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All Journal Signifikan : Jurnal Ilmu Ekonomi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IQTISHADIA QIJIS (Qudus International Journal Of Islamic Studies) HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Pajak Indonesia (Indonesian Tax Review) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah ALQALAM Journal Analytica Islamica At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal GeoEkonomi Majalah Ilmiah Warta Dharmawangsa Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Syar'Insurance: Jurnal Asuransi Syariah Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Journal Of Sharia Banking Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economic Literatures Journal Of Islamic Social Finance Management Imara: Jurnal Riset Ekonomi Islam Management and Sustainability Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Research of Economics and Business
Harahap, Darwis
FEBI IAIN Padangsidimpuan
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Analysis Of Public Interest In Banking Products tukma tukma; darwis harahap; ihdi aini; ida royani
Journal Of Sharia Banking Vol 2, No 2 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v2i2.5042

Abstract

This research is based on the fact that there are still many people in Environment I Of Muara Manompas Village, Muara Batang Toru District, not yet familiar with Islamic bank products. The rapid development of Islamic banks has not been able to affect the public interest in products offered by Islamic banks. The entire community of Environment I Muara Manompas Village is Muslim, but public interest in Islamic bank products is still low. This is evidenced by the number of people who prefer products offered by conventional banks rather than Islamic banks. Andri Wicaksono's theory of expressing interest is a tendency that still pays attention to some activities. According to Yudrik Jahja in his book, Educational Psychology interest is an impulse that causes the bonding of individual attention to certain objects such as work, lessons, objects, and people. The sampling technique used is random sampling. Data processing uses SPSS application version 23. Data analysis uses instrument validity and reliability tests, descriptive statistical analysis tests, normality tests, classical assumption tests consisting of multicollinearity tests and heteroskedasticity tests, multiple linear regression tests, and hypothesis tests. The results of this study showed partially the variable of knowledge has an influence on public interest with a value of thitung = 1.841, so thitung ttabel, (1,841 1.66792). Location variables have an influence on people's interests with thitung value = 1.917 so that thitung ttabel (1.917 1.66792) and service quality variables have no effect on public interest with thitung value = 1.172 so thitung ttabel (1,172 1.66792). The results of simultaneous research show that the variables of knowledge, location, and quality of service have an influence on people's interests.
The Effect of Profitability Ratios on Financial Distress in Islamic Commercial Banks in Indonesia hasanah siregar; darwis Harahap; abdul nasser; nofinawati nofinawati
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (792.838 KB) | DOI: 10.24952/jsb.v1i2.4352

Abstract

The background of this research is based on the existing theory that the higher the level of profit sharing, the Musyarakah financing will increase, conversely if the profit sharing rate decreases, the Musyarakah financing will tend to decrease. This is not in accordance with the financial statements of sharia commercial banks and sharia business units for the 2016-2018 period. So that the formulation of the problem in this research is whether there is an effect on the level of revenue sharing towards the financing of Musyarakah in Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. And this study aims to determine whether there is an effect of the level of profit sharing on the financing of Musyarakah in Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. This study deals with financial statements that discuss the notion of financing, elements of financing, financing functions, financing benefits, understanding Musyarakah, types of Musyarakah, Al-Musyarakah benefits, Understanding of results, basic principles of the concept of revenue sharing, method of calculation of results , the application of profit sharing in Islamic banking, in connection with the approach taken is the theories relating to the financing of Musharaka, profit sharing. This type of research is descriptive quantitative research. The data source used is secondary data taken through www.ojk.go.id. Data collection techniques used are literature study and documentation based on financial reports on the level of profit sharing, musyarakah financing at Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. The data analysis technique used is descriptive analysis test, normality test, simple linear regression analysis test, hypothesis test: t test, determination coefficient test (R2). The results of the study partially indicate that the level of revenue sharing affects the financing of Musyarakah.
The Effect of Profitability Ratios on Financial Distress in Islamic Commercial Banks in Indonesia hasanah siregar; darwis harahap; abdul nasser hasibuan; nofinawati nofinawati
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (796.004 KB) | DOI: 10.24952/jsb.v1i2.4430

