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All Journal Signifikan : Jurnal Ilmu Ekonomi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Pajak Indonesia (Indonesian Tax Review) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah ALQALAM Journal Analytica Islamica JOURNAL OF SCIENCE AND SOCIAL RESEARCH At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal GeoEkonomi Majalah Ilmiah Warta Dharmawangsa International Journal of Economics, Business and Accounting Research (IJEBAR) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Syar'Insurance: Jurnal Asuransi Syariah Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Journal Of Sharia Banking Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economic Literatures Journal Of Islamic Social Finance Management Imara: Jurnal Riset Ekonomi Islam Management and Sustainability Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Research of Economics and Business

Harahap, Darwis

FEBI IAIN Padangsidimpuan

Author-ID : 758012

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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Factors Affecting the Interest of Prospective Hajj Pilgrims Choosing Arafah Savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan afni lestari; darwis harahap; sry lestari; syuaib nasution
Journal Of Sharia Banking Vol 1, No 1 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

This research is motivated by the lack of interest of prospective pilgrims in choosing Hajj Arafah savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan, the data obtained fluctuated. The purpose of this study was to determine the effect of promotion, service, and product simultaneously on customer interest in choosing Hajj Arafah savings savings at Bank Muamalat Indonesia Tbk KCU Padangsidimpuan. This research is a quantitative research, the data source used is primary data. The data collection technique used is a questionnaire, with a sample of 92 respondents and the sample measurement technique is the Slovin formula. The analysis used is validity test and reliability test and classical assumption test. Multiple linear regression analysis, hypothesis testing and determination coefficient test R2. The results of this study simultaneously promotion, service, and product simultaneously influence the interest of prospective pilgrims to choose Arafah savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan.

Small and Medium Enterprises Business Strategy in Pandemic COVID-19 Darwis Harahap; Ferry Alfadri; Ayu Damayanti
Jurnal Iqtisaduna Proceeding of International Conference on Islamic Economics and Business 2020
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.16057

The COVID-19 pandemic that has hit the world including Indonesia since early 2020 has had a significant impact on the Indonesian economy, especially in the Small and Medium Enterprises (SME’s) sector. This study aims to determine an efficient business strategy to survive the COVID-19 pandemic in Padangsidimpuan City. This study uses descriptive qualitative analysis techniques with semi-structured interview methods using purposive sampling in selecting sources and then analyzed with SWOT analysis and described in the form of a matrix so as to produce several alternative SME’s business strategies during the COVID-19 pandemic. The results showed that several sectors in Padangsidimpuan City felt the direct impact of the COVID-19 pandemic, such as the areas of public transportation and tourism which experienced a decline. Meanwhile, in the food sector it is still stable, but in services such as expeditions and delivery it has increased. The narrow space of movement between sellers and buyers that is happening now makes selling online the main solution. Businesses need to open up insight in thinking to start choosing e-marketing as a promotional path for goods and services to increase the number of sales transactions while still adhering to health protocols.

Waqf Behavior During The Covid-19 Pandemic Darwis Harahap; Muhammad Arif; Nando Farizal; Mutiara Nauli
Jurnal Iqtisaduna Proceeding of International Conference on Islamic Economics and Business 2020
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.22354

Waqf is one of the instruments that are highly expected, even productive and the results can help the economy, education, and even the welfare of the community during the current COVID-19 pandemic. This is in stark contrast to the results of accumulating waqf in Indonesia which are still low compared to their potential. This study aims to look at the behavior of waqf in donating one's assets during the COVID-19 pandemic. This study uses descriptive quantitative analysis using the Theory of Planned Behavior approach. The data used in this study are primary data obtained through giving questionnaires to respondents. The hypothesis of this study was tested using Partial Least Square (PLS) analysis. The results of this study indicate that the variables of subjective norms, behavioral control, and religious commitment have an influence on waqf behavior during the COVID-19 pandemic. Meanwhile, attitudes and knowledge variables have no influence on waqf behavior. The implication of this research can be input for campuses, institutions or waqf management foundations to be able to increase waqf literacy which can support the interest of waqif in giving waqf in a pandemic or in the future.

Analisis Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Menggunakan Jasa Perbankan Syariah Raja Zainal Abidin Harahap; Darwis Harahap; Rukiah Rukiah; M. Fauzan; Ananda Anugrah Nasution
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Penelitian ini bertujuan untuk untuk mengetahui untuk mengetahui pengaruh lokasi, pengetahuan produk, dan promosi secara parsial dan simultan terhadap minat menggunakan jasa bank syariah pada masyarakat Desa Pudun Julu. Sampel pada penelitian ini adalah responden sebanyak 165,73 dan digenapkan menjadi 166 responden dari 283 populasi Desa Pudun Julu Kec. Padangsidimpuan Batunadua pada tahun 2019. Teknik analisis yang digunakan yaitu uji asumsi klasik, analisis regresi linier berganda, analisis koefisien determinasi, dan uji hipotesis dengan menggunakan Software SPSS 23. Hasil penelitian ini yaitu variabel lokasi dan pengetahuan produk mempunyai pengaruh yang signifikan terhadap minat masyarakat Desa Pudun Julu Kec. Padangsidimpuan Batunadua menggunakan jasa perbankan syariah. Kemudian variabel promosi tidak mempunyai pengaruh yang signifikan terhadap minat masyarakat Desa Pudun Julu Kec. Padangsidimpuan Batunadua. Setelah itu, variabel Lokasi, Pengetahuan Produk, dan Promosi memberikan pengaruh yang signifikan terhadap variabel Minat Masyarakat Desa Pudun Julu.

Perbandingan Kinerja Perbankan Syariah Di Indonesia Dan Malaysia Ditinjau Dari Maqashid Syariah Index Darwis Harahap; Rini Hayati Lubis; Nirma Sari Siregar
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2022): Januari 2022
Publisher : Ali Institute of Research and Publication

Arah dari penelitian ini yaitu menganalisis apakah ada perbedaan antara kemampuan dalam mengelolah keuangan pada sektor keuangan syariah di Indonesia dan Malaysia ditinjau sudut pandang pendidikan, perwujudan keadilan, dan kepentingan masyarakat berdasarkan metode Maqashid Syariah Index (MSI). Hasil riset bersifat kuantitatif ditambah pendekatan analisis komparatif. Sumber data yang diteliti sekunder bersumber dari 8 Bank Umum Syariah Indonesia begitu pula dengan lembaga keuangan di Malaysia. Informasi diperoleh dalam bentuk laporan keuangan perusahaan telah dipublikasi secara resmi oleh pihak bank di kedua negara tersebut. Sampel penelitian menggunakan purposive sampling. Dari hasil data diperoleh disimpulkan adanya perbedaan secara keseluruhan antara kinerja perbankan syariah di Indonesia dan Malaysia berdasarkan konsep Maqashid Syariah Index ditinjau dari perwujudan keadilan. Sedangkan dari aspek pendidikan dan kebutuhan masyarakat tidak terdapat perbedaan dari keduanya.

The Impact Of Covid-19 On Digital Sharia Banking In Padangsidimpuan City Muhammad Wandisyah R Hutagalung; Darwis Harahap; Muhammad Isa
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

The high level of direct transactions at Islamic banks during the Covid-19 pandemic is a common sight in Padangsidimpuan City. In fact, in the current 4.0 era, Islamic banks have provided various digital-based services to make it easier for customers to transact without having to come to Islamic banks, especially during the pandemic. This study aims to see the impact of the Covid-19 pandemic on the use of Digital Syariah Banking in Padangsidimpuan City. This study uses descriptive qualitative data analysis techniques with 400 samples. This study resulted that Covid-19 had no impact on the use of Digital Syariah Banking in Padangsidimpuan City. This is due to three factors, namely the public's view of Covid-19, security, and the location of Islamic banks.

Tingkat Kesadaran Generasi Milenial Bersedekah melalui Kitabisa.com Venny Alfayani; Darwis Harahap; Rodame Monitorir Napitupulu
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

ABSTRACT Based on a study conducted by IPSOS, it is said that one of the characteristics of millennials is that they care less about others. Millennials are described as only taking opportunities that benefit themselves. Tirto, a news and infographic site also conducted research aimed at knowing millennial habits in giving alms and revealing millennial views on the use of alms technology through Kitabisa.com. The type of research that the author does is quantitative research using primary and secondary data. Data collection techniques used are questionnaires and documentation. Sampling in this study using incidental sampling technique with a number of 93 people determined by using the Yamane Taro formula. The data analysis method used is the classical assumption test, the coefficient of determination test, multiple linear regression, and hypothesis testing. The results show that partially there is no influence of knowledge on the level of awareness of the millennial generation in giving alms through Kitabisa.com, while attitudes and actions have an influence. Meanwhile, the three of them simultaneously have an influence on the awareness level of the millennial generation through Kitabisa.com.Keywords : Awareness, Millennial, Kitabisa.comABSTRAKBerdasarkan studi yang dilakukan oleh Ipsos, dikatakan bahwa salah satu karakteristik milenial adalah kurang peduli terhadap sesama. Generasi milenial digambarkan hanya mengambil kesempatan yang menguntungkan dirinya. Tirto, sebuah situs berita dan infografik juga melakukan riset yang bertujuan untuk mengetahui kebiasaan milenial dalam bersedekah dan mengungkap pandangan milenial terhadap pemanfaatan teknologi bersedekah melalui Kitabisa.com. Jenis penelitian ini adalah penelitian lapangan (field research) yaitu penelitian langsung dilakukan dilapangan atau pada responden. Teknik pengumpulan data yang digunakan adalah kuesioner dan dokumentasi. Pengambilan sampel dalam penelitian ini menggunakan teknik insidental sampling dengan jumlah 93 orang yang ditentukan dengan menggunakan rumus Yamane Taro. Metode analisis data yang digunakan adalah uji asumsi klasik, uji koefisien determinasi, uji regresilinier berganda, dan uji hipotesis. Hasil penelitian menunjukkan bahwa secara parsial tidak terdapat pengaruh pengetahuan terhadap tingkat kesadaran generasi milenial bersedekah melalui Kitabisa.com, sedangkan sikap dan tindakan memiliki pengaruh. Sementara itu, secara simultan ketiganya memiliki pengaruh terhadap tingkat kesadaran generasi milenial bersedekah melalui Kitabisa.com.Kata Kunci: Kesadaran, Milenial, Kitabisa.com

Peran Dana Zakat Produktif dalam Meningkatkan Pendapatan Mustahik Sopia Kholilah Siregar; Darwis Harahap; Rini Hayati Lubis
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

ABSTRACT BAZNAS is a zakat management institution formed by the government which has the task of collecting, distributing and utilizing zakat. Zakat can change the role of a mustahiq from helping to being determined by the distribution strategies and programs carried out by zakat managers. This study aims to determine how the role of productive zakat funds in increasing mustahiq income in South Tapanuli BAZNAS. The results of this study indicate that the role of productive zakat in increasing mustahiq income in BAZNAS South Tapanuli has been effective. However, in developing a business, every mustahik has not been realized properly. This is because BAZNAS Tapanuli Selatan only distributes productive zakat and carries out evaluations, while coaching and mentoring are not carried out at all. So it has an impact on the mustahiq who run the business. Mustahiq's skills to manage the business are very lacking, resulting in the business not running. Keywords : BAZNAS, Mustahiq Income, Productive Zakat ABSTRAK BAZNAS merupakan lembaga pengelolaan zakat yang dibentuk oleh pemerintah yang mempunyai tugas dalam pengumpulan, pendistribusian dan pendayagunaan zakat. Zakat dapat merubah peran seorang mustahik dari yang dibantu menjadi membantu ditentukan oleh strategi dan program pendistribusian yang dilakukan pengelola zakat. Penelitian ini bertujuan untuk mengetahui bagaimana peran dana zakat produktif dalam meningkatkan pendapatan mustahik di BAZNAS Tapanuli Selatan. Hasil penelitian ini menunjukkan bahwa peran zakat produktif dalam meningkatkan pendapatan mustahik di BAZNAS Tapanuli Selatan sudah efektif. Akan tetapi dalam mengembangkan usaha setiap mustahik belum terealisasikan dengan baik. Hal ini di karenakan BAZNAS Tapanuli Selatan hanya menyalurkan zakat produktif dan melakukan evaluasi saja, sedangkan pembinaan dan pendampingan tidak dilakukan sama sekali. Maka hal itu berdampak pada mustahik yang menjalankan usahanya tersebut. Skill yang dimiliki mustahik untuk mengelola usahanya sangat kurang, sehingga mengakibatkan usaha tersebut tidak berjalan. Kata Kunci : BAZNAS, Pendapatan Mustahik, Zakat Produktif

Analisis Faktor-Faktor Yang Mempengaruhi Minat Wakif Dalam Berwakaf Pada Cash Waqf Linked Sukuk (CWLS) Dengan Altruisme Sebagai Variabel Moderasi Ahmad Afandi; Darwis Harahap; Maisarah Lubis
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 15 No 1 (2022): Al Awqaf : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol15Iss1.161

This study aims to see the effect of knowledge, information media, religiosity on the interest of wakif in waqf in Cash Waqf Linked Sukuk. Then the researcher added the altruism variable as a moderating variable. This type of research is descriptive quantitative research and data collection using a questionnaire technique distributed to respondents. The method of determining the sample using the Slovin formula obtained 100 research respondents. The data analysis technique used Structural Equation Modeling (SEM) with the help of SmartPLS. The research shows that the variables of knowledge, information media, religiosity and altruism have a positive effect on the interest of wakif in waqf in Cash Waqf Linked Sukuk. Then for the variable altruism cannot moderate knowledge, information media and religiosity on wakif interest in waqf in Cash Waqf Linked. The results of this study are expected to be used as a source of information and reference for those in need, especially the Indonesian Waqf Board (BWI).

STRATEGIES FOR HANDLING PROBLEMATIC ATM COMPLAINTS IN INCREASING CUSTOMER SATISFACTION AT PT. BANK MUAMALAT INDONESIA, Tbk KC PADANGSIDIMPUAN sannita sannita; darwis harahap; sulaiman efendi; husni husni
Journal Of Sharia Banking Vol 3, No 2 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v1i2.6436

This study aims to find out how PT. BMI, Tbk KC Padangsidimpuan implemented a strategy for handling troubled ATM complaints in increasing customer satisfaction. The discussion of this study relates to Islamic Banking. With handling of ATM complaints, it will be able to prevent a crisis, because banks can deal with problems more quickly and recognize the initial symptoms of a crisis by evaluating ATM complaints that are problematic that can harm banks. The method used is descriptive qualitative. Data collection techniques used were interviews, observation, and documentation. Researchers see that there are two factors that cause complaints of problematic ATMs, namely: this internal factor originates from the bank's internal, namely system that is experiencing problems, so it cannot serve customer needs in conducting a transaction. In addition, human resources are less skilled, causing customers to experience complaints, and external factors stem from the behavior of customers who do not understand how to use bank facilities, one of which is not being able to use an ATM card, as well as customers who are impatient, impatient. This makes these customers tend to commit careless actions, which causes the ATM card to be blocked, the customer's account can be debited, the ATM card to be swallowed, the ATM card to be damaged or the wrong transfer can no longer be used.

Co-Authors abdul nasser Abdul Nasser Hasibuan afni lestari Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Aini, Ihdi Aisyah, Insanul Alfadri, Ferri Alfadri, Ferry Ali Hardana Ali Isro’ Harahap Ananda Anugrah Nasution Arisman, A. Ayu Damayanti Azwar Hamid Dahlianti, Dahlianti Damayanti, Ayu endah Rabiatul Adawiyah Erliza Ambun Lubis erni nasution Farizal, Nando Fauzi, Rama Dika Ferry Alfadri gautama, budi Hamni Fadlilah Nasution Harahap, Hawanisa Harahap, Ima Khoirunnisa Harahap, Susanti hasanah siregar hasanah siregar Hayati, Syarifah husni husni Ibrahim Siregar Ida Royani Ihdi Aini Ihdi Aini Ikhwan Maksum indra muallim Jafar Nasution Juniar Siregar Kaban, Maria Khafifah, Hanna Kusti Ardinah Lestari, M.E.I, Sry Lubis, Maisarah M. Fauzan Maisarah Lubis Maripatul Uula, Mimma Masbulan Nasution Mimma Maripatul Uula Mirna Sari Mohammad Nur Rianto Al Arif Muhammad Arif Muhammad Arif Muhammad Isa muhammad wandisyah Muhammad Wandisyah Hutagalung Muhammad Wandisyah R Hutagalung Mutiara Nauli Nando Farizal Nando Farizal Nasir Ahmad Khan Saragih Nasution, Abdillah Arif Nasution, Erni Nasution, Fadhil Assura Nasution, Indah Fitri Nauli, Mutiara Nirma Sari Siregar Nofinawati Nofinawati Nofinawati Nofinawati Nur Mutiah Nurhidayah Nurhidayah Nurul Izzah Lubis Pulungan, Ira Andriani rahmat annam Rahmat Hidayat Rahmat Husein Lubis Raja Zainal Abidin Harahap Rini Hayati Rodame Monitorir Napitupulu Rosnidar Sembiring Rukiah Rukiah Rukiah Rukiah Rukiah Rukiah Saadah Saadah Saima Putri Siregar sannita sannita Sarmiana Batubara Siregar, Fatahuddin Aziz Siti Ena Aisyah Simbolon Siti Ratna Sari Siti Zubaida Sinaga Sitompul, Erlina Sopia Kholilah Siregar Sulaiman Efendi Siregar Sumper Mulia Harahap, Sumper Mulia Susanti Harahap Syafitri, Alwijah Indah syuaib nasution Tanjung, Imam Azhari Try Mahendra Siregar tukma tukma Utari Evy Cahyani Utari Evy Cahyani Utari Evy Cahyani Venny Alfayani Wardana, Ahmad Windi Wahyuni Simanjuntak Windi Wahyuni Simanjuntak Yenni Samri Juliati Nasution Yudi Sahala Muda Simatupang Zein, Aliman Syahuri Zulaika Matondang Zulaika Matondang

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