Effect Of Financing To Deposit Ratio, Financing Restructuring And Foreclosed Collateral On The Level Of Problem Financing In Islamic Commercial Banks In Indonesia In The Period 2019-2023 Pujastuti, Deti; Tripuspitorini, Fifi Afiyanti; Nugraha, Muhamad Arif
Indonesian Journal of Economics and Management Vol. 5 No. 2 (2025): Indonesian Journal of Economics and Management (March 2025)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v5i2.6575

Abstract

Islamic Commercial Banks have faced complex challenges in recent years, such as the covid-19 pandemic, market dynamics, economic instability, and commodity price fluctuations, which have affected their intermediation function. Non-performing financing (NPF) remains one of the primary risks. This study analyzes the effect of Financing-to-Deposit Ratio (FDR), financing restructuring, and Foreclosed Collateral (AYDA) on the NPF level at Islamic Commercial Banks in Indonesia for the period 2019–2023. Descriptive quantitative methods are used with secondary data from quarterly reports through documentation techniques and literature studies. Panel data regression analysis was applied to a sample of five banks in this study. The results of the study indicate that financing restructuring and foreclosed collateral have a significant effect on non-performing loans, while FDR does not have a significant effect. Simultaneously, FDR, financing restructuring and foreclosed collateral have a significant effect on non-performing financing. This study is expected to contribute to Islamic commercial banks' strategies in managing financing risks in reducing non-performing financing.
The relations of Sharia Financial Literacy, Financial Inclusion, and Business Sustainability : English Amiliya, Lya; Syarif, Moch. Edman; Sumiyati; Nugraha, Muhamad Arif; Muhammad Firdaus, Rifqi
Indonesian Journal of Economics and Management Vol. 5 No. 3 (2025): Indonesian Journal Of Economics and Management (July 2025)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v5i3.6579

Abstract

This study examines the impact of Islamic financial literacy and Islamic financial inclusion on the business sustainability of MSMEs in the Bandung Raya area. Using a quantitative approach, data were collected from 300 SMEs through structured questionnaires. The findings reveal that Islamic financial literacy significantly enhances business sustainability by fostering informed financial decision-making, ethical management, and resilience. Islamic financial inclusion also plays a critical role, providing MSMEs with access to Sharia-compliant financial services such as financing and investment, which drive growth and competitiveness. Furthermore, the study highlights the mediating role of financial inclusion, amplifying the effects of financial literacy on business sustainability. These results emphasize the interconnectedness of financial literacy and inclusion as key drivers of MSME resilience and sustainability. Stakeholders are encouraged to prioritize financial education initiatives, regulatory reforms, and innovative financial solutions to empower MSMEs and support broader economic development aligned with Islamic principles.
The effect of financial performance on the company’s zakat ability with company size as a moderating variable in islamic insurance companies for the period 2015-2023 Rizky Alfahiz , Anang; Nurdin, Ade Ali; Nugraha, Muhamad Arif
Indonesian Journal of Economics and Management Vol. 5 No. 1 (2024): Indonesian Journal of Economics and Management (November 2024)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v5i1.6566

Abstract

This study analyzes the effect of financial performance on zakat capacity with company size as a moderating variable in Islamic insurance companies in Indonesia during 2015–2023. Financial performance is measured using ROA, CR, DER, and TATO, while company size is proxied by total asset growth. The research applies a quantitative approach using secondary data from annual reports of 8 Islamic insurance companies selected through purposive sampling. Data analysis is conducted using panel data regression with a random effect model. The results show that ROA, CR, DER, and TATO significantly and positively affect zakat capacity, both individually and collectively. However, company size does not moderate the relationship between TATO and zakat capacity. These findings highlight the importance of financial performance in influencing zakat payments, although company size does not always enhance this relationship
Peningkatan Keamanan dan Kualitas Penyembelihan Hewan Kurban melalui Inovasi Alat Perebah Qodratulloh S, Waway; Nuryuliyawati, Sri; Qolbi, Satria Kharimul; Arif Nugraha, Muhamad; Yunus Maulana, Muhammad; Amanda Ainun Nuzul, Dinda; Gufron, Hilman
Al-Khidmah Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2025): SEPTEMBER-DESEMBER
Publisher : Institute for Research and Community Service (LPPM) of the Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jak.v5i3.4644

Abstract

The slaughtering of sacrificial animals (kurban) is a religious ritual rich in spiritual, social, and health values; however, in practice, it still faces several fundamental challenges. The traditional method of casting animals with ropes often poses safety risks to the committee, causes stress to the animals, and leads to a decline in meat quality. This community service program was conducted to provide a solution through the innovation of a safe and efficient animal casting tool that complies with Islamic principles. The method consisted of needs assessment, design and fabrication of a galvanized steel frame casting device with a portable hinge system, training on hygienic and syar’i slaughtering techniques, and field trials with the kurban committee. The results showed that the casting tool significantly reduced accident risks, shortened the time required for animal handling and slaughter, and maintained meat quality by minimizing animal stress. Moreover, the training improved the skills and knowledge of the kurban committee, particularly in halal, hygienic, and regulated slaughtering practices. The success of this program provided not only a technical solution but also reinforced the religious and social values of the kurban ritual, while fostering community independence in applying appropriate technology. Therefore, this community service contributes to enhancing safety, meat quality, and the sustainability of an orderly, hygienic, and syar’i-compliant kurban tradition.
A reflective study on the use of the one day one color method in memorizing the Quran Arif Nugraha, Muhamad; Nuzul, Dinda Ainun; Qolbi, Satria Kharimul; S, Waway Qodratulloh
Humanika: Kajian Ilmiah Mata Kuliah Umum Vol. 25 No. 2 (2025): Humanika: Kajian Ilmiah Mata Kuliah Umum
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/hum.v25i2.89812

Abstract

The declining interest and consistency in memorizing the Quran among younger generations pose a serious challenge amidst digital disruption and academic pressure. This study reflects on the experiences of participants in the One Day One Color (O.D.O.C) program, a Quranic memorization method based on daily targets and visualized progress, designed to foster discipline and measurable spiritual engagement. A descriptive qualitative approach was employed using in-depth interviews with participants who had completed the program, to explore the cognitive, affective, and spiritual impacts of this method. The findings indicate that O.D.O.C effectively facilitates the formation of long-term memory structures, enhances intrinsic motivation, and strengthens emotional connections with Qur’anic verses. Although there is a decline in memorization intensity after the program ends, most participants demonstrate continued effort by adjusting their rhythm, integrating alternative methods, and leveraging technology. Memorization also serves as a reflective tool, a reinforcement of religious identity, and a form of emotional therapy. In conclusion, the O.D.O.C method is not only technically relevant but also has a transformative impact on character and spiritual development. Its success is contingent upon post-program support, including community engagement, strategic flexibility, and adaptive digital systems. This study recommends O.D.O.C as a promising methodological innovation in contemporary Qur’anic education.
The Influence of Internal and External Factors on Sukuk Issuance: A Case Study of Bank Muamalat Syariah during the 2014–2023 Period Gymnastiar, Raihan Firdaus; Mauluddi, Hasbi Assidiki; Syarief, Moch. Edman; Nugraha, Muhamad Arif
Journal of Applied Islamic Economics and Finance Vol. 6 No. 1 (2025): Journal of Applied Islamic Economics and Finance (Oktober 2025)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v6i1.6781

Abstract

This study aims to analyze financial and macroeconomic performance factors, namely Return on Asset (ROA), Debt to Equity Ratio (DER), Inflation, Money Supply, BI Rate on Sukuk Issuance at Bank Muamalat Syariah for the period 2014-2023. The population used in this study is Bank Muamalat Syariah for the period 2014-2023. The number of samples in this study is 10 annual report data from Bank Muamalat Syariah for the period 2014-2023. The sampling technique uses the multiple regression analysis method (Ordinary Least Square) on Bank Muamalat Syariah for the period 2014-2023. The method used is a quantitative method with Eviews 13 software to test the relationship between variables. The results of this study indicate that partially Return on Asset (ROA), Debt to Equity Ratio (DER), Inflation, Money Supply, BI Rate have an effect on Sukuk Issuance.
Analisis Kinerja Campuran Beton Aspal yang Mengandung Butiran Mineral Hasil Ekstraksi Aspal Buton sebagai Filler Nugraha, Muhamad Arif; Imam Aschuri; Riny Yolandha Parapat
Integrative Perspectives of Social and Science Journal Vol. 2 No. 04 September (2025): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Aspal Buton (asbuton) adalah campuran bitumen dan mineral yang banyak terdapat di Indonesia dengan kualitas mendekati aspal minyak. Melalui proses ekstraksi, mineral asbuton dapat digunakan sebagai filler pada campuran beton aspal. Filler berperan penting dalam mengisi rongga agregat sehingga mempengaruhi stabilitas dan kualitas campuran. Penelitian ini bertujuan mengetahui pengaruh subtitusi filler hasil ekstraksiasbuton terhadap kinerja campuran beton aspal pada kadar aspal optimum, serta menentukan persentase penggunaan yang paling berpengaruh. Variasi subtitusi filler dilakukan sebesar 5%, 10%, 15%, dan 25% dari total filler. Pengujian meliputi berat jenis filler dan uji Marshall. Hasil menunjukkan filler asbuton memiliki berat jenis lebih rendah karena masih mengandung aspal murni. Subtitusi filler meningkatkan stabilitas 9,84% dan flow 8,1%, sementara nilai VMA dan VIM menurun 4,58% dan 6,02%. Sebaliknya, nilai VFA meningkat hingga 2%.
Co-Authors Adang Hambali, Adang Alhamuddin Alhaq, Mutia Amiliya, Lya Cecep Anwar Dinda Amanda Ainun Nuzul Dinda Amanda AN Fachriyah, Neng Vera Gufron, Hilman Gymnastiar, Raihan Firdaus Hasbi Assidiki Mauluddi Hatala, Abdul Azis Imam Aschuri Irawan Karman Kusuma, Deni Tata Muhammad Firdaus, Rifqi Muhammad Yunus Maulana Nofiem Taufiqul Akbar Nurdin, Ade Ali Nuzul, Dinda Ainun Oding Ahmad Effendy Oding Ahmad Effendy Oding Oding Oman Warman Pamungkas, Muhamad Imam Permana, Hidayat Aji Pujastuti, Deti Qolbi, Satria Kharimul Riny Yolandha Parapat Rizal Rahmatullah Rizal Rahmatullah Rizky Alfahiz , Anang S, Waway Qodratulloh Sri Nuryuliyawati Sumiyati Syarief, Mochamad Edman Syarif, Moch. Edman Tatang Muh Nasir Tripuspitorini, Fifi Afiyanti Wilam Nafilah Robaeah