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All Journal Signifikan : Jurnal Ilmu Ekonomi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IQTISHADIA QIJIS (Qudus International Journal Of Islamic Studies) HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Pajak Indonesia (Indonesian Tax Review) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah ALQALAM Journal Analytica Islamica At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal GeoEkonomi Majalah Ilmiah Warta Dharmawangsa Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Syar'Insurance: Jurnal Asuransi Syariah Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Journal Of Sharia Banking Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economic Literatures Journal Of Islamic Social Finance Management Imara: Jurnal Riset Ekonomi Islam Management and Sustainability Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Research of Economics and Business

Harahap, Darwis

FEBI IAIN Padangsidimpuan

Author-ID : 758012

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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Analisis Stabilitas Dinar emas dan Dolar AS dalam Denominasi Rupiah Darwis Harahap
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 6, No 2: July 2014
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Stability Analysis of Gold Dinar and US Dollar in Rupiah Denomination. This study was aimed to (a) to know if there is a causality relation between Gold Dinar and U.S. Dolar, (b) to know that Gold Dinar more stabil than U.S. Dolar AS, (c) to know whether Gold Dinar can be alternative currency as a substitute for U.S. Dolar. The result is that the growth of Gold Dinar higher than U.S. Dolar, the result of Granger causality test shown that there was undirectional causality from Gold Dinar to U.S. Dolar. The result of Analysis of Variance (ANOVA) shown that U.S. than Dinar Gold more stabil Dolar AS that measured by Rupiah. From all of result tests, it can conclude that Gold Dinar can be a alternative currency instead of U.S. Dolar. DOI:10.15408/aiq.v6i2.1235

Kebahagiaan Dan Akhir Kehidupan Menurut Filsafat Ekonomi Islam Darwis Harahap
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 2 | No. 2 | 2015
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Philosophy is the mother of all sciences. The development of each discipline basically begins with philosophical thinking. Thinking philosophy on an object, thought to the roots of the birth of an object. In a simple philosophy can be defined as thinking in order freely and with deep, so get to the bottom of the issue (Muslih, 1973: 3). In the development of the study of philosophy that gave birth to the science studied scientifically. Sociological developments make knowledge of the results of the study of philosophy into a lifestyle even become worldview (Weltanschauung). This happens not only among scientists but also among ordinary people in general, whether consciously or not, has hegemony by the authority of a particular mindset (Muslih, 1973: 26-27). In realizing the happiness of the world and the hereafter can be extracted from the Qur'an and Sunnah. In this case, the concept of Islamic economics explore the concept of happiness in the level of economic practice. In the context of Islamic economics, happiness (Falah) is the main aim of the economy. It can be seen from the definition of economics itself, the efforts of the allocation of resources to produce goods and services in accordance with the instructions of Allah to earn His pleasure (Ahmad, 1993: 177), comes with a foundation of morality is very thick, and make falah as the main goal. Maslahah concept is the foundation to solve the problem "relative scarcity" of natural resources and human resources. This will regulate how natural resources are distributed evenly through the consumption of the commodities needed to realize maslahah. Production of the commodity in order to maslahah reached. Distribution of resources and commodities to the public so that every individual can reach maslahah.

PROBLEMATIKA PERILAKU KONSUMEN LEMBAGA KEUANGAN DAN PERBANKAN ISLAM Darwis Harahap; Rahmat Husein Lubis
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam │ Vol. 8 │ No. 1 │ 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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This study aims to determine the problems that exist in consumer behavior in Islamic financial and banking institutions. To find out this, a research was conducted on consumer behavior especially at Islamic Banks. This study uses a qualitative approach using secondary data. The results of the analysis show that there are several consumers behavior problems related with their intention and interest towards Islamic banks namely: religious/beliefs, culture factor and social factors, personal factors, psychology, motivation, perception, learning process, attitudes, ease and speed of processing, location and physical attributes, price, employee service.