Abstract

The background of this research is based on the existing theory that the higher the level of profit sharing, the Musyarakah financing will increase, conversely if the profit sharing rate decreases, the Musyarakah financing will tend to decrease. This is not in accordance with the financial statements of sharia commercial banks and sharia business units for the 2016-2018 period. So that the formulation of the problem in this research is whether there is an effect on the level of revenue sharing towards the financing of Musyarakah in Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. And this study aims to determine whether there is an effect of the level of profit sharing on the financing of Musyarakah in Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. This study deals with financial statements that discuss the notion of financing, elements of financing, financing functions, financing benefits, understanding Musyarakah, types of Musyarakah, Al-Musyarakah benefits, Understanding of results, basic principles of the concept of revenue sharing, method of calculation of results , the application of profit sharing in Islamic banking, in connection with the approach taken is the theories relating to the financing of Musharaka, profit sharing. This type of research is descriptive quantitative research. The data source used is secondary data taken through www.ojk.go.id. Data collection techniques used are literature study and documentation based on financial reports on the level of profit sharing, musyarakah financing at Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. The data analysis technique used is descriptive analysis test, normality test, simple linear regression analysis test, hypothesis test: t test, determination coefficient test (R2). The results of the study partially indicate that the level of revenue sharing affects the financing of Musyarakah.
Factors Affecting the Interest of Prospective Hajj Pilgrims Choosing Arafah Savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan afni lestari; darwis harahap; sry lestari; syuaib nasution
Journal Of Sharia Banking Vol 1, No 1 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (603.452 KB) | DOI: 10.24952/jsb.v1i1.4680

Abstract

This research is motivated by the lack of interest of prospective pilgrims in choosing Hajj Arafah savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan, the data obtained fluctuated. The purpose of this study was to determine the effect of promotion, service, and product simultaneously on customer interest in choosing Hajj Arafah savings savings at Bank Muamalat Indonesia Tbk KCU Padangsidimpuan. This research is a quantitative research, the data source used is primary data. The data collection technique used is a questionnaire, with a sample of 92 respondents and the sample measurement technique is the Slovin formula. The analysis used is validity test and reliability test and classical assumption test. Multiple linear regression analysis, hypothesis testing and determination coefficient test R2. The results of this study simultaneously promotion, service, and product simultaneously influence the interest of prospective pilgrims to choose Arafah savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan.
Small and Medium Enterprises Business Strategy in Pandemic COVID-19 Darwis Harahap; Ferry Alfadri; Ayu Damayanti
Jurnal Iqtisaduna Proceeding of International Conference on Islamic Economics and Business 2020
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.16057

Abstract

The COVID-19 pandemic that has hit the world including Indonesia since early 2020 has had a significant impact on the Indonesian economy, especially in the Small and Medium Enterprises (SME’s) sector. This study aims to determine an efficient business strategy to survive the COVID-19 pandemic in Padangsidimpuan City. This study uses descriptive qualitative analysis techniques with semi-structured interview methods using purposive sampling in selecting sources and then analyzed with SWOT analysis and described in the form of a matrix so as to produce several alternative SME’s business strategies during the COVID-19 pandemic. The results showed that several sectors in Padangsidimpuan City felt the direct impact of the COVID-19 pandemic, such as the areas of public transportation and tourism which experienced a decline. Meanwhile, in the food sector it is still stable, but in services such as expeditions and delivery it has increased. The narrow space of movement between sellers and buyers that is happening now makes selling online the main solution. Businesses need to open up insight in thinking to start choosing e-marketing as a promotional path for goods and services to increase the number of sales transactions while still adhering to health protocols.
Waqf Behavior During The Covid-19 Pandemic Darwis Harahap; Muhammad Arif; Nando Farizal; Mutiara Nauli
Jurnal Iqtisaduna Proceeding of International Conference on Islamic Economics and Business 2020
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.22354

Abstract

Waqf is one of the instruments that are highly expected, even productive and the results can help the economy, education, and even the welfare of the community during the current COVID-19 pandemic. This is in stark contrast to the results of accumulating waqf in Indonesia which are still low compared to their potential. This study aims to look at the behavior of waqf in donating one's assets during the COVID-19 pandemic. This study uses descriptive quantitative analysis using the Theory of Planned Behavior approach. The data used in this study are primary data obtained through giving questionnaires to respondents. The hypothesis of this study was tested using Partial Least Square (PLS) analysis. The results of this study indicate that the variables of subjective norms, behavioral control, and religious commitment have an influence on waqf behavior during the COVID-19 pandemic. Meanwhile, attitudes and knowledge variables have no influence on waqf behavior. The implication of this research can be input for campuses, institutions or waqf management foundations to be able to increase waqf literacy which can support the interest of waqif in giving waqf in a pandemic or in the future.
Analisis Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Menggunakan Jasa Perbankan Syariah Raja Zainal Abidin Harahap; Darwis Harahap; Rukiah Rukiah; M. Fauzan; Ananda Anugrah Nasution
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.243 KB) | DOI: 10.30651/jms.v7i2.11547

Abstract

Penelitian ini bertujuan untuk untuk mengetahui untuk mengetahui pengaruh lokasi, pengetahuan produk, dan promosi secara parsial dan simultan terhadap minat menggunakan jasa bank syariah pada masyarakat Desa Pudun Julu. Sampel pada penelitian ini adalah responden sebanyak 165,73 dan digenapkan menjadi 166 responden dari 283 populasi Desa Pudun Julu Kec. Padangsidimpuan Batunadua pada tahun 2019. Teknik analisis yang digunakan yaitu uji asumsi klasik, analisis regresi linier berganda, analisis koefisien determinasi, dan uji hipotesis dengan menggunakan Software SPSS 23. Hasil penelitian ini yaitu variabel lokasi dan pengetahuan produk mempunyai pengaruh yang signifikan terhadap minat masyarakat Desa Pudun Julu Kec. Padangsidimpuan Batunadua  menggunakan jasa perbankan syariah. Kemudian variabel promosi tidak mempunyai pengaruh yang signifikan terhadap minat masyarakat Desa Pudun Julu Kec. Padangsidimpuan Batunadua. Setelah itu, variabel Lokasi, Pengetahuan Produk, dan Promosi memberikan pengaruh yang signifikan terhadap variabel Minat Masyarakat Desa Pudun Julu.
Perbandingan Kinerja Perbankan Syariah Di Indonesia Dan Malaysia Ditinjau Dari Maqashid Syariah Index Darwis Harahap; Rini Hayati Lubis; Nirma Sari Siregar
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2022): Januari 2022
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1045.878 KB) | DOI: 10.55537/mumtaz.v1i1.81

Abstract

Arah dari penelitian ini yaitu menganalisis apakah ada perbedaan antara kemampuan dalam mengelolah keuangan pada sektor keuangan syariah di Indonesia dan Malaysia ditinjau sudut pandang pendidikan, perwujudan keadilan, dan kepentingan masyarakat berdasarkan metode Maqashid Syariah Index (MSI). Hasil riset bersifat kuantitatif ditambah pendekatan analisis komparatif. Sumber data yang diteliti sekunder bersumber dari  8 Bank Umum Syariah Indonesia begitu pula dengan lembaga keuangan di Malaysia. Informasi diperoleh dalam bentuk laporan keuangan perusahaan telah dipublikasi secara resmi oleh pihak bank di kedua negara tersebut. Sampel penelitian menggunakan purposive sampling. Dari hasil data diperoleh disimpulkan adanya perbedaan secara keseluruhan antara kinerja perbankan syariah di Indonesia dan Malaysia berdasarkan konsep Maqashid Syariah Index  ditinjau dari perwujudan keadilan. Sedangkan dari aspek pendidikan dan kebutuhan masyarakat tidak terdapat perbedaan dari keduanya.
The Impact Of Covid-19 On Digital Sharia Banking In Padangsidimpuan City Muhammad Wandisyah R Hutagalung; Darwis Harahap; Muhammad Isa
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (532.432 KB) | DOI: 10.36908/isbank.v8i1.417

Abstract

The high level of direct transactions at Islamic banks during the Covid-19 pandemic is a common sight in Padangsidimpuan City. In fact, in the current 4.0 era, Islamic banks have provided various digital-based services to make it easier for customers to transact without having to come to Islamic banks, especially during the pandemic. This study aims to see the impact of the Covid-19 pandemic on the use of Digital Syariah Banking in Padangsidimpuan City. This study uses descriptive qualitative data analysis techniques with 400 samples. This study resulted that Covid-19 had no impact on the use of Digital Syariah Banking in Padangsidimpuan City. This is due to three factors, namely the public's view of Covid-19, security, and the location of Islamic banks.
Tingkat Kesadaran Generasi Milenial Bersedekah melalui Kitabisa.com Venny Alfayani; Darwis Harahap; Rodame Monitorir Napitupulu
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (780.821 KB) | DOI: 10.24952/jisfim.v2i2.5019

Abstract

ABSTRACT Based on a study conducted by IPSOS, it is said that one of the characteristics of millennials is that they care less about others. Millennials are described as only taking opportunities that benefit themselves. Tirto, a news and infographic site also conducted research aimed at knowing millennial habits in giving alms and revealing millennial views on the use of alms technology through Kitabisa.com. The type of research that the author does is quantitative research using primary and secondary data. Data collection techniques used are questionnaires and documentation. Sampling in this study using incidental sampling technique with a number of 93 people determined by using the Yamane Taro formula. The data analysis method used is the classical assumption test, the coefficient of determination test, multiple linear regression, and hypothesis testing. The results show that partially there is no influence of knowledge on the level of awareness of the millennial generation in giving alms through Kitabisa.com, while attitudes and actions have an influence. Meanwhile, the three of them simultaneously have an influence on the awareness level of the millennial generation through Kitabisa.com.Keywords : Awareness, Millennial, Kitabisa.comABSTRAKBerdasarkan studi yang dilakukan oleh Ipsos, dikatakan bahwa salah satu karakteristik milenial adalah kurang peduli terhadap sesama. Generasi milenial digambarkan hanya mengambil kesempatan yang menguntungkan dirinya. Tirto, sebuah situs berita dan infografik juga melakukan riset yang bertujuan untuk mengetahui kebiasaan milenial dalam bersedekah dan mengungkap pandangan milenial terhadap pemanfaatan teknologi bersedekah melalui Kitabisa.com. Jenis penelitian ini adalah penelitian lapangan (field research) yaitu penelitian langsung dilakukan dilapangan atau pada responden. Teknik pengumpulan data yang digunakan adalah kuesioner dan dokumentasi. Pengambilan sampel dalam penelitian ini menggunakan teknik insidental sampling dengan jumlah 93 orang yang ditentukan dengan menggunakan rumus Yamane Taro. Metode analisis data yang digunakan adalah uji asumsi klasik, uji koefisien determinasi, uji regresilinier berganda, dan uji hipotesis. Hasil penelitian menunjukkan bahwa secara parsial tidak terdapat pengaruh pengetahuan terhadap tingkat kesadaran generasi milenial bersedekah melalui Kitabisa.com, sedangkan sikap dan tindakan memiliki pengaruh. Sementara itu, secara simultan ketiganya memiliki pengaruh terhadap tingkat kesadaran generasi milenial bersedekah melalui Kitabisa.com.Kata Kunci:  Kesadaran, Milenial, Kitabisa.com 
Co-Authors abdul nasser Abdul Nasser Hasibuan afni lestari Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Aini, Ihdi Aisyah, Insanul Alfadri, Ferri Alfadri, Ferry Ali Hardana Ali Isro’ Harahap Ananda Anugrah Nasution Arisman, A. Ayu Damayanti Azwar Hamid Dahlianti, Dahlianti Damayanti, Ayu endah Rabiatul Adawiyah Erliza Ambun Lubis erni nasution Farizal, Nando Fauzi, Rama Dika Ferry Alfadri gautama, budi Hamni Fadlilah Nasution Harahap, Hawanisa Harahap, Ima Khoirunnisa Harahap, Susanti hasanah siregar hasanah siregar husni husni Hutagalung, Muhammad Wandisyah R. Ibrahim Siregar Ida Royani Ihdi Aini Ihdi Aini Ikhwan Maksum indra muallim Jafar Nasution Juniar Siregar Khafifah, Hanna Kusti Ardinah Lestari, M.E.I, Sry Lubis, Maisarah M. Fauzan Maisarah Lubis Maripatul Uula, Mimma Masbulan Nasution Mimma Maripatul Uula Mirna Sari Mohammad Nur Rianto Al Arif Muhammad Arif Muhammad Arif Muhammad Isa muhammad wandisyah Muhammad Wandisyah R Hutagalung Mutiara Nauli Nando Farizal Nando Farizal Nasir Ahmad Khan Saragih Nasution, Abdillah Arif Nasution, Erni Nasution, Fadhil Assura Nasution, Indah Fitri Nauli, Mutiara Nirma Sari Siregar Nofinawati Nofinawati Nofinawati Nofinawati Nur Mutiah Nurhidayah Nurhidayah Nurul Izzah Lubis Pulungan, Ira Andriani rahmat annam Rahmat Hidayat Rahmat Husein Lubis Raja Zainal Abidin Harahap Rini Hayati Rodame Monitorir Napitupulu Rukiah Rukiah Rukiah Rukiah Rukiah Rukiah Saadah Saadah Saima Putri Siregar sannita sannita Sarmiana Batubara Sinaga, Siti Zubaida Siregar, Fatahuddin Aziz Siti Ena Aisyah Simbolon Siti Ratna Sari Sitompul, Erlina Sopia Kholilah Siregar Sulaiman Efendi Siregar Sumper Mulia Harahap, Sumper Mulia Susanti Harahap Syafitri, Alwijah Indah syuaib nasution Tanjung, Imam Azhari Try Mahendra Siregar tukma tukma Utari Evy Cahyani Utari Evy Cahyani Venny Alfayani Wardana, Ahmad Windi Wahyuni Simanjuntak Windi Wahyuni Simanjuntak Yenni Samri Juliati Nasution Yudi Sahala Muda Simatupang Zein, Aliman Syahuri Zulaika Matondang Zulaika Matondang