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI HARGA SAHAM JAKARTA ISLAMIC INDEX (JII) Darwis Harahap
Journal Analytica Islamica Analytica Islamica | Vol. 5 | No. 2 | 2016
Publisher : Program Pascasarjana UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (404.252 KB)

The development of Islamic Mutual Fund in the form of Islamic investment in the capital market has not been socialized as it relates to the approval of the controversy has not kesyariahan mechanism of transactions in the capital market.One approach in assessing the company's stock price is to assess the company's book that looks at the balance sheet represents a company whose liquidation value or replacement cost of assets now. While some stock analysts formulate the company's stock price based on the stock price changes in the past, which is the main analysis graph or chart.To answer the question (reseach question) is filed, it will be used a number of variables and statistical and econometric analysis as follows: Pricet Ln = β0 + β1 + β2 ln ln SALES BV + β3 + β4 DER Ln Ln Ln EXCHANGE SBI + β5 + β6 Pricet Ln-1 + eResults Movement of sales (sales) significantly positively affect the shares of PT. Aneka Tambang (Persero) Tbk. And PT. Indonesian Satellite Corporation (Persero) (Indosat) Tbk. The book value (book value) of assets of PT. Aneka Tambang (Persero) Tbk. Significant positively affect the price of shares. Indonesian Satellite Corporation (Persero) (Indosat) Tbk. The movement of the debt ratio (debt ratio) PT. Indonesian Satellite Corporation (Persero) (Indosat) Tbk. significantly affect the company's stock price negatively. Movements in interest rates significantly negatively affect the share price on PT. Aneka Tambang. Movements in foreign exchange rates (exchange rate) does not significantly affect the company's stock price of PT. Aneka Tambang (Persero) Tbk. And PT. Indonesian Satellite Corporation (Persero) (Indosat) Tbk. The movement of stock prices significantly pad prior periods positively affects the price of shares. Aneka Tambang (Persero) Tbk. And PT. Indonesian Satellite Corporation (Persero) (Indosat) Tbk.

Determinan Dana Pihak Ketiga Bank Syariah di Indonesia: Model Vector Autoregresive Darwis Harahap
IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i1.2432

One of the performance indicators in Islamic banking industry is a third party fund. This study aims to analyze the determinant factors of the third party funds in the Indonesian Islamic banking industry. The method that used in this study is vector auto regressive (VAR). The variables in this study are capital adequacy ratio (CAR), non-performing financing (NPF), and financial to deposit ratio (FDR) as a benchmark of the financial performance of Islamic banking. The results of causality test results shows that the CAR does not affect LDPK, while LDPK affects CAR. NPF relationship with LDPK equally doesnt had an affects. Co-integration Test Results do not find co-integration equation, so there is no long-term relationship between the variables LDPK, CAR, NPF and FDR. Relationships occur only in the short term. The result of Vector Auto Regressive (VAR) test of impulse response function (IRF), variable shock causes disturbance variable itself and other variables in different variations. Salah satu indikator kinerja dari industri perbankan syariah ialah dana pihak ketiga. Penelitian ini bertujuan untuk melihat faktor yang memengaruhi dana pihak ketiga pada industri perbankan syariah di Indonesia. Penelitian ini menggunakan metode vector auto regressive (VAR). Variabel yang dipergunakan ialah rasio kecukupan modal (CAR), tingkat pembiayaan bermasalah (NPF), dan tingkat likuiditas (FDR) sebagai acuan kinerja keuangan dari industri perbankan syariah. Hasil uji kausalitas menunjukkan bahwa CAR tidak mempengaruhi LDPK. Sementara LDPK mempengaruhi CAR. Hubungan NPF dengan LDPK sama-sama tidak mempengaruhi. Hasil Uji Kointegrasi tidak ditemukan persamaan kointegrasi maka tidak terdapat hubungan jangka panjang antara variabel LDPK, CAR, NPF dan FDR. Hubungan yang terjadi hanya dalam jangka pendek. Hasil Analisis Vector Auto Regessive (VAR) dengan Analisis impulse response function (IRF) goncangan variabel menyebabkan ganguan variabel itu sendiri dan variabel lain dalam berbagai variasi.

ANALISIS PERBANDINGAN KEPUTUSAN PEMBELIAN SEPEDA MOTOR MEREK YAMAHA DAN HONDA (STUDI KASUS DESA AEK TUHUL KECAMATAN PADANGSIDIMPUAN BATUNADUA) Darwis Harahap; Nurul Izzah Lubis; Kusti Ardinah
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 2 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Persaingan bisnis di dunia otomotif khususnya sepeda motor saat ini semakin ketat, hal ini ditandai dengan adanya banyak varian produk dengan merek yang beraneka ragam yang diperkenalkan dipasaran. Kebutuhan alat transportasi yang semakin meningkat membuat sepeda motor menjadi transportasi yang digemari di kalangan masyarakat, yaitu Yamaha dan Honda. Sepeda motor merek Honda merupakan sepeda motor yang paling banyak digunakan oleh masyarakat dibandingkan dengan sepeda motor merek Yamaha. Dampak positif yang terjadi dengan adanya fenomena ini adalah sepeda motor banyak digunakan karena tidak hanya merupakan suatu kebutuhan saja, namun juga karena praktis, irit bahan bakar, hemat, perawatan yang murah, dan lebih efektif. Rumusan masalah penelitian ini adalah apakah terdapat perbedaan keputusan pembelian yang signifikan dari segi harga, merek, dan kualitas produk dalam keputusan pembelian sepeda motor merek Yamaha dan Honda. Tujuan penelitian ini adalah untuk mengetahui perbedaan keputusan pembelian yang signifikan dari segi harga, merek, dan kualitas produk dalam keputusan pembelian sepeda motor merek Yamaha dan Honda.Pembahasan penelitian ini berkaitan dengan bidang ilmu manajemen pemasaran. Sehubungan dengan itu, pendekatan yang dilakukan adalah teori-teori yang berkaitan dengan harga, merek, kualitas produk, dan keputusan pembelian.Penelitian ini merupakan penelitian kuantitatif, jenis penelitiannya yaitu analisis komparatif atau analisis perbedaan (perbandingan). Adapun instrumen pengumpulan data melalui angket (kuesioner). Analisis data yang digunakan adalah uji Independent Sample T-Test. Berdasarkan hasil penelitian ini diperoleh hasil signifikansi untuk variabel harga sebesar 0,077 yaitu (0,0770,1), maka Ha diterima dan H0 ditolak. Hasil signifikansi untuk variabel merek sebesar 0,000 yaitu (0,0000,1), maka Ha diterima dan H0 ditolak. Hasil signifikansi untuk variabel kualitas produk sebesar 0,067 yaitu (0,0670,1), maka Ha diterima dan H0 ditolak. Jadi dapat disimpulkan bahwa dari hasil uji Independent Sample T-Test terdapat perbedaan keputusan pembelian sepeda motor merek Yamaha dan Honda yang signifikansi dari segi harga, merek, dan kualitas produk.

Factors Affecting People's Consumption Behavior Using Online Shops with Islamic Economic Perspective in Padangsidimpuan City Darwis Harahap
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5753

Currently, e-commerce has become a shopping trend. People prefer to shop using online shops because there is a system of consumer freedom from having to go to stores that are far enough away and take a long time and consumers also have to leave the house to get the items they need. With ease and convenience, consumers prefer to transact in e-commerce to meet their various needs. However, now there has been a shift in shopping activities from fulfilling needs to desires that are redundant without being based on Islamic economic aspects. Therefore, this study aims to determine the relationship between the factors that influence online shop purchases through the accepted risk of people's consumptive behavior in the perspective of Islamic economics in Padangsidimpuan City. This research method uses Component Based Structure Equation Model (SEM) data analysis techniques and the model used is Loading Factor which is constructed from each factor studied using the Smart PLS 3 program tool. The price of online shop services with all the existing risks has a positive effect on people's consumptive behavior from an Islamic perspective.

ANALYSIS OF THE INFLUENCE OF EMPLOYEE DEVELOPMENT IN IMPROVING WORK QUALITY AT PT. BANK MUAMALAT PADANG SIDEMPUAN BRANCH erni nasution; darwis harahap; muhammad wandisyah
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5708

The background of this research is tha Islamic banking is an institution that carries out three main functions, namely accepting deposits, lending money, and services. And Islamic Bank Indonesia Gunung Tua has made it easy for customers to pay zakat, because zakat is legally obligatory for every Muslim who has assets. Objects according to the provisions stipulated by Islamc Bank in attaracting the publicto pay zakat (case study of the Indonesia Islamic Bank branch of Gunung Tua). The purpose of this research is to find out the strategy of Bank Syariah Indonesia branch Gunung Tua old). The theories that support this research consist of the notion of strategy, Islamic banking, Islamic banking principles, Islamic banking functions, Islamic banking as zakat management, zakat, zakat assets, zakat function, basic zakat obligations, zakat. This research is a qualitative research with a descriptive approach. The subjects of this research are employees and staff at Bank Syariah Indonesia Gunung Tua thchnical data collection using technical analysis of data using descriptive qualitative. Based on the results of research that has been carried out by researchehers in attracting the public to pay zakat at bank syariah Indonesia gunung tua by explaining what are the advantages that exist at bank syariah Indonesia gunung tua, and providing services for customers for transactions in paying zakat. The strategy carried out by bank syariah Indonesia in attracting the public to pay zakat is to use a marketing mix strategy, namely product, promotion, people, plce.

COMPARATIVE ANALYSIS OF RISK AND RETURN IN PT. BANK BRI SYARIAH BEFORE AND AFTER SPIN OFF siti ratna sari; darwis harahap; azwar hamid; rahmat annam
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

PT. Bank BRI Syariah is one of the banks that performs a spin-off with the aim of making a profit. Researchers use the FDR ratio to assess risk and ROA ratio to assess return at PT. BRI Syariah Bank before and after the spin off. The value of the FDR ratio before and after the spin off fluctuated but net income continued to increase as well as the value of the ROA ratio before and after the spin off fluctuated while net income continued to increase from year to year. The formulation of the problem in this study is whether there are differences in risk and return at PT. BRI Syariah Bank before and after the spin off. The purpose of this study was to analyze the difference in risk and return before and after the spin off. This research is a quantitative research. The data collection technique used is literature study and documentation, through the official website of PT. BRI Syariah, namely www.brisyariah.co.id and the Financial Services Authority, namely www.ojk.go.id. The data analysis technique used descriptive analysis, normality test, sample paired t-test. The data processing process using a computer program, namely SPSS version 22.0. The statistical test results of the paired t-test sample indicate that there are differences in risk (risk) of PT. BRI Syariah Bank before and after the spin off if measured using the Financing to Deposit Ratio (FDR), with a tcount value of 5.288 and a ttable value of 1.70329 (5.288 1.70329). The results of the statistical test of the paired t-test showed that there were differences in the return of PT. BRI Syariah Bank before and after the spin off if measured using Return On Assets (ROA), with a tcount value of 15.318 and a ttable value of 1.70329 (15.318 1.70329).

Motives of Non-Muslim Customers Using Services at PT Bank Syariah Mandiri Sibolga Branch Office mirna sari; darwis harahap; sry lestari; ferri alfadri
Journal Of Sharia Banking Vol 2, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

This research was motivated by in addition to Muslim customers it turns out there are also non-Muslim customers who are customers at Bank Syariah Mandiri Sibolga Branch Office. The purpose of this research is to find out whether there are many non-Muslim customers in BSM Sibolga and to find out what the motives of non-Muslim customers are using the services of Bank Syariah Mandiri Sibolga branch office. This type of research is descriptive qualitative. This research takes place in BSM Sibolga with research subjects of Bank employees: customer service, leadership, security guards and 9 non-Muslim customers related to the motives of non-Muslim customer customers in using services at BSM Sibolga, in this study supported by observation, interviews and documentation data. The results of this study conclude that the motives of non-Muslim customers in using BSM Sibolga services include: Personal motives namely work, cultural motives namely geographical (location) and groups (organizations or invitations from neighbors), and religious motives stimuli namely products. The most commonly found motif is a geographical motif, namely the location of Bank Syariah Mandiri Sibolga, located on the side of the road and easy to reach. Not found in the field of religious motives (religious observance), social motives (wealth, power and mastery of knowledge of personal motives (age and lifestyle). Non-Muslim customers Bank Syariah Mandiri Sibolga Branch Offices are mostly interested in gold pawning products. researchers conducted interviews with only a few non-Muslim customers who used gold pawning products that were found.

Co-Authors abdul nasser Abdul Nasser Hasibuan afni lestari Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Aini, Ihdi Aisyah, Insanul Alfadri, Ferri Alfadri, Ferry Ali Hardana Ali Isro’ Harahap Ananda Anugrah Nasution Arisman, A. Ayu Damayanti Azwar Hamid Dahlianti, Dahlianti Damayanti, Ayu endah Rabiatul Adawiyah Erliza Ambun Lubis erni nasution Farizal, Nando Fauzi, Rama Dika Ferry Alfadri gautama, budi Hamni Fadlilah Nasution Harahap, Hawanisa Harahap, Ima Khoirunnisa Harahap, Susanti hasanah siregar hasanah siregar husni husni Hutagalung, Muhammad Wandisyah R. Ibrahim Siregar Ida Royani Ihdi Aini Ihdi Aini Ikhwan Maksum indra muallim Jafar Nasution Juniar Siregar Khafifah, Hanna Kusti Ardinah Lestari, M.E.I, Sry Lubis, Maisarah M. Fauzan Maisarah Lubis Maripatul Uula, Mimma Masbulan Nasution Mimma Maripatul Uula Mirna Sari Mohammad Nur Rianto Al Arif Muhammad Arif Muhammad Arif Muhammad Isa muhammad wandisyah Muhammad Wandisyah R Hutagalung Mutiara Nauli Nando Farizal Nando Farizal Nasir Ahmad Khan Saragih Nasution, Abdillah Arif Nasution, Erni Nasution, Fadhil Assura Nasution, Indah Fitri Nauli, Mutiara Nirma Sari Siregar Nofinawati Nofinawati Nofinawati Nofinawati Nur Mutiah Nurhidayah Nurhidayah Nurul Izzah Lubis Pulungan, Ira Andriani rahmat annam Rahmat Hidayat Rahmat Husein Lubis Raja Zainal Abidin Harahap Rini Hayati Rodame Monitorir Napitupulu Rukiah Rukiah Rukiah Rukiah Rukiah Rukiah Saadah Saadah Saima Putri Siregar sannita sannita Sarmiana Batubara Sinaga, Siti Zubaida Siregar, Fatahuddin Aziz Siti Ena Aisyah Simbolon Siti Ratna Sari Sitompul, Erlina Sopia Kholilah Siregar Sulaiman Efendi Siregar Sumper Mulia Harahap, Sumper Mulia Susanti Harahap Syafitri, Alwijah Indah syuaib nasution Tanjung, Imam Azhari Try Mahendra Siregar tukma tukma Utari Evy Cahyani Utari Evy Cahyani Venny Alfayani Wardana, Ahmad Windi Wahyuni Simanjuntak Windi Wahyuni Simanjuntak Yenni Samri Juliati Nasution Yudi Sahala Muda Simatupang Zein, Aliman Syahuri Zulaika Matondang Zulaika Matondang

